On Advances other than Rupee Export Credit - ਆਰਬੀਆਈ - Reserve Bank of India
Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended June 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.50 | 16.50 | 5.70 | 15.15 | 5.00 | 16.75 | 8.10 | 15.00 | 7.18 | 10.10 | 7.30 | 14.55 |
Pvt. Sec. Banks | 7.00 | 18.70 | 5.95 | 18.83 | 4.00 | 25.00 | 9.05 | 12.43 | 8.04 | 10.35 | 7.70 | 12.25 |
Foreign Banks | 8.63 | 12.50 | 7.46 | 9.88 | 6.60 | 11.40 | 8.75 | 10.58 | 7.70 | 8.57 | 7.73 | 9.92 |
Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended December 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.50 | 16.73 | 6.50 | 16.10 | 5.00 | 16.88 | 8.15 | 14.70 | 7.20 | 10.20 | 7.15 | 14.13 |
Pvt. Sec. Banks | 7.18 | 19.96 | 6.25 | 19.25 | 4.00 | 26.00 | 9.05 | 12.59 | 8.15 | 11.45 | 7.20 | 15.75 |
Foreign Banks | 8.68 | 13.17 | 7.49 | 10.30 | 6.45 | 11.46 | 9.38 | 10.49 | 7.78 | 8.63 | 7.70 | 10.10 |
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended December 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.75 | 36.50 | 3.00 | 36.00 | 3.80 | 36.00 | 3.80 | 18.60 | 5.00 | 18.75 | 3.80 | 19.09 |
Pvt. Sec. Banks | 4.00 | 47.88 | 1.50 | 47.40 | 0.10 | 47.88 | 5.55 | 47.88 | 5.10 | 47.40 | 2.35 | 47.88 |
Foreign Banks | 6.90 | 45.63 | 4.38 | 47.88 | 1.00 | 42.00 | 6.90 | 45.63 | 4.49 | 47.88 | 4.00 | 42.00 |
Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended March 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.50 | 16.73 | 6.20 | 15.43 | 4.50 | 16.85 | 8.25 | 14.70 | 7.33 | 10.08 | 7.30 | 14.58 |
Pvt. Sec. Banks | 7.00 | 19.92 | 5.85 | 19.25 | 4.00 | 25.25 | 9.00 | 12.52 | 8.13 | 11.23 | 7.50 | 15.75 |
Foreign Banks | 9.70 | 12.85 | 7.50 | 10.31 | 6.50 | 11.50 | 9.80 | 10.75 | 7.90 | 8.79 | 7.70 | 10.09 |
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended March 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.80 | 36.50 | 4.00 | 36.00 | 3.80 | 36.00 | 4.00 | 18.35 | 5.00 | 18.75 | 3.80 | 19.09 |
Pvt. Sec. Banks | 4.00 | 47.88 | 1.25 | 47.40 | 1.00 | 47.88 | 7.00 | 47.88 | 4.23 | 47.40 | 2.50 | 47.88 |
Foreign Banks | 7.30 | 45.63 | 3.25 | 47.88 | 1.00 | 42.00 | 7.30 | 45.63 | 4.20 | 47.88 | 4.00 | 42.00 |
Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended Septemeber 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.50 | 16.38 | 5.58 | 15.90 | 5.00 | 16.88 | 7.83 | 13.80 | 7.12 | 10.13 | 7.25 | 14.55 |
Pvt. Sec. Banks | 7.00 | 19.10 | 6.25 | 18.85 | 4.00 | 26.00 | 9.13 | 12.37 | 8.08 | 10.50 | 7.70 | 14.75 |
Foreign Banks | 8.63 | 12.95 | 7.29 | 9.73 | 6.50 | 11.50 | 8.75 | 10.58 | 7.70 | 8.53 | 7.70 | 10.20 |
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended September 2024 | ||||||||||||
(Per cent per annum) | ||||||||||||
Interest Rate Range including all | Interest Rate Range at which at least | |||||||||||
Bank Group | of business contracted at Extreme Rate | 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 4.00 | 36.50 | 4.00 | 36.00 | 4.00 | 36.00 | 4.00 | 19.00 | 5.00 | 18.75 | 4.00 | 19.09 |
Pvt. Sec. Banks | 4.00 | 47.88 | 1.25 | 47.40 | 2.00 | 47.88 | 5.35 | 47.88 | 5.77 | 47.40 | 2.00 | 47.88 |
Foreign Banks | 7.09 | 45.63 | 4.73 | 47.88 | 1.00 | 42.00 | 7.40 | 45.63 | 5.00 | 47.88 | 5.00 | 42.00 |