On Advances other than Rupee Export Credit - ਆਰਬੀਆਈ

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Table 2 : Median Range of Interest Rates on Advances for the Quarter Ended December 2021
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	5.76	15.25	6.90	14.02	5.63	14.88	7.15	13.35	6.91	11.25	7.03	12.28
Pvt. Sec. Banks	6.90	19.73	4.00	19.05	3.75	26.00	8.18	11.95	7.01	10.33	5.86	18.13
Foreign Banks	8.25	12.63	4.05	10.25	5.22	10.20	8.68	9.85	4.55	7.25	5.94	9.50

Table 2 : Median Range of Interest Rates on Advances For the Month Ended March 2011
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	9.00	16.88	9.00	16.88	8.45	17.13	9.85	14.00	9.50	13.88	8.88	13.88
Pvt. Sec. Banks	9.00	18.13	7.88	17.50	5.60	19.50	12.00	14.50	10.00	13.00	9.00	14.00
Foreign Banks	10.25	15.00	8.65	14.50	6.33	12.88	10.50	14.05	9.45	11.38	7.70	12.00

Table 1 : Range of Interest Rates on Advances - June 2017
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	1.50	36.60	1.00	31.40	1.00	24.95	7.00	19.15	4.00	19.15	7.00	16.95
Private Sector Banks	2.00	30.00	2.50	46.00	1.50	34.25	5.55	21.00	6.50	24.05	3.85	26.00
Foreign Banks	7.65	42.46	1.40	47.88	1.00	28.00	7.77	42.46	3.47	47.88	2.00	27.00

Table 2 : Median Range of Interest Rates on Advances For the Month Ended December 2010
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	8.73	16.00	8.50	16.00	8.38	16.13	9.66	13.50	9.00	13.50	8.75	13.50
Pvt. Sec. Banks	9.13	17.50	6.75	16.88	5.80	18.13	11.50	14.00	8.88	12.00	8.25	14.50
Foreign Banks	11.00	14.50	7.75	14.50	7.38	13.50	12.00	14.50	8.33	12.25	8.00	12.75

Table 2 : Median Range of Interest Rates on Advances for the Month Ended June 2011
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	9.25	17.25	9.73	17.25	8.70	17.50	10.00	14.00	10.00	13.88	9.50	14.50
Pvt. Sec. Banks	10.00	18.38	7.88	18.50	6.00	19.50	12.00	15.00	10.00	13.45	9.25	15.00
Foreign Banks	10.50	15.50	8.50	14.00	7.13	12.95	11.25	14.50	9.88	12.06	7.70	12.00

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- March 2014
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	7.00	17.85	7.63	17.35	9.25	17.88	10.25	13.93	10.25	13.48	10.25	15.00
Pvt. Sec. Banks	10.75	18.05	10.38	17.88	7.50	19.93	12.00	15.00	11.00	13.63	10.88	15.25
Foreign Banks	10.50	15.52	9.74	14.62	9.57	13.50	11.50	13.70	9.93	13.03	9.95	13.00

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- December 2014
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	7.00	17.25	7.33	17.23	10.00	17.75	10.25	14.50	10.25	13.38	10.25	15.00
Private Sector Banks	10.75	18.75	10.18	17.88	5.65	20.55	11.39	14.25	10.90	13.00	10.88	15.38
Foreign Banks	10.40	14.50	9.68	13.63	9.60	13.75	11.25	13.50	9.75	11.73	9.90	13.00

Table 1 : Range of Interest Rates on Advances for the Month ended March 2020
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	3.10	26.75	4.00	24.25	3.47	30.00	1.80	25.20	4.00	18.75	3.47	18.70
Private Sector Banks	1.00	30.00	3.53	46.00	1.00	40.00	4.50	30.00	4.01	24.00	4.00	31.50
Foreign Banks	5.90	45.02	0.04	47.88	1.00	23.99	6.10	45.02	0.20	47.88	2.50	19.00

Table 1 : Range of Interest Rates on Advances for the Quarter ended December 2020
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	0.00	23.80	0.00	22.15	0.00	27.50	0.00	23.75	0.00	18.75	0.00	25.95
Pvt. Sec. Banks	1.00	47.88	0.00	46.00	0.00	40.89	4.00	30.00	4.00	19.60	0.00	29.00
Foreign Banks	3.63	45.02	0.05	47.88	0.00	25.00	3.63	45.02	0.05	47.88	0.00	19.00

Table 1 : Range of Interest Rates on Advances - December 2016
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	2.00	30.40	2.28	31.40	1.00	30.00	5.43	18.90	5.50	16.95	4.70	19.00
Private Sector Banks	3.00	30.00	4.00	46.00	1.15	34.25	4.09	21.00	6.50	23.00	4.00	26.00
Foreign Banks	7.71	42.46	1.40	47.88	1.00	26.00	8.30	42.46	3.47	47.88	2.00	21.50

Table 1 : Range of interest rates on advances (above Rs. 2 lakh) other than export credit for the quarter ended March 2009
(per cent per annum)
	Interest rate range excluding 5 % of business contracted at extreme rate		Interest rate range at which at least 60 % business is contracted
	Demand Loans	Term Loans	Demand Loans	Term Loans
Public Sector Banks	3.50 –18.00	5.65 – 18.00	7.00 – 16.25	5.65 – 15.75
Foreign Banks	5.50 – 18.50	5.00 – 25.50	6.75 – 17.25	7.50 – 21.00
Private Sector Banks	4.75 – 24.00	5.06 – 26.00	5.00 – 18.50	9.00 – 19.75
Note : i) Data pertain to 78 banks, of which 27 are public sector banks, 29 are foreign banks and 22 are private sector banks.

Table 2 : Median Range of Interest Rates on Advances for the Month ended December 2019
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	7.00	15.73	7.00	15.98	8.03	16.13	8.10	12.25	7.60	11.90	8.28	13.90
Private Sector Banks	8.60	18.35	7.00	19.00	5.99	23.86	9.95	13.35	9.00	12.00	8.10	15.63
Foreign Banks	9.25	13.50	6.56	10.69	7.25	11.28	9.55	11.25	7.19	9.40	7.60	10.61

Table 2: Median Range of Interest Rates on Advances for the Month Ended June 2020
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	7.00	16.63	6.50	16.63	6.48	16.13	7.00	15.10	7.00	13.43	7.53	15.10
Pvt. Sec. Banks	8.06	18.00	5.75	19.00	4.00	23.85	9.40	13.35	8.85	11.90	8.00	15.63
Foreign Banks	9.00	12.70	5.73	10.25	6.48	11.03	9.00	10.50	6.42	8.50	6.98	9.95

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-September- 2015
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	9.65	17.05	7.00	17.45	9.75	17.75	9.95	13.75	9.90	13.50	10.00	14.75
Private Sector Banks	10.50	18.43	10.20	18.00	5.00	20.75	10.88	14.75	10.75	13.25	10.75	15.75
Foreign Banks	10.50	13.63	9.25	12.80	9.30	13.38	11.80	13.23	9.50	11.40	9.50	12.50

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- June- 2015
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	9.95	17.05	7.50	17.35	9.95	17.70	10.00	13.75	10.00	13.50	10.00	14.50
Private Sector Banks	10.25	18.28	9.95	18.05	4.00	20.75	11.13	14.75	10.75	13.00	10.75	15.00
Foreign Banks	10.50	14.28	9.40	13.00	9.50	13.75	12.01	13.50	9.65	11.50	9.75	12.50

Table 2 : Median Range of Interest Rates on Advances for the Quarter ended March 2019
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	7.00	16.25	7.00	15.63	8.10	16.75	8.28	12.98	8.20	12.48	8.58	14.68
Private Sector Banks	8.85	19.00	7.69	19.00	5.62	23.08	9.60	13.65	9.00	11.50	8.50	15.35
Foreign Banks	9.15	13.35	8.00	11.50	8.03	11.83	9.75	11.25	8.20	10.75	8.50	11.35

Table 1 : Range of Interest Rates on Advances for the Quarter ended June 2019
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	3.30	39.40	4.00	60.00	2.00	30.00	4.15	23.35	4.00	19.00	4.00	22.50
Private Sector Banks	1.00	30.00	3.55	48.13	1.00	40.00	4.40	30.00	4.20	19.25	4.00	26.00
Foreign Banks	7.14	45.02	1.40	47.88	1.00	31.70	7.14	42.46	4.30	47.88	2.50	27.00

Table 1 : Range of Interest Rates on Advances for the month ended September 2019
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	3.15	28.35	4.00	44.75	4.00	37.50	4.05	28.15	4.00	18.75	4.00	20.75
Private Sector Banks	1.95	30.00	3.91	46.00	1.00	40.00	4.60	30.00	4.20	19.45	4.00	26.00
Foreign Banks	6.75	45.02	1.40	47.88	1.00	31.70	6.75	42.46	3.00	47.88	2.50	19.49

Table 1: Range of Interest Rates on Advances (Other than export credit) for the Quarter ended September 2010
(Per cent per annum)
Bank Group	Interest Rate Range						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	3.00	21.50	2.50	25.00	3.50	24.50	6.50	19.60	5.14	17.75	4.00	18.85
Private Sector Banks	4.20	25.00	4.00	37.20	4.00	27.00	7.00	17.50	5.50	15.75	5.90	22.00
Foreign Banks	1.25	42.60	2.25	42.00	0.10	57.44	2.00	36.50	2.26	40.80	2.25	53.18

Table 2: Median Range of Interest Rates on Advances (Other than export credit) for the Quarter ended September 2010
(Per cent per annum)
Bank Group	Interest Rate Range						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	8.00	15.65	8.00	16.00	7.75	16.00	9.00	13.13	8.75	13.38	7.75	13.50
Private Sector Banks	8.25	17.13	7.00	17.13	5.75	19.50	11.25	14.25	8.05	12.50	8.00	15.00
Foreign Banks	9.00	14.50	7.00	13.00	6.75	13.50	10.38	13.00	7.50	11.13	7.25	12.55

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- June 2014
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	7.00	17.85	7.00	17.45	9.25	18.13	10.25	14.38	10.25	13.48	10.25	15.10
Pvt. Sec. Banks	10.75	18.05	10.23	17.88	8.50	19.93	11.75	15.00	11.00	13.13	10.88	15.25
Foreign Banks	10.50	15.51	9.75	14.40	9.57	13.50	11.63	13.63	9.75	12.70	9.95	12.50

Table 1 : Range of Interest Rates on Advances for the Month Ended December 2010
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	3.75	24.00	3.00	25.00	3.50	24.40	5.75	19.35	4.46	22.25	4.00	18.00
Pvt. Sec. Banks	4.20	22.25	3.79	37.20	3.50	27.00	4.00	17.50	3.79	18.00	3.50	22.00
Foreign Banks	6.80	42.00	2.25	47.88	0.01	57.44	8.69	41.88	2.26	40.80	2.26	53.18

Table 1 : Range of Interest Rates on Advances for the Month Ended March 2011
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	3.00	27.00	3.00	25.00	3.50	24.40	4.00	18.85	5.46	17.75	4.00	19.60
Pvt. Sec. Banks	4.20	23.75	4.00	25.00	2.25	28.00	7.75	18.25	4.50	19.25	2.25	22.00
Foreign Banks	7.75	42.00	4.50	47.88	0.01	57.14	7.75	41.88	7.45	25.00	4.09	39.84

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- September 2014
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	7.00	17.75	7.50	17.45	10.00	18.00	10.25	14.25	10.25	13.48	10.25	15.00
Pvt. Sec. Banks	10.75	18.75	10.23	17.88	7.35	19.93	11.75	15.00	11.00	13.00	10.88	15.25
Foreign Banks	10.50	15.46	9.75	13.88	9.60	13.00	11.85	13.63	9.75	11.78	9.75	12.50

Table 1 : Range of Interest Rates on Advances for the Month Ended June 2011
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	4.00	23.60	3.00	25.00	3.50	24.40	5.94	23.60	5.46	17.75	4.00	18.60
Pvt. Sec. Banks	4.20	23.75	3.79	25.00	2.00	29.00	7.75	18.25	3.79	23.00	2.25	22.01
Foreign Banks	7.75	42.00	4.50	47.88	0.01	57.14	7.75	41.40	7.65	35.00	4.00	28.36

Table 1 : Range of Interest Rates on Advances for the Quarter Ended March 2012
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	3.00	22.10	3.50	23.00	3.50	24.40	7.00	19.85	6.00	18.00	4.00	22.60
Pvt. Sec. Banks	4.75	27.75	4.00	25.00	2.00	33.00	9.40	20.75	7.00	21.75	5.00	22.25
Foreign Banks	9.00	42.00	4.50	47.88	2.50	53.47	9.00	42.00	5.50	25.00	2.50	28.25

Table 2 : Median Range of Interest Rates on Advances for the Quarter Ended March 2012
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	10.13	17.88	10.00	17.75	10.13	18.50	10.75	15.00	10.70	14.98	10.60	15.35
Pvt. Sec. Banks	10.50	19.25	10.13	17.75	5.00	19.75	12.50	15.50	11.00	14.00	10.50	15.13
Foreign Banks	10.68	15.63	10.25	15.00	8.75	14.15	12.63	14.50	10.60	12.50	10.00	13.30

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended June 2012
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
Bank Group	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	9.50	17.88	9.13	17.63	10.00	18.18	10.58	15.00	10.50	14.00	10.50	15.50
Pvt. Sec. Banks	10.75	19.70	10.00	18.50	6.13	19.85	12.10	15.00	11.00	13.88	10.63	15.38
Foreign Banks	12.00	16.00	9.38	14.00	9.45	14.00	13.00	14.50	10.38	12.60	10.00	13.00

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended September 2012
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at leas 60% of the business has been contracted
Bank Group	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	9.50	17.88	9.13	17.63	10.00	18.18	10.80	15.00	10.50	14.13	10.50	15.38
Pvt. Sec. Banks	10.70	20.00	10.00	18.50	4.63	20.18	12.50	15.00	11.00	13.63	10.20	15.63
Foreign Banks	11.50	16.25	9.75	14.00	9.50	14.00	12.50	14.50	10.25	12.20	9.95	13.00

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-March 2013
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	3.75	24.00	3.75	22.40	3.25	36.00	4.00	20.15	6.00	17.75	4.00	19.85
Pvt. Sec. Banks	5.85	28.25	4.25	30.25	1.50	34.49	10.75	20.75	7.50	21.75	4.73	22.25
Foreign Banks	3.20	45.11	4.50	47.88	2.00	29.00	4.20	41.40	7.75	47.88	2.00	26.50

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-March 2013
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	10.00	17.70	8.00	17.50	9.50	18.13	10.48	14.45	10.25	13.73	10.25	15.00
Pvt. Sec. Banks	10.50	19.50	10.35	19.35	4.00	20.55	12.00	14.25	10.88	13.88	10.50	15.38
Foreign Banks	11.00	15.50	9.50	14.50	9.50	14.00	12.00	14.00	10.10	13.13	9.70	12.75

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-September 2013
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	4.00	23.50	4.00	31.50	3.75	36.00	4.00	20.15	5.77	19.50	4.00	19.80
Pvt. Sec. Banks	5.85	28.25	4.00	30.82	1.50	33.01	10.79	20.75	7.50	23.00	5.00	22.25
Foreign Banks	9.00	42.46	7.45	47.88	2.00	26.00	9.25	41.40	7.45	47.88	2.00	21.00

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-September 2013
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	7.00	17.70	7.00	17.00	9.00	18.13	10.25	14.13	10.10	13.70	10.25	14.85
Pvt. Sec. Banks	10.75	18.75	10.35	17.98	6.25	19.80	12.25	15.00	10.95	13.75	10.75	15.38
Foreign Banks	11.40	15.37	10.13	14.38	9.42	14.00	12.35	14.25	10.80	13.18	9.90	13.00

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-December 2013
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	4.00	23.50	2.87	23.25	3.75	36.00	4.00	20.15	6.00	17.75	4.00	22.90
Pvt. Sec. Banks	5.85	30.25	4.00	26.35	1.50	33.21	10.79	20.75	7.50	23.00	5.00	22.25
Foreign Banks	9.25	45.02	5.00	47.88	2.00	25.50	9.25	41.40	5.00	47.88	2.00	21.00

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-December 2013
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	7.00	18.00	7.00	17.35	9.50	18.25	10.25	13.93	10.25	13.58	10.25	15.23
Pvt. Sec. Banks	10.70	18.25	10.38	18.03	8.43	19.93	12.05	15.00	11.00	13.63	11.00	15.25
Foreign Banks	11.50	15.50	10.00	13.88	9.50	13.50	12.00	14.00	10.38	12.05	9.88	12.63

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- March 2014
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	4.00	24.00	4.00	20.75	1.00	36.00	5.50	18.00	6.00	17.25	5.00	18.25
Pvt. Sec. Banks	5.85	30.00	4.00	26.35	1.50	33.01	10.55	20.75	7.50	17.75	5.00	20.35
Foreign Banks	9.00	44.72	5.00	47.88	2.00	25.00	9.25	41.40	5.00	47.88	2.00	21.00

Table 1 : Range of interest rates on advances (above Rs. 2 lakh) other than export credit for the quarter ended December 2008
(Per cent per annum)
	Interest rate range excluding 5 % of business contracted at extreme rate		Interest rate range at which at least 60 % business is contracted
	Demand Loans	Term Loans	Demand Loans	Term Loans
Public Sector Banks	5.25 –18.00	6.00 – 18.00	7.00 – 17.00	7.00 – 16.75
Foreign Banks	5.40 – 24.00	5.00 – 26.00	7.28 – 18.00	7.00 – 21.00
Private Sector Banks	6.30 – 22.25	5.06 – 30.00	9.00 – 18.75	9.25 – 18.75
Note : i) Data pertain to 77 banks, of which 27 are public sector banks,28 are foreign banks and 22 are private sector banks.

Table 1 : Range of interest rates on advances (above Rs. 2 lakh) other than export credit for the quarter ended March 2009
(per cent per annum)
	Interest rate range excluding 5 % of business contracted at extreme rate		Interest rate range at which at least 60 % business is contracted
	Demand Loans	Term Loans	Demand Loans	Term Loans
Public Sector Banks	3.50 –18.00	5.65 – 18.00	7.00 – 16.25	5.65 – 15.75
Foreign Banks	5.50 – 18.50	5.00 – 25.50	6.75 – 17.25	7.50 – 21.00
Private Sector Banks	4.75 – 24.00	5.06 – 26.00	5.00 – 18.50	9.00 – 19.75
Note : i) Data pertain to 78 banks, of which 27 are public sector banks, 29 are foreign banks and 22 are private sector banks.

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- June- 2015
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	4.00	23.70	1.79	22.80	1.00	36.00	5.50	19.70	6.00	17.75	4.61	19.40
Private Sector Banks	5.85	30.25	4.00	25.25	1.50	33.01	5.85	20.75	4.16	20.60	3.50	24.25
Foreign Banks	9.00	44.72	1.40	47.88	1.00	32.09	9.00	41.73	5.00	47.88	2.00	27.00

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-September- 2015
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	4.00	28.50	2.05	22.80	1.00	36.00	5.00	18.75	4.00	18.75	5.05	19.40
Private Sector Banks	1.15	30.00	4.00	28.00	1.50	33.01	1.15	22.20	6.00	20.60	3.50	25.93
Foreign Banks	8.39	42.46	1.40	47.88	1.00	28.00	8.90	41.79	5.00	47.88	2.00	27.00

Table 2 : Median Range of Interest Rates on Advances for the Month Ended June 2016
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	9.45	17.05	7.00	16.98	9.45	17.40	9.70	13.75	9.63	13.50	9.70	14.95
Pvt. Sec. Banks	10.00	18.95	9.04	18.25	6.27	21.07	10.78	14.62	10.04	12.00	9.49	16.50
Foreign Banks	9.85	15.11	8.90	11.50	8.95	13.00	10.63	13.15	9.00	10.75	9.00	12.50

Table 2 : Median Range of Interest Rates on Advances - March 2017
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	8.60	16.75	7.00	16.95	8.60	17.25	9.60	13.75	9.05	13.63	9.50	15.00
Private Sector Banks	9.05	18.83	8.00	19.00	5.62	22.00	10.00	14.84	8.80	11.50	8.50	16.35
Foreign Banks	9.06	13.38	7.73	11.28	8.55	12.50	10.38	12.88	8.06	10.43	8.80	11.51

Table 1 : Range of Interest Rates on Advances for the Month Ended June 2018
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	3.20	37.00	2.49	31.40	0.00	28.75	6.00	19.00	2.49	19.00	0.00	16.95
Pvt. Sec. Banks	3.00	28.25	0.00	46.00	0.00	34.25	5.55	21.45	5.95	26.40	0.00	26.00
Foreign Banks	7.50	42.46	1.40	47.88	0.00	27.00	7.50	42.46	4.50	47.88	0.00	27.00

Table 2 : Median Range of Interest Rates on Advances for the Month Ended June 2018
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	8.10	16.00	7.00	15.40	4.00	15.40	9.15	14.10	8.35	13.20	8.35	13.15
Pvt. Sec. Banks	8.45	18.15	7.50	19.13	4.50	22.13	9.30	14.83	8.35	11.30	8.00	15.63
Foreign Banks	8.50	13.20	7.50	11.29	7.53	11.07	9.15	11.00	8.00	9.45	7.75	10.50

Table 2 : Median Range of Interest Rates on Advances for the Quarter ended September 2018
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	7.00	16.50	7.00	16.00	8.05	16.85	8.05	14.50	7.85	13.15	8.20	15.50
Private Sector Banks	8.70	18.25	7.83	18.73	5.25	22.90	9.35	15.84	8.80	11.68	8.20	16.25
Foreign Banks	9.15	13.20	7.95	10.50	8.00	12.00	9.75	11.00	8.14	9.68	8.43	11.14

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended - December 2012
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	10.20	17.75	9.13	17.63	10.25	18.18	10.80	15.00	10.50	14.13	10.50	15.25
Pvt. Sec. Banks	11.00	20.00	10.25	19.13	4.75	20.35	12.00	14.75	11.00	13.88	10.75	15.00
Foreign Banks	11.25	15.35	9.50	14.00	8.30	13.90	12.50	14.25	10.35	12.50	9.60	12.18

Table 2 : Median Range of Interest Rates on Advances - December 2017
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	8.25	16.00	7.00	15.40	8.05	16.75	8.85	13.90	8.30	13.25	8.60	14.00
Private Sector Banks	8.39	18.70	7.15	18.75	5.74	22.00	9.35	13.60	8.05	11.50	7.75	16.25
Foreign Banks	9.50	13.20	7.00	11.50	7.80	12.50	10.25	11.95	7.40	9.85	7.85	11.35

Table 2 : Median Range of Interest Rates on Advances for the Quarter ended December 2018
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	7.00	16.50	7.00	16.00	8.10	16.75	8.10	14.50	8.23	13.00	8.25	15.25
Private Sector Banks	8.80	18.45	8.25	19.00	6.00	22.90	9.45	15.33	9.00	12.13	8.50	16.25
Foreign Banks	8.50	14.00	8.00	11.25	8.00	11.51	10.50	11.75	8.18	10.20	8.53	11.07

Table 2 : Median Range of Interest Rates on Advances for the month ended September 2019
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	7.00	15.75	7.00	15.60	8.18	16.50	8.23	12.53	7.95	11.90	8.45	14.25
Private Sector Banks	8.80	19.00	7.01	19.00	5.00	23.03	9.85	13.35	9.00	12.00	8.50	15.98
Foreign Banks	9.33	13.43	7.25	10.88	7.77	11.47	9.83	12.55	7.84	9.75	8.15	10.65

Table 1 : Range of Interest Rates on Advances for the Month Ended September 2011
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	4.00	23.10	3.00	23.75	3.50	24.40	7.00	21.35	5.90	18.60	4.00	19.85
Pvt. Sec. Banks	5.85	23.75	4.00	25.00	2.00	30.00	8.00	18.90	4.25	23.00	2.00	22.01
Foreign Banks	7.75	42.00	4.50	47.88	4.00	53.48	9.75	42.00	6.90	35.00	4.00	28.36

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