On Advances other than Rupee Export Credit - ਆਰਬੀਆਈ

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Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-June 2013
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	7.00	17.83	7.50	17.25	8.00	18.18	10.25	14.33	10.25	13.73	10.25	15.00

Pvt. Sec. Banks	10.50	19.50	10.33	18.38	6.13	20.05	12.00	14.50	10.75	13.63	10.50	15.85

Foreign Banks	10.95	15.25	9.50	13.93	9.25	13.75	12.00	13.50	9.75	12.25	9.75	12.50

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended - June 2014
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	4.00	28.70	3.58	20.25	1.00	36.00	5.00	18.00	6.00	18.75	5.00	20.65
Pvt. Sec. Banks	5.85	30.00	4.00	26.35	1.50	33.01	10.20	20.75	7.50	17.75	5.00	20.35
Foreign Banks	8.45	44.72	5.00	47.88	2.00	24.00	9.25	40.43	5.00	47.88	2.00	21.00

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- September 2014
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	4.00	28.70	4.00	29.00	1.00	36.00	5.00	18.00	6.00	18.75	4.00	20.65
Pvt. Sec. Banks	5.85	30.25	4.00	25.35	1.50	33.01	10.20	20.75	4.00	17.75	5.00	24.25
Foreign Banks	9.00	44.72	2.00	47.88	1.00	40.00	9.50	41.40	5.00	47.88	2.00	21.00

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- December 2014
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	4.00	28.70	4.00	29.00	1.00	36.00	5.25	19.00	6.00	20.00	4.00	20.65
Private Sector Banks	5.85	30.25	4.00	25.35	1.50	33.01	10.20	20.75	7.50	21.75	6.00	26.00
Foreign Banks	9.00	44.72	1.40	47.88	1.00	27.00	9.50	41.40	5.00	47.88	2.00	21.00

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- March - 2015
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	10.20	17.25	7.50	17.35	10.00	17.75	10.25	14.50	10.25	13.63	10.25	15.00
Private Sector Banks	10.50	18.75	10.08	17.63	4.00	20.68	11.00	14.25	10.78	13.00	10.68	14.88
Foreign Banks	10.48	14.38	9.58	13.23	9.43	13.00	11.25	13.50	9.68	12.13	9.63	12.43

Table 1 : Range of Interest Rates on Advances for the Month Ended March 2016
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	4.00	26.00	4.00	32.90	1.00	36.00	5.33	19.00	6.00	17.15	4.75	19.55
Pvt. Sec. Banks	5.65	30.00	2.61	46.00	0.25	36.00	5.65	21.00	7.00	20.40	3.25	26.00
Foreign Banks	8.50	42.46	1.40	47.88	1.00	27.00	8.85	41.79	5.00	47.88	2.00	27.00

Table 1 : Range of Interest Rates on Advances for the Month Ended June 2016
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	4.00	30.50	1.65	30.00	1.00	36.00	5.33	19.00	6.00	19.45	4.70	19.55
Pvt. Sec. Banks	2.90	30.00	4.00	46.00	1.15	34.25	5.65	21.00	7.00	20.40	4.00	26.00
Foreign Banks	7.93	42.46	1.40	47.88	1.00	28.00	8.40	42.46	5.00	47.88	2.00	27.00

Table 2 : Median Range of Interest Rates on Advances - June 2017
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	8.65	16.00	7.50	15.55	8.60	16.75	9.50	14.05	9.10	13.25	9.40	14.20
Private Sector Banks	8.43	18.25	7.85	18.75	5.00	22.00	9.68	14.59	8.33	11.50	8.00	16.42
Foreign Banks	9.25	14.00	7.55	11.38	8.25	12.38	9.84	11.70	7.66	10.15	8.67	11.51

Table 1 : Range of Interest Rates on Advances - September 2017
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	1.50	36.60	1.00	31.40	1.00	24.95	7.00	19.00	4.00	19.00	7.00	18.55
Private Sector Banks	2.50	30.00	2.50	46.00	1.50	34.25	5.55	30.00	6.00	20.00	4.00	26.00
Foreign Banks	7.40	42.46	1.40	47.88	0.00	35.00	7.40	42.46	3.47	47.88	2.00	27.00

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- March - 2015
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	4.00	28.70	1.39	29.00	1.00	36.00	5.50	19.80	6.00	18.75	4.61	20.65
Private Sector Banks	5.85	30.25	4.00	25.35	1.50	33.01	6.00	20.75	4.00	21.75	4.00	25.97
Foreign Banks	9.00	44.72	1.40	47.88	1.00	27.00	9.20	41.40	5.00	47.88	2.00	21.00

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-December 2012
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	4.00	24.00	4.00	22.75	3.50	36.00	4.00	23.35	6.25	17.75	4.00	19.50
Pvt. Sec. Banks	5.85	28.25	4.25	23.00	1.50	33.01	10.50	20.75	7.50	21.75	4.73	22.25
Foreign Banks	8.18	44.40	4.50	47.88	2.00	36.00	9.00	41.88	7.75	47.88	2.00	28.25

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-June 2013
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	3.75	22.50	4.00	31.50	3.75	36.00	4.00	20.30	6.00	19.50	4.00	19.50

Pvt. Sec. Banks	5.85	28.25	4.00	24.00	1.50	34.49	10.75	20.75	7.50	21.75	5.00	22.25

Foreign Banks	3.20	41.40	6.00	47.88	2.00	26.50	4.20	41.40	7.75	47.88	2.00	21.00

Table 2 : Median Range of Interest Rates on Advances for the Quarter Ended March 2022
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	6.28	15.00	6.90	14.03	5.63	14.88	7.20	12.30	6.90	11.25	7.03	12.28
Pvt. Sec. Banks	6.78	19.63	4.08	19.00	3.75	26.00	7.90	11.75	7.00	10.03	5.50	13.70
Foreign Banks	8.18	12.63	4.37	9.75	5.30	10.00	8.90	10.00	4.95	7.05	5.60	9.05

Table 1 : Range of Interest Rates on Advances for the Quarter Ended June 2022
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	0.01	20.08	0.01	20.00	0.01	21.80	4.00	17.25	4.00	18.75	4.00	17.25
Pvt. Sec. Banks	2.85	47.88	1.50	46.00	1.05	40.00	5.20	30.00	5.00	46.00	2.85	29.00
Foreign Banks	4.19	45.63	1.40	47.88	1.00	34.00	4.19	45.62	1.75	47.88	2.50	25.00

Table 2: Median Range of Interest Rates on Advances for the Quarter Ended September 2020
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	6.50	16.63	6.00	16.63	5.40	16.13	7.00	14.50	7.00	12.55	7.18	14.53
Pvt. Sec. Banks	7.45	18.00	4.80	19.00	4.00	23.76	9.00	13.00	8.70	11.90	6.98	14.75
Foreign Banks	7.80	12.60	5.10	9.70	5.62	10.50	7.95	10.50	6.45	8.50	6.15	9.50

Table 1: Range of Interest Rates on Advances for the Month Ended June 2020
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	0.00	26.00	0.00	22.15	0.00	30.00	0.00	24.50	0.00	19.25	0.00	24.70
Pvt. Sec. Banks	1.00	33.40	0.00	46.00	0.00	43.96	4.05	30.00	4.02	19.60	0.00	29.00
Foreign Banks	5.27	45.02	0.10	47.88	0.00	23.99	5.47	45.02	0.20	47.88	0.00	19.00

Table 1: Range of Interest Rates on Advances for the Quarter Ended September 2022
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	0.01	22.15	0.01	20.00	0.01	21.80	4.00	17.60	4.50	18.75	4.00	17.60
Pvt. Sec. Banks	4.00	47.88	1.50	46.00	1.50	40.20	5.55	33.00	3.00	46.00	1.78	27.00
Foreign Banks	5.65	45.63	1.40	48.00	1.00	32.00	5.90	45.63	2.00	47.88	2.50	24.00

Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended December 2022
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	3.75	22.50	4.00	18.75	4.00	21.80	4.00	18.00	4.00	18.75	4.00	18.00
Pvt. Sec. Banks	4.00	47.88	1.50	46.00	1.00	40.20	5.55	34.00	2.00	46.00	1.70	27.00
Foreign Banks	6.15	45.63	1.40	47.88	1.00	32.00	6.15	45.63	4.00	47.88	2.50	24.00

Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended March 2023
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	6.24	16.03	5.64	15.65	4.88	16.25	8.52	13.10	6.96	11.90	7.28	13.23
Pvt. Sec. Banks	7.67	19.99	5.75	19.00	4.00	26.00	9.01	12.68	7.75	10.25	7.25	16.25
Foreign Banks	8.70	11.73	6.96	10.45	6.23	11.23	9.15	10.50	7.67	8.65	7.33	10.25

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-December- 2015
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	4.00	25.00	4.00	32.90	1.00	36.00	5.33	19.10	6.00	17.15	4.50	19.85
Private Sector Banks	5.65	30.25	4.00	46.00	1.50	29.35	5.65	22.00	5.08	20.40	4.00	25.93
Foreign Banks	8.38	42.46	1.00	47.88	1.00	28.00	8.50	41.82	5.00	47.88	2.00	27.00

Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended-December- 2015
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	9.65	17.05	7.00	17.20	9.65	17.50	9.70	13.75	9.68	13.50	9.90	14.70
Private Sector Banks	10.25	18.00	9.64	18.38	5.61	21.05	10.70	14.40	10.50	13.13	10.25	15.00
Foreign Banks	10.25	13.85	9.05	12.38	9.20	13.00	11.25	13.50	9.20	11.08	9.25	12.25

Table 2 : Median Range of Interest Rates on Advances for the Month Ended March 2016
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	9.65	17.05	7.00	17.20	9.65	17.50	9.70	13.75	9.68	13.38	9.90	14.70
Pvt. Sec. Banks	10.13	18.50	9.57	18.87	6.10	21.00	10.50	14.33	10.13	13.34	10.00	16.10
Foreign Banks	10.00	13.85	9.05	11.85	9.15	12.50	11.00	13.50	9.20	10.98	9.50	12.25

Table 1 : Range of Interest Rates on Advances - September 2016
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	2.00	30.40	4.00	30.00	1.00	36.00	5.33	19.00	5.77	16.95	4.75	18.70
Private Sector Banks	3.00	30.00	4.00	46.00	1.15	34.25	4.11	21.00	6.50	23.00	4.00	26.00
Foreign Banks	8.00	42.46	1.40	47.88	1.00	26.00	8.38	42.46	3.75	47.88	2.00	21.00

Table 2 : Median Range of Interest Rates on Advances - September 2016
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	9.45	17.05	7.50	16.88	9.30	17.40	9.70	13.50	9.53	13.38	9.70	14.70
Private Sector Banks	9.63	19.00	9.00	18.38	7.01	21.90	10.40	13.95	9.45	11.75	9.55	16.75
Foreign Banks	9.60	13.25	8.50	11.50	9.00	12.58	10.70	12.00	8.85	10.70	9.13	12.38

Table 2 : Median Range of Interest Rates on Advances - December 2016
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	9.35	16.90	7.50	16.83	9.25	17.25	9.65	13.50	9.35	13.38	9.70	14.50
Private Sector Banks	9.53	18.50	8.73	18.78	6.25	21.93	10.23	14.72	9.10	12.25	9.20	16.50
Foreign Banks	10.08	13.38	8.20	11.50	8.73	12.50	10.65	12.88	8.70	10.50	9.13	11.88

Table 1 : Range of Interest Rates on Advances - March 2017
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	2.00	36.60	1.00	31.40	1.00	30.00	5.50	18.20	4.00	16.95	4.90	18.50
Private Sector Banks	2.50	30.00	4.00	46.00	1.50	34.25	5.55	21.00	6.25	20.30	2.70	26.00
Foreign Banks	7.70	42.46	1.40	47.88	1.00	28.00	7.80	42.46	3.47	47.88	2.00	27.00

Table 2 : Median Range of Interest Rates on Advances - September 2017
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	8.40	15.45	7.00	15.00	8.25	16.25	8.85	14.05	8.45	13.25	8.65	14.10
Private Sector Banks	8.55	19.20	7.40	18.75	5.00	22.00	9.63	14.54	8.23	11.50	7.90	15.70
Foreign Banks	9.25	13.50	7.22	11.50	7.87	12.08	10.75	11.95	7.34	9.96	8.35	11.30

Table 1 : Range of Interest Rates on Advances - December 2017
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	2.00	37.00	2.32	44.75	1.00	30.00	6.00	19.00	2.32	19.00	4.00	18.45
Private Sector Banks	2.50	28.25	4.00	46.00	1.15	34.25	5.55	21.00	5.00	20.60	4.00	26.00
Foreign Banks	7.19	42.46	1.40	47.88	1.00	28.00	7.19	42.46	3.13	47.88	2.50	27.00

Table 2 : Median Range of Interest Rates on Advances - March 2018
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	8.10	16.00	7.00	15.40	8.05	16.75	9.15	14.10	8.30	13.20	8.60	14.10
Private Sector Banks	8.05	18.25	7.40	19.13	5.74	22.25	9.00	14.44	8.63	11.75	7.83	16.25
Foreign Banks	8.90	13.20	7.70	11.50	7.86	12.00	9.50	11.00	7.85	10.00	8.13	11.05

Table 1 : Range of Interest Rates on Advances for the Quarter ended September 2018
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	2.45	37.00	4.00	44.75	1.00	36.95	5.10	18.75	4.00	19.00	4.00	20.25
Private Sector Banks	4.00	30.00	1.00	48.13	0.01	34.25	5.55	30.00	5.95	24.00	4.00	26.00
Foreign Banks	6.95	45.01	1.40	47.88	1.00	27.00	6.95	42.46	4.00	47.88	2.50	27.00

Table 1 : Range of Interest Rates on Advances for the Quarter ended December 2018
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	1.85	39.45	3.15	44.75	1.00	30.00	5.15	19.50	3.15	19.00	4.00	20.25
Private Sector Banks	4.00	30.00	3.90	48.13	2.10	36.68	4.15	30.00	5.09	24.00	4.00	26.00
Foreign Banks	1.40	47.88	3.30	25.00	1.00	27.00	7.63	47.88	3.30	20.75	2.50	27.00

Table 1 : Range of Interest Rates on Advances - March 2018
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	2.00	37.00	2.59	54.90	1.00	24.95	6.00	19.00	2.59	19.00	3.95	16.95
Private Sector Banks	2.65	34.25	3.00	46.00	1.35	34.25	5.55	21.00	5.50	20.00	4.00	26.00
Foreign Banks	7.35	42.46	1.40	47.88	0.80	28.00	7.35	42.46	3.50	47.88	3.00	28.00

Table 1 : Range of Interest Rates on Advances for the Quarter ended March 2019
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	3.00	39.40	4.00	44.75	2.00	30.00	6.00	19.50	4.00	19.00	4.00	17.20
Private Sector Banks	4.00	30.00	2.00	48.13	1.71	39.98	4.15	30.00	4.20	24.00	3.75	26.00
Foreign Banks	7.25	45.20	1.40	47.88	1.00	27.00	7.40	42.46	0.03	47.88	2.50	27.00

Table 2 : Median Range of Interest Rates on Advances for the Quarter ended June 2019
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	7.00	16.25	7.00	15.98	8.15	16.75	8.35	12.95	8.08	13.18	8.60	14.30
Private Sector Banks	8.80	19.00	7.52	19.00	5.62	23.28	9.90	13.65	9.25	12.50	8.58	15.98
Foreign Banks	9.45	13.43	7.79	11.00	8.25	11.93	10.33	12.55	8.07	9.75	8.41	11.35

Table 2 : Median Range of Interest Rates on Advances For the Month Ended September 2011
(Per cent per annum)
Bank Group	Interest Rate Range including allof business contracted at Extreme Rate						Interest Rate Range at which at least60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	10.13	17.75	10.38	17.75	10.13	18.25	11.00	15.00	10.65	14.85	10.50	15.25
Pvt. Sec. Banks	10.25	19.13	9.88	19.00	4.75	19.50	12.38	15.25	10.40	13.75	9.00	15.25
Foreign Banks	11.00	15.25	9.40	13.35	8.00	14.25	12.50	14.75	10.45	11.73	9.13	13.00

Table 1 : Range of Interest Rates on Advances for the Month Ended December 2011
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	4.00	22.10	3.00	22.75	3.50	24.40	7.00	22.10	5.93	17.75	4.00	20.60
Pvt. Sec. Banks	5.85	24.00	4.00	25.00	2.00	30.00	11.05	18.90	7.00	21.75	5.00	24.00
Foreign Banks	9.00	42.00	4.50	47.88	4.00	53.48	9.75	42.00	8.00	25.00	4.00	28.25

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended June 2012
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
Bank Group	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	3.00	22.10	3.50	22.75	3.50	24.40	5.25	19.75	6.21	17.75	4.00	19.50
Pvt. Sec. Banks	5.85	27.75	4.19	24.00	1.50	33.00	9.40	20.75	4.19	21.75	5.00	22.25
Foreign Banks	7.15	44.40	2.73	47.88	2.50	53.47	7.98	42.00	2.78	25.00	2.50	28.25

Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended September 2012
(Per cent per annum)
Bank Group	Interest Rate Range - All Business (Including businesses contracted at Extreme Rates)						Interest Rate Range at which at least 60% of the business has been contracted
Bank Group	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	3.00	24.50	3.50	22.75	3.50	36.00	4.00	20.10	6.21	17.75	4.00	19.50
Pvt. Sec. Banks	5.85	27.75	2.80	24.00	1.50	33.01	9.40	20.75	2.80	21.75	5.00	22.25
Foreign Banks	9.00	44.40	3.33	47.88	2.00	45.57	9.00	41.88	3.33	25.00	2.00	28.25

Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended December 2022
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	6.35	15.73	5.58	15.50	5.63	16.15	7.65	11.73	6.94	11.73	7.00	13.08
Pvt. Sec. Banks	7.46	19.75	5.43	18.90	4.00	25.35	8.83	12.93	7.50	10.20	6.60	16.25
Foreign Banks	8.50	12.25	6.45	10.58	6.30	10.95	9.25	10.75	7.01	8.32	6.95	10.00

Table 1 : Range of Interest Rates on Advances for the Quarter Ended March 2022
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	0.01	26.05	0.01	20.00	0.01	21.50	4.75	17.25	3.80	18.75	4.00	17.25
Pvt. Sec. Banks	2.10	47.88	1.50	46.00	0.01	40.00	5.55	30.00	2.00	46.00	2.85	29.00
Foreign Banks	3.90	45.63	1.28	47.88	1.00	34.00	3.95	45.62	1.75	47.88	2.50	25.00

Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended March 2023
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	3.75	21.10	3.05	18.75	4.00	18.45	4.00	18.45	4.00	18.75	4.00	18.45
Pvt. Sec. Banks	4.00	47.88	1.50	47.40	1.95	36.00	5.55	36.00	5.10	47.40	2.75	27.00
Foreign Banks	6.26	45.63	2.00	47.88	1.00	42.00	6.26	45.63	4.25	47.88	2.50	42.00

Table 1: Range of Interest Rates on Advances for the Quarter ended March 2021
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	0.00	27.05	0.00	26.55	0.00	26.85	0.15	27.00	0.00	23.80	0.00	25.55
Private Sector Banks	0.00	47.88	0.00	46.00	0.00	40.00	4.00	30.00	3.50	46.00	0.00	29.00
Foreign Banks	4.15	45.02	0.05	47.88	0.00	26.00	4.95	45.00	0.05	47.88	0.00	21.99

Table 2: Median Range of Interest Rates on Advances for the Quarter ended March 2021
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	6.90	15.30	4.88	15.43	5.25	15.13	6.90	13.35	6.81	11.68	7.03	12.95
Private Sector Banks	7.25	20.00	4.30	17.68	3.25	25.00	8.50	12.00	7.00	10.95	5.95	14.00
Foreign Banks	9.00	13.00	4.31	10.21	5.46	10.88	9.00	10.50	5.30	7.50	6.43	9.75

Table 1 : Range of Interest Rates on Advances for the Quarter ended September 2021
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	0.01	25.50	0.01	26.55	0.01	30.00	5.00	24.00	4.00	23.80	5.00	30.00
Private Sector Banks	1.00	47.88	2.00	46.00	1.00	40.00	4.00	30.00	4.10	46.00	2.25	29.00
Foreign Banks	4.05	45.63	0.01	47.88	1.00	34.00	4.05	45.62	0.01	47.88	2.50	25.00

Table 2 : Median Range of Interest Rates on Advances for the Quarter ended September 2021
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	6.80	15.30	5.88	14.64	5.63	15.13	7.26	12.68	7.00	11.68	7.00	12.43
Private Sector Banks	7.00	19.50	4.00	19.05	3.88	24.13	8.38	11.75	7.38	10.70	6.25	16.25
Foreign Banks	8.25	12.63	4.09	10.18	5.50	10.88	8.65	11.23	4.78	7.65	6.50	9.73

Table 1: Range of Interest Rates on Advances for the Quarter Ended September 2020
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	0.00	25.60	0.00	22.15	0.00	27.50	0.00	24.05	0.00	18.75	0.00	24.70
Pvt. Sec. Banks	1.00	33.30	0.00	46.00	0.00	40.00	4.05	30.00	4.10	19.25	0.00	29.00
Foreign Banks	4.55	45.02	0.10	47.88	0.00	25.00	4.55	45.02	1.30	47.88	0.00	19.00

Table 1 : Range of Interest Rates on Advances for the Month ended December 2019
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	3.30	28.20	4.00	24.25	4.00	30.00	4.05	28.05	4.00	18.75	4.00	24.50
Private Sector Banks	1.00	30.00	3.91	46.00	1.00	40.00	4.60	30.00	4.10	19.45	3.50	29.00
Foreign Banks	6.45	45.02	0.05	47.88	1.00	23.99	6.56	42.46	0.50	47.88	2.50	19.49

Table 2 : Median Range of Interest Rates on Advances for the Month ended March 2020
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	7.00	15.70	7.00	15.98	7.93	16.13	7.90	12.23	7.45	11.78	8.25	13.50
Private Sector Banks	8.55	18.25	7.00	19.00	5.00	22.95	9.70	13.30	9.15	12.00	8.30	15.30
Foreign Banks	8.60	13.70	6.49	10.48	7.20	10.90	10.00	10.50	7.13	9.23	7.55	10.25

Table 2 : Median Range of Interest Rates on Advances for the Quarter ended December 2020
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	6.90	16.63	6.00	16.63	5.40	16.13	7.00	13.70	7.00	12.55	7.08	14.08
Pvt. Sec. Banks	7.40	18.90	4.40	19.00	4.00	23.73	8.75	13.00	8.15	11.75	7.15	15.63
Foreign Banks	9.00	12.40	4.33	9.58	5.62	10.75	9.00	10.50	5.66	8.13	6.75	9.75

Table 2: Median Range of Interest Rates on Advances for the Quarter ended June 2021
(Per cent per annum)
Bank Group	Interest Rate Range including all of business contracted at Extreme Rate						Interest Rate Range at which at least 60% of the business has been contracted
	Cash Credit		Demand Loan		Term Loan		Cash Credit		Demand Loan		Term Loan
	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max	Min	Max
Public Sector Banks	6.75	15.30	6.00	14.36	5.25	15.13	7.08	12.68	7.00	11.68	6.93	12.43
Private Sector Banks	7.23	19.50	4.00	19.00	3.75	25.00	8.28	12.25	6.60	10.53	5.95	16.25
Foreign Banks	7.78	13.10	4.30	9.95	5.37	10.75	8.70	11.33	4.80	7.48	6.50	9.50

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