Prudential Norms for Capital Adequacy - Risk Weight for Educational Loans

RBI/2007-08/226 DBOD.BP.BC. No.59/21.06.001/2007-08 January 17, 2008 All Scheduled Commercial Banks (excluding @@NBSP@@RRBs) Dear Sir, Prudential Norms for Capital Adequacy – Risk Weight for Educational Loans Please refer to our circulars DBOD.No.BP.BC.90/20.06.001/2006-07 dated April 27, 2007 (paragraph 5.13.3) on ‘Guidelines for Implementation of the New Capital Adequacy Framework’ and DBOD No.BP.BC.4/21.01.002/2007-08 dated July 2, 2007, the ‘Master Circular – Prud

RBI/2007-08/226 DBOD.BP.BC. No.59/21.06.001/2007-08 January 17, 2008 All Scheduled Commercial Banks (excluding @@NBSP@@RRBs) Dear Sir, Prudential Norms for Capital Adequacy – Risk Weight for Educational Loans Please refer to our circulars DBOD.No.BP.BC.90/20.06.001/2006-07 dated April 27, 2007 (paragraph 5.13.3) on ‘Guidelines for Implementation of the New Capital Adequacy Framework’ and DBOD No.BP.BC.4/21.01.002/2007-08 dated July 2, 2007, the ‘Master Circular – Prud

Prudential Norms for Capital Adequacy - Risk Weight for Educational Loans

Remuneration payable to the Statutory Central and Branch Auditors of Public Sector Banks from the year 2006-07

RBI/2007-2008/217 Ref.DBS.ARS.BC. No. 07/ 08.92.001/ 2007-08 December 20, 2007The Chairman & Managing Director, all Nationalised Banks andThe Managing Director, Associate Banks of SBIDear Sir/Madam, Remuneration payable to the Statutory Central andBranch Auditors of Public Sector Banks from the year 2006-07Please refer to our circular DBS.ARS.No.BC.08/80.92.100/2006-07 dated June 06, 2007 on remuneration payable to statutory central and branch auditors of public s

RBI/2007-2008/217 Ref.DBS.ARS.BC. No. 07/ 08.92.001/ 2007-08 December 20, 2007The Chairman & Managing Director, all Nationalised Banks andThe Managing Director, Associate Banks of SBIDear Sir/Madam, Remuneration payable to the Statutory Central andBranch Auditors of Public Sector Banks from the year 2006-07Please refer to our circular DBS.ARS.No.BC.08/80.92.100/2006-07 dated June 06, 2007 on remuneration payable to statutory central and branch auditors of public s

Remuneration payable to the Statutory Central and Branch Auditors of Public Sector Banks from the year 2006-07

Corporate Social Responsibility, Sustainable Development and Non-Financial Reporting - Role of Banks

RBI/2007-08/216 DBOD. No.Dir. BC. 58/13.27.00/2007- 08 December 20, 2007 Agrahayana 29, 1929(Saka) All Scheduled Commercial Banks (Excluding RRBs) Dear Sir / Madam Corporate Social Responsibility, Sustainable Development and Non-Financial Reporting – Role of Banks At present, the world over, there is an increasing awareness about Corporate Social Responsibility (CSR), Sustainable Development (SD) and Non-Financial Reporting (NFR).@@NBSP@@ Consequently, there is a conc

RBI/2007-08/216 DBOD. No.Dir. BC. 58/13.27.00/2007- 08 December 20, 2007 Agrahayana 29, 1929(Saka) All Scheduled Commercial Banks (Excluding RRBs) Dear Sir / Madam Corporate Social Responsibility, Sustainable Development and Non-Financial Reporting – Role of Banks At present, the world over, there is an increasing awareness about Corporate Social Responsibility (CSR), Sustainable Development (SD) and Non-Financial Reporting (NFR).@@NBSP@@ Consequently, there is a conc

Corporate Social Responsibility, Sustainable Development and Non-Financial Reporting - Role of Banks

Loans/advances to MFs to be included in Banks’ Capital Market Exposure

RBI.No.2007-08/210 DBOD. Dir. BC. 57/13.03.00/2007-2008 December 14, 2007 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Banks' Exposure to Capital Market – Loans extended by banks to Mutual Funds and issue of Irrevocable Payment Commitments (IPCs) As banks are aware, the extant instructions on banks’ exposure to the Capital Market have been consolidated in RBI’s Master Circular No. DBOD. Dir. BC. 11 / 13.03.00/ 2007-08 dated July 2, 2007 on Exposure Norms.

RBI.No.2007-08/210 DBOD. Dir. BC. 57/13.03.00/2007-2008 December 14, 2007 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Banks' Exposure to Capital Market – Loans extended by banks to Mutual Funds and issue of Irrevocable Payment Commitments (IPCs) As banks are aware, the extant instructions on banks’ exposure to the Capital Market have been consolidated in RBI’s Master Circular No. DBOD. Dir. BC. 11 / 13.03.00/ 2007-08 dated July 2, 2007 on Exposure Norms.

Loans/advances to MFs to be included in Banks’ Capital Market Exposure

Prudential Norms for Classification, valuation and operation of investment portfolio by banks

RBI/2007-08/205 DBOD.No.BP.BC.56/21.04.141/2007-08 December 06,2007 The Chairman/Chief Executive Officer All Scheduled Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Norms for Classification, valuation and operation of investment portfolio by banks Please refer to our Master Circular DBOD.No.BP.BC.15/21.04.141/2007-08 dated July 2, 2007 on the captioned subject. 2. As per para 1.2.14 of the circular, banks must not invest i

RBI/2007-08/205 DBOD.No.BP.BC.56/21.04.141/2007-08 December 06,2007 The Chairman/Chief Executive Officer All Scheduled Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Norms for Classification, valuation and operation of investment portfolio by banks Please refer to our Master Circular DBOD.No.BP.BC.15/21.04.141/2007-08 dated July 2, 2007 on the captioned subject. 2. As per para 1.2.14 of the circular, banks must not invest i

Prudential Norms for Classification, valuation and operation of investment portfolio by banks

Guidelines on Settlement of Non Performing Assets - Obtaining Consent Decree from Court

RBI/2007-2008/200DBOD.BP.BC.55/ 21.04.117 / 2007-08November 30, 2007The Chairman & Managing Director/Chief Executive Officers of the Scheduled Commercial Banks(Excluding RRBs)Dear Sir,Guidelines on Settlement of Non Performing Assets –Obtaining Consent Decree from CourtPlease refer to our circular No.DBOD.BP.BC. 65/21.04.117/2002-2003 dated January 29, 2003, on the captioned subject, which has since been withdrawn in terms of our Circular No.DBOD.No.Inf.BC.48/11.0

RBI/2007-2008/200DBOD.BP.BC.55/ 21.04.117 / 2007-08November 30, 2007The Chairman & Managing Director/Chief Executive Officers of the Scheduled Commercial Banks(Excluding RRBs)Dear Sir,Guidelines on Settlement of Non Performing Assets –Obtaining Consent Decree from CourtPlease refer to our circular No.DBOD.BP.BC. 65/21.04.117/2002-2003 dated January 29, 2003, on the captioned subject, which has since been withdrawn in terms of our Circular No.DBOD.No.Inf.BC.48/11.0

Guidelines on Settlement of Non Performing Assets - Obtaining Consent Decree from Court

Scope of Infrastructure Lending expanded

RBI/2007- 2008/197DBOD No. BP. BC.52/ 21.04.048/2007- 08November 30, 2007All Commercial Banks (excluding RRBs and LABs) andSelect All India Financial Institutions (AIFIs)(NHB, NABARD, EXIM Bank, SIDBI, TFCI Ltd., IFCI Ltd., IIBI Ltd.)Dear Sir,Financing of Infrastructure by the banks and Financial Institutions –Definition of 'infrastructure lending'Please refer to our Circular DBOD.No.BP.BC.92/21.04.048/2003-04 dated June 16,2004, defining the scope of 'infrastructure

RBI/2007- 2008/197DBOD No. BP. BC.52/ 21.04.048/2007- 08November 30, 2007All Commercial Banks (excluding RRBs and LABs) andSelect All India Financial Institutions (AIFIs)(NHB, NABARD, EXIM Bank, SIDBI, TFCI Ltd., IFCI Ltd., IIBI Ltd.)Dear Sir,Financing of Infrastructure by the banks and Financial Institutions –Definition of 'infrastructure lending'Please refer to our Circular DBOD.No.BP.BC.92/21.04.048/2003-04 dated June 16,2004, defining the scope of 'infrastructure

Scope of Infrastructure Lending expanded

Mid-Term Review of the Annual Policy for the year 2007- 08: Recovery Agents engaged by banks - Draft guidelines

DBOD.No.Leg. 6723 /09.07.005/2007-08November 30, 2007All Scheduled Commercial Banks(Excluding RRBs)Dear Sir, Mid-Term Review of the Annual Policy for the year 2007- 08:Recovery Agents engaged by banks – Draft guidelinesPlease refer to the paragraphs 172 and 173 of the mid-term review of the Annual Policy for the year 2007-08, a copy of which is furnished in Annex 1. In view of the rise in the number of litigations against banks in the recent past for engaging recovery

DBOD.No.Leg. 6723 /09.07.005/2007-08November 30, 2007All Scheduled Commercial Banks(Excluding RRBs)Dear Sir, Mid-Term Review of the Annual Policy for the year 2007- 08:Recovery Agents engaged by banks – Draft guidelinesPlease refer to the paragraphs 172 and 173 of the mid-term review of the Annual Policy for the year 2007-08, a copy of which is furnished in Annex 1. In view of the rise in the number of litigations against banks in the recent past for engaging recovery

Mid-Term Review of the Annual Policy for the year 2007- 08: Recovery Agents engaged by banks - Draft guidelines

Guardians appointed by District Courts/Local Level Committees can open/operate bank accounts of certain categories of Disabled Persons

RBI/2007-2008/ 189DBOD.No.Leg.BC. 51 /09.07.005/2007-08November 19, 2007All Scheduled Commercial Banks(Excluding RRBs)Dear Sir,Legal Guardianship Certificate issued under the National TrustAct, 1999 empowering the disabled persons with autism,cerebral palsy, mental retardation and multiple disabilitiesWe have been advised by the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities (the Trust) that a questi

RBI/2007-2008/ 189DBOD.No.Leg.BC. 51 /09.07.005/2007-08November 19, 2007All Scheduled Commercial Banks(Excluding RRBs)Dear Sir,Legal Guardianship Certificate issued under the National TrustAct, 1999 empowering the disabled persons with autism,cerebral palsy, mental retardation and multiple disabilitiesWe have been advised by the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities (the Trust) that a questi

Guardians appointed by District Courts/Local Level Committees can open/operate bank accounts of certain categories of Disabled Persons

Internet Banking - Internet based Platforms for dealing in Rupee Vostro Accounts

RBI/2007-2008/188DBOD Comp BC No. 5853 /07.03.29/2007-08November 15, 2007@@NBSP@@All Scheduled Commercial Banks Dear Sir,Internet Banking – Internet based Platforms for dealing in Rupee Vostro Accounts Please refer to our circulars DBOD Comp BC No. 130/07.03.23/2000-01 dated June 14, 2001 and DBOD Comp BC No. 1658/07.03.29/2006-07 dated August 22, 2006 containing guidelines for Internet Banking in India.2. On a review, it has been decided that banks may permit interne

RBI/2007-2008/188DBOD Comp BC No. 5853 /07.03.29/2007-08November 15, 2007@@NBSP@@All Scheduled Commercial Banks Dear Sir,Internet Banking – Internet based Platforms for dealing in Rupee Vostro Accounts Please refer to our circulars DBOD Comp BC No. 130/07.03.23/2000-01 dated June 14, 2001 and DBOD Comp BC No. 1658/07.03.29/2006-07 dated August 22, 2006 containing guidelines for Internet Banking in India.2. On a review, it has been decided that banks may permit interne

Internet Banking - Internet based Platforms for dealing in Rupee Vostro Accounts