Third Quarter Review of the Annual Statement on Monetary Policy for the year 2006-07- Provisioning Requirement for Standard Assets and Risk Weights for Capital Adequacy

RBI/2006-2007/240 DBOD.No.BP.BC. 53 / 21.04.048 / 2006-2007 January 31, 2007 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Third Quarter Review of the Annual Statement on Monetary Policy for the year 2006-07- Provisioning Requirement for Standard Assets and Risk Weights for Capital Adequacy Please refer to paragraph 84 of the Third Quarter Review of the Annual Statement on Monetary Policy for the year 2006-07 issued on January 31, 2007 (copy of the paragra

RBI/2006-2007/240 DBOD.No.BP.BC. 53 / 21.04.048 / 2006-2007 January 31, 2007 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Third Quarter Review of the Annual Statement on Monetary Policy for the year 2006-07- Provisioning Requirement for Standard Assets and Risk Weights for Capital Adequacy Please refer to paragraph 84 of the Third Quarter Review of the Annual Statement on Monetary Policy for the year 2006-07 issued on January 31, 2007 (copy of the paragra

Third Quarter Review of the Annual Statement on Monetary Policy for the year 2006-07- Provisioning Requirement for Standard Assets and Risk Weights for Capital Adequacy

Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits

RBI/2006-2007/242 DBOD. No. Dir. BC.55/13.03.00/2006-07 January 31, 2007 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits Please refer to paragraph 86 of the Third Quarter Review of the Annual Policy Statement for the year 2006-07 enclosed to Governor's letter No.MPD.BC.288/07.01.279/2006-07 dated January 31, 2007 (copy of the paragraph enclosed). 2.@@NBSP@@ Interest Rate on N

RBI/2006-2007/242 DBOD. No. Dir. BC.55/13.03.00/2006-07 January 31, 2007 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits Please refer to paragraph 86 of the Third Quarter Review of the Annual Policy Statement for the year 2006-07 enclosed to Governor's letter No.MPD.BC.288/07.01.279/2006-07 dated January 31, 2007 (copy of the paragraph enclosed). 2.@@NBSP@@ Interest Rate on N

Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits

Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 - “The Ganesh Bank of Kurundwad Ltd”

RBI/2006-2007/236 DBOD. Ret. BC No. 52/12.06.078/2006-07 January 29, 2007 All Scheduled Commercial Banks Dear Sirs, Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 - "The Ganesh Bank of Kurundwad Ltd" We advise that the name of "The Ganesh Bank of Kurundwad Ltd" has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 with effect from 21st October 2006, i.e. the date on which the relative notification DBOD. No. PSBD.

RBI/2006-2007/236 DBOD. Ret. BC No. 52/12.06.078/2006-07 January 29, 2007 All Scheduled Commercial Banks Dear Sirs, Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 - "The Ganesh Bank of Kurundwad Ltd" We advise that the name of "The Ganesh Bank of Kurundwad Ltd" has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 with effect from 21st October 2006, i.e. the date on which the relative notification DBOD. No. PSBD.

Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 - “The Ganesh Bank of Kurundwad Ltd”

Banks' Exposure to Commodity Markets - Margin Requirements

RBI.No.2006-07/228 DBOD. Dir. BC.51/13.03.00/ 2006-07 January 9, 2007 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Banks' Exposure to Commodity Markets – Margin Requirements Please refer to paragraph 2.9 of our Master Circular No. DBOD. Dir. BC. 17/13.03.00/2006-07 dated July 1, 2006 on 'Guarantees and Co-acceptances' in terms of which banks may issue guarantees on behalf of share and stock brokers in favour of stock exchanges in lieu of margin requirement

RBI.No.2006-07/228 DBOD. Dir. BC.51/13.03.00/ 2006-07 January 9, 2007 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Banks' Exposure to Commodity Markets – Margin Requirements Please refer to paragraph 2.9 of our Master Circular No. DBOD. Dir. BC. 17/13.03.00/2006-07 dated July 1, 2006 on 'Guarantees and Co-acceptances' in terms of which banks may issue guarantees on behalf of share and stock brokers in favour of stock exchanges in lieu of margin requirement

Banks' Exposure to Commodity Markets - Margin Requirements

Valuation of Properties - Empanelment of Valuers

RBI No.2006-2007/224 DBOD.BP.BC No. 50 / 21.04.018/ 2006-07 January 4, 2007 The Chairmen/Chief Executives All Commercial Banks (excluding RRBs) Dear Sir, Valuation of Properties - Empanelment of Valuers It has been observed that different banks follow different policies for valuation of properties and appointment of valuers for the purpose. The issue of correct and realistic valuation of fixed assets owned by banks and that accepted by them as collateral for a sizable

RBI No.2006-2007/224 DBOD.BP.BC No. 50 / 21.04.018/ 2006-07 January 4, 2007 The Chairmen/Chief Executives All Commercial Banks (excluding RRBs) Dear Sir, Valuation of Properties - Empanelment of Valuers It has been observed that different banks follow different policies for valuation of properties and appointment of valuers for the purpose. The issue of correct and realistic valuation of fixed assets owned by banks and that accepted by them as collateral for a sizable

Valuation of Properties - Empanelment of Valuers

Review of circulars issued to Public Sector Banks (PSBs)

RBI/2006-2007/213 DBOD.No.Inf. BC. 48 /11.01.009/2006-07 December 18, 2006 To The Chairmen & Managing Directors of all Public Sector Banks Dear Sir, Review of circulars issued to Public Sector Banks (PSBs) In the light of changes that have taken place in the banking scenario, it was observed that certain circulars issued to Public Sector Banks (PSBs) during the period from January, 1991 to June, 2004 on operational matters like recovery of NPA dues, housekeeping,

RBI/2006-2007/213 DBOD.No.Inf. BC. 48 /11.01.009/2006-07 December 18, 2006 To The Chairmen & Managing Directors of all Public Sector Banks Dear Sir, Review of circulars issued to Public Sector Banks (PSBs) In the light of changes that have taken place in the banking scenario, it was observed that certain circulars issued to Public Sector Banks (PSBs) during the period from January, 1991 to June, 2004 on operational matters like recovery of NPA dues, housekeeping,

Review of circulars issued to Public Sector Banks (PSBs)

Cheque Drop Box Facility and the facility for acknowledgement of cheques

RBI /2006-2007/214 DBOD.No.Leg.BC. 49 /09.07.005/2006-07December 18, 2006To All Scheduled Commercial Banks (Excluding RRBs)Dear Sir, Cheque Drop Box Facility and the facility for acknowledgement of cheques Please refer to our Circular DBOD.No.Leg.BC.74/09.07.005/2003-04 dated April 10, 2004 wherein banks were advised that both the drop box facility and the facility for acknowledgement of the cheques at the regular collection counters should be available to customers a

RBI /2006-2007/214 DBOD.No.Leg.BC. 49 /09.07.005/2006-07December 18, 2006To All Scheduled Commercial Banks (Excluding RRBs)Dear Sir, Cheque Drop Box Facility and the facility for acknowledgement of cheques Please refer to our Circular DBOD.No.Leg.BC.74/09.07.005/2003-04 dated April 10, 2004 wherein banks were advised that both the drop box facility and the facility for acknowledgement of the cheques at the regular collection counters should be available to customers a

Cheque Drop Box Facility and the facility for acknowledgement of cheques

Banks’ exposure to Capital Markets - Rationalization of Norms

RBI/2006-2007/210 DBOD. No. Dir. BC. 47/13.07.05/2006-2007 December 15, 2006 Agrahayana 24, 1928 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Banks’ exposure to Capital Markets – Rationalization of Norms It was announced in the Mid-Term Review of Annual Policy Statement for the year 2005-2006 that the prudential capital market exposure norms prescribed for banks would be rationalized in terms of base and coverage so as to: i) restrict a bank’s aggr

RBI/2006-2007/210 DBOD. No. Dir. BC. 47/13.07.05/2006-2007 December 15, 2006 Agrahayana 24, 1928 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Banks’ exposure to Capital Markets – Rationalization of Norms It was announced in the Mid-Term Review of Annual Policy Statement for the year 2005-2006 that the prudential capital market exposure norms prescribed for banks would be rationalized in terms of base and coverage so as to: i) restrict a bank’s aggr

Banks’ exposure to Capital Markets - Rationalization of Norms

Financial Regulation of Systemically Important NBFCs and Banks’ Relationship with them - For Banks

RBI/2006-07/205 DBOD. No. FSD. BC.46 / 24.01.028/ 2006-07 December 12, 2006 @@NBSP@@ All Scheduled Commercial Banks (excluding RRBs) @@NBSP@@ Dear Sir, Financial Regulation of Systemically Important NBFCs and Banks’ Relationship with them Please refer to paragraph 141 of the Mid-Term Review of Annual Policy Statement for the year 2006-07 enclosed to Governor’s letter MPD.BC.286/ 07.01.279/ 2006-07 dated October 31, 2006 (Copy of the paragraph enclosed as Annex). 2. No

RBI/2006-07/205 DBOD. No. FSD. BC.46 / 24.01.028/ 2006-07 December 12, 2006 @@NBSP@@ All Scheduled Commercial Banks (excluding RRBs) @@NBSP@@ Dear Sir, Financial Regulation of Systemically Important NBFCs and Banks’ Relationship with them Please refer to paragraph 141 of the Mid-Term Review of Annual Policy Statement for the year 2006-07 enclosed to Governor’s letter MPD.BC.286/ 07.01.279/ 2006-07 dated October 31, 2006 (Copy of the paragraph enclosed as Annex). 2. No

Financial Regulation of Systemically Important NBFCs and Banks’ Relationship with them

Increase in CRR

RBI/2006-2007/201 Ref: DBOD.No. Ret.BC. 45/12.01.001/2006-07 December 11, 2006 To All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of CRR Please refer to our Circular RBI/2005-2006/422 DBOD.No.Ret.BC.91/12.01.001/2005-2006 dated June 22, 2006 on the captioned subject. On review of current macroeconomic and monetary conditions, it has been decided to increase cash reserve ratio (CRR)

RBI/2006-2007/201 Ref: DBOD.No. Ret.BC. 45/12.01.001/2006-07 December 11, 2006 To All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of CRR Please refer to our Circular RBI/2005-2006/422 DBOD.No.Ret.BC.91/12.01.001/2005-2006 dated June 22, 2006 on the captioned subject. On review of current macroeconomic and monetary conditions, it has been decided to increase cash reserve ratio (CRR)

Increase in CRR