Enhancement of banks’ capital raising options for capital adequacy purposes

RBI / 2005-06 / 283 DBOD.No.BP.BC. 57 / 21.01.002 / 2005-2006 January 25, 2006 All Commercial Banks (Excluding RRBs) Dear Sir Enhancement of banks’ capital raising options for capital adequacy purposes As you are aware, until recently, the capital adequacy ratio was applicable only to credit risk assumed by banks. Subsequently, capital requirement for market risks for the HFT portfolio was introduced during 2004-05. In addition, banks are required to provide capital f

RBI / 2005-06 / 283 DBOD.No.BP.BC. 57 / 21.01.002 / 2005-2006 January 25, 2006 All Commercial Banks (Excluding RRBs) Dear Sir Enhancement of banks’ capital raising options for capital adequacy purposes As you are aware, until recently, the capital adequacy ratio was applicable only to credit risk assumed by banks. Subsequently, capital requirement for market risks for the HFT portfolio was introduced during 2004-05. In addition, banks are required to provide capital f

Enhancement of banks’ capital raising options for capital adequacy purposes

Financial Inclusion by Extension of Banking Services - Use of Business Facilitators and Correspondents

RBI/2005-06/288 DBOD.No.BL.BC. 58/22.01.001/2005-2006 January 25, 2006 Magha 5, 1927 (S) The Chairmen & CEOs (All Scheduled Commercial Banks including RRBs) Dear Sir, Financial Inclusion@@NBSP@@by Extension of Banking Services - Use of@@NBSP@@Business Facilitators and Correspondents With the objective of ensuring greater financial inclusion and@@NBSP@@increasing the outreach of the banking sector, it has been decided in public interest to enable banks to use the s

RBI/2005-06/288 DBOD.No.BL.BC. 58/22.01.001/2005-2006 January 25, 2006 Magha 5, 1927 (S) The Chairmen & CEOs (All Scheduled Commercial Banks including RRBs) Dear Sir, Financial Inclusion@@NBSP@@by Extension of Banking Services - Use of@@NBSP@@Business Facilitators and Correspondents With the objective of ensuring greater financial inclusion and@@NBSP@@increasing the outreach of the banking sector, it has been decided in public interest to enable banks to use the s

Financial Inclusion by Extension of Banking Services - Use of Business Facilitators and Correspondents

Section 23 of the Banking Regulation Act, 1949 - Branch Authorisation Policy

RBI/2005-06/280 DBOD.No.BL.BC. 55/22.01.001/2005-2006 January 23, 2006 Magha 3, 1927 (S) The Chairmen & CEOs of All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Section 23 of the Banking Regulation Act, 1949 - Branch Authorisation Policy Please refer to our Master Circular DBOD.No.BL.BC. 36/ 22.01.001/ 2005 dated September 8, 2005, on branch authorisation. 2. In terms of the extant instructions, banks are required to approach Department of Banking Operati

RBI/2005-06/280 DBOD.No.BL.BC. 55/22.01.001/2005-2006 January 23, 2006 Magha 3, 1927 (S) The Chairmen & CEOs of All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Section 23 of the Banking Regulation Act, 1949 - Branch Authorisation Policy Please refer to our Master Circular DBOD.No.BL.BC. 36/ 22.01.001/ 2005 dated September 8, 2005, on branch authorisation. 2. In terms of the extant instructions, banks are required to approach Department of Banking Operati

Section 23 of the Banking Regulation Act, 1949 - Branch Authorisation Policy

Collection of account payee cheque - Prohibition on crediting proceeds to third party account

RBI./2005-06/282 DBOD.BP.BC No. 56 / 21.01.001/ 2005-06 January 23, 2006The Chairmen/Chief Executives of all Commercial Banks (excluding RRBs)Dear Sir, Collection of account payee cheque – Prohibition on crediting proceeds to third party account As banks are aware an account payee cheque is required to be collected for the payee constituent. As regards, account payee cheques drawn in favour of banks, it had been indicated, vide our circular DBOD.NO.BC.23/21.01.001/92

RBI./2005-06/282 DBOD.BP.BC No. 56 / 21.01.001/ 2005-06 January 23, 2006The Chairmen/Chief Executives of all Commercial Banks (excluding RRBs)Dear Sir, Collection of account payee cheque – Prohibition on crediting proceeds to third party account As banks are aware an account payee cheque is required to be collected for the payee constituent. As regards, account payee cheques drawn in favour of banks, it had been indicated, vide our circular DBOD.NO.BC.23/21.01.001/92

Collection of account payee cheque - Prohibition on crediting proceeds to third party account

Banking Cash Transaction Tax - Filing of Monthly Returns

RBI/2005-06/ 278 DBOD.No.Dir. BC. 54/13.03.00/2005-06 January 20, 2006 @@NBSP@@ Chief Executives of all Commercial Banks (Excluding RRBs & LABs) Dear Sir Banking Cash Transaction Tax - Filing of Monthly Returns As you are aware, in terms of para 8.1 of circular No. 3 / 2005 dated June 3, 2005 issued by the Ministry of Finance, Government of India (available at website http//www.taxman.com), banks are required to file a Return every month under the Banking Cash Tra

RBI/2005-06/ 278 DBOD.No.Dir. BC. 54/13.03.00/2005-06 January 20, 2006 @@NBSP@@ Chief Executives of all Commercial Banks (Excluding RRBs & LABs) Dear Sir Banking Cash Transaction Tax - Filing of Monthly Returns As you are aware, in terms of para 8.1 of circular No. 3 / 2005 dated June 3, 2005 issued by the Ministry of Finance, Government of India (available at website http//www.taxman.com), banks are required to file a Return every month under the Banking Cash Tra

Banking Cash Transaction Tax - Filing of Monthly Returns

SCBs - Financial Inclusion - Trilingual Forms / Brochures / Pamphlets

RBI /266/2005-06 DBOD.No.Leg.BC.52 /09.07.005/2005-06 December 28, 2005 To All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Financial Inclusion - Trilingual Forms / Brochures / Pamphlets Please refer to our Circular DBOD.No.Leg.BC.44/09.07.005/2005-06 dated November 11, 2005 wherein banks were advised to make available a basic banking 'no-frills' account either with 'nil' or very low minimum balances as well as charges that would make such accounts accessible

RBI /266/2005-06 DBOD.No.Leg.BC.52 /09.07.005/2005-06 December 28, 2005 To All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Financial Inclusion - Trilingual Forms / Brochures / Pamphlets Please refer to our Circular DBOD.No.Leg.BC.44/09.07.005/2005-06 dated November 11, 2005 wherein banks were advised to make available a basic banking 'no-frills' account either with 'nil' or very low minimum balances as well as charges that would make such accounts accessible

SCBs - Financial Inclusion - Trilingual Forms / Brochures / Pamphlets

Rupee Interest rate derivatives (including rupee - foreign currency derivatives) - Setting of limits for non-option derivative contracts

RBI/2005-06/ 267 DBOD. No. BP.BC. 53 / 21.04.157 / 2005-06 December 28, 2005 All Scheduled Commercial Banks Dear Sir Rupee Interest rate derivatives (including rupee – foreign currency derivatives) – Setting of limits for non-option derivative contracts Please refer to letter DBOD No. BP.BC. 91/ 21.04.157/ 2004-05 dated May 20, 2005 regarding interest rate derivatives in terms of which while market participants were advised to henceforth use only domestic rupee benchm

RBI/2005-06/ 267 DBOD. No. BP.BC. 53 / 21.04.157 / 2005-06 December 28, 2005 All Scheduled Commercial Banks Dear Sir Rupee Interest rate derivatives (including rupee – foreign currency derivatives) – Setting of limits for non-option derivative contracts Please refer to letter DBOD No. BP.BC. 91/ 21.04.157/ 2004-05 dated May 20, 2005 regarding interest rate derivatives in terms of which while market participants were advised to henceforth use only domestic rupee benchm

Rupee Interest rate derivatives (including rupee - foreign currency derivatives) - Setting of limits for non-option derivative contracts

Guidelines for bank finance to employees/ Employee Trusts for purchasing banks’ own shares

RBI No. 2005-06/242 DBOD No. Dir.BC. 51/13.07.05/2005-06 December 27, 2005 The Chairman & Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Guidelines for bank finance to employees/ Employee Trusts for purchasing banks’ own shares Please refer to our circular DBOD No. Dir. BC. 63/13.07.05/2004-05 dated December 24, 2004 read with circular DBOD No. Dir. BC. 67/13.07.05/2003-04 dated February 6, 2004 containing guid

RBI No. 2005-06/242 DBOD No. Dir.BC. 51/13.07.05/2005-06 December 27, 2005 The Chairman & Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Guidelines for bank finance to employees/ Employee Trusts for purchasing banks’ own shares Please refer to our circular DBOD No. Dir. BC. 63/13.07.05/2004-05 dated December 24, 2004 read with circular DBOD No. Dir. BC. 67/13.07.05/2003-04 dated February 6, 2004 containing guid

Guidelines for bank finance to employees/ Employee Trusts for purchasing banks’ own shares

Donations by banks

RBI.No./2005-06/237 DBOD.No.Dir.BC. 50/13.01.01/2005-06 December 21, 2005 All Scheduled Commercial Banks (Excluding RRBs) Donations by banks Please refer to our circulars DBOD.No.Dir.BC.15/13.01.01/2002-03 dated August 6, 2002 and DBOD.No.Dir.BC.65/13.01.01/2004-05 dated December 29, 2004 on the above subject. In supersession of the instructions contained therein, it has been decided that henceforth, the policy relating to donations given by banks to various entities

RBI.No./2005-06/237 DBOD.No.Dir.BC. 50/13.01.01/2005-06 December 21, 2005 All Scheduled Commercial Banks (Excluding RRBs) Donations by banks Please refer to our circulars DBOD.No.Dir.BC.15/13.01.01/2002-03 dated August 6, 2002 and DBOD.No.Dir.BC.65/13.01.01/2004-05 dated December 29, 2004 on the above subject. In supersession of the instructions contained therein, it has been decided that henceforth, the policy relating to donations given by banks to various entities

Donations by banks

Mid-Term Review of Annual Policy Statement for the year 2005-06: Additional Provisioning Requirement for Standard Assets (for FIs)

RBI/ 2005-06/ 227 Ref: DBOD. No. FID. FIC. 6 /01.02.00/2005-06 December 6, 2005 The CEOs of the all-India Term-lending and Refinancing Institutions (Exim Bank, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.) Dear Sir, Mid-Term Review of Annual Policy Statement for the year 2005-06: Additional Provisioning Requirement for Standard Assets (for FIs) In terms of the extant prudential guidelines, the standard assets attract a uniform provisioning require

RBI/ 2005-06/ 227 Ref: DBOD. No. FID. FIC. 6 /01.02.00/2005-06 December 6, 2005 The CEOs of the all-India Term-lending and Refinancing Institutions (Exim Bank, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.) Dear Sir, Mid-Term Review of Annual Policy Statement for the year 2005-06: Additional Provisioning Requirement for Standard Assets (for FIs) In terms of the extant prudential guidelines, the standard assets attract a uniform provisioning require

Mid-Term Review of Annual Policy Statement for the year 2005-06: Additional Provisioning Requirement for Standard Assets (for FIs)