Notifications - Regulating Commercial Banking - ਆਰਬੀਆਈ - Reserve Bank of India
notifications
ਫ਼ਰ 22, 2019
Review of Instructions on Bulk Deposit (Amended)
RBI/2018-19/128 DBR.DIR.BC.No.27/13.03.00/2018-19 February 22, 2019 All Scheduled Commercial Banks (excluding Regional Rural Banks) All Small Finance Banks Dear Sir/Madam Review of Instructions on Bulk Deposit In terms of extant instructions, banks have been given discretion to offer differential rate of interest on the bulk deposits as per their requirements and Asset-Liability Management (ALM) projections. 2. In this connection, as announced in the ‘Statement on Dev
RBI/2018-19/128 DBR.DIR.BC.No.27/13.03.00/2018-19 February 22, 2019 All Scheduled Commercial Banks (excluding Regional Rural Banks) All Small Finance Banks Dear Sir/Madam Review of Instructions on Bulk Deposit In terms of extant instructions, banks have been given discretion to offer differential rate of interest on the bulk deposits as per their requirements and Asset-Liability Management (ALM) projections. 2. In this connection, as announced in the ‘Statement on Dev
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ਫ਼ਰ 07, 2019
Grant of ‘Certificate of Registration’ - For carrying on the business of credit information - CRIF High Mark Credit Information Services Private Limited
RBI/2018-19/120 DBR.CID.BC.24/20.16.042/2018-19 February 7, 2019 All Credit Institutions All Credit Information Companies Dear Sir / Madam Grant of ‘Certificate of Registration’ – For carrying on the business of credit information – CRIF High Mark Credit Information Services Private Limited Please refer to our circular DBR.CID.BC.35/20.16.042/2015-16 dated August 27, 2015 regarding grant of ‘Certificate of Registration’ to CRIF High Mark Credit Information Services Pr
RBI/2018-19/120 DBR.CID.BC.24/20.16.042/2018-19 February 7, 2019 All Credit Institutions All Credit Information Companies Dear Sir / Madam Grant of ‘Certificate of Registration’ – For carrying on the business of credit information – CRIF High Mark Credit Information Services Private Limited Please refer to our circular DBR.CID.BC.35/20.16.042/2015-16 dated August 27, 2015 regarding grant of ‘Certificate of Registration’ to CRIF High Mark Credit Information Services Pr
ਫ਼ਰ 07, 2019
Credit Flow to Agriculture- Collateral free agricultural loans
RBI/2018-19/118 FIDD.CO.FSD.BC.No.13/05.05.010/2018-19 February 7, 2019 The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks (including RRBs and SFBs) Madam/Sir, Credit Flow to Agriculture- Collateral free agricultural loans Please refer to paragraph 13 of the Statement on Development and Regulatory Policies of the Sixth Bi-Monthly Monetary Policy Statement for 2018-19 released on February 7, 2019. 2. In this connection, please refer t
RBI/2018-19/118 FIDD.CO.FSD.BC.No.13/05.05.010/2018-19 February 7, 2019 The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks (including RRBs and SFBs) Madam/Sir, Credit Flow to Agriculture- Collateral free agricultural loans Please refer to paragraph 13 of the Statement on Development and Regulatory Policies of the Sixth Bi-Monthly Monetary Policy Statement for 2018-19 released on February 7, 2019. 2. In this connection, please refer t
ਫ਼ਰ 07, 2019
Change in Bank Rate
RBI/2018-19/117 DBR.No.Ret.BC.23/12.01.001/2018-19 February 07, 2019 The Chairperson / CEOs of all Scheduled and Non Scheduled Banks Dear Sir / Madam, Change in Bank Rate Please refer to our circular DBR.No.Ret.BC.03/12.01.001/2018-19 dated August 01, 2018 on the captioned subject. 2. As announced in the Sixth Bi-Monthly Monetary Policy Statement 2018-19 dated February 07, 2019, the Bank Rate stands adjusted by 25 basis points from 6.75 per cent to 6.50 per cent with
RBI/2018-19/117 DBR.No.Ret.BC.23/12.01.001/2018-19 February 07, 2019 The Chairperson / CEOs of all Scheduled and Non Scheduled Banks Dear Sir / Madam, Change in Bank Rate Please refer to our circular DBR.No.Ret.BC.03/12.01.001/2018-19 dated August 01, 2018 on the captioned subject. 2. As announced in the Sixth Bi-Monthly Monetary Policy Statement 2018-19 dated February 07, 2019, the Bank Rate stands adjusted by 25 basis points from 6.75 per cent to 6.50 per cent with
ਫ਼ਰ 04, 2019
Kisan Credit Card (KCC) Scheme: Working Capital for Animal Husbandry and Fisheries
RBI/2018-19/112 FIDD.CO.FSD.BC.12/05.05.010/2018-19 February 04, 2019 The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks (including Small Finance Banks and excluding RRBs) Madam/Sir, Kisan Credit Card (KCC) Scheme: Working Capital for Animal Husbandry and Fisheries Please refer to our Master Circular - Kisan Credit Card (KCC) Scheme issued vide FIDD.CO.FSD.BC.No.6/05.05.010/2018-19 dated July 4, 2018. It has been decided to extend KC
RBI/2018-19/112 FIDD.CO.FSD.BC.12/05.05.010/2018-19 February 04, 2019 The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks (including Small Finance Banks and excluding RRBs) Madam/Sir, Kisan Credit Card (KCC) Scheme: Working Capital for Animal Husbandry and Fisheries Please refer to our Master Circular - Kisan Credit Card (KCC) Scheme issued vide FIDD.CO.FSD.BC.No.6/05.05.010/2018-19 dated July 4, 2018. It has been decided to extend KC
ਜਨ 11, 2019
Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit
RBI/2018-19/107 DBR.Dir.BC.No.22/04.02.001/2018-19 January 11, 2019 All Scheduled Commercial Banks (excluding RRBs) Small Finance Banks and Primary (Urban) Cooperative Banks Dear Sir / Madam, Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit Please refer to the operational instructions for the captioned scheme contained in RBI circular on Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit issued vide DBR.Dir.BC.No.62/04.0
RBI/2018-19/107 DBR.Dir.BC.No.22/04.02.001/2018-19 January 11, 2019 All Scheduled Commercial Banks (excluding RRBs) Small Finance Banks and Primary (Urban) Cooperative Banks Dear Sir / Madam, Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit Please refer to the operational instructions for the captioned scheme contained in RBI circular on Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit issued vide DBR.Dir.BC.No.62/04.0
ਜਨ 10, 2019
Basel III Capital Regulations- Review of transitional arrangements
RBI/2018-19/106 DBR.BP.BC.No.20/21.06.201/2018-19 January 10, 2019 All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir/Madam, Basel III Capital Regulations- Review of transitional arrangements Please refer to para 4.5 ‘Transitional Arrangements’, para 15.2.2 of Part D ‘Capital Conservation Buffer Framework’ and para 2.3 of Annex 16 of the Master Circular, DBR.No.BP.BC.1/21.06.201/2015-16 dated July 1, 2015 on ‘Basel III Capital Regulations’. 2. It has be
RBI/2018-19/106 DBR.BP.BC.No.20/21.06.201/2018-19 January 10, 2019 All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir/Madam, Basel III Capital Regulations- Review of transitional arrangements Please refer to para 4.5 ‘Transitional Arrangements’, para 15.2.2 of Part D ‘Capital Conservation Buffer Framework’ and para 2.3 of Annex 16 of the Master Circular, DBR.No.BP.BC.1/21.06.201/2015-16 dated July 1, 2015 on ‘Basel III Capital Regulations’. 2. It has be
ਜਨ 10, 2019
Exclusion of “SBM Bank (Mauritius) Ltd.” from the Second Schedule of the Reserve Bank of India Act, 1934
RBI/2018-19/105 DBR.No.Ret.BC.21/12.16.091/2018-19 January 10, 2019 All Scheduled Commercial Banks Dear Sir/Madam, Exclusion of “SBM Bank (Mauritius) Ltd.” from the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “SBM Bank (Mauritius) Ltd.” has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.4611/23.13.043/2018-19 dated December 03, 2018 and published in the Gazette of India (Part III
RBI/2018-19/105 DBR.No.Ret.BC.21/12.16.091/2018-19 January 10, 2019 All Scheduled Commercial Banks Dear Sir/Madam, Exclusion of “SBM Bank (Mauritius) Ltd.” from the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “SBM Bank (Mauritius) Ltd.” has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.4611/23.13.043/2018-19 dated December 03, 2018 and published in the Gazette of India (Part III
ਜਨ 09, 2019
Gold Monetization Scheme, 2015
RBI/2018-19/104 DBR.IBD.BC.19/23.67.001/2018-19 January 9, 2019 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam Gold Monetization Scheme, 2015 In exercise of the powers conferred on the Reserve Bank of India under Section 35A of the Banking Regulation Act, 1949, the RBI makes the following amendments in the Reserve Bank of India (Gold Monetization Scheme, 2015) Master Direction No.DBR.IBD.No.45/23.67.003/2015-16 dated October 22, 2015, with immediate ef
RBI/2018-19/104 DBR.IBD.BC.19/23.67.001/2018-19 January 9, 2019 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam Gold Monetization Scheme, 2015 In exercise of the powers conferred on the Reserve Bank of India under Section 35A of the Banking Regulation Act, 1949, the RBI makes the following amendments in the Reserve Bank of India (Gold Monetization Scheme, 2015) Master Direction No.DBR.IBD.No.45/23.67.003/2015-16 dated October 22, 2015, with immediate ef
ਜਨ 01, 2019
Micro, Small and Medium Enterprises (MSME) sector - Restructuring of Advances
RBI/2018-19/100 DBR.No.BP.BC.18/21.04.048/2018-19 January 1, 2019 All banks and NBFCs regulated by the Reserve Bank of India Dear Sir/ Madam, Micro, Small and Medium Enterprises (MSME) sector – Restructuring of Advances 1. Please refer to the circulars DBR.No.BP.BC.100/21.04.048/2017-18 dated February 07, 2018 and DBR.No.BP.BC.108/21.04.048/2017-18 dated June 6, 2018. In this regard, with a view to facilitate meaningful restructuring of MSME accounts {MSME as defined
RBI/2018-19/100 DBR.No.BP.BC.18/21.04.048/2018-19 January 1, 2019 All banks and NBFCs regulated by the Reserve Bank of India Dear Sir/ Madam, Micro, Small and Medium Enterprises (MSME) sector – Restructuring of Advances 1. Please refer to the circulars DBR.No.BP.BC.100/21.04.048/2017-18 dated February 07, 2018 and DBR.No.BP.BC.108/21.04.048/2017-18 dated June 6, 2018. In this regard, with a view to facilitate meaningful restructuring of MSME accounts {MSME as defined
ਦਸੰ 28, 2018
Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), FALLCR against credit disbursed to NBFCs and HFCs
RBI/2018-19/98 DBR.BP.BC.No.17/21.04.098/2018-19 December 28, 2018 All Scheduled Commercial Banks (Excluding RRBs) & Small Finance Banks (SFBs) Dear Sir, Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), FALLCR against credit disbursed to NBFCs and HFCs Please refer to our circular dated October 19, 2018 on the captioned subject. 2. The banks have been permitted to reckon government securities as Level 1 HQLA under FALLCR within the mand
RBI/2018-19/98 DBR.BP.BC.No.17/21.04.098/2018-19 December 28, 2018 All Scheduled Commercial Banks (Excluding RRBs) & Small Finance Banks (SFBs) Dear Sir, Basel III Framework on Liquidity Standards - Liquidity Coverage Ratio (LCR), FALLCR against credit disbursed to NBFCs and HFCs Please refer to our circular dated October 19, 2018 on the captioned subject. 2. The banks have been permitted to reckon government securities as Level 1 HQLA under FALLCR within the mand
ਦਸੰ 27, 2018
Inclusion of “ESAF Small Finance Bank Limited” in the Second Schedule of the Reserve Bank of India Act, 1934
RBI/2018-19/97 DBR.No.Ret.BC.16/12.06.152/2018-19 December 27, 2018 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “ESAF Small Finance Bank Limited” in the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “ESAF Small Finance Bank Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.NBD.(SFB-ESAF).No.4083/16.13.216/2018-19 dated November 12, 2018 and published in the Gazette
RBI/2018-19/97 DBR.No.Ret.BC.16/12.06.152/2018-19 December 27, 2018 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “ESAF Small Finance Bank Limited” in the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “ESAF Small Finance Bank Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.NBD.(SFB-ESAF).No.4083/16.13.216/2018-19 dated November 12, 2018 and published in the Gazette
ਦਸੰ 27, 2018
Filing of Security Interest relating to Immovable (other than equitable mortgage), Movable and Intangible Assets in CERSAI
RBI/2018-19/96 DBR.Leg.No.BC.15/09.08.020/2018-19 December 27, 2018 All Scheduled Commercial Banks (Including RRBs),Small Finance Banks, Local Area Banks, All Co-operative Banks,All NBFCs and All India Financial Institutions Dear Sir/ Madam Filing of Security Interest relating to Immovable (other than equitable mortgage), Movable and Intangible Assets in CERSAI Please refer to circulars DBOD.Leg.No.BC.86/09.08.011/2010-11 dated April 21, 2011, RPCD.CO.RRB.BC.No.72/03.
RBI/2018-19/96 DBR.Leg.No.BC.15/09.08.020/2018-19 December 27, 2018 All Scheduled Commercial Banks (Including RRBs),Small Finance Banks, Local Area Banks, All Co-operative Banks,All NBFCs and All India Financial Institutions Dear Sir/ Madam Filing of Security Interest relating to Immovable (other than equitable mortgage), Movable and Intangible Assets in CERSAI Please refer to circulars DBOD.Leg.No.BC.86/09.08.011/2010-11 dated April 21, 2011, RPCD.CO.RRB.BC.No.72/03.
ਦਸੰ 06, 2018
Inclusion of “SBM Bank (India) Limited” in the Second Schedule of the Reserve Bank of India Act, 1934
RBI/2018-19/91 DBR.No.Ret.BC.14/12.16.006/2018-19 December 06, 2018 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “SBM Bank (India) Limited” in the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “SBM Bank (India) Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.3645/23.13.043/2018-19 dated October 30, 2018 and published in the Gazette of India (Part III - Sect
RBI/2018-19/91 DBR.No.Ret.BC.14/12.16.006/2018-19 December 06, 2018 All Scheduled Commercial Banks Dear Sir/Madam, Inclusion of “SBM Bank (India) Limited” in the Second Schedule of the Reserve Bank of India Act, 1934 We advise that the “SBM Bank (India) Limited” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.IBD.No.3645/23.13.043/2018-19 dated October 30, 2018 and published in the Gazette of India (Part III - Sect
ਦਸੰ 06, 2018
Alteration in the name of "Doha Bank Qsc" to "Doha Bank Q.P.S.C" in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2018-19/90 DBR.No.Ret.BC.13/12.06.071/2018-19 December 06, 2018 All Scheduled Commercial Banks Dear Sir/Madam Alteration in the name of "Doha Bank Qsc" to "Doha Bank Q.P.S.C" in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of " Doha Bank Qsc " has been changed to "Doha Bank Q.P.S.C" in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBR.IBD.No.2963/23.03.029/2018-19 dated October 11, 2018 published i
RBI/2018-19/90 DBR.No.Ret.BC.13/12.06.071/2018-19 December 06, 2018 All Scheduled Commercial Banks Dear Sir/Madam Alteration in the name of "Doha Bank Qsc" to "Doha Bank Q.P.S.C" in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of " Doha Bank Qsc " has been changed to "Doha Bank Q.P.S.C" in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBR.IBD.No.2963/23.03.029/2018-19 dated October 11, 2018 published i
ਦਸੰ 05, 2018
Guidelines on Loan System for Delivery of Bank Credit
RBI/2018-19/87 DBR.BP.BC.No.12/21.04.048/2018-19 December 5, 2018 All Scheduled Commercial Banks Small Finance Banks Dear Sir/ Madam, Guidelines on Loan System for Delivery of Bank Credit Please refer to the Draft Guidelines on the captioned subject issued on June 11, 2018 for comments of the stakeholders. 2. Taking into account the views of the stakeholders, the final guidelines are annexed. Yours faithfully, (Saurav Sinha) Chief General Manager in-Charge Annex Guide
RBI/2018-19/87 DBR.BP.BC.No.12/21.04.048/2018-19 December 5, 2018 All Scheduled Commercial Banks Small Finance Banks Dear Sir/ Madam, Guidelines on Loan System for Delivery of Bank Credit Please refer to the Draft Guidelines on the captioned subject issued on June 11, 2018 for comments of the stakeholders. 2. Taking into account the views of the stakeholders, the final guidelines are annexed. Yours faithfully, (Saurav Sinha) Chief General Manager in-Charge Annex Guide
ਦਸੰ 05, 2018
Section 24 and Section 56 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR)
RBI/2018-19/86 DBR.No.Ret.BC.10/12.02.001/2018-19 December 05, 2018 All Scheduled Commercial Banks (including Regional Rural Banks) Local Area Banks, Small Finance Banks, Payments Banks Primary (Urban) Co-operative Banks (UCBs) State and Central Co-operative Banks (StCBs / CCBs) Dear Sir / Madam, Section 24 and Section 56 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular DBR.No.Ret.BC.90/12.02.001/2017-18
RBI/2018-19/86 DBR.No.Ret.BC.10/12.02.001/2018-19 December 05, 2018 All Scheduled Commercial Banks (including Regional Rural Banks) Local Area Banks, Small Finance Banks, Payments Banks Primary (Urban) Co-operative Banks (UCBs) State and Central Co-operative Banks (StCBs / CCBs) Dear Sir / Madam, Section 24 and Section 56 of the Banking Regulation Act, 1949 - Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular DBR.No.Ret.BC.90/12.02.001/2017-18
ਨਵੰ 29, 2018
Basel III Framework on Liquidity Standards - Net Stable Funding Ratio (NSFR) - Final Guidelines
RBI/2018-19/84 DBR.BP.BC.No.08/21.04.098/2018-19 November 29, 2018 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Basel III Framework on Liquidity Standards – Net Stable Funding Ratio (NSFR) – Final Guidelines Please refer to our circular DBR.BP.BC.No.106/21.04.098/2017-18 dated May 17, 2018 on final Net Stable Funding Ratio (NSFR) guidelines. 2. It has now been decided that the NSFR guidelines will come into effect from April 1, 2020. Yours faithfull
RBI/2018-19/84 DBR.BP.BC.No.08/21.04.098/2018-19 November 29, 2018 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Basel III Framework on Liquidity Standards – Net Stable Funding Ratio (NSFR) – Final Guidelines Please refer to our circular DBR.BP.BC.No.106/21.04.098/2017-18 dated May 17, 2018 on final Net Stable Funding Ratio (NSFR) guidelines. 2. It has now been decided that the NSFR guidelines will come into effect from April 1, 2020. Yours faithfull
ਨਵੰ 29, 2018
Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit
RBI/2018-19/81 DBR.Dir.BC.No.09/04.02.001/2018-19 November 29, 2018 All Scheduled Commercial Banks (excluding RRBs) Small Finance Banks and Primary (Urban) Cooperative Banks Dear Sir / Madam, Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit Please refer to the operational instructions for the captioned scheme contained in RBI circular on Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit issued vide DBR.Dir.BC.No.62/04.0
RBI/2018-19/81 DBR.Dir.BC.No.09/04.02.001/2018-19 November 29, 2018 All Scheduled Commercial Banks (excluding RRBs) Small Finance Banks and Primary (Urban) Cooperative Banks Dear Sir / Madam, Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit Please refer to the operational instructions for the captioned scheme contained in RBI circular on Interest Equalisation Scheme on Pre and Post Shipment Rupee Export Credit issued vide DBR.Dir.BC.No.62/04.0
ਨਵੰ 02, 2018
Partial Credit Enhancement to Bonds Issued by Non-Banking Financial Companies and Housing Finance Companies
RBI/2018-19/70 DBR.BP.BC.No.7/21.04.142/2018-19 November 2, 2018 All Scheduled Commercial Banks(excluding RRBs) Dear Sir/Madam, Partial Credit Enhancement to Bonds Issued by Non-Banking Financial Companies and Housing Finance Companies Please refer to circular DBR.BP.BC.No.40/21.04.142/2015-16 dated September 24, 2015 on Partial Credit Enhancement to Corporate Bonds and other associated circulars issued subsequently on the subject. 2. It has now been decided to allow
RBI/2018-19/70 DBR.BP.BC.No.7/21.04.142/2018-19 November 2, 2018 All Scheduled Commercial Banks(excluding RRBs) Dear Sir/Madam, Partial Credit Enhancement to Bonds Issued by Non-Banking Financial Companies and Housing Finance Companies Please refer to circular DBR.BP.BC.No.40/21.04.142/2015-16 dated September 24, 2015 on Partial Credit Enhancement to Corporate Bonds and other associated circulars issued subsequently on the subject. 2. It has now been decided to allow
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ਪੇਜ ਅੰਤਿਮ ਅੱਪਡੇਟ ਦੀ ਤਾਰੀਖ: ਜੁਲਾਈ 13, 2024
