Notifications - Regulating Commercial Banking - ਆਰਬੀਆਈ - Reserve Bank of India
notifications
ਦਸੰ 19, 2011
Know Your Customer (KYC) norms/Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002- Assessment and Monitoring of Risk
RBI/2011-12/305 DBOD. AML.BC. No.65 /14.01.001/2011-12 December 19, 2011 The Chairmen / Chief Executive Officers All Scheduled Commercial Banks (excluding RRBs)/ All India Financial institutions/ Local Area Banks Dear Sir, Know Your Customer (KYC) norms/Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002- Assessment and Monitoring of Risk Please refer to our Master Ci
RBI/2011-12/305 DBOD. AML.BC. No.65 /14.01.001/2011-12 December 19, 2011 The Chairmen / Chief Executive Officers All Scheduled Commercial Banks (excluding RRBs)/ All India Financial institutions/ Local Area Banks Dear Sir, Know Your Customer (KYC) norms/Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002- Assessment and Monitoring of Risk Please refer to our Master Ci
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ਦਸੰ 19, 2011
Deregulation of Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and Ordinary Non-Resident (NRO) Accounts
RBI/2011-12/307 RPCD.CO.RRB.BC.No.45@@NBSP@@ /03.05.33 (C) /2011-12 December 19, 2011 The Chairmen All Regional Rural Banks (RRBs) Dear Sir, Deregulation of Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and Ordinary Non-Resident (NRO) Accounts Please refer to paragraph 4 of our circular RPCD.CO.RRB.BC.No. 33/03.05.33/2011-12 dated November 23, 2011 on Deregulation of Savings Bank Deposit Interest Rate and paragraph 1 of our circular RPCD.CO.RRB.BC.No.
RBI/2011-12/307 RPCD.CO.RRB.BC.No.45@@NBSP@@ /03.05.33 (C) /2011-12 December 19, 2011 The Chairmen All Regional Rural Banks (RRBs) Dear Sir, Deregulation of Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and Ordinary Non-Resident (NRO) Accounts Please refer to paragraph 4 of our circular RPCD.CO.RRB.BC.No. 33/03.05.33/2011-12 dated November 23, 2011 on Deregulation of Savings Bank Deposit Interest Rate and paragraph 1 of our circular RPCD.CO.RRB.BC.No.
ਦਸੰ 16, 2011
Deregulation of Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and Ordinary Non-Resident (NRO) Accounts
RBI/2011-12/303 DBOD.Dir.BC. 64 /13.03.00/2011-12 December 16, 2011 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Deregulation of Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and Ordinary Non-Resident (NRO) Accounts Please refer to paragraph 4 of our circular DBOD.Dir.BC.42/13.03.00/ 2011-12 dated October 25, 2011 on Deregulation of Savings Bank Deposit Interest Rate and paragraph 1 of our circular DBOD.Dir.BC.59/13.03.00/2011-12 da
RBI/2011-12/303 DBOD.Dir.BC. 64 /13.03.00/2011-12 December 16, 2011 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Deregulation of Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and Ordinary Non-Resident (NRO) Accounts Please refer to paragraph 4 of our circular DBOD.Dir.BC.42/13.03.00/ 2011-12 dated October 25, 2011 on Deregulation of Savings Bank Deposit Interest Rate and paragraph 1 of our circular DBOD.Dir.BC.59/13.03.00/2011-12 da
ਦਸੰ 15, 2011
Formation of two new districts - Fazilka & Pathankot in the State of Punjab Assignment of Lead Bank responsibility
RBI/2011-12/301 RPCD.CO.LBS. BC.No. 42/02.08.01/2011-12 December 15, 2011 The Chairman/CMD All Lead Banks Dear Sir, Formation of two new districts – Fazilka & Pathankot in the State of Punjab Assignment of Lead Bank responsibility The Department of Revenue & Rehabilitation, Government of Punjab vide their Gazette Notification No. 1/1/2011-RE-II(I)/14544 & 14554 dated July 27, 2011 has advised about the constitution of new districts viz. Pathankot @@NBSP@@a
RBI/2011-12/301 RPCD.CO.LBS. BC.No. 42/02.08.01/2011-12 December 15, 2011 The Chairman/CMD All Lead Banks Dear Sir, Formation of two new districts – Fazilka & Pathankot in the State of Punjab Assignment of Lead Bank responsibility The Department of Revenue & Rehabilitation, Government of Punjab vide their Gazette Notification No. 1/1/2011-RE-II(I)/14544 & 14554 dated July 27, 2011 has advised about the constitution of new districts viz. Pathankot @@NBSP@@a
ਦਸੰ 15, 2011
Amendment to Public Provident Fund Scheme, 1968 (PPF, 1968) and Senior Citizens Savings Scheme, 2004 (SCSS, 2004) - Payment of commission to the agents
RBI/2011-12/299DGBA.CDD. No. H- 3764 /15.02.001/2011-12 December 15, 2011 The Chairman and Managing Director/Managing Director Head Office, Government Accounts Department State Bank of India/State Bank of Patiala/ State Bank of Bikaner & Jaipur/State Bank of Travancore/ State Bank of Hyderabad/State Bank of Mysore/ Andhra Bank/ Allahabad Bank/Bank of Baroda/Bank of India/ Bank of Maharashtra/Canara Bank/Central Bank of India/ Corporation Bank/Dena Bank/Indian Bank
RBI/2011-12/299DGBA.CDD. No. H- 3764 /15.02.001/2011-12 December 15, 2011 The Chairman and Managing Director/Managing Director Head Office, Government Accounts Department State Bank of India/State Bank of Patiala/ State Bank of Bikaner & Jaipur/State Bank of Travancore/ State Bank of Hyderabad/State Bank of Mysore/ Andhra Bank/ Allahabad Bank/Bank of Baroda/Bank of India/ Bank of Maharashtra/Canara Bank/Central Bank of India/ Corporation Bank/Dena Bank/Indian Bank
ਦਸੰ 12, 2011
Section 19 of the BR Act, 1949- Investments in subsidiaries and other companies - Guidelines
RBI/2011-12/297@@NBSP@@ DBOD. FSD. BC.62/24.01.001/2011-12 December 12, 2011 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Section 19 of the Banking Regulation Act, 1949- Investments in subsidiaries and other companies – Guidelines Please refer to the instructions contained in paragraphs 2 and 3 of our Master Circular DBOD. No. FSD.BC.15 / 24.01.001/ 2011-12 dated July 1, 2011 on Para-Banking Activities which deal with the guidelines for setting up of subs
RBI/2011-12/297@@NBSP@@ DBOD. FSD. BC.62/24.01.001/2011-12 December 12, 2011 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Section 19 of the Banking Regulation Act, 1949- Investments in subsidiaries and other companies – Guidelines Please refer to the instructions contained in paragraphs 2 and 3 of our Master Circular DBOD. No. FSD.BC.15 / 24.01.001/ 2011-12 dated July 1, 2011 on Para-Banking Activities which deal with the guidelines for setting up of subs
ਦਸੰ 02, 2011
Payment of Cheques / Drafts / Pay Orders / Banker's Cheques
RBI/ 2011-12/288 UBD. BPD. (PCB) No. 15 /12.05.001/2011-12 December 2, 2011 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/ Madam Payment of Cheques / Drafts / Pay Orders / Banker's Cheques In India, it has been the usual practice among bankers to make payment of only such cheques and drafts as are presented for payment within a period of six months from the date of the instrument. 2. It has been brought to the notice of Reserve Bank by Go
RBI/ 2011-12/288 UBD. BPD. (PCB) No. 15 /12.05.001/2011-12 December 2, 2011 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/ Madam Payment of Cheques / Drafts / Pay Orders / Banker's Cheques In India, it has been the usual practice among bankers to make payment of only such cheques and drafts as are presented for payment within a period of six months from the date of the instrument. 2. It has been brought to the notice of Reserve Bank by Go
ਨਵੰ 30, 2011
Guidelines on Capital Adequacy and Exposure Norms for Credit Default Swaps (CDS)
RBI / 2011-12/287 IDMD.PCD.No.@@NBSP@@ 2301/14.03.04/2011‐12 November 30, 2011 All Standalone Primary Dealers Dear Sir/Madam, Guidelines on Capital Adequacy and Exposure Norms for Credit Default Swaps (CDS) Please refer to the guidelines on Credit Default Swaps on corporate bonds issued vide Circular IDMD.PCD.No. 5053 / 14.03.04 / 2010-11 dated May 23, 2011. @@NBSP@@As indicated in paragraph 3.5 of the circular, market participants will have to follow the capital adeq
RBI / 2011-12/287 IDMD.PCD.No.@@NBSP@@ 2301/14.03.04/2011‐12 November 30, 2011 All Standalone Primary Dealers Dear Sir/Madam, Guidelines on Capital Adequacy and Exposure Norms for Credit Default Swaps (CDS) Please refer to the guidelines on Credit Default Swaps on corporate bonds issued vide Circular IDMD.PCD.No. 5053 / 14.03.04 / 2010-11 dated May 23, 2011. @@NBSP@@As indicated in paragraph 3.5 of the circular, market participants will have to follow the capital adeq
ਨਵੰ 30, 2011
Financial Inclusion-Opening of Aadhaar Enabled Bank Accounts (AEBA)
RBI/2011-12/284 RPCD.CO.FID.BC.No.41 /12.01.011/2011-12 November 30, 2011 The Chairman/Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Financial Inclusion-Opening of Aadhaar Enabled Bank Accounts (AEBA). Please refer to our Circular@@NBSP@@ RPCD.CO.BC.FID No.16/12.01.019/2011-12 dated August 12, 2011 forwarding the Operational Guidelines on implementation of Electronic Benefit transfer (EBT) and its
RBI/2011-12/284 RPCD.CO.FID.BC.No.41 /12.01.011/2011-12 November 30, 2011 The Chairman/Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Financial Inclusion-Opening of Aadhaar Enabled Bank Accounts (AEBA). Please refer to our Circular@@NBSP@@ RPCD.CO.BC.FID No.16/12.01.019/2011-12 dated August 12, 2011 forwarding the Operational Guidelines on implementation of Electronic Benefit transfer (EBT) and its
ਨਵੰ 30, 2011
Prudential Guidelines on Credit Default Swaps (CDS)
RBI/2011-12/285 DBOD.BP.BC.No.61/21.06.203/2011‐12 November 30, 2011 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs and Local Area Banks) Dear Sir, Prudential Guidelines on Credit Default Swaps (CDS) Please refer to guidelines on single name Credit Default Swaps on corporate bonds issued vide Circular No. IDMD.PCD.No.5053/14.03.04/2010-11 dated May 23, 2011. As indicated in the paragraph 3.5 of the circu
RBI/2011-12/285 DBOD.BP.BC.No.61/21.06.203/2011‐12 November 30, 2011 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs and Local Area Banks) Dear Sir, Prudential Guidelines on Credit Default Swaps (CDS) Please refer to guidelines on single name Credit Default Swaps on corporate bonds issued vide Circular No. IDMD.PCD.No.5053/14.03.04/2010-11 dated May 23, 2011. As indicated in the paragraph 3.5 of the circu
ਨਵੰ 30, 2011
Credit Default Swaps (CDS) for Corporate Bonds-Reporting Platform
RBI/2011-12/286 IDMD.PCD.2302/14.03.04/2011-12 November 30, 2011 To All Market Participants Credit Default Swaps (CDS) for Corporate Bonds-Reporting Platform A reference is invited to our circular IDMD.PCD.No. 5053 /14.03.04/2010-11 dated May 23, 2011 enclosing the Guidelines on Credit Default Swaps (CDS) for Corporate Bondswherein it was indicated that Market-makers shall report their CDS trades with both users and other market-makers on the reporting platform of CDS
RBI/2011-12/286 IDMD.PCD.2302/14.03.04/2011-12 November 30, 2011 To All Market Participants Credit Default Swaps (CDS) for Corporate Bonds-Reporting Platform A reference is invited to our circular IDMD.PCD.No. 5053 /14.03.04/2010-11 dated May 23, 2011 enclosing the Guidelines on Credit Default Swaps (CDS) for Corporate Bondswherein it was indicated that Market-makers shall report their CDS trades with both users and other market-makers on the reporting platform of CDS
ਨਵੰ 29, 2011
Branch Authorization Policy - Relaxation- opening of Tier 2 branches under general permission
RBI/2011-12/283 DBOD.No.BL.BC. 60/22.01.001/2011-12 November 29, 2011 All Scheduled Commercial Banks (excluding RRBs) Madam/Dear Sir, Branch Authorization Policy – Relaxation- opening of Tier 2 branches under general permission Please refer to paragraphs 77 to 80 of the Second Quarter Review of Monetary Policy 2011-12 on the above subject (extract enclosed). To enhance the penetration of banking in rural and semi-urban areas, domestic scheduled commercial banks (exclu
RBI/2011-12/283 DBOD.No.BL.BC. 60/22.01.001/2011-12 November 29, 2011 All Scheduled Commercial Banks (excluding RRBs) Madam/Dear Sir, Branch Authorization Policy – Relaxation- opening of Tier 2 branches under general permission Please refer to paragraphs 77 to 80 of the Second Quarter Review of Monetary Policy 2011-12 on the above subject (extract enclosed). To enhance the penetration of banking in rural and semi-urban areas, domestic scheduled commercial banks (exclu
ਨਵੰ 25, 2011
Deregulation of Savings Bank Deposit Interest Rate
RBI/2011-12/281 UBD.BPD.(PCB)CIR No.13/13.01.000/2011-12 November 25, 2011 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir/Madam, Deregulation of Savings Bank Deposit Interest Rate Please refer to our circular No.UBD.BPD.(PCB)CIR No.45/13.01.00/2010-11 dated May 3,@@NBSP@@ 2011 enclosing@@NBSP@@ a Directive @@NBSP@@UBD.BPD.DIR. No.3/13.01.00/2010-11 dated May 3, 2011 on interest rates on deposits. 2. As indicated in the Second Quarter Revi
RBI/2011-12/281 UBD.BPD.(PCB)CIR No.13/13.01.000/2011-12 November 25, 2011 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir/Madam, Deregulation of Savings Bank Deposit Interest Rate Please refer to our circular No.UBD.BPD.(PCB)CIR No.45/13.01.00/2010-11 dated May 3,@@NBSP@@ 2011 enclosing@@NBSP@@ a Directive @@NBSP@@UBD.BPD.DIR. No.3/13.01.00/2010-11 dated May 3, 2011 on interest rates on deposits. 2. As indicated in the Second Quarter Revi
ਨਵੰ 24, 2011
RRBs - Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR (B) Deposits
RBI/2011-12/277 RPCD.CO.RRB.BC.No. 36/03.05.33 (C) /2011-12 November 24, 2011 The Chairmen All Regional Rural Banks Dear Sir, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR (B) Deposits 1. Interest Rates on Non-Resident (External) Rupee (NRE) Deposits Please refer to paragraph 1 of our circular RPCD.CO.RRB.BC.No. 63/03.05.33(C) /2008-09 dated November 17, 2008 on Interest Rates on Deposits held in Non-Resident (External) Rupee (NRE) Accounts.
RBI/2011-12/277 RPCD.CO.RRB.BC.No. 36/03.05.33 (C) /2011-12 November 24, 2011 The Chairmen All Regional Rural Banks Dear Sir, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR (B) Deposits 1. Interest Rates on Non-Resident (External) Rupee (NRE) Deposits Please refer to paragraph 1 of our circular RPCD.CO.RRB.BC.No. 63/03.05.33(C) /2008-09 dated November 17, 2008 on Interest Rates on Deposits held in Non-Resident (External) Rupee (NRE) Accounts.
ਨਵੰ 24, 2011
Interest Rates on FCNR(B) deposits - UCBs
RBI/2011-12/280 UBD.BPD.AD.CIR No. 4/13.01.000/2011-12 November 24, 2011 The Chief Executive Officers All AD Category-I UCBs Dear Sir/Madam Interest Rates on FCNR(B) deposits - UCBs Please refer to our circular UBD.BPD.AD.Cir No.26/13.01.000/2008-09 dated November 17, 2008 on the captioned subject. 2. In view of the prevailing market conditions, it has been decided that until further notice and with effect from close of business in India as on November 23, 2011, the i
RBI/2011-12/280 UBD.BPD.AD.CIR No. 4/13.01.000/2011-12 November 24, 2011 The Chief Executive Officers All AD Category-I UCBs Dear Sir/Madam Interest Rates on FCNR(B) deposits - UCBs Please refer to our circular UBD.BPD.AD.Cir No.26/13.01.000/2008-09 dated November 17, 2008 on the captioned subject. 2. In view of the prevailing market conditions, it has been decided that until further notice and with effect from close of business in India as on November 23, 2011, the i
ਨਵੰ 24, 2011
StCBs/DCCBs - Collection of Account Payee Cheques - Prohibition on Crediting Proceeds to Third Party Account
RBI/2011-12/276 RPCD CO. RCBD. BC. No. 34 /07.38.03/2011-12 November 24, 2011 The Chairmen/Chief Executives of All State and Central Co-operative Banks Dear Sir Collection of Account Payee Cheques - Prohibition on Crediting Proceeds to Third Party Account Please refer to our circular RPCD.CO.RF. BC No. 78/07.38.03 / 2005-06 dated April 27, 2006 in terms of which banks are prohibited from crediting 'account payee' cheques to the account of any person other than the pay
RBI/2011-12/276 RPCD CO. RCBD. BC. No. 34 /07.38.03/2011-12 November 24, 2011 The Chairmen/Chief Executives of All State and Central Co-operative Banks Dear Sir Collection of Account Payee Cheques - Prohibition on Crediting Proceeds to Third Party Account Please refer to our circular RPCD.CO.RF. BC No. 78/07.38.03 / 2005-06 dated April 27, 2006 in terms of which banks are prohibited from crediting 'account payee' cheques to the account of any person other than the pay
ਨਵੰ 24, 2011
Interest Rates on Non-Resident (External) Rupee (NRE) Deposits - UCBs
RBI/2011-12/279 UBD.BPD. (PCB) CIR No. 12/13.01.000/2011-12 November 24, 2011 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir/Madam Interest Rates on Non-Resident (External) Rupee (NRE) Deposits - UCBs Please refer to our circular UBD(PCB) CO BPD Cir No.25/13.01.000/2008-09 dated November 17, 2008 on the captioned subject. 2. In view of the prevailing market conditions, it has been decided that until further notice and with effect from clo
RBI/2011-12/279 UBD.BPD. (PCB) CIR No. 12/13.01.000/2011-12 November 24, 2011 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir/Madam Interest Rates on Non-Resident (External) Rupee (NRE) Deposits - UCBs Please refer to our circular UBD(PCB) CO BPD Cir No.25/13.01.000/2008-09 dated November 17, 2008 on the captioned subject. 2. In view of the prevailing market conditions, it has been decided that until further notice and with effect from clo
ਨਵੰ 23, 2011
Deregulation of Savings Bank Deposit Interest Rate - Guidelines
RBI/2011-12/272A RPCD.CO.RRB.BC.No.33/ 03.05.33/2011-12 November 23, 2011 All Regional Rural Banks Dear Sir, Deregulation of Savings Bank Deposit Interest Rate - Guidelines Please refer to our circular RPCD.CO.RRB.BC.No.68/03.05.33/2010-11 dated May 3, 2011. 2. As indicated in the Second Quarter Review of Monetary Policy announced on October 25, 2011, it has been decided to deregulate the savings bank deposit interest rate with immediate effect. Accordingly, the follo
RBI/2011-12/272A RPCD.CO.RRB.BC.No.33/ 03.05.33/2011-12 November 23, 2011 All Regional Rural Banks Dear Sir, Deregulation of Savings Bank Deposit Interest Rate - Guidelines Please refer to our circular RPCD.CO.RRB.BC.No.68/03.05.33/2010-11 dated May 3, 2011. 2. As indicated in the Second Quarter Review of Monetary Policy announced on October 25, 2011, it has been decided to deregulate the savings bank deposit interest rate with immediate effect. Accordingly, the follo
ਨਵੰ 23, 2011
Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) Deposits
RBI/2011-12/275 DBOD.Dir.BC. 59/13.03.00/2011-12 November 23, 2011 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) Deposits 1. Interest Rates on Non-Resident (External) Rupee (NRE) Deposits Please refer to paragraph 1 of our circular DBOD.No.Dir.BC.82/13.03.00/2008-09 dated November 15, 2008 on Interest Rates on Deposits held in Non-Resident (External) Rupee (NRE) Accounts. In vi
RBI/2011-12/275 DBOD.Dir.BC. 59/13.03.00/2011-12 November 23, 2011 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) Deposits 1. Interest Rates on Non-Resident (External) Rupee (NRE) Deposits Please refer to paragraph 1 of our circular DBOD.No.Dir.BC.82/13.03.00/2008-09 dated November 15, 2008 on Interest Rates on Deposits held in Non-Resident (External) Rupee (NRE) Accounts. In vi
ਨਵੰ 22, 2011
StCBs/DCCBs - Payment of Cheques/Drafts/Pay Orders/Banker's Cheques
RBI/2011-12/270 RPCD.CO RCB. AML.BC.No.32/07.40.00/2011-12 November 22, 2011 The Chairmen / CEOs of All State and Central Co-operative Banks Dear Sir, Payment of Cheques/Drafts/Pay Orders/Banker's Cheques In India, it has been the usual practice among bankers to make payment of only such cheques and drafts as are presented for payment within a period of six months from the date of the instrument. 2. It has been brought to the notice of Reserve Bank by Government of In
RBI/2011-12/270 RPCD.CO RCB. AML.BC.No.32/07.40.00/2011-12 November 22, 2011 The Chairmen / CEOs of All State and Central Co-operative Banks Dear Sir, Payment of Cheques/Drafts/Pay Orders/Banker's Cheques In India, it has been the usual practice among bankers to make payment of only such cheques and drafts as are presented for payment within a period of six months from the date of the instrument. 2. It has been brought to the notice of Reserve Bank by Government of In
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