Notifications - Regulating Commercial Banking - ਆਰਬੀਆਈ - Reserve Bank of India
notifications
ਮਈ 02, 2011
KYC Norms/Anti- Money Laundering Standards/Combating Financing of Terrorism - NBFCs/RNBCs
RBI/2010-11/495 DNBS(PD).CC. No.216 /03.10.42/2010-11 May 02, 2011 All Non Banking Financial Companies / Residuary Non Banking Companies Dear Sir, Know Your Customer (KYC) Norms/ Anti- Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT) Financial Action Task Force (FATF) as a part of its ongoing review of compliance with the AML / CFT standards, has identified certain jurisdictions which have strategic AML /CFT deficiencies. 2. FATF, has issued
RBI/2010-11/495 DNBS(PD).CC. No.216 /03.10.42/2010-11 May 02, 2011 All Non Banking Financial Companies / Residuary Non Banking Companies Dear Sir, Know Your Customer (KYC) Norms/ Anti- Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT) Financial Action Task Force (FATF) as a part of its ongoing review of compliance with the AML / CFT standards, has identified certain jurisdictions which have strategic AML /CFT deficiencies. 2. FATF, has issued
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ਮਈ 02, 2011
List of terrorist individuals/organisations - NBFCs/RNBCs
RBI/2010-11/496 DNBS(PD).CC. No. 217 /03.10.42 /2010-11 May 02, 2011 All Non Banking Financial Companies / Residuary Non Banking Companies Dear Sir, List of Terrorist Individuals / Organisations- under UNSCR 1267 (1999)and 1822(2008) on Taliban /AL-Qaida Organisation The Chairman of UN Security Council's 1267 Committee has issued a note on March 10, 2011 regarding changes made in the consolidated List of Individuals and entities linked to Al-Qaida and Taliban (copy en
RBI/2010-11/496 DNBS(PD).CC. No. 217 /03.10.42 /2010-11 May 02, 2011 All Non Banking Financial Companies / Residuary Non Banking Companies Dear Sir, List of Terrorist Individuals / Organisations- under UNSCR 1267 (1999)and 1822(2008) on Taliban /AL-Qaida Organisation The Chairman of UN Security Council's 1267 Committee has issued a note on March 10, 2011 regarding changes made in the consolidated List of Individuals and entities linked to Al-Qaida and Taliban (copy en
ਅਪ੍ਰੈ 30, 2011
Working Group on Information Security, Electronic Banking, Technology Risk Management and Cyber Frauds- Implementation of recommendations
RBI/2010-11/494 DBS.CO.ITC.BC.No. 6/31.02.008/2010-11 April 29, 2011 The Chairman / Chief Executives of All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Working Group on Information Security, Electronic Banking, Technology Risk Management and Cyber Frauds- Implementation of recommendations As you are aware, following the announcement in the April 2010 Monetary Policy Statement, the Working Group on Information Security, Electronic Banking, Technology
RBI/2010-11/494 DBS.CO.ITC.BC.No. 6/31.02.008/2010-11 April 29, 2011 The Chairman / Chief Executives of All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Working Group on Information Security, Electronic Banking, Technology Risk Management and Cyber Frauds- Implementation of recommendations As you are aware, following the announcement in the April 2010 Monetary Policy Statement, the Working Group on Information Security, Electronic Banking, Technology
ਅਪ੍ਰੈ 27, 2011
StCBs/DCCBs - Anti-Money Laundering/Combating Financing of Terrorism - Standards
RBI/2010-11/490 RPCD.CO.RCB.AML.No.12295/07.02.12/2010-11 April 27, 2011 The Chairmen / CEOs of all State / Central Co-operative Banks Dear Sir, Anti - Money Laundering (AML)/Combating of Financing of Terrorism (CFT) - Standards Please refer to our letter RPCD.CO.RCB.AML.No.9886/07.02.12/2010-11 dated March 7, 2011 on risks arising from the deficiencies in AML/CFT regime of Iran and Democratic People's Republic of Korea (DPRK). 2. Financial Action Task Force (FATF) ha
RBI/2010-11/490 RPCD.CO.RCB.AML.No.12295/07.02.12/2010-11 April 27, 2011 The Chairmen / CEOs of all State / Central Co-operative Banks Dear Sir, Anti - Money Laundering (AML)/Combating of Financing of Terrorism (CFT) - Standards Please refer to our letter RPCD.CO.RCB.AML.No.9886/07.02.12/2010-11 dated March 7, 2011 on risks arising from the deficiencies in AML/CFT regime of Iran and Democratic People's Republic of Korea (DPRK). 2. Financial Action Task Force (FATF) ha
ਅਪ੍ਰੈ 27, 2011
StCBs/DCCBs - Anti-Money Laundering/Combating Financing of Terrorism - Standards
RBI/2010-11/489 RPCD.CO.RCB.AML.No.12293/07.02.12/2010-11 April 27, 2011 The Chairmen / CEOs of all State / Central Co-operative Banks Dear Sir, Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) - Standards Please refer to our letter RPCD.CO.RCB.AML.No.10096/07.02.12/2010-11 dated March 10, 2011 forwarding the Financial Action Task Force (FATF) Statement identifying a list of jurisdictions which have strategic AML/CFT deficiencies. 2. FATF has furt
RBI/2010-11/489 RPCD.CO.RCB.AML.No.12293/07.02.12/2010-11 April 27, 2011 The Chairmen / CEOs of all State / Central Co-operative Banks Dear Sir, Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) - Standards Please refer to our letter RPCD.CO.RCB.AML.No.10096/07.02.12/2010-11 dated March 10, 2011 forwarding the Financial Action Task Force (FATF) Statement identifying a list of jurisdictions which have strategic AML/CFT deficiencies. 2. FATF has furt
ਅਪ੍ਰੈ 27, 2011
Implementation of the Advanced Measurement Approach (AMA) for Calculation of Capital Charge for Operational Risk
RBI/2010-11/488 DBOD.No.BP.BC. 88 /21.06.014/2010-11 April 27, 2011 The Chairman and Managing Directors / Chief Executive Officers of All Commercial Banks (Excluding Regional Rural Banks and Local Area Banks) Dear Sir, Implementation of the Advanced Measurement Approach (AMA) for Calculation of Capital Charge for Operational Risk Please refer to our circular DBOD.No.BP.BC.23/21.06.001/2009-10 dated July 7, 2009, inter alia advising banks that they can apply for migrat
RBI/2010-11/488 DBOD.No.BP.BC. 88 /21.06.014/2010-11 April 27, 2011 The Chairman and Managing Directors / Chief Executive Officers of All Commercial Banks (Excluding Regional Rural Banks and Local Area Banks) Dear Sir, Implementation of the Advanced Measurement Approach (AMA) for Calculation of Capital Charge for Operational Risk Please refer to our circular DBOD.No.BP.BC.23/21.06.001/2009-10 dated July 7, 2009, inter alia advising banks that they can apply for migrat
ਅਪ੍ਰੈ 26, 2011
StCBs/DCCBs - Opening of Small Account
RBI/2010-11/487 RPCD.CO.RCB.AML.BC. No.63/07.40.00/2010-11 April 26, 2011 The Chairmen / CEOs of All State and Central Co-operative Banks Dear Sir, Opening of "Small Account" Please find enclosed a copy of the Government of India, Notification No. 14/2010/F.No.6/2/2007-E.S. dated December 16, 2010, amending the Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing
RBI/2010-11/487 RPCD.CO.RCB.AML.BC. No.63/07.40.00/2010-11 April 26, 2011 The Chairmen / CEOs of All State and Central Co-operative Banks Dear Sir, Opening of "Small Account" Please find enclosed a copy of the Government of India, Notification No. 14/2010/F.No.6/2/2007-E.S. dated December 16, 2010, amending the Prevention of Money-laundering (Maintenance of Records of the Nature and Value of Transactions, the Procedure and Manner of Maintaining and Time for Furnishing
ਅਪ੍ਰੈ 26, 2011
StCBs/DCCBs - List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822 (2008) on Taliban/Al-Qaida Organisation
RBI/2010-11/486 RPCD.CO.RCB.AML.No.12267/07.02.12/2010-11 April 26, 2011 The Chairmen / CEOs of all State and Central Co-operative Banks Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter RPCD.CO.RCB.AML.No.12146/07.02.12/2010-11/07.02.12/2010-11 dated April 21, 2011. We have since received from Government of India (Ministry of External Affairs) copy of the
RBI/2010-11/486 RPCD.CO.RCB.AML.No.12267/07.02.12/2010-11 April 26, 2011 The Chairmen / CEOs of all State and Central Co-operative Banks Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter RPCD.CO.RCB.AML.No.12146/07.02.12/2010-11/07.02.12/2010-11 dated April 21, 2011. We have since received from Government of India (Ministry of External Affairs) copy of the
ਅਪ੍ਰੈ 22, 2011
Provisioning Coverage Ratio for Advances
RBI/2010-11/485 DBOD.No.BP.BC. 87/21.04.048/2010-11 April 21, 2011 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/ Madam Provisioning Coverage Ratio (PCR) for Advances Please refer to the circular DBOD.No.BP.BC.64/21.04.048/2009-10 dated December 1, 2009, in terms of which a Provisioning Coverage Ratio (PCR) of 70 percent of gross NPAs was prescribed, as a macro-prudential measure, with a view to au
RBI/2010-11/485 DBOD.No.BP.BC. 87/21.04.048/2010-11 April 21, 2011 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/ Madam Provisioning Coverage Ratio (PCR) for Advances Please refer to the circular DBOD.No.BP.BC.64/21.04.048/2009-10 dated December 1, 2009, in terms of which a Provisioning Coverage Ratio (PCR) of 70 percent of gross NPAs was prescribed, as a macro-prudential measure, with a view to au
ਅਪ੍ਰੈ 21, 2011
StCBs/DCCBs - List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2010-11/483 RPCD.CO.RCB.AML.No.12146/07.02.12/2010-11 April 21, 2011 The Chairmen / CEOs of all State and Central Co-operative Banks Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter RPCD.CO.RCB.AML.No.12042/07.02.12/2010-11 dated April 20, 2011.We have since received from Government of India (Ministry of External Affairs) copy of note dated March 10, 2
RBI/2010-11/483 RPCD.CO.RCB.AML.No.12146/07.02.12/2010-11 April 21, 2011 The Chairmen / CEOs of all State and Central Co-operative Banks Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter RPCD.CO.RCB.AML.No.12042/07.02.12/2010-11 dated April 20, 2011.We have since received from Government of India (Ministry of External Affairs) copy of note dated March 10, 2
ਅਪ੍ਰੈ 21, 2011
Setting up of Central Electronic Registry under the SARFESAI Act, 2002
RBI /2010-11/484 DBOD.Leg. No.BC.@@NBSP@@86/09.08.011 /2010-11 April 21, 2011 All Scheduled Commercial Banks/Financial Institutions (Excluding RRBs) Dear Sir, Setting up of Central Electronic Registry under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act 2002 Pursuant to the announcement made by the Finance Minister in the budget speech for 2011-12, Government of India, Ministry of Finance notified the establishment o
RBI /2010-11/484 DBOD.Leg. No.BC.@@NBSP@@86/09.08.011 /2010-11 April 21, 2011 All Scheduled Commercial Banks/Financial Institutions (Excluding RRBs) Dear Sir, Setting up of Central Electronic Registry under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act 2002 Pursuant to the announcement made by the Finance Minister in the budget speech for 2011-12, Government of India, Ministry of Finance notified the establishment o
ਅਪ੍ਰੈ 21, 2011
Scheme of 1% interest subvention on housing loans upto Rs. 10 lakh - Guidelines
RBI/2010-11/481 RPCD.SME & NFS. BC. No. 62/06.11.01/2010-11 April 21, 2011 The Chairman/Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir Scheme of 1% interest subvention on housing loans upto Rs. 10 lakh - Guidelines Please refer to our circulars RPCD.SME & NFS.BC.No.16/06.11.01/2010-11 dated August 9, 2010 and RPCD.SME & NFS.BC.No.52/06.11.01/2010-11 dated February 8, 2011 on the captioned
RBI/2010-11/481 RPCD.SME & NFS. BC. No. 62/06.11.01/2010-11 April 21, 2011 The Chairman/Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir Scheme of 1% interest subvention on housing loans upto Rs. 10 lakh - Guidelines Please refer to our circulars RPCD.SME & NFS.BC.No.16/06.11.01/2010-11 dated August 9, 2010 and RPCD.SME & NFS.BC.No.52/06.11.01/2010-11 dated February 8, 2011 on the captioned
ਅਪ੍ਰੈ 20, 2011
StCBs/DCCBs - List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2010-11/ 480 RPCD.CO.RCB.AML.No.12042/07.02.12/2010-11 April 20, 2011 The Chairmen / CEOs of all State and Central Co-operative Banks Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter RPCD.CO.RCB.AML.No.11756/07.02.12/2010-11 dated April 15, 2011. We have since received from Government of India (Ministry of External Affairs) copy of note dated February
RBI/2010-11/ 480 RPCD.CO.RCB.AML.No.12042/07.02.12/2010-11 April 20, 2011 The Chairmen / CEOs of all State and Central Co-operative Banks Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter RPCD.CO.RCB.AML.No.11756/07.02.12/2010-11 dated April 15, 2011. We have since received from Government of India (Ministry of External Affairs) copy of note dated February
ਅਪ੍ਰੈ 18, 2011
Liquidation of Post-Shipment Rupee Export Credit
RBI/2010-11/477 DBOD.Dir.BC.No. 85 /04.02.001/2010-11 April 18, 2011 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/ Madam, Liquidation of Post-Shipment Rupee Export Credit Please refer to paragraph 2.3 of our Master Circular on Rupee / Foreign Currency Export Credit and Customer Service to Exporters DBOD.No.Dir.(Exp). BC.06/ 04.02.002 / 2010-11 dated July 01, 2010 wherein banks were advised that Post-shipment credit is to be liquidated by the proceeds of ex
RBI/2010-11/477 DBOD.Dir.BC.No. 85 /04.02.001/2010-11 April 18, 2011 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/ Madam, Liquidation of Post-Shipment Rupee Export Credit Please refer to paragraph 2.3 of our Master Circular on Rupee / Foreign Currency Export Credit and Customer Service to Exporters DBOD.No.Dir.(Exp). BC.06/ 04.02.002 / 2010-11 dated July 01, 2010 wherein banks were advised that Post-shipment credit is to be liquidated by the proceeds of ex
ਅਪ੍ਰੈ 15, 2011
Submission of system audit reports
RBI/2010-11/476 DPSS.CO.OSD. No. 2374/06.11.001/2010-2011 April 15, 2011 To all Authorised Payment System Operators & Entities Dear Sir, Submission of system audit reports Please refer to our earlier circulars DPSS.AD.No./1206/02.27.005/2009-2010 dated December 7, 2009 and DPSS.1444/ 06.11.001/ 2010-2011 dated December 27, 2010 on the captioned subject. In partial modification of the instructions contained therein, it is advised that the system audit may be conduc
RBI/2010-11/476 DPSS.CO.OSD. No. 2374/06.11.001/2010-2011 April 15, 2011 To all Authorised Payment System Operators & Entities Dear Sir, Submission of system audit reports Please refer to our earlier circulars DPSS.AD.No./1206/02.27.005/2009-2010 dated December 7, 2009 and DPSS.1444/ 06.11.001/ 2010-2011 dated December 27, 2010 on the captioned subject. In partial modification of the instructions contained therein, it is advised that the system audit may be conduc
ਅਪ੍ਰੈ 15, 2011
StCBs/DCCBs - List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation
RBI/2010-11/ 475 RPCD.CO.RCB.AML.No.11756/07.02.12/2010-11 April 15, 2011 The Chairmen / CEOs of all State and Central Co-operative Banks Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter RPCD.CO.RCB.AML.No.11397/07.02.12/2010-11 dated April 5, 2011. We have since received from Government of India (Ministry of External Affairs) copy of the note dated Januar
RBI/2010-11/ 475 RPCD.CO.RCB.AML.No.11756/07.02.12/2010-11 April 15, 2011 The Chairmen / CEOs of all State and Central Co-operative Banks Dear Sir, List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organisation Please refer to our circular letter RPCD.CO.RCB.AML.No.11397/07.02.12/2010-11 dated April 5, 2011. We have since received from Government of India (Ministry of External Affairs) copy of the note dated Januar
ਅਪ੍ਰੈ 11, 2011
Compounding of interest on Agriculture Loans
RBI/2010-11/474 RPCD.CO.RRB.BC No. 59/03.05.72/2010-11 April 11, 2011 The Chairman All Regional Rural Banks The Chairman & Managing Director All Sponsor Banks Dear Sir, Compounding of interest on Agriculture Loans Please refer to the instructions contained at para. 5. in RBI Master circular RPCD. CO. Plan. BC. No. 10/04.09.01/2010-11 dated July 1, 2010 on Lending to Priority Sector, addressed to Scheduled Commercial Banks, together with the instructions contained
RBI/2010-11/474 RPCD.CO.RRB.BC No. 59/03.05.72/2010-11 April 11, 2011 The Chairman All Regional Rural Banks The Chairman & Managing Director All Sponsor Banks Dear Sir, Compounding of interest on Agriculture Loans Please refer to the instructions contained at para. 5. in RBI Master circular RPCD. CO. Plan. BC. No. 10/04.09.01/2010-11 dated July 1, 2010 on Lending to Priority Sector, addressed to Scheduled Commercial Banks, together with the instructions contained
ਅਪ੍ਰੈ 11, 2011
Investment in SLR Securities by Regional Rural Banks (RRBs)
RBI/2010-11/473 RPCD.CO.RRB.BC.No.59 /03.05.34 /2010-11 @@NBSP@@April 11, 2011 The Chairman All Regional Rural Banks/Sponsor Banks Dear Sir, Investment in SLR Securities by Regional Rural Banks (RRBs) Please refer to our circular RPCD.RRB.BC.No.68/03.05.34/2008-09 dated April 9, 2010 on the captioned subject. 2. On a review of the issue it has been decided that the exemption granted to RRBs up to financial year 2009-10 from ‘mark to market’ norms in respect of their i
RBI/2010-11/473 RPCD.CO.RRB.BC.No.59 /03.05.34 /2010-11 @@NBSP@@April 11, 2011 The Chairman All Regional Rural Banks/Sponsor Banks Dear Sir, Investment in SLR Securities by Regional Rural Banks (RRBs) Please refer to our circular RPCD.RRB.BC.No.68/03.05.34/2008-09 dated April 9, 2010 on the captioned subject. 2. On a review of the issue it has been decided that the exemption granted to RRBs up to financial year 2009-10 from ‘mark to market’ norms in respect of their i
ਅਪ੍ਰੈ 08, 2011
Shortfall in Maintenance of SLR - Additional Liquidity Support under LAF
RBI/2010-11/467 Ref. DBOD.No.Ret.BC. 84 /12.02.001/2010-11 April 08, 2011 All Scheduled Commercial Banks Dear Sir, Section 24 of Banking Regulation Act, 1949 - Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity Support under Liquidity Adjustment Facility (LAF) Please refer to our circular DBOD. No. Ret. BC.76/12.02.001/2010-11 dated January 25, 2011 wherein it was advised that Scheduled Commercial Banks (SCBs) may avail of additional li
RBI/2010-11/467 Ref. DBOD.No.Ret.BC. 84 /12.02.001/2010-11 April 08, 2011 All Scheduled Commercial Banks Dear Sir, Section 24 of Banking Regulation Act, 1949 - Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity Support under Liquidity Adjustment Facility (LAF) Please refer to our circular DBOD. No. Ret. BC.76/12.02.001/2010-11 dated January 25, 2011 wherein it was advised that Scheduled Commercial Banks (SCBs) may avail of additional li
ਅਪ੍ਰੈ 08, 2011
List of Terrorist Individuals / Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban / Al-Qaida Organisation - RRBs
RBI/2010-11/466 RPCD.CO RRB.AML.No.11546 /03.05.28(A)/2010-11 April 08, 2011 The Chairmen All Regional Rural Banks (RRBs) Dear Sir, List of Terrorist Individuals / Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban / Al-Qaida Organisation Please refer to our circular letter RPCD.CO.RRB.AML.NO.10630 /03.05.28(A)/2010-11 dated March 21, 2011. We have since received from Government of India (Ministry of External Affairs) copy of note dated March 24, 2011 fo
RBI/2010-11/466 RPCD.CO RRB.AML.No.11546 /03.05.28(A)/2010-11 April 08, 2011 The Chairmen All Regional Rural Banks (RRBs) Dear Sir, List of Terrorist Individuals / Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban / Al-Qaida Organisation Please refer to our circular letter RPCD.CO.RRB.AML.NO.10630 /03.05.28(A)/2010-11 dated March 21, 2011. We have since received from Government of India (Ministry of External Affairs) copy of note dated March 24, 2011 fo
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