Press Releases - Regulating Commercial Banking - ਆਰਬੀਆਈ - Reserve Bank of India
ਪ੍ਰੈਸ ਰਿਲੀਜ਼
ਦਸੰ 30, 2021
Scheduled Banks’ Statement of Position in India as on Friday, December 17, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 18-DEC-2020 03-DEC-2021 * 17-DEC-2021 * 18-DEC-2020 03-DEC-2021 * 17-DEC-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 207328.85 179654.52 197015.75 212099.58 183877.64 201218.41 ** b) Borrowings from banks 45708.67 47091.06 35175.49 45711.93 47098.06 35181.49 c) Other demand & time liabilities 16724.44 22146.33 23654.43 16936.48 224
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 18-DEC-2020 03-DEC-2021 * 17-DEC-2021 * 18-DEC-2020 03-DEC-2021 * 17-DEC-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 207328.85 179654.52 197015.75 212099.58 183877.64 201218.41 ** b) Borrowings from banks 45708.67 47091.06 35175.49 45711.93 47098.06 35181.49 c) Other demand & time liabilities 16724.44 22146.33 23654.43 16936.48 224
ਪੀਡੀਐਫ (
ਦਸੰ 27, 2021
Statement on the RBL Bank Limited
There has been speculation relating to the RBL Bank Ltd. in certain quarters which appears to be arising from recent events surrounding the bank. The Reserve Bank would like to state that the bank is well capitalised and the financial position of the bank remains satisfactory. As per half yearly audited results as on September 30, 2021, the bank has maintained a comfortable Capital Adequacy Ratio of 16.33 per cent and Provision Coverage Ratio of 76.6 per cent. The Liq
There has been speculation relating to the RBL Bank Ltd. in certain quarters which appears to be arising from recent events surrounding the bank. The Reserve Bank would like to state that the bank is well capitalised and the financial position of the bank remains satisfactory. As per half yearly audited results as on September 30, 2021, the bank has maintained a comfortable Capital Adequacy Ratio of 16.33 per cent and Provision Coverage Ratio of 76.6 per cent. The Liq
ਦਸੰ 17, 2021
Scheduled Banks’ Statement of Position in India as on Friday, December 03, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 04-Dec-20 19-NOV-2021 * 03-DEC-2021 * 04-Dec-20 19-NOV-2021 * 03-DEC-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 206106.74 183142.15 179654.31 210921.96 187335.2 183877.43 ** b) Borrowings from banks 43869.34 38225.3 47093.98 43879.72 38228.62 47100.98 c) Other demand & time liabilities 17242.66 21222.33 22178.74 17456.03 21567.44
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 04-Dec-20 19-NOV-2021 * 03-DEC-2021 * 04-Dec-20 19-NOV-2021 * 03-DEC-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 206106.74 183142.15 179654.31 210921.96 187335.2 183877.43 ** b) Borrowings from banks 43869.34 38225.3 47093.98 43879.72 38228.62 47100.98 c) Other demand & time liabilities 17242.66 21222.33 22178.74 17456.03 21567.44
ਦਸੰ 15, 2021
RBI releases ‘Draft Master Direction on Minimum Capital Requirements for Operational Risk’
As part of convergence of the Reserve Bank’s regulations for banks with Basel III standards, the Reserve Bank of India has today placed on its website ‘Draft Master Direction on Minimum Capital Requirements for Operational Risk’ for comments of stakeholders and members of the public. These directions shall be applicable to all Commercial Banks (excluding Local Area Banks, Payments Banks, Regional Rural Banks, and Small Finance Banks). The comments on the draft Master
As part of convergence of the Reserve Bank’s regulations for banks with Basel III standards, the Reserve Bank of India has today placed on its website ‘Draft Master Direction on Minimum Capital Requirements for Operational Risk’ for comments of stakeholders and members of the public. These directions shall be applicable to all Commercial Banks (excluding Local Area Banks, Payments Banks, Regional Rural Banks, and Small Finance Banks). The comments on the draft Master
ਦਸੰ 02, 2021
Scheduled Banks’ Statement of Position in India as on Friday, November 19, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 20-NOV-2020 05-NOV-2021 * 19-NOV-2021 * 20-NOV-2020 05-NOV-2021 * 19-NOV-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 201373.99 205959.09 183142.15 206260.16 210181.03 187335.20 ** b) Borrowings from banks 40318.07 53796.57 38185.4 40331.35 53801.57 38188.72 c) Other demand & time liabilities 16484.33 20995.72 21222.31 16703.22 2131
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 20-NOV-2020 05-NOV-2021 * 19-NOV-2021 * 20-NOV-2020 05-NOV-2021 * 19-NOV-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 201373.99 205959.09 183142.15 206260.16 210181.03 187335.20 ** b) Borrowings from banks 40318.07 53796.57 38185.4 40331.35 53801.57 38188.72 c) Other demand & time liabilities 16484.33 20995.72 21222.31 16703.22 2131
ਨਵੰ 30, 2021
Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 - Maratha Sahakari Bank ltd, Mumbai- Extension of Period
The Reserve Bank of India, vide directive DCBS.CO.BSD-I/D-4/12.22.141/2016-17 dated August 31, 2016, had placed Maratha Sahakari Bank ltd, Mumbai under Directions from the close of business on August 31, 2016. The validity of the directions was extended from time-to-time, the last being up to November 30, 2021. It is hereby notified for the information of the public that, the Reserve Bank of India, in exercise of powers vested in it under sub-section (1) of Section 35
The Reserve Bank of India, vide directive DCBS.CO.BSD-I/D-4/12.22.141/2016-17 dated August 31, 2016, had placed Maratha Sahakari Bank ltd, Mumbai under Directions from the close of business on August 31, 2016. The validity of the directions was extended from time-to-time, the last being up to November 30, 2021. It is hereby notified for the information of the public that, the Reserve Bank of India, in exercise of powers vested in it under sub-section (1) of Section 35
ਨਵੰ 30, 2021
Lending and Deposit Rates of Scheduled Commercial Banks for the month of November 2021
The Reserve Bank of India has today released Lending and Deposit Rates of Scheduled Commercial Bank based on data received during the month of November 2021. Ajit Prasad Director (Communications) Press Release: 2021-2022/1280
The Reserve Bank of India has today released Lending and Deposit Rates of Scheduled Commercial Bank based on data received during the month of November 2021. Ajit Prasad Director (Communications) Press Release: 2021-2022/1280
ਨਵੰ 26, 2021
Recommendations of the Internal Working Group to Review Extant Ownership Guidelines and Corporate Structure for Indian Private Sector Banks
An Internal Working Group (IWG) was constituted by Reserve Bank on June 12, 2020 to review the extant guidelines on ownership and corporate structure for Indian private sector banks. The report submitted by the IWG was placed on the RBI website on November 20, 2020 inviting comments of stakeholders and members of the public by January 15, 2021. The IWG had made a total of 33 recommendations. After examining the comments and suggestions received from the stakeholders a
An Internal Working Group (IWG) was constituted by Reserve Bank on June 12, 2020 to review the extant guidelines on ownership and corporate structure for Indian private sector banks. The report submitted by the IWG was placed on the RBI website on November 20, 2020 inviting comments of stakeholders and members of the public by January 15, 2021. The IWG had made a total of 33 recommendations. After examining the comments and suggestions received from the stakeholders a
ਨਵੰ 18, 2021
RBI releases the Report of the Working Group on digital lending including lending through online platforms and mobile apps
The Reserve Bank of India had constituted a Working Group (WG) on digital lending including lending through online platforms and mobile apps on January 13, 2021, with Shri Jayant Kumar Dash, Executive Director, RBI as the Chairman. The WG was set up in the backdrop of business conduct and customer protection concerns arising out of the spurt in digital lending activities. The WG has since submitted its report. The thrust of the report has been on enhancing customer pr
The Reserve Bank of India had constituted a Working Group (WG) on digital lending including lending through online platforms and mobile apps on January 13, 2021, with Shri Jayant Kumar Dash, Executive Director, RBI as the Chairman. The WG was set up in the backdrop of business conduct and customer protection concerns arising out of the spurt in digital lending activities. The WG has since submitted its report. The thrust of the report has been on enhancing customer pr
ਨਵੰ 17, 2021
Scheduled Banks’ Statement of Position in India as on Friday, November 05, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 06-NOV-2020 22-OCT-2021 * 05-NOV-2021 * 06-NOV-2020 22-OCT-2021 * 05-NOV-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 203185.48 169593.04 205956.6 208097.89 173775.68 210178.54 ** b) Borrowings from banks 54589.72 60659.55 54007.05 54594.22 60659.71 54012.05 c) Other demand & time liabilities 16483.17 19964.35 20152.38 16686.81 2028
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 06-NOV-2020 22-OCT-2021 * 05-NOV-2021 * 06-NOV-2020 22-OCT-2021 * 05-NOV-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 203185.48 169593.04 205956.6 208097.89 173775.68 210178.54 ** b) Borrowings from banks 54589.72 60659.55 54007.05 54594.22 60659.71 54012.05 c) Other demand & time liabilities 16483.17 19964.35 20152.38 16686.81 2028
ਨਵੰ 16, 2021
Financial Action Task Force (FATF) High risk and other monitored jurisdictions - October 21, 2021
The Financial Action Task Force (FATF), vide public document ‘High-Risk Jurisdictions subject to a Call for Action’ dated October 21, 2021, has called on its members and other jurisdictions to refer to the statement on these jurisdictions adopted in February 2020. FATF had earlier identified the following jurisdictions as having strategic deficiencies which have developed an action plan with the FATF to deal with them. These jurisdictions are: Albania, Barbados, Burki
The Financial Action Task Force (FATF), vide public document ‘High-Risk Jurisdictions subject to a Call for Action’ dated October 21, 2021, has called on its members and other jurisdictions to refer to the statement on these jurisdictions adopted in February 2020. FATF had earlier identified the following jurisdictions as having strategic deficiencies which have developed an action plan with the FATF to deal with them. These jurisdictions are: Albania, Barbados, Burki
ਨਵੰ 03, 2021
Scheduled Banks’ Statement of Position in India as on Friday, October 22, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 23-OCT-2020 08-OCT-2021 * 22-OCT-2021 * 23-OCT-2020 08-OCT-2021 * 22-OCT-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 205540.9 166216.22 169549.83 210450.75 170518.03 173732.47 ** b) Borrowings from banks 51306.44 46837.53 60795.6 51306.44 46837.53 60795.76 c) Other demand & time liabilities 15831.5 23591.55 19828.26 16025.01 23893.
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 23-OCT-2020 08-OCT-2021 * 22-OCT-2021 * 23-OCT-2020 08-OCT-2021 * 22-OCT-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 205540.9 166216.22 169549.83 210450.75 170518.03 173732.47 ** b) Borrowings from banks 51306.44 46837.53 60795.6 51306.44 46837.53 60795.76 c) Other demand & time liabilities 15831.5 23591.55 19828.26 16025.01 23893.
ਨਵੰ 03, 2021
Reserve Bank of India Commits to Support Greening India’s Financial System- NGFS
The Reserve Bank of India (RBI) joined the Central Banks and Supervisors Network for Greening the Financial System (NGFS) as a Member on April 23, 2021, to benefit from the membership of NGFS by learning from and contributing to global efforts on Green Finance. 2. In this regard, on the occasion of the 2021 United Nations Climate Change Conference (COP26), NGFS has reiterated its willingness to contribute to the global response required to meet the objectives of the P
The Reserve Bank of India (RBI) joined the Central Banks and Supervisors Network for Greening the Financial System (NGFS) as a Member on April 23, 2021, to benefit from the membership of NGFS by learning from and contributing to global efforts on Green Finance. 2. In this regard, on the occasion of the 2021 United Nations Climate Change Conference (COP26), NGFS has reiterated its willingness to contribute to the global response required to meet the objectives of the P
ਨਵੰ 02, 2021
RBI releases the Report of the Committee on functioning of Asset Reconstruction Companies and review of regulatory guidelines applicable to them for public comments
As announced in the Statement on Developmental and Regulatory Policies released along with the Monetary Policy Statement on April 07, 2021, Reserve Bank of India had, on April 19, 2021, announced the constitution of a Committee to undertake a comprehensive review of the legal and regulatory framework applicable to Asset Reconstruction Companies (ARCs) under the chairmanship of Shri Sudarshan Sen, former Executive Director, Reserve Bank of India. The terms of reference
As announced in the Statement on Developmental and Regulatory Policies released along with the Monetary Policy Statement on April 07, 2021, Reserve Bank of India had, on April 19, 2021, announced the constitution of a Committee to undertake a comprehensive review of the legal and regulatory framework applicable to Asset Reconstruction Companies (ARCs) under the chairmanship of Shri Sudarshan Sen, former Executive Director, Reserve Bank of India. The terms of reference
ਅਕਤੂ 29, 2021
Lending and Deposit Rates of Scheduled Commercial Banks for the month of October 2021
The Reserve Bank of India has today released Lending and Deposit Rates of Scheduled Commercial Bank based on data received during the month of October 2021. Ajit Prasad Director Press Release: 2021-2022/1119
The Reserve Bank of India has today released Lending and Deposit Rates of Scheduled Commercial Bank based on data received during the month of October 2021. Ajit Prasad Director Press Release: 2021-2022/1119
ਅਕਤੂ 21, 2021
Scheduled Banks’ Statement of Position in India as on Friday, October 08, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 09-Oct-20 24-SEP-2021* 08-OCT-2021* 09-Oct-20 24-SEP-2021* 08-OCT-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 210483.02 166914.25 166196.73 215493.1 171131.42 170498.54** b) Borrowings from banks 50311.7 42383.43 46502.71 50315.22 42446.8 46502.71 c) Other demand & time liabilities 15439.08 18644.94 23553.2 15636.28 18934.46 23855.2
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 09-Oct-20 24-SEP-2021* 08-OCT-2021* 09-Oct-20 24-SEP-2021* 08-OCT-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 210483.02 166914.25 166196.73 215493.1 171131.42 170498.54** b) Borrowings from banks 50311.7 42383.43 46502.71 50315.22 42446.8 46502.71 c) Other demand & time liabilities 15439.08 18644.94 23553.2 15636.28 18934.46 23855.2
ਅਕਤੂ 06, 2021
Scheduled Banks’ Statement of Position in India as on Friday, September 24, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 25-Sep-20 10-SEP-2021 * 24-SEP-2021 * 25-Sep-20 10-SEP-2021 * 24-SEP-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 215992.57 167191.41 166873.31 221020.09 171398.26 171090.48 ** b) Borrowings from banks 45238.39 42684.78 42430.93 45238.39 42733.29 42494.3 c) Other demand & time liabilities 15841.11 18289.1 18674.56 16042.02 18573.66
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 25-Sep-20 10-SEP-2021 * 24-SEP-2021 * 25-Sep-20 10-SEP-2021 * 24-SEP-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 215992.57 167191.41 166873.31 221020.09 171398.26 171090.48 ** b) Borrowings from banks 45238.39 42684.78 42430.93 45238.39 42733.29 42494.3 c) Other demand & time liabilities 15841.11 18289.1 18674.56 16042.02 18573.66
ਸਤੰ 30, 2021
Lending and Deposit Rates of Scheduled Commercial Banks for the month of September 2021
The Reserve Bank of India has today released Lending and Deposit Rates of Scheduled Commercial Bank based on data received during the month of September 2021. Ajit Prasad Director Press Release: 2021-2022/968
The Reserve Bank of India has today released Lending and Deposit Rates of Scheduled Commercial Bank based on data received during the month of September 2021. Ajit Prasad Director Press Release: 2021-2022/968
ਸਤੰ 29, 2021
Prompt Corrective Action Framework - Indian Overseas Bank
The performance of the Indian Overseas Bank, currently under the Prompt Corrective Action Framework (PCAF) of RBI, was reviewed by the Board for Financial Supervision. It was noted that as per its published results for the year ended March 31, 2021, the bank is not in the breach of the PCA parameters. The bank has provided a written commitment that it would comply with the norms of Minimum Regulatory Capital, Net NPA and Leverage ratio on an ongoing basis and has appr
The performance of the Indian Overseas Bank, currently under the Prompt Corrective Action Framework (PCAF) of RBI, was reviewed by the Board for Financial Supervision. It was noted that as per its published results for the year ended March 31, 2021, the bank is not in the breach of the PCA parameters. The bank has provided a written commitment that it would comply with the norms of Minimum Regulatory Capital, Net NPA and Leverage ratio on an ongoing basis and has appr
ਸਤੰ 24, 2021
Master Directions on “Transfer of Loan Exposures” and “Securitisation of Standard Assets”
The Reserve Bank of India has today issued the following Master Directions: Reserve Bank of India (Transfer of Loan Exposures) Directions, 2021 Reserve Bank of India (Securitisation of Standard Assets) Directions, 2021 It may be recalled that the draft guidelines on the above were released for public comments on June 8, 2020. The final Directions issued today have been prepared taking into account inter alia the comments received. The Directions come into effect immed
The Reserve Bank of India has today issued the following Master Directions: Reserve Bank of India (Transfer of Loan Exposures) Directions, 2021 Reserve Bank of India (Securitisation of Standard Assets) Directions, 2021 It may be recalled that the draft guidelines on the above were released for public comments on June 8, 2020. The final Directions issued today have been prepared taking into account inter alia the comments received. The Directions come into effect immed
ਸਤੰ 23, 2021
Scheduled Banks’ Statement of Position in India as on Friday, September 10, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS(Including RRBs and SFBs) ALL SCHEDULED BANKS 11-SEP-2020 27-AUG-2021 * 10-SEP-2021 * 11-SEP-2020 27-AUG-2021 * 10-SEP-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 219162.04 166519.52 167194.65 224216.43 170669.4 171401.50 ** b) Borrowings from banks 47901.71 49395.73 42664.66 47907.23 49402.23 42713.17 c) Other demand & time liabilities 15844.63 18335.65 18289.06 16033.47 18602
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS(Including RRBs and SFBs) ALL SCHEDULED BANKS 11-SEP-2020 27-AUG-2021 * 10-SEP-2021 * 11-SEP-2020 27-AUG-2021 * 10-SEP-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 219162.04 166519.52 167194.65 224216.43 170669.4 171401.50 ** b) Borrowings from banks 47901.71 49395.73 42664.66 47907.23 49402.23 42713.17 c) Other demand & time liabilities 15844.63 18335.65 18289.06 16033.47 18602
ਸਤੰ 13, 2021
RBI cautions against frauds in the name of KYC updation
The Reserve Bank has been receiving complaints/reports about customers falling prey to frauds being perpetrated in the name of KYC updation. The usual modus operandi in such cases include receipt of unsolicited communication, such as, calls, SMSs, emails, etc., by customer urging him/her to share certain personal details, account / login details/ card information, PIN, OTP, etc. or install some unauthorised/ unverified application for KYC updation using a link provide
The Reserve Bank has been receiving complaints/reports about customers falling prey to frauds being perpetrated in the name of KYC updation. The usual modus operandi in such cases include receipt of unsolicited communication, such as, calls, SMSs, emails, etc., by customer urging him/her to share certain personal details, account / login details/ card information, PIN, OTP, etc. or install some unauthorised/ unverified application for KYC updation using a link provide
ਸਤੰ 09, 2021
Scheduled Banks’ Statement of Position in India as on Friday, August 27, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 28-Aug-20 13-AUG-2021 * 27-AUG-2021 * 28-Aug-20 13-AUG-2021 * 27-AUG-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 217475.76 174122.71 166518.27 222515.21 178275.81 170668.15 ** b) Borrowings from banks 49329.61 39456.26 49395.73 49329.61 39456.26 49402.23 c) Other demand & time liabilities 15823.6 18821.69 18324.5 16018.01 19085.32
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 28-Aug-20 13-AUG-2021 * 27-AUG-2021 * 28-Aug-20 13-AUG-2021 * 27-AUG-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 217475.76 174122.71 166518.27 222515.21 178275.81 170668.15 ** b) Borrowings from banks 49329.61 39456.26 49395.73 49329.61 39456.26 49402.23 c) Other demand & time liabilities 15823.6 18821.69 18324.5 16018.01 19085.32
ਸਤੰ 08, 2021
Prompt Corrective Action Framework - UCO Bank
The performance of the UCO Bank, currently under the Prompt Corrective Action Framework (PCAF) of RBI, was reviewed by the Board for Financial Supervision. It was noted that as per its published results for the year ended March 31, 2021, the bank is not in the breach of the PCA parameters. The bank has provided a written commitment that it would comply with the norms of Minimum Regulatory Capital, Net NPA and Leverage ratio on an ongoing basis and has apprised the RBI
The performance of the UCO Bank, currently under the Prompt Corrective Action Framework (PCAF) of RBI, was reviewed by the Board for Financial Supervision. It was noted that as per its published results for the year ended March 31, 2021, the bank is not in the breach of the PCA parameters. The bank has provided a written commitment that it would comply with the norms of Minimum Regulatory Capital, Net NPA and Leverage ratio on an ongoing basis and has apprised the RBI
ਅਗ 31, 2021
Lending and Deposit Rates of Scheduled Commercial Banks for the month of August 2021
The Reserve Bank of India has today released Lending and Deposit Rates of Scheduled Commercial Bank based on data received during the month of August 2021. Ajit Prasad Director Press Release: 2021-2022/782
The Reserve Bank of India has today released Lending and Deposit Rates of Scheduled Commercial Bank based on data received during the month of August 2021. Ajit Prasad Director Press Release: 2021-2022/782
ਅਗ 30, 2021
RBI releases Names of Applicants under the Guidelines for ‘on tap’ Licensing of Small Finance Banks in the Private Sector
In continuation to the press release dated April 15, 2021, the Reserve Bank of India has received applications under the Guidelines for ‘on tap’ Licensing of Small Finance Banks dated December 5, 2019 from the following applicants – Cosmea Financial Holdings Private Limited Tally Solutions Private Limited (Yogesh Dayal) Chief General Manager Press Release: 2021-2022/778
In continuation to the press release dated April 15, 2021, the Reserve Bank of India has received applications under the Guidelines for ‘on tap’ Licensing of Small Finance Banks dated December 5, 2019 from the following applicants – Cosmea Financial Holdings Private Limited Tally Solutions Private Limited (Yogesh Dayal) Chief General Manager Press Release: 2021-2022/778
ਅਗ 27, 2021
Scheduled Banks’ Statement of Position in India as on Friday, August 13, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 14-Aug-20 30-JUL-2021* 13-AUG-2021* 14-Aug-20 30-JUL-2021* 13-AUG-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 221539.16 180793.83 174122.71 226553.32 184988.61 178275.81** b) Borrowings from banks 54621.22 40920.07 39456.25 54629.22 40937.57 39456.25 c) Other demand & time liabilities 15718.66 18106.51 18778.92 15916.42 18368.77 190
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 14-Aug-20 30-JUL-2021* 13-AUG-2021* 14-Aug-20 30-JUL-2021* 13-AUG-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 221539.16 180793.83 174122.71 226553.32 184988.61 178275.81** b) Borrowings from banks 54621.22 40920.07 39456.25 54629.22 40937.57 39456.25 c) Other demand & time liabilities 15718.66 18106.51 18778.92 15916.42 18368.77 190
ਅਗ 12, 2021
Scheduled Banks’ Statement of Position in India as on Friday, July 30, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 31-Jul-20 16-JUL-2021 * 30-JUL-2021 * 31-Jul-20 16-JUL-2021 * 30-JUL-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 227270.1 187199.48 180807.38 232323.65 191490.2 185002.16 ** b) Borrowings from banks 61085.29 42432.46 40922.17 61085.29 42432.48 40939.67 c) Other demand & time liabilities 16417.44 17809.64 18099.55 16602.11 18057.57
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 31-Jul-20 16-JUL-2021 * 30-JUL-2021 * 31-Jul-20 16-JUL-2021 * 30-JUL-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 227270.1 187199.48 180807.38 232323.65 191490.2 185002.16 ** b) Borrowings from banks 61085.29 42432.46 40922.17 61085.29 42432.48 40939.67 c) Other demand & time liabilities 16417.44 17809.64 18099.55 16602.11 18057.57
ਜੁਲਾ 31, 2021
Scheduled Banks’ Statement of Position in India as on Friday, July 16, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 17-Jul-20 02-JUL-2021 * 16-JUL-2021 * 17-Jul-20 02-JUL-2021 * 16-JUL-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 244532.1 176773.24 187199.48 249682.48 181043.68 191490.20 ** b) Borrowings from banks 57779.84 39950.6 42428.08 57779.84 40424.24 42428.1 c) Other demand & time liabilities 15384.65 17473.53 17810.01 15541.58 17710.67 1
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 17-Jul-20 02-JUL-2021 * 16-JUL-2021 * 17-Jul-20 02-JUL-2021 * 16-JUL-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 244532.1 176773.24 187199.48 249682.48 181043.68 191490.20 ** b) Borrowings from banks 57779.84 39950.6 42428.08 57779.84 40424.24 42428.1 c) Other demand & time liabilities 15384.65 17473.53 17810.01 15541.58 17710.67 1
ਜੁਲਾ 30, 2021
Lending and Deposit Rates of Scheduled Commercial Banks for the month of July 2021
The Reserve Bank of India has today released Lending and Deposit Rates of Scheduled Commercial Bank based on data received during the month of July 2021. Rupambara Director Press Release: 2021-2022/613
The Reserve Bank of India has today released Lending and Deposit Rates of Scheduled Commercial Bank based on data received during the month of July 2021. Rupambara Director Press Release: 2021-2022/613
ਜੁਲਾ 15, 2021
Scheduled Banks’ Statement of Position in India as at the close of business on Friday, July 02, 2021, with comparative position of Friday of preceding fortnight and corresponding Friday of the previous year
(Amount in crores of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 03-Jul-20 18-JUN-2021 * 02-JUL-2021 * 03-Jul-20 18-JUN-2021 * 02-JUL-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 243942.69 185044.24 176450.76 249039.16 189393.8 180721.20 ** b) Borrowings from banks 55601.14 40629.42 39969.52 55608.52 41034.32 40443.16 c) Other demand & time liabilities 15350.33 18230.62 17473.03 15509.44 18473.5
(Amount in crores of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 03-Jul-20 18-JUN-2021 * 02-JUL-2021 * 03-Jul-20 18-JUN-2021 * 02-JUL-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 243942.69 185044.24 176450.76 249039.16 189393.8 180721.20 ** b) Borrowings from banks 55601.14 40629.42 39969.52 55608.52 41034.32 40443.16 c) Other demand & time liabilities 15350.33 18230.62 17473.03 15509.44 18473.5
ਜੁਲਾ 02, 2021
Scheduled Banks’ Statement of Position in India as on Friday, June 18, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 19-Jun-20 04-JUN-2021* 18-JUN-2021* 19-Jun-20 04-JUN-2021* 18-JUN-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 248891.91 174658.78 185044.24 254127.85 179080.37 189393.80 ** b) Borrowings from banks 57419.95 40075.25 40806.64 57419.95 40293.19 41211.54 c) Other demand & time liabilities 16653.99 17954.19 18550.77 16810.59 18196.99 18793.65 II
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 19-Jun-20 04-JUN-2021* 18-JUN-2021* 19-Jun-20 04-JUN-2021* 18-JUN-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 248891.91 174658.78 185044.24 254127.85 179080.37 189393.80 ** b) Borrowings from banks 57419.95 40075.25 40806.64 57419.95 40293.19 41211.54 c) Other demand & time liabilities 16653.99 17954.19 18550.77 16810.59 18196.99 18793.65 II
ਜੂਨ 30, 2021
Marginal Cost of Funds Based Lending Rate (MCLR) for the month June 2021
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of June 2021. Ajit Prasad Director Press Release: 2021-2022/452
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of June 2021. Ajit Prasad Director Press Release: 2021-2022/452
ਜੂਨ 28, 2021
Financial Action Task Force (FATF) High risk and other monitored jurisdictions - June 25, 2021
The Financial Action Task Force (FATF), vide public document ‘High-Risk Jurisdictions subject to a Call for Action’ dated June 25, 2021, has called on its members and other jurisdictions to refer to the statement on these jurisdictions adopted in February 2020. FATF had earlier identified the following jurisdictions as having strategic deficiencies which have developed an action plan with the FATF to deal with them. These jurisdictions are: Albania, Barbados, Botswana
The Financial Action Task Force (FATF), vide public document ‘High-Risk Jurisdictions subject to a Call for Action’ dated June 25, 2021, has called on its members and other jurisdictions to refer to the statement on these jurisdictions adopted in February 2020. FATF had earlier identified the following jurisdictions as having strategic deficiencies which have developed an action plan with the FATF to deal with them. These jurisdictions are: Albania, Barbados, Botswana
ਜੂਨ 21, 2021
Scheduled Banks’ Statement of Position in India as on Friday, June 04, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 05-Jun-20 21-MAY-2021* 04-JUN-2021* 05-Jun-20 21-MAY-2021* 04-JUN-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 249628.49 164248.8 174658.78 254887.19 168730.41 179080.37** b) Borrowings from banks 57788.4 53540.7 40077 57829.63 53547.95 40294.94 c) Other demand & time liabilities 15720.18 20028.07 17997.71 15881.23 20270.22 18240.51 II LIABIL
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs) ALL SCHEDULED BANKS 05-Jun-20 21-MAY-2021* 04-JUN-2021* 05-Jun-20 21-MAY-2021* 04-JUN-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 249628.49 164248.8 174658.78 254887.19 168730.41 179080.37** b) Borrowings from banks 57788.4 53540.7 40077 57829.63 53547.95 40294.94 c) Other demand & time liabilities 15720.18 20028.07 17997.71 15881.23 20270.22 18240.51 II LIABIL
ਜੂਨ 18, 2021
RBI grants “In-principle” approval to Centrum Financial Services Limited to set up a Small Finance Bank
The Reserve Bank of India (RBI) has today decided to grant “in-principle” approval to Centrum Financial Services Limited (the applicant) to set up a small finance bank under general “Guidelines for ‘on tap’ Licensing of Small Finance Banks in the Private Sector” dated December 5, 2019. The RBI would consider granting a licence for commencement of banking business under Section 22 (1) of the Banking Regulation Act, 1949, on being satisfied that the applicant has compli
The Reserve Bank of India (RBI) has today decided to grant “in-principle” approval to Centrum Financial Services Limited (the applicant) to set up a small finance bank under general “Guidelines for ‘on tap’ Licensing of Small Finance Banks in the Private Sector” dated December 5, 2019. The RBI would consider granting a licence for commencement of banking business under Section 22 (1) of the Banking Regulation Act, 1949, on being satisfied that the applicant has compli
ਜੂਨ 14, 2021
Extension of time to give feedback and Suggestions to the Group of Advisors to Regulations Review Authority 2.0
The Reserve Bank of India has set up a Regulations Review Authority (RRA 2.0), initially for a period of one year from May 01, 2021, vide press release dated April 15, 2021. 2. A Group of Advisors (GoA) to assist RRA was also constituted on May 07, 2021. To undertake its preparatory work, the Group has invited feedback and suggestions from all regulated entities, industry bodies and other stakeholders. The last date for sending the suggestion and feedback to the Group
The Reserve Bank of India has set up a Regulations Review Authority (RRA 2.0), initially for a period of one year from May 01, 2021, vide press release dated April 15, 2021. 2. A Group of Advisors (GoA) to assist RRA was also constituted on May 07, 2021. To undertake its preparatory work, the Group has invited feedback and suggestions from all regulated entities, industry bodies and other stakeholders. The last date for sending the suggestion and feedback to the Group
ਜੂਨ 04, 2021
Scheduled Banks’ Statement of Position in India as on Friday, May 21, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 22-May-20 07-MAY-2021 * 21-MAY-2021 * 22-May-20 07-MAY-2021 * 21-MAY-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 254678.06 174611.37 173435.07 260015.56 179158.96 177916.68 ** b) Borrowings from banks 67207.21 68178.13 46076.96 67247.21 68274.56 46084.21 c) Other demand & time liabilities 17410.68 18624.34 18270.47 17564.2 18895.45
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 22-May-20 07-MAY-2021 * 21-MAY-2021 * 22-May-20 07-MAY-2021 * 21-MAY-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 254678.06 174611.37 173435.07 260015.56 179158.96 177916.68 ** b) Borrowings from banks 67207.21 68178.13 46076.96 67247.21 68274.56 46084.21 c) Other demand & time liabilities 17410.68 18624.34 18270.47 17564.2 18895.45
ਮਈ 31, 2021
Marginal Cost of Funds Based Lending Rate (MCLR) for the month May 2021
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of May 2021. Ajit Prasad Director Press Release: 2021-2022/292
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of May 2021. Ajit Prasad Director Press Release: 2021-2022/292
ਮਈ 25, 2021
RBI Governor meets MD & CEOs of select Private Sector Banks over Video Conference
The Governor, Reserve Bank of India (RBI) held a meeting with the MD & CEOs of select Private Sector Banks on May 25, 2021 through video conference. The meeting was attended by Deputy Governors Shri M. K. Jain, Dr. Michael D. Patra, Shri M. Rajeshwar Rao and Shri T. Rabi Sankar. In his opening remarks, the Governor recognised the crucial role played by the private sector banks as important stakeholders in the Indian banking sector. He impressed upon the banks to q
The Governor, Reserve Bank of India (RBI) held a meeting with the MD & CEOs of select Private Sector Banks on May 25, 2021 through video conference. The meeting was attended by Deputy Governors Shri M. K. Jain, Dr. Michael D. Patra, Shri M. Rajeshwar Rao and Shri T. Rabi Sankar. In his opening remarks, the Governor recognised the crucial role played by the private sector banks as important stakeholders in the Indian banking sector. He impressed upon the banks to q
ਮਈ 24, 2021
Scheduled Banks’ Statement of Position in India as on Friday, May 07, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 08-MAY-2020 23-APR-2021 * 07-MAY-2021 * 08-MAY-2020 23-APR-2021 * 07-MAY-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 258488.51 184447.7 174614.88 263897.72 189237.23 179162.47 ** b) Borrowings from banks 66600.99 57129.63 68178.7 66601.03 57136.63 68275.13 c) Other demand & time liabilities 16139.11 18509.28 18644.3 16288.27 18710.
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 08-MAY-2020 23-APR-2021 * 07-MAY-2021 * 08-MAY-2020 23-APR-2021 * 07-MAY-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 258488.51 184447.7 174614.88 263897.72 189237.23 179162.47 ** b) Borrowings from banks 66600.99 57129.63 68178.7 66601.03 57136.63 68275.13 c) Other demand & time liabilities 16139.11 18509.28 18644.3 16288.27 18710.
ਮਈ 19, 2021
RBI Governor meets MD & CEOs of Public Sector Banks over Video Conference
The Governor, Reserve Bank of India (RBI) held meetings with the MD & CEOs of Public Sector Banks on May 19, 2021 through video conference. The meeting was attended by Deputy Governors Shri M. K. Jain, Shri M. Rajeshwar Rao, Dr. Michael D. Patra and Shri T. Rabi Sankar. In his opening remarks, the Governor acknowledged the important role being played by PSBs in extending various banking facilities including credit facilities to individuals and businesses while tac
The Governor, Reserve Bank of India (RBI) held meetings with the MD & CEOs of Public Sector Banks on May 19, 2021 through video conference. The meeting was attended by Deputy Governors Shri M. K. Jain, Shri M. Rajeshwar Rao, Dr. Michael D. Patra and Shri T. Rabi Sankar. In his opening remarks, the Governor acknowledged the important role being played by PSBs in extending various banking facilities including credit facilities to individuals and businesses while tac
ਮਈ 07, 2021
Scheduled Banks’ Statement of Position in India as on Friday, April 23, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 24-APR-2020 09-APR-2021* 23-APR-2021* 24-APR-2020 09-APR-2021* 23-APR-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 243507.26 190701.59 184447.23 248986.3 195573.34 189236.76** b) Borrowings from banks 64521.43 47785.11 57129.8 64521.43 47795.86 57136.8 c) Other demand & time liabilities 15717.35 17877.32 18509.28 15863.05 18078.66 18
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 24-APR-2020 09-APR-2021* 23-APR-2021* 24-APR-2020 09-APR-2021* 23-APR-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 243507.26 190701.59 184447.23 248986.3 195573.34 189236.76** b) Borrowings from banks 64521.43 47785.11 57129.8 64521.43 47795.86 57136.8 c) Other demand & time liabilities 15717.35 17877.32 18509.28 15863.05 18078.66 18
ਮਈ 07, 2021
Group of Advisors to Regulations Review Authority invites feedback and suggestions
The Reserve Bank of India has set up a Regulations Review Authority (RRA 2.0), initially for a period of one year from May 01, 2021, vide press release dated April 15, 2021. The RRA will review the regulatory prescriptions internally as well as by seeking suggestions from the RBI regulated entities and other stakeholders on their simplification and ease of implementation. 2. The RRA has constituted an Advisory Group, representing members from regulated entities, inclu
The Reserve Bank of India has set up a Regulations Review Authority (RRA 2.0), initially for a period of one year from May 01, 2021, vide press release dated April 15, 2021. The RRA will review the regulatory prescriptions internally as well as by seeking suggestions from the RBI regulated entities and other stakeholders on their simplification and ease of implementation. 2. The RRA has constituted an Advisory Group, representing members from regulated entities, inclu
ਮਈ 05, 2021
Governor’s Statement, May 5, 2021
As the financial year 2020-21 – the year of the pandemic – was drawing to a close, the Indian economy was advantageously poised, relative to peers. India was at the foothills of a strong recovery, having regained positive growth, but more importantly, having flattened the infections curve. In a few weeks since then, the situation has altered drastically. Today, India is fighting a ferocious rise in infections and mortalities. New mutant strains have emerged, causing s
As the financial year 2020-21 – the year of the pandemic – was drawing to a close, the Indian economy was advantageously poised, relative to peers. India was at the foothills of a strong recovery, having regained positive growth, but more importantly, having flattened the infections curve. In a few weeks since then, the situation has altered drastically. Today, India is fighting a ferocious rise in infections and mortalities. New mutant strains have emerged, causing s
ਅਪ੍ਰੈ 30, 2021
RBI Governor meets MD & CEOs of Small Finance Banks over Video Conference
The Governor, Reserve Bank of India (RBI) held a meeting with the MD/CEOs of Small Finance Banks on April 30, 2021 through video conference. The meeting was attended by Deputy Governors Shri M. K. Jain, Dr. M.D. Patra, Shri M. Rajeswar Rao and a few other senior officials of RBI. In his opening remarks, the Governor recognised the important role of the SFBs in delivering credit and other financial services to individuals and small businesses. He also emphasised the su
The Governor, Reserve Bank of India (RBI) held a meeting with the MD/CEOs of Small Finance Banks on April 30, 2021 through video conference. The meeting was attended by Deputy Governors Shri M. K. Jain, Dr. M.D. Patra, Shri M. Rajeswar Rao and a few other senior officials of RBI. In his opening remarks, the Governor recognised the important role of the SFBs in delivering credit and other financial services to individuals and small businesses. He also emphasised the su
ਅਪ੍ਰੈ 30, 2021
Marginal Cost of Funds Based Lending Rate (MCLR) for the month April 2021
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of April 2021. Rupambara Director Press Release: 2021-2022/139
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of April 2021. Rupambara Director Press Release: 2021-2022/139
ਅਪ੍ਰੈ 28, 2021
Committee on Asset Reconstruction Companies invites views and suggestions from stakeholders
As part of the Statement on Developmental and Regulatory Policies released along with the Monetary Policy Statement on April 7, 2021, the Reserve Bank of India had announced setting up of a Committee to undertake a comprehensive review of the working of Asset Reconstruction Companies (ARCs) in the financial sector ecosystem and recommend suitable measures for enabling such entities to meet the growing requirements of the financial sector. Accordingly, a Press Release
As part of the Statement on Developmental and Regulatory Policies released along with the Monetary Policy Statement on April 7, 2021, the Reserve Bank of India had announced setting up of a Committee to undertake a comprehensive review of the working of Asset Reconstruction Companies (ARCs) in the financial sector ecosystem and recommend suitable measures for enabling such entities to meet the growing requirements of the financial sector. Accordingly, a Press Release
ਅਪ੍ਰੈ 27, 2021
Issue of Guidelines for Appointment of Statutory Central Auditors (SCAs)/Statutory Auditors (SAs) of Commercial Banks (excluding RRBs), UCBs and NBFCs (including Housing Finance Companies)
The Reserve Bank of India had announced in the ‘Statement on Developmental and Regulatory Policies’ issued as part of the Monetary Policy Statement dated December 4, 2020 that with a view to improve the quality of financial reporting of Supervised Entities (SEs), harmonised guidelines on appointment of Statutory Auditors of Commercial Banks (excluding RRBs), Primary (Urban) Co-operative Banks (UCBs) and Non-Banking Finance Companies (NBFCs) will be issued. 2. Accordin
The Reserve Bank of India had announced in the ‘Statement on Developmental and Regulatory Policies’ issued as part of the Monetary Policy Statement dated December 4, 2020 that with a view to improve the quality of financial reporting of Supervised Entities (SEs), harmonised guidelines on appointment of Statutory Auditors of Commercial Banks (excluding RRBs), Primary (Urban) Co-operative Banks (UCBs) and Non-Banking Finance Companies (NBFCs) will be issued. 2. Accordin
ਅਪ੍ਰੈ 26, 2021
Scheduled Banks’ Statement of Position in India as on Friday, April 09, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 10-APR-2020 26-MAR-2021* 09-APR-2021* 10-APR-2020 26-MAR-2021* 09-APR-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 243204.23 195866.03 187997.58 248681.2 200585.12 192869.33** b) Borrowings from banks 64665.43 40879.9 47714.16 64665.43 40885.9 47724.91 c) Other demand & time liabilities 15384.73 17843.16 17934.8 15518.84 18058.73 181
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 10-APR-2020 26-MAR-2021* 09-APR-2021* 10-APR-2020 26-MAR-2021* 09-APR-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 243204.23 195866.03 187997.58 248681.2 200585.12 192869.33** b) Borrowings from banks 64665.43 40879.9 47714.16 64665.43 40885.9 47724.91 c) Other demand & time liabilities 15384.73 17843.16 17934.8 15518.84 18058.73 181
ਅਪ੍ਰੈ 19, 2021
Review of Requirement of Counter-Cyclical Capital Buffer
The framework on countercyclical capital buffer (CCyB) was put in place by the Reserve Bank of India in terms of guidelines issued on February 5, 2015 wherein it was advised that the CCyB would be activated as and when the circumstances warranted, and that the decision would normally be pre-announced. The framework envisages the credit-to-GDP gap as the main indicator, which may be used in conjunction with other supplementary indicators like Credit-to-Deposit Ratio, I
The framework on countercyclical capital buffer (CCyB) was put in place by the Reserve Bank of India in terms of guidelines issued on February 5, 2015 wherein it was advised that the CCyB would be activated as and when the circumstances warranted, and that the decision would normally be pre-announced. The framework envisages the credit-to-GDP gap as the main indicator, which may be used in conjunction with other supplementary indicators like Credit-to-Deposit Ratio, I
ਅਪ੍ਰੈ 19, 2021
Reserve Bank of India constitutes a Committee on functioning of Asset Reconstruction Companies (ARCs) and review of regulatory guidelines applicable to them
As part of the Statement on Developmental and Regulatory Policies released along with the Monetary Policy Statement on April 7, 2021, the Reserve Bank of India had announced setting up of a Committee to undertake a comprehensive review of the working of ARCs in the financial sector ecosystem and recommend suitable measures for enabling such entities to meet the growing requirements of the financial sector. Accordingly, the Reserve Bank of India has constituted a Commi
As part of the Statement on Developmental and Regulatory Policies released along with the Monetary Policy Statement on April 7, 2021, the Reserve Bank of India had announced setting up of a Committee to undertake a comprehensive review of the working of ARCs in the financial sector ecosystem and recommend suitable measures for enabling such entities to meet the growing requirements of the financial sector. Accordingly, the Reserve Bank of India has constituted a Commi
ਅਪ੍ਰੈ 15, 2021
RBI releases Names of Applicants under the Guidelines for ‘on tap’ Licensing of Universal Banks and Small Finance Banks in the Private Sector
The Reserve Bank of India today released the names of applicants under the Guidelines for ‘on tap’ Licensing of Universal Banks and Small Finance Banks. As on date, applications for Universal Banks and Small Finance Banks, under the aforementioned guidelines, have been received by the Reserve Bank from the following applicants: Applicants under Guidelines for ‘on tap’ Licensing of Universal Banks UAE Exchange and Financial Services Limited The Repatriates Cooperative
The Reserve Bank of India today released the names of applicants under the Guidelines for ‘on tap’ Licensing of Universal Banks and Small Finance Banks. As on date, applications for Universal Banks and Small Finance Banks, under the aforementioned guidelines, have been received by the Reserve Bank from the following applicants: Applicants under Guidelines for ‘on tap’ Licensing of Universal Banks UAE Exchange and Financial Services Limited The Repatriates Cooperative
ਅਪ੍ਰੈ 15, 2021
Constitution of the Regulations Review Authority 2.0
The Reserve Bank of India had set up a Regulations Review Authority (RRA) initially for a period of one year from April 1, 1999 for reviewing the regulations, circulars, reporting systems, based on the feedback from public, banks and financial institutions. The recommendations of the RRA enabled streamlining and increasing the effectiveness of several procedures, simplifying regulatory prescriptions, paved the way for issuance of master circular and reduced reporting
The Reserve Bank of India had set up a Regulations Review Authority (RRA) initially for a period of one year from April 1, 1999 for reviewing the regulations, circulars, reporting systems, based on the feedback from public, banks and financial institutions. The recommendations of the RRA enabled streamlining and increasing the effectiveness of several procedures, simplifying regulatory prescriptions, paved the way for issuance of master circular and reduced reporting
ਅਪ੍ਰੈ 12, 2021
Scheduled Banks’ Statement of Position in India as on Friday, March 26, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 27-MAR-2020 12-MAR-2021* 26-MAR-2021* 27-MAR-2020 12-MAR-2021* 26-MAR-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 234348.32 190878.13 196241.82 239943.36 195477.34 200960.91** b) Borrowings from banks 64001.4 37822.6 40864.9 64001.4 37972.58 40870.9 c) Other demand & time liabilities 16163.35 17870.79 17896.17 16294.78 18392.91 1811
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 27-MAR-2020 12-MAR-2021* 26-MAR-2021* 27-MAR-2020 12-MAR-2021* 26-MAR-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 234348.32 190878.13 196241.82 239943.36 195477.34 200960.91** b) Borrowings from banks 64001.4 37822.6 40864.9 64001.4 37972.58 40870.9 c) Other demand & time liabilities 16163.35 17870.79 17896.17 16294.78 18392.91 1811
ਮਾਰਚ 31, 2021
Marginal Cost of Funds Based Lending Rate (MCLR) for the month March 2021
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of March 2021. Ajit Prasad Director Press Release: 2020-2021/1325
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of March 2021. Ajit Prasad Director Press Release: 2020-2021/1325
ਮਾਰਚ 30, 2021
Scheduled Banks’ Statement of Position in India as on Friday, March 12, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 13-Mar-20 26-FEB-2021* 12-MAR-2021* 13-Mar-20 26-FEB-2021* 12-MAR-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 225264.95 192925.2 190878.49 230353.77 197527.52 195477.70** b) Borrowings from banks 51594.1 39193.59 37792.85 51707.45 39369.61 37942.83 c) Other demand & time liabilities 14926.77 17660.99 17882.28 15077.17 17881.37 18404
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 13-Mar-20 26-FEB-2021* 12-MAR-2021* 13-Mar-20 26-FEB-2021* 12-MAR-2021* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 225264.95 192925.2 190878.49 230353.77 197527.52 195477.70** b) Borrowings from banks 51594.1 39193.59 37792.85 51707.45 39369.61 37942.83 c) Other demand & time liabilities 14926.77 17660.99 17882.28 15077.17 17881.37 18404
ਮਾਰਚ 22, 2021
RBI announces Standing External Advisory Committee for evaluating Applications for Universal Banks and Small Finance Banks
The Reserve Bank of India today announced the names of the members of the Standing External Advisory Committee (SEAC) for evaluating applications for Universal Banks as well as Small Finance Banks. The composition of SEAC is: 1. Smt. Shyamala Gopinath, former Deputy Governor, Reserve Bank of India Chairperson 2. Ms. Revathy Iyer, Director, Central Board, Reserve Bank of India Member 3. Shri B. Mahapatra, former Executive Director, Reserve Bank of India and presently C
The Reserve Bank of India today announced the names of the members of the Standing External Advisory Committee (SEAC) for evaluating applications for Universal Banks as well as Small Finance Banks. The composition of SEAC is: 1. Smt. Shyamala Gopinath, former Deputy Governor, Reserve Bank of India Chairperson 2. Ms. Revathy Iyer, Director, Central Board, Reserve Bank of India Member 3. Shri B. Mahapatra, former Executive Director, Reserve Bank of India and presently C
ਮਾਰਚ 16, 2021
RBI imposes monetary penalty on State Bank of India
The Reserve Bank of India (RBI) has, by an order dated March 15, 2021, imposed a monetary penalty of ₹2 Crore (Rupees Two Crore only) on State Bank of India (the bank) for contravention of provisions of section 10 (1) (b) (ii) of the Banking Regulation Act, 1949 (the Act) and specific directions of RBI issued to the bank on payment of remuneration to employees in the form of commission. This penalty has been imposed in exercise of powers vested in RBI under the provis
The Reserve Bank of India (RBI) has, by an order dated March 15, 2021, imposed a monetary penalty of ₹2 Crore (Rupees Two Crore only) on State Bank of India (the bank) for contravention of provisions of section 10 (1) (b) (ii) of the Banking Regulation Act, 1949 (the Act) and specific directions of RBI issued to the bank on payment of remuneration to employees in the form of commission. This penalty has been imposed in exercise of powers vested in RBI under the provis
ਮਾਰਚ 13, 2021
Scheduled Banks’ Statement of Position in India as on Friday, February 26, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 28-Feb-20 12-FEB-2021 * 26-FEB-2021 * 28-Feb-20 12-FEB-2021 * 26-FEB-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 228062.88 192371.55 192920.43 233085.08 197082.57 197522.75 ** b) Borrowings from banks 77231.63 41391.04 39016.06 77272.93 41403.29 39192.08 c) Other demand & time liabilities 13165.84 17122.52 17672.7 13317.56 17358.3
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 28-Feb-20 12-FEB-2021 * 26-FEB-2021 * 28-Feb-20 12-FEB-2021 * 26-FEB-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 228062.88 192371.55 192920.43 233085.08 197082.57 197522.75 ** b) Borrowings from banks 77231.63 41391.04 39016.06 77272.93 41403.29 39192.08 c) Other demand & time liabilities 13165.84 17122.52 17672.7 13317.56 17358.3
ਮਾਰਚ 10, 2021
Prompt Corrective Action Framework - IDBI Bank Limited
The performance of IDBI Bank Limited, currently under the Prompt Corrective Action Framework (PCAF) of RBI, was reviewed by the Board for Financial Supervision (BFS) in its meeting held on February 18, 2021. It was noted that as per published results for the quarter ending December 31, 2020 the bank is not in breach of the PCA parameters on regulatory capital, Net NPA and Leverage ratio. The bank has provided a written commitment that it would comply with the norms of
The performance of IDBI Bank Limited, currently under the Prompt Corrective Action Framework (PCAF) of RBI, was reviewed by the Board for Financial Supervision (BFS) in its meeting held on February 18, 2021. It was noted that as per published results for the quarter ending December 31, 2020 the bank is not in breach of the PCA parameters on regulatory capital, Net NPA and Leverage ratio. The bank has provided a written commitment that it would comply with the norms of
ਮਾਰਚ 01, 2021
Scheduled Banks’ Statement of Position in India as on Friday, February 12, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 14-Feb-20 29-JAN-2021 * 12-FEB-2021 * 14-Feb-20 29-JAN-2021 * 12-FEB-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 201417.25 197956.79 192457.54 206366.78 202624.98 197168.56 ** b) Borrowings from banks 72952.52 41913.18 41458.44 73033.53 41913.49 41470.69 c) Other demand & time liabilities 12559.98 16316.35 17100.19 12712.87 16532.7
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 14-Feb-20 29-JAN-2021 * 12-FEB-2021 * 14-Feb-20 29-JAN-2021 * 12-FEB-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 201417.25 197956.79 192457.54 206366.78 202624.98 197168.56 ** b) Borrowings from banks 72952.52 41913.18 41458.44 73033.53 41913.49 41470.69 c) Other demand & time liabilities 12559.98 16316.35 17100.19 12712.87 16532.7
ਮਾਰਚ 01, 2021
Financial Action Task Force (FATF) High risk and other monitored jurisdictions
The Financial Action Task Force (FATF), vide public document ‘High-Risk Jurisdictions subject to a Call for Action’ dated February 25, 2021, has called on its members and other jurisdictions to refer to the statement on these jurisdictions adopted in February 2020. FATF had earlier identified the following jurisdictions as having strategic deficiencies which have developed an action plan with the FATF to deal with them. These jurisdictions are: Albania, The Bahamas, B
The Financial Action Task Force (FATF), vide public document ‘High-Risk Jurisdictions subject to a Call for Action’ dated February 25, 2021, has called on its members and other jurisdictions to refer to the statement on these jurisdictions adopted in February 2020. FATF had earlier identified the following jurisdictions as having strategic deficiencies which have developed an action plan with the FATF to deal with them. These jurisdictions are: Albania, The Bahamas, B
ਫ਼ਰ 26, 2021
Reserve Bank of India imposes monetary penalty on Bank of Maharashtra
The Reserve Bank of India (RBI) has imposed, by an order dated February 25, 2021, a monetary penalty of ₹2 crore on Bank of Maharashtra (the bank) for contravention of / non-compliance with certain provisions of the directions contained in Reserve Bank of India (Frauds classification and reporting by commercial banks and select FIs) directions 2016 and the circulars on Concurrent Audit System in Commercial Banks - Revision of RBI's Guidelines, Disclosure of customer c
The Reserve Bank of India (RBI) has imposed, by an order dated February 25, 2021, a monetary penalty of ₹2 crore on Bank of Maharashtra (the bank) for contravention of / non-compliance with certain provisions of the directions contained in Reserve Bank of India (Frauds classification and reporting by commercial banks and select FIs) directions 2016 and the circulars on Concurrent Audit System in Commercial Banks - Revision of RBI's Guidelines, Disclosure of customer c
ਫ਼ਰ 26, 2021
Marginal Cost of Funds Based Lending Rate (MCLR) for the month February 2021
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of February 2021. Ajit Prasad Director Press Release : 2020-2021/1165
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of February 2021. Ajit Prasad Director Press Release : 2020-2021/1165
ਫ਼ਰ 18, 2021
Master Direction on Digital Payment Security Controls
As announced in the Statement on Developmental and Regulatory Policies issued on December 4, 2020. Reserve Bank of India today placed on its website the “Master Direction on Digital Payment Security Controls”. The Master Direction provides necessary guidelines for the Regulated Entities (Scheduled Commercial Banks, Small Finance Banks, Payment Banks and Credit Card issuing NBFCs) to set up a robust governance structure and implement common minimum standards of securit
As announced in the Statement on Developmental and Regulatory Policies issued on December 4, 2020. Reserve Bank of India today placed on its website the “Master Direction on Digital Payment Security Controls”. The Master Direction provides necessary guidelines for the Regulated Entities (Scheduled Commercial Banks, Small Finance Banks, Payment Banks and Credit Card issuing NBFCs) to set up a robust governance structure and implement common minimum standards of securit
ਫ਼ਰ 15, 2021
Scheduled Banks’ Statement of Position in India as on Friday, January 29, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 31-Jan-20 15-JAN-2021 * 29-JAN-2021 * 31-Jan-20 15-JAN-2021 * 29-JAN-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 194935.04 199537.87 197956.83 199889.16 204304.63 202625.02 ** b) Borrowings from banks 66868.21 45051.29 41913.18 66900.3 45051.29 41913.49 c) Other demand & time liabilities 12967.54 17027.74 16318.86 13171.63 17383.51
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 31-Jan-20 15-JAN-2021 * 29-JAN-2021 * 31-Jan-20 15-JAN-2021 * 29-JAN-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 194935.04 199537.87 197956.83 199889.16 204304.63 202625.02 ** b) Borrowings from banks 66868.21 45051.29 41913.18 66900.3 45051.29 41913.49 c) Other demand & time liabilities 12967.54 17027.74 16318.86 13171.63 17383.51
ਫ਼ਰ 08, 2021
RBI releases Annual Report of Ombudsman Schemes, 2019-20
The Reserve Bank of India (RBI) today released the Annual Report of the “Ombudsman Schemes of the Reserve Bank for the year 2019-20”. The Banking Ombudsman Scheme (BOS) was first notified by the Reserve Bank in 1995 under Section 35 A of the Banking Regulation Act, 1949. It is administered by the Reserve Bank through 22 Offices of Banking Ombudsman (OBOs) covering all states and union territories. The Annual Report covers the activities under the Banking Ombudsman Sch
The Reserve Bank of India (RBI) today released the Annual Report of the “Ombudsman Schemes of the Reserve Bank for the year 2019-20”. The Banking Ombudsman Scheme (BOS) was first notified by the Reserve Bank in 1995 under Section 35 A of the Banking Regulation Act, 1949. It is administered by the Reserve Bank through 22 Offices of Banking Ombudsman (OBOs) covering all states and union territories. The Annual Report covers the activities under the Banking Ombudsman Sch
ਫ਼ਰ 01, 2021
Scheduled Banks’ Statement of Position in India as on Friday, January 15, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 17-Jan-20 01-JAN-2021 * 15-JAN-2021 * 17-Jan-20 01-JAN-2021 * 15-JAN-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 194116.9 206898.59 199541.03 199019.12 211649.97 204307.79 ** b) Borrowings from banks 58842.94 42616.99 45051.23 58864.94 42672.45 45051.23 c) Other demand & time liabilities 11921.1 15927.99 17027.88 12057.9 16261.16 1
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 17-Jan-20 01-JAN-2021 * 15-JAN-2021 * 17-Jan-20 01-JAN-2021 * 15-JAN-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 194116.9 206898.59 199541.03 199019.12 211649.97 204307.79 ** b) Borrowings from banks 58842.94 42616.99 45051.23 58864.94 42672.45 45051.23 c) Other demand & time liabilities 11921.1 15927.99 17027.88 12057.9 16261.16 1
ਜਨ 29, 2021
Marginal Cost of Funds Based Lending Rate (MCLR) for the month January 2021
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of January 2021. Ajit Prasad Director Press Release: 2020-2021/1012
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of January 2021. Ajit Prasad Director Press Release: 2020-2021/1012
ਜਨ 27, 2021
RBI releases framework for strengthening the grievance redress mechanism in banks
RBI had announced in the ‘Statement on Developmental and Regulatory Policies’ issued as part of the Monetary Policy statement dated December 4, 2020 that with a view to strengthen and improve the efficacy of the grievance redress mechanism of banks, a comprehensive framework will be put in place during January 2021. Accordingly, a framework comprising of i) enhanced disclosures on complaints to be made by the banks; ii) recovery of the cost of redress of maintainable
RBI had announced in the ‘Statement on Developmental and Regulatory Policies’ issued as part of the Monetary Policy statement dated December 4, 2020 that with a view to strengthen and improve the efficacy of the grievance redress mechanism of banks, a comprehensive framework will be put in place during January 2021. Accordingly, a framework comprising of i) enhanced disclosures on complaints to be made by the banks; ii) recovery of the cost of redress of maintainable
ਜਨ 21, 2021
Reserve Bank of India imposes monetary penalty on Standard Chartered Bank - India
The Reserve Bank of India (RBI) has, by an order dated January 21, 2021, imposed a monetary penalty of ₹2 Crore (Rupees Two Crore only) on Standard Chartered Bank–India (the bank) for non-compliance with certain directions issued by RBI contained in the “Reserve Bank of India (Frauds - Classification and Reporting by commercial banks and select FIs) Directions 2016”. The penalty has been imposed in exercise of powers vested in RBI under the provisions of Section 47 A
The Reserve Bank of India (RBI) has, by an order dated January 21, 2021, imposed a monetary penalty of ₹2 Crore (Rupees Two Crore only) on Standard Chartered Bank–India (the bank) for non-compliance with certain directions issued by RBI contained in the “Reserve Bank of India (Frauds - Classification and Reporting by commercial banks and select FIs) Directions 2016”. The penalty has been imposed in exercise of powers vested in RBI under the provisions of Section 47 A
ਜਨ 19, 2021
RBI releases 2020 list of Domestic Systemically Important Banks (D-SIBs)
SBI, ICICI Bank, and HDFC Bank continue to be identified as Domestic Systemically Important Banks (D-SIBs), under the same bucketing structure as in the 2018 list of D-SIBs. The additional Common Equity Tier 1 (CET1) requirement for D-SIBs was phased-in from April 1, 2016 and became fully effective from April 1, 2019. The additional CET1 requirement will be in addition to the capital conservation buffer. The list of D-SIBs is as follows: Bucket Banks Additional Common
SBI, ICICI Bank, and HDFC Bank continue to be identified as Domestic Systemically Important Banks (D-SIBs), under the same bucketing structure as in the 2018 list of D-SIBs. The additional Common Equity Tier 1 (CET1) requirement for D-SIBs was phased-in from April 1, 2016 and became fully effective from April 1, 2019. The additional CET1 requirement will be in addition to the capital conservation buffer. The list of D-SIBs is as follows: Bucket Banks Additional Common
ਜਨ 14, 2021
Scheduled Banks’ Statement of Position in India as on Friday, January 01, 2021
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 03-Jan-20 18-DEC-2020 * 01-JAN-2021 * 03-Jan-20 18-DEC-2020 * 01-JAN-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 196067.68 207328.84 205021.09 200881.77 212131.97 209772.47 ** b) Borrowings from banks 54290.8 45708.67 42703.81 54316.62 45711.93 42759.27 c) Other demand & time liabilities 11817.64 16724.39 16213.25 11944.74 16936.42
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 03-Jan-20 18-DEC-2020 * 01-JAN-2021 * 03-Jan-20 18-DEC-2020 * 01-JAN-2021 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 196067.68 207328.84 205021.09 200881.77 212131.97 209772.47 ** b) Borrowings from banks 54290.8 45708.67 42703.81 54316.62 45711.93 42759.27 c) Other demand & time liabilities 11817.64 16724.39 16213.25 11944.74 16936.42
ਜਨ 12, 2021
Reserve Bank of India imposes monetary penalty on Deutsche Bank AG
The Reserve Bank of India (RBI) has, by an order dated January 12, 2021, imposed a monetary penalty of ₹2 crore (Rupees Two Crore only) on Deutsche Bank AG (the bank) for non-compliance with certain provisions of directions issued by RBI contained in the “Reserve Bank of India (Interest Rate on Deposits) Directions, 2016”. The penalty has been imposed in exercise of powers vested in RBI under the provisions of Section 47 A (1) (c) read with Section 46 (4) (i) of the B
The Reserve Bank of India (RBI) has, by an order dated January 12, 2021, imposed a monetary penalty of ₹2 crore (Rupees Two Crore only) on Deutsche Bank AG (the bank) for non-compliance with certain provisions of directions issued by RBI contained in the “Reserve Bank of India (Interest Rate on Deposits) Directions, 2016”. The penalty has been imposed in exercise of powers vested in RBI under the provisions of Section 47 A (1) (c) read with Section 46 (4) (i) of the B
ਜਨ 06, 2021
College of Supervisors (CoS)
As part of the measures to further strengthen Supervision over regulated entities, Reserve Bank had set up a College of Supervisors (CoS) to augment and reinforce supervisory skills among its regulatory and supervisory staff both at entry level and on a continuous basis. This was done to facilitate the development of unified and focused supervision by providing training and other developmental inputs to the concerned staff. While the CoS was functioning in a limited w
As part of the measures to further strengthen Supervision over regulated entities, Reserve Bank had set up a College of Supervisors (CoS) to augment and reinforce supervisory skills among its regulatory and supervisory staff both at entry level and on a continuous basis. This was done to facilitate the development of unified and focused supervision by providing training and other developmental inputs to the concerned staff. While the CoS was functioning in a limited w
ਦਸੰ 31, 2020
Marginal Cost of Funds Based Lending Rate (MCLR) for the month December 2020
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of December 2020. Ajit Prasad Director Press Release: 2020-2021/864
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of December 2020. Ajit Prasad Director Press Release: 2020-2021/864
ਦਸੰ 31, 2020
Scheduled Banks’ Statement of Position in India as on Friday, December 18, 2020
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 20-Dec-19 04-DEC-2020 * 18-DEC-2020 * 20-Dec-19 04-DEC-2020 * 18-DEC-2020 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 185362.69 206106.74 207295.68 189971.52 210921.96 212098.81 ** b) Borrowings from banks 66123.14 43869.33 44608.96 66148.39 43879.71 44612.22 c) Other demand & time liabilities 12131.38 17242.67 17810.98 12271.77 17456.0
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 20-Dec-19 04-DEC-2020 * 18-DEC-2020 * 20-Dec-19 04-DEC-2020 * 18-DEC-2020 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 185362.69 206106.74 207295.68 189971.52 210921.96 212098.81 ** b) Borrowings from banks 66123.14 43869.33 44608.96 66148.39 43879.71 44612.22 c) Other demand & time liabilities 12131.38 17242.67 17810.98 12271.77 17456.0
ਦਸੰ 29, 2020
RBI releases “Statistical Tables Relating to Banks in India: 2019-20”
Today, the Reserve Bank released its web publication entitled ‘Statistical Tables Relating to Banks in India: 2019-20’ covering the activities of scheduled commercial banks and rural co-operative banks. For scheduled commercial banks, entity-wise information on major items of liabilities and assets; income and expenses; selected financial ratios; number of employees and details of priority sector advances (for Public sector banks) are provided. In addition, capital ad
Today, the Reserve Bank released its web publication entitled ‘Statistical Tables Relating to Banks in India: 2019-20’ covering the activities of scheduled commercial banks and rural co-operative banks. For scheduled commercial banks, entity-wise information on major items of liabilities and assets; income and expenses; selected financial ratios; number of employees and details of priority sector advances (for Public sector banks) are provided. In addition, capital ad
ਦਸੰ 23, 2020
RBI Governor meets MD & CEOs of Public and Private Sector Banks over Video Conference
The Governor, Reserve Bank of India (RBI) held meetings with the MD/CEOs of Public Sector Banks and select Private Sector Banks on December 22 and 23, 2020 respectively through video conference. The meetings were attended by Deputy Governors, RBI. In his opening remarks, the Governor touched upon the current economic situation and emphasized the importance of the banking sector in supporting the ongoing revival in economic activities. With specific reference to the fi
The Governor, Reserve Bank of India (RBI) held meetings with the MD/CEOs of Public Sector Banks and select Private Sector Banks on December 22 and 23, 2020 respectively through video conference. The meetings were attended by Deputy Governors, RBI. In his opening remarks, the Governor touched upon the current economic situation and emphasized the importance of the banking sector in supporting the ongoing revival in economic activities. With specific reference to the fi
ਦਸੰ 18, 2020
Scheduled Banks’ Statement of Position in India as on Friday, December 04, 2020
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 06-Dec-19 20-NOV-2020 * 04-DEC-2020 * 06-Dec-19 20-NOV-2020 * 04-DEC-2020 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 185658.17 201373.99 205751.99 190330.58 206270.49 210567.21 ** b) Borrowings from banks 58782.72 40318.07 43869.33 58811.76 40331.35 43879.71 c) Other demand & time liabilities 11860.18 16484.37 17242.59 11987.1 16703.26
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 06-Dec-19 20-NOV-2020 * 04-DEC-2020 * 06-Dec-19 20-NOV-2020 * 04-DEC-2020 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 185658.17 201373.99 205751.99 190330.58 206270.49 210567.21 ** b) Borrowings from banks 58782.72 40318.07 43869.33 58811.76 40331.35 43879.71 c) Other demand & time liabilities 11860.18 16484.37 17242.59 11987.1 16703.26
ਦਸੰ 04, 2020
Scheduled Banks’ Statement of Position in India as on Friday, November 20, 2020
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 22-Nov-19 06-NOV-2020 * 20-NOV-2020 * 22-Nov-19 06-NOV-2020 * 20-NOV-2020 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 179758.93 203185.49 201111.4 184451.22 208097.9 206007.90 ** b) Borrowings from banks 61377.37 54589.69 40318.07 61404.87 54594.19 40331.35 c) Other demand & time liabilities 12130.97 16483.17 16473.5 12294.15 16686.81 1
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 22-Nov-19 06-NOV-2020 * 20-NOV-2020 * 22-Nov-19 06-NOV-2020 * 20-NOV-2020 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 179758.93 203185.49 201111.4 184451.22 208097.9 206007.90 ** b) Borrowings from banks 61377.37 54589.69 40318.07 61404.87 54594.19 40331.35 c) Other demand & time liabilities 12130.97 16483.17 16473.5 12294.15 16686.81 1
ਨਵੰ 27, 2020
Marginal Cost of Funds Based Lending Rate (MCLR) for the month November 2020
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of November 2020. Ajit Prasad Director Press Release: 2020-2021/700
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of November 2020. Ajit Prasad Director Press Release: 2020-2021/700
ਨਵੰ 25, 2020
The Lakshmi Vilas Bank Ltd. branches to operate as DBS Bank India Ltd. branches from November 27, 2020
The Government of India has today sanctioned the Scheme for the amalgamation of the Lakshmi Vilas Bank Ltd. with DBS Bank India Ltd. The amalgamation will come into force on the Appointed date i.e. November 27, 2020. All the branches of the Lakshmi Vilas Bank Ltd. will function as branches of DBS Bank India Ltd. with effect from this date. Customers, including depositors of the Lakshmi Vilas Bank Ltd. will be able to operate their accounts as customers of DBS Bank Ind
The Government of India has today sanctioned the Scheme for the amalgamation of the Lakshmi Vilas Bank Ltd. with DBS Bank India Ltd. The amalgamation will come into force on the Appointed date i.e. November 27, 2020. All the branches of the Lakshmi Vilas Bank Ltd. will function as branches of DBS Bank India Ltd. with effect from this date. Customers, including depositors of the Lakshmi Vilas Bank Ltd. will be able to operate their accounts as customers of DBS Bank Ind
ਨਵੰ 20, 2020
Reserve Bank of India imposes monetary penalty on (1) Sodexo SVC India Private Limited, (2) Muthoot Vehicle & Asset Finance Limited, (3) QwikCilver Solutions Private Limited, (4) Phonepe Private Limited, (5) Delhi Metro Rail Corporation Limited and (6) Punjab National Bank
In exercise of powers vested under Section 30 of the Payment and Settlement Systems Act, 2007, the Reserve Bank of India has imposed monetary penalty on the following entities for non-compliance of regulatory guidelines. Sr. No. Name of the Entity Speaking Order dated Amount of Penalty (₹ lakh) Non-bank Prepaid Payment Instrument Issuers 1. Sodexo SVC India Private Limited 03-08-2020 200.00 2. Muthoot Vehicle & Asset Finance Ltd. 12-08-2020 34.55 3. QwikCilver Sol
In exercise of powers vested under Section 30 of the Payment and Settlement Systems Act, 2007, the Reserve Bank of India has imposed monetary penalty on the following entities for non-compliance of regulatory guidelines. Sr. No. Name of the Entity Speaking Order dated Amount of Penalty (₹ lakh) Non-bank Prepaid Payment Instrument Issuers 1. Sodexo SVC India Private Limited 03-08-2020 200.00 2. Muthoot Vehicle & Asset Finance Ltd. 12-08-2020 34.55 3. QwikCilver Sol
ਨਵੰ 20, 2020
Scheduled Banks’ Statement of Position in India as on Friday, November 06, 2020
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 8-Nov-19 23-OCT-2020* 06-NOV-2020* 8-Nov-19 23-OCT-2020* 06-NOV-2020* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 180079.97 205540.92 203006.3 184777.17 210431.9 207918.71** b) Borrowings from banks 55164.7 51306.45 54606.41 55189.94 51325.33 54610.91 c) Other demand & time liabilities 11311.59 15831.5 16480.81 11434.46 16025.01 16684.45
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 8-Nov-19 23-OCT-2020* 06-NOV-2020* 8-Nov-19 23-OCT-2020* 06-NOV-2020* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 180079.97 205540.92 203006.3 184777.17 210431.9 207918.71** b) Borrowings from banks 55164.7 51306.45 54606.41 55189.94 51325.33 54610.91 c) Other demand & time liabilities 11311.59 15831.5 16480.81 11434.46 16025.01 16684.45
ਨਵੰ 20, 2020
RBI releases the Report of the Internal Working Group to Review Extant Ownership Guidelines and Corporate Structure for Indian Private Sector Banks
The Reserve Bank of India had constituted an Internal Working Group (IWG) on June 12, 2020 to review extant ownership guidelines and corporate structure for Indian private sector banks. The Terms of Reference of the IWG inter alia included review of the eligibility criteria for individuals/ entities to apply for banking license; examination of preferred corporate structure for banks and harmonisation of norms in this regard; and, review of norms for long-term sharehol
The Reserve Bank of India had constituted an Internal Working Group (IWG) on June 12, 2020 to review extant ownership guidelines and corporate structure for Indian private sector banks. The Terms of Reference of the IWG inter alia included review of the eligibility criteria for individuals/ entities to apply for banking license; examination of preferred corporate structure for banks and harmonisation of norms in this regard; and, review of norms for long-term sharehol
ਨਵੰ 17, 2020
The Lakshmi Vilas Bank Ltd.: RBI announces Draft Scheme of Amalgamation
The Reserve Bank of India has today placed in public domain a draft scheme of amalgamation of The Lakshmi Vilas Bank Ltd. (LVB) with DBS Bank India Ltd. (DBIL), a banking company incorporated in India under Companies Act, 2013, and having its Registered Office at New Delhi. DBIL is a wholly owned subsidiary of DBS Bank Ltd, Singapore (“DBS”), which in turn is a subsidiary of Asia’s leading financial services group, DBS Group Holdings Limited and has the advantage of a
The Reserve Bank of India has today placed in public domain a draft scheme of amalgamation of The Lakshmi Vilas Bank Ltd. (LVB) with DBS Bank India Ltd. (DBIL), a banking company incorporated in India under Companies Act, 2013, and having its Registered Office at New Delhi. DBIL is a wholly owned subsidiary of DBS Bank Ltd, Singapore (“DBS”), which in turn is a subsidiary of Asia’s leading financial services group, DBS Group Holdings Limited and has the advantage of a
ਨਵੰ 17, 2020
Supersession of the Board of Directors - Appointment of Administrator - The Lakshmi Vilas Bank Ltd
In exercise of the powers conferred under Sub-section (1) of Section 36 A C A of the Banking Regulation Act 1949, the Reserve Bank has, in consultation with Central Government, superseded the Board of Directors of The Lakshmi Vilas Bank Ltd. for a period of 30 days owing to serious deterioration in the financial position of the bank. This has been done to protect the depositors’ interest. Shri T. N. Manoharan, former Non Executive Chairman of Canara Bank has been appo
In exercise of the powers conferred under Sub-section (1) of Section 36 A C A of the Banking Regulation Act 1949, the Reserve Bank has, in consultation with Central Government, superseded the Board of Directors of The Lakshmi Vilas Bank Ltd. for a period of 30 days owing to serious deterioration in the financial position of the bank. This has been done to protect the depositors’ interest. Shri T. N. Manoharan, former Non Executive Chairman of Canara Bank has been appo
ਨਵੰ 17, 2020
The Lakshmi Vilas Bank Ltd. placed under Moratorium
The financial position of The Lakshmi Vilas Bank Ltd. (the bank) has undergone a steady decline with the bank incurring continuous losses over the last three years, eroding its net-worth. In absence of any viable strategic plan, declining advances and mounting non-performing assets (NPAs), the losses are expected to continue. The bank has not been able to raise adequate capital to address issues around its negative net-worth and continuing losses. Further, the bank is
The financial position of The Lakshmi Vilas Bank Ltd. (the bank) has undergone a steady decline with the bank incurring continuous losses over the last three years, eroding its net-worth. In absence of any viable strategic plan, declining advances and mounting non-performing assets (NPAs), the losses are expected to continue. The bank has not been able to raise adequate capital to address issues around its negative net-worth and continuing losses. Further, the bank is
ਨਵੰ 10, 2020
Reserve Bank of India imposes monetary penalty on Central Bank of India
Reserve Bank of India (RBI) has, by an order dated November 10, 2020, imposed a monetary penalty of ₹ 50 lakh (Rupees Fifty lakh only) on Central Bank of India (the bank) for non-compliance with certain provisions of directions issued by RBI contained in the circular on “Housing Sector- Innovative Housing Loan Products – Upfront disbursal of housing loans” dated September 3, 2013. The penalty has been imposed in exercise of powers vested in RBI under the provisions of
Reserve Bank of India (RBI) has, by an order dated November 10, 2020, imposed a monetary penalty of ₹ 50 lakh (Rupees Fifty lakh only) on Central Bank of India (the bank) for non-compliance with certain provisions of directions issued by RBI contained in the circular on “Housing Sector- Innovative Housing Loan Products – Upfront disbursal of housing loans” dated September 3, 2013. The penalty has been imposed in exercise of powers vested in RBI under the provisions of
ਨਵੰ 06, 2020
Financial Action Task Force (FATF) High risk and other monitored jurisdictions - October 23, 2020
The Financial Action Task Force (FATF), vide public document ‘High-Risk Jurisdictions subject to a Call for Action’ dated October 23, 2020, has called on its members and other jurisdictions to refer to the statement on these jurisdictions adopted in February 2020. FATF has further identified the following jurisdictions as having strategic deficiencies which have developed an action plan with the FATF to deal with them. These jurisdictions are: Albania, The Bahamas, Ba
The Financial Action Task Force (FATF), vide public document ‘High-Risk Jurisdictions subject to a Call for Action’ dated October 23, 2020, has called on its members and other jurisdictions to refer to the statement on these jurisdictions adopted in February 2020. FATF has further identified the following jurisdictions as having strategic deficiencies which have developed an action plan with the FATF to deal with them. These jurisdictions are: Albania, The Bahamas, Ba
ਅਕਤੂ 29, 2020
Marginal Cost of Funds Based Lending Rate (MCLR) for the month October 2020
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of October 2020. Ajit Prasad Director Press Release : 2020-2021/567
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of October 2020. Ajit Prasad Director Press Release : 2020-2021/567
ਅਕਤੂ 28, 2020
Reserve Bank of India imposes monetary penalty on Jio Payments Bank Limited
The Reserve Bank of India (RBI) has imposed, by an order dated October 28, 2020, a monetary penalty of ₹ 1 crore on Jio Payments Bank Limited (the bank) for non-compliance with RBI directions on timely submission of application in the case of reappointment of Managing Director and Chief Executive Officer (MD & CEO) under Section 35B of the Banking Regulation Act, 1949 (the Act). This penalty has been imposed in exercise of powers vested in RBI under the provisions
The Reserve Bank of India (RBI) has imposed, by an order dated October 28, 2020, a monetary penalty of ₹ 1 crore on Jio Payments Bank Limited (the bank) for non-compliance with RBI directions on timely submission of application in the case of reappointment of Managing Director and Chief Executive Officer (MD & CEO) under Section 35B of the Banking Regulation Act, 1949 (the Act). This penalty has been imposed in exercise of powers vested in RBI under the provisions
ਅਕਤੂ 28, 2020
Reserve Bank of India imposes monetary penalty on DCB Bank Limited
The Reserve Bank of India (RBI) has, by an order dated October 28, 2020, imposed a monetary penalty of ₹ 22 lakh (Rupees Twenty Two lakh only) on DCB Bank Ltd. (the bank) for non-compliance with certain provisions of directions issued by RBI contained in the circular on “Marketing/distribution of mutual fund/insurance etc., products by banks” dated November 16, 2009. The penalty has been imposed in exercise of powers vested in RBI under the provisions of Section 47A(1
The Reserve Bank of India (RBI) has, by an order dated October 28, 2020, imposed a monetary penalty of ₹ 22 lakh (Rupees Twenty Two lakh only) on DCB Bank Ltd. (the bank) for non-compliance with certain provisions of directions issued by RBI contained in the circular on “Marketing/distribution of mutual fund/insurance etc., products by banks” dated November 16, 2009. The penalty has been imposed in exercise of powers vested in RBI under the provisions of Section 47A(1
ਅਕਤੂ 22, 2020
Scheduled Banks’ Statement of Position in India as on Friday, October 09, 2020
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 11-Oct-19 25-SEP-2020 * 09-OCT-2020 * 11-Oct-19 25-SEP-2020 * 09-OCT-2020 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 180391.55 215992.59 210274.26 185260.59 221020.1 215274.98 ** b) Borrowings from banks 56164.6 45238.36 50311.74 56209.7 45238.36 50315.26 c) Other demand & time liabilities 11588.96 15838.62 15440.61 11706.89 16039.52 1
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 11-Oct-19 25-SEP-2020 * 09-OCT-2020 * 11-Oct-19 25-SEP-2020 * 09-OCT-2020 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 180391.55 215992.59 210274.26 185260.59 221020.1 215274.98 ** b) Borrowings from banks 56164.6 45238.36 50311.74 56209.7 45238.36 50315.26 c) Other demand & time liabilities 11588.96 15838.62 15440.61 11706.89 16039.52 1
ਅਕਤੂ 16, 2020
Reserve Bank of India imposes monetary penalty on IndusInd Bank Limited
The Reserve Bank of India (RBI) has imposed, by an order dated October 16, 2020, a monetary penalty of ₹4.50 crore (Rupees Four crore and fifty lakh only) on IndusInd Bank Limited (the bank) for non-compliance with certain provisions of directions issued by RBI on ‘Exposure Norms’, ‘Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances’, ‘SPARC – Monitoring of Information Submission by bank’, ‘Creation of a Central Reposi
The Reserve Bank of India (RBI) has imposed, by an order dated October 16, 2020, a monetary penalty of ₹4.50 crore (Rupees Four crore and fifty lakh only) on IndusInd Bank Limited (the bank) for non-compliance with certain provisions of directions issued by RBI on ‘Exposure Norms’, ‘Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances’, ‘SPARC – Monitoring of Information Submission by bank’, ‘Creation of a Central Reposi
ਅਕਤੂ 08, 2020
Scheduled Banks’ Statement of Position in India as on Friday, September 25, 2020
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 27-Sep-19 11-SEP-2020 * 25-SEP-2020 * 27-Sep-19 11-SEP-2020 * 25-SEP-2020 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 187729.45 219238.55 215264.22 192430.92 224292.94 220291.73 ** b) Borrowings from banks 63162.98 47901.7 45302.56 63485.53 47907.23 45302.56 c) Other demand & time liabilities 11777.46 15844.6 15801.75 11915.56 16033.43
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 27-Sep-19 11-SEP-2020 * 25-SEP-2020 * 27-Sep-19 11-SEP-2020 * 25-SEP-2020 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 187729.45 219238.55 215264.22 192430.92 224292.94 220291.73 ** b) Borrowings from banks 63162.98 47901.7 45302.56 63485.53 47907.23 45302.56 c) Other demand & time liabilities 11777.46 15844.6 15801.75 11915.56 16033.43
ਸਤੰ 30, 2020
Marginal Cost of Funds Based Lending Rate (MCLR) for the month September 2020
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of September 2020. Ajit Prasad Director Press Release: 2020-2021/408
The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of September 2020. Ajit Prasad Director Press Release: 2020-2021/408
ਸਤੰ 25, 2020
Scheduled Banks’ Statement of Position in India as on Friday, September 11, 2020
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 13-Sep-19 28-AUG-2020 * 11-SEP-2020 * 13-Sep-19 28-AUG-2020 * 11-SEP-2020 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 181589.45 217475.79 218943.55 186621.57 222515.24 223997.94 ** b) Borrowings from banks 66444.3 49329.61 47901.7 66476.6 49329.61 47907.23 c) Other demand & time liabilities 11792.66 15823.59 15844.6 11944.68 16018 16033
(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 13-Sep-19 28-AUG-2020 * 11-SEP-2020 * 13-Sep-19 28-AUG-2020 * 11-SEP-2020 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 181589.45 217475.79 218943.55 186621.57 222515.24 223997.94 ** b) Borrowings from banks 66444.3 49329.61 47901.7 66476.6 49329.61 47907.23 c) Other demand & time liabilities 11792.66 15823.59 15844.6 11944.68 16018 16033
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ਪੇਜ ਅੰਤਿਮ ਅੱਪਡੇਟ ਦੀ ਤਾਰੀਖ: ਨਵੰਬਰ 21, 2024
