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Template ப்ராஸஸிங் செய்யும்போது பிழை ஏற்பட்டது. 
Failed to "?eval" string with this error:

---begin-message---
Syntax error in ?eval-ed string in line 1, column 27024:
Encountered "SecondLevelLink", but was expecting one of:
    "."
    ".."
    <DOT_DOT_LESS>
    "..*"
    "?"
    "??"
    "!"
    ","
    "["
    "("
    "}"
    <TERMINATING_EXCLAM>
---end-message---

The failing expression:
==> completeJson?eval  [in template "20099#20125#25189027" at line 18, column 56]

----
FTL stack trace ("~" means nesting-related):
	- Failed at: #list completeJson?eval as jsonKey, j...  [in template "20099#20125#25189027" at line 18, column 49]
----
1<#assign completeJson = content.getData()?remove_beginning("<p>")?remove_ending("</p>") , 
2				 isVariableString = completeJson?is_string 
3/> 
4 
5 
6<#assign theme_display = themeDisplay /> 
7<#assign images_folder = theme_display.getPathThemeImages() /> 
8<#assign tabindexNum ="" /> 
9 
10<!-- <div class="desktop-primary-navigation-wrapper full-width">--> 
11	<nav class="container pl-0 pr-0" tabindex="0"  aria-label="Primary Navigation Use tab keys to access menu items and Press enter key to activate."> 
12    <div class="rbi-header-wrap full-width"> 
13        <div class="container-fluid rbi-header"> 
14            <div data-title="Primary Navigation" id="primary-navigation" data-intro="Smart navigation with clear segregations" class="rbi-primary-navigation"> 
15                <ul class="nav navbar-site" role="menu"> 
16                    <!--Menu Level 1 start--> 
17                    <#if (content.getData())??> 
18						<#list completeJson?eval as jsonKey, jsonValue> 
19						<#list jsonValue as singleJsonValue> 
20						<li class="nav top-level-menu ${singleJsonValue.ListInfo}" role="menuitem" aria-label="${singleJsonValue.FirstLevelText} menu item"> 
21 
22                            <#if singleJsonValue.IsSecondLevelExists=="true"> 
23                                            <#assign topLevelMenuRole="role='menuitem'"> 
24                                                <#else> 
25                                                    <#assign topLevelMenuRole="role='menuitem'"> 
26                                        </#if> 
27                                                     
28						<#if singleJsonValue.FirstLevelText??> 
29						<span role="menu" class="page-level-one-text"> 
30							<a class="nav-link page-level-1" aria-label="${singleJsonValue.FirstLevelText} menu item"  ${topLevelMenuRole} href="${singleJsonValue.FirstLevelLink}"  tabindex="0" > 
31								<span class="text-truncate">${singleJsonValue.FirstLevelText}</span> 
32							</a> 
33					</span> 
34						</#if>      
35            <#if singleJsonValue.IsSecondLevelExists=="true"> 
36                    <div class="top-mega-menu-wrap" role="menu"   tabindex="0" aria-label="${singleJsonValue.FirstLevelText} Sub Menu Open"> 
37                        <div class="repateable-img d-none"></div> 
38                            <div class="mega-menu-first-block equalColumns"> 
39                                <div class="mega-menu-first-block-row"> 
40                                    <h3 tabindex="0">${singleJsonValue.FirstLevelText}</h3> 
41									<#if singleJsonValue.FirstLevelDescription?? && singleJsonValue.FirstLevelDescription!=""> 
42                                    <p tabindex="0" class="desc">${singleJsonValue.FirstLevelDescription}</p> 
43									</#if> 
44																		 
45                                       
46                                </div> 
47                            </div> 
48                        <div class="mega-menu-second-blocks equalColumns"> 
49												<span class="top-level-page-name">${singleJsonValue.FirstLevelText}</span> 
50                                                <!--Menu Level 2 start--> 
51                                                <#if singleJsonValue.IsSecondLevelExists == "true" > 
52                                                <ul class="second-level-menu test"> 
53                                <#list singleJsonValue.SecondLevelData as secondLevelData> 
54                                
55                                 
56                                <li class="second-level-page test" role="menuitem"> 
57                                    <!--${secondLevelData.SecondLevelLink}--> 
58                                         
59                                        <a class="second-level-menu-URL" target="_self"  
60                                        href="${secondLevelData.SecondLevelLink}" tabindex="0"> 
61                                            ${secondLevelData.SecondLevelText} 
62 
63                                        </a> 
64                                        <!--${secondLevelData.SecondLevelLink}--> 
65                                        <#if secondLevelData.IsThirdLevelExists == "true" > 
66                                        <div class="primary-nav-arrow-wrapper">  
67                                             
68                                           <span  class="primary-nav-arrow" role="menu" tabindex="0" title="Open Submenu for ${secondLevelData.SecondLevelText}">  
69                                             
70                                            <img src="${images_folder}/rbi-main/nav-arrow.svg" alt="${secondLevelData.SecondLevelText}"> 
71                                         
72                                            </span> 
73                                         
74										</div> 
75                                        </#if> 
76                                     
77											 
78                                         
79                                            <!--Menu Level 3 start--> 
80                                            <div class="mega-menu-third-blocks equalColumns"> 
81                                                <span class="third-level-page-name">${secondLevelData.SecondLevelText}</span> 
82            <#if secondLevelData.IsThirdLevelExists == "true" > 
83                                                            <ul class="third-level-menu"> 
84 
85            <#list secondLevelData.ThirdLevelData as thirdLevelData> 
86             
87            <#if thirdLevelData.IsFourthLevelExists == "true" > 
88                <#assign third_lavel_aria ="open sub menu for ${thirdLevelData.ThirdLevelText}" /> 
89                <#assign rolemenu = "role=menu" /> 
90                <#else> 
91              <#assign third_lavel_aria ="${thirdLevelData.ThirdLevelText}" /> 
92              <#assign rolemenu = "" /> 
93 
94            </#if> 
95 
96                <li class="third-level-page"> 
97                    <span class="hide-text"></span> 
98                    <a href="${thirdLevelData.ThirdLevelLink}" ${rolemenu}  aria-label="${third_lavel_aria}"  target="_self">${thirdLevelData.ThirdLevelText}</a> 
99                        <!--Menu Level 4 start--> 
100                     
101                                                                                        <#if thirdLevelData.IsFourthLevelExists == "true" > 
102         <ul class="fourth-level-menu"> 
103 
104                                                                                            <#list thirdLevelData.FourthLevelData as fourthLevelData> 
105                                                                                                <li class="fourth-level-page"  role="menuitem" >  
106                                                                                                    <a href="${fourthLevelData.FourthLevelLink}" target="_self">${fourthLevelData.FourthLevelText}</a> 
107                                                                                                </li> 
108                                                                                            </#list> 
109                                                                                                                                                                                                                            </ul> 
110                                                                                        </#if> 
111 
112 
113                </li> 
114               
115</#list> 
116</#if> 
117 
118            <!--json area--> 
119             
120                                                                <#if secondLevelData.IsThirdLevelExists == "true" > 
121                                                                    <#if secondLevelData.CommonSecondLevelData?? && secondLevelData.CommonSecondLevelData.Main.ImageLink != ""> 
122                                                                    <div class="pn-dynamic-data-wrapper"> 
123                                                                        <!--josn image--> 
124                                                                        <#if secondLevelData.CommonSecondLevelData.Main.ImageLink != ""> 
125                                                                        <div class="pn-dynamic-data--img d-none"> 
126                                                                            <img src="${secondLevelData.CommonSecondLevelData.Main.ImageLink}" alt="RBI" title="RBI" tabindex="0"> 
127                                                                        </div> 
128                                                                        </#if> 
129                                                                        <!--josn image--> 
130 
131                                                                        <!--json dynamic content--> 
132                                                                        <div class="pn-content-dynamic-wrapper"> 
133																																				       <h2>${languageUtil.get(locale, "quick-links")}</h2> 
134                                                                        <#if secondLevelData.CommonSecondLevelData.Others??> 
135                                                                            <#list secondLevelData.CommonSecondLevelData.Others as others> 
136                                                                            <#if others.Title != "" > 
137                                                                            <div class="pn-content-contents-row"> 
138                                                                                <div class="pn-content-contents-row--inner"> 
139                                                                                    <div class="pn-dynamic-content-title"> 
140                                                                                        <a href="${others.Link}" class="content-title--link"> 
141                                                                                            ${others.Title} 
142                                                                                        </a> 
143                                                                                    </div> 
144                                                                                    <#if others.Description != "" >  
145                                                                                    <div class="pn-dynamic-content-desc"> 
146                                                                                        ${others.Description} 
147                                                                                    </div> 
148                                                                                    </#if> 
149                                                                                </div> 
150                                                                            </div> 
151                                                                            </#if> 
152                                                                            </#list> 
153                                                                        </#if> 
154                                                                        </div> 
155                                                                        <!--json dynamic content--> 
156                                                                    </div> 
157                                                                    </#if> 
158                                                                        </ul> 
159                                                                </#if> 
160                                                                 
161            <!--json area--> 
162 
163     
164 
165    </div> 
166 
167</li> 
168 
169</#list> 
170</ul> 
171</#if> 
172<!--Menu Level 2 start-->      
173</div> 
174</div> 
175</#if> 
176 
177<!--top-mega-menu-wrap ends--> 
178 
179</li> 
180<!--Menu Level 1 ends--> 
181</#list> 
182</#list> 
183</#if>  
184 
185</ul> 
186</div> 
187</div> 
188</div> 
189</nav> 
190<!--</div>--> 
191 
192 
193<script> 
194    var clickedTab = false; 
195 
196    function tabPressEqualCol() { 
197       // console.log('tabPressEqualCol function called'); 
198        if ($(window).width() < 1024) { 
199                return false; 
200            } 
201 
202            $('.top-level-menu').each(function() { 
203                var getSecondLevelTabMenuLength = $(this).children(".top-mega-menu-wrap").find($(".second-level-menu li")).length; 
204                if (getSecondLevelTabMenuLength > 0) { 
205 
206                    // var isLevelOneisHidden = $(this).children(".top-mega-menu-wrap").is(":hidden"); 
207                    //     if (isLevelOneisHidden) { 
208                    //         $(this).children(".top-mega-menu-wrap").show(); 
209                    //         const elms = document.querySelector('.top-level-menu'); 
210                    //         const getLeftPos = elms.getBoundingClientRect(); 
211                    //         const shiftLeftPos = getLeftPos.left; 
212                    //     } 
213 
214                    var maxHeight = 0; 
215                    var sameBlocks = ($(this).children(".top-mega-menu-wrap")).children( 
216                    '.equalColumns'); 
217                    var thirdLevelBlockMenu = $(this).find('.mega-menu-third-blocks .third-level-menu'); 
218 
219                    sameBlocks.each(function (ev) { 
220                        $(this).css('height', 'fit-content'); 
221                        if ($(this).height() > maxHeight) { 
222                            maxHeight = $(this).height(); 
223                        } 
224						 
225                    }); 
226 
227                    sameBlocks.each(function (ev) { 
228                        if (maxHeight > 400) { 
229                            $(this).css('height', Math.round(maxHeight).toString() + 'px'); 
230                            $(thirdLevelBlockMenu).css('height', Math.round(maxHeight).toString() + 'px'); 
231                        } else { 
232                            $(this).css('height', '400px'); 
233                            $(thirdLevelBlockMenu).css('height', '400px'); 
234                        } 
235                    }); 
236                } 
237            }); 
238             
239 
240 
241 
242 
243    } 
244 
245    //tab key invoke// 
246$(document).on('keyup', '.primary-nav-arrow', function (e) { 
247    if ((e.keyCode === 9) || (e.keyCode === 13))  { 
248        console.log('tab press'); 
249        tabPressEqualCol(); 
250    } 
251}); 
252 
253	 
254    $(document).ready(function () { 
255 
256        tabPressEqualCol(); 
257			 
258			//third level content title character length 
259			$(".pn-dynamic-content-title a.content-title--link").each(function() { 
260				var getFeedbackText=$(this).text().trim(); 
261				if (getFeedbackText.length > 43) { 
262					 var setFeedbackText = getFeedbackText.substring(0,43); 
263					$(this).text(setFeedbackText); 
264				} 
265				//console.log("getFeedbacktext --- " + getFeedbackText); 
266			}); 
267 
268			//third level content Desc character length 
269			$(".pn-dynamic-content-desc").each(function() { 
270				var getFeedbackText=$(this).text().trim(); 
271				if (getFeedbackText.length > 43) { 
272					 var setFeedbackText = getFeedbackText.substring(0, 43); 
273					$(this).text(setFeedbackText); 
274				} 
275				//console.log("getFeedbacktext --- " + getFeedbackText); 
276			}); 
277			 
278        // Check if 3rd level nav items exist 
279        if($(".second-level-page").length){ 
280            $(".second-level-page").each(function() { 
281                let thirdLevelNavItems = $(this).find('.third-level-page'); 
282                if(thirdLevelNavItems.length){ 
283                    $(this).addClass('has-level-3'); 
284                } 
285            }); 
286        }   
287 
288        // Check if 4th level nav items exist 
289        if($(".third-level-page").length){ 
290            $(".third-level-page").each(function() { 
291                let fourthLevelNavItems = $(this).find('.fourth-level-page'); 
292                if(fourthLevelNavItems.length){ 
293                    $(this).addClass('is-level-4-accordion'); 
294                    $(this).parents('.mega-menu-third-blocks').addClass('is-level-4-accordion-parent'); 
295                } 
296            }); 
297        }         
298 
299        // Close Nav 1st level anchor text 
300        $(".top-level-page-name").on('click', function () { 
301            $(this).closest(".top-mega-menu-wrap").hide(); 
302        }); 
303 
304        // Close Nav 2nd level anchor text 
305        $(".third-level-page-name").on('click', function () { 
306            $(this).parent(".mega-menu-third-blocks").removeClass('level-3-open'); 
307            $(this).siblings($(".third-level-menu")).hide(); 
308        }); 
309 
310        // Nav 1st level anchor link with lchange for accessibilty fix line 300, 306 and 309 
311        $('.top-level-menu> span a').on('click', function (e) { 
312            if ($(this).hasClass('disableURL')) { 
313                e.preventDefault(); 
314            } 
315 
316            if ($(window).width() < 1024) { 
317                var getSecondLevelMenuLength = $(this).parent().siblings(".top-mega-menu-wrap").find($( 
318                    ".second-level-menu li")).length; 
319                if (getSecondLevelMenuLength > 0) { 
320                    var menuOpen = $(this).parent().siblings(".top-mega-menu-wrap").is(":hidden"); 
321                    if (menuOpen) { 
322                        $(this).parent().siblings(".top-mega-menu-wrap").show(); 
323                    } 
324                } 
325            } 
326        }); 
327 
328        // Nav 1st level anchor link 
329		$('.second-level-page a').on('click', function (e) { 
330            if ($(this).hasClass('disableURL')) { 
331                e.preventDefault(); 
332            } 
333            if ($(window).width() < 1024) { 
334                var getThirdLevelMenuLength = $(this).closest('.second-level-page').children(".mega-menu-third-blocks").find($(".third-level-menu li")).length; 
335                if (getThirdLevelMenuLength > 0) { 
336                    $(this).closest('.second-level-page').children(".mega-menu-third-blocks").addClass('level-3-open'); 
337                    $(this).closest('.second-level-page').children(".mega-menu-third-blocks").find($(".third-level-menu")).show(); 
338					//console.log("clicked...."); 
339                } 
340            } 
341        }); 
342		 
343		 
344 
345		$('.second-level-page .primary-nav-arrow').on('click', function (e) { 
346            if ($(this).hasClass('disableURL')) { 
347                e.preventDefault(); 
348            } 
349            if ($(window).width() < 1024) { 
350                var getThirdLevelMenuLength = $(this).closest('.second-level-page').children(".mega-menu-third-blocks").find($(".third-level-menu li")).length; 
351                if (getThirdLevelMenuLength > 0) { 
352                    $(this).closest('.second-level-page').children(".mega-menu-third-blocks").addClass('level-3-open'); 
353                    $(this).closest('.second-level-page').children(".mega-menu-third-blocks").find($(".third-level-menu")).show(); 
354					//console.log("clicked...."); 
355                } 
356            } 
357        }); 
358 
359        // Nav 1st level mouseenter event 
360        $('.top-level-menu').mouseenter(function (e) { 
361            if ($(window).width() < 1024) { 
362                return false; 
363            } 
364             
365            var getSecondLevelMenuLength = $(this).children(".top-mega-menu-wrap").find($( 
366                ".second-level-menu li")).length; 
367                 
368              //added  
369              if (getSecondLevelMenuLength === 0) { 
370                    $(this).closest('.top-level-menu').find('.page-level-1').addClass("withoutDropdown"); 
371					//$(this).closest('.top-level-menu').find('.top-mega-menu-wrap').remove(); 
372                }    
373            if (getSecondLevelMenuLength > 0) { 
374                var isLevelOneisHidden = $(this).children(".top-mega-menu-wrap").is(":hidden"); 
375                if (isLevelOneisHidden) { 
376                    $(this).children(".top-mega-menu-wrap").show(); 
377                    const elms = document.querySelector('.top-level-menu'); 
378                    const getLeftPos = elms.getBoundingClientRect(); 
379                    const shiftLeftPos = getLeftPos.left; 
380 
381                    //$(this).children(".top-mega-menu-wrap").css("left", "-" + shiftLeftPos + "px"); 
382 
383                    // added for equal column //  
384                    var maxHeight = 0; 
385                    var sameBlocks = ($(this).children(".top-mega-menu-wrap")).children( 
386                    '.equalColumns'); 
387                    var thirdLevelBlockMenu = $(this).find('.mega-menu-third-blocks .third-level-menu'); 
388 
389                    sameBlocks.each(function (ev) { 
390                        $(this).css('height', 'fit-content'); 
391                        if ($(this).height() > maxHeight) { 
392                            maxHeight = $(this).height(); 
393                        } 
394						 
395                    }); 
396 
397                    sameBlocks.each(function (ev) { 
398                        if (maxHeight > 400) { 
399                            $(this).css('height', Math.round(maxHeight).toString() + 'px'); 
400                            $(thirdLevelBlockMenu).css('height', Math.round(maxHeight).toString() + 'px'); 
401                        } else { 
402                            $(this).css('height', '400px'); 
403                            $(thirdLevelBlockMenu).css('height', '400px'); 
404                        } 
405						 
406				}); 
407                } 
408            } 
409             
410        }); 
411 
412        // Nav 1st level mouseleave event 
413        $('.top-level-menu').mouseleave(function (e) { 
414            if ($(window).width() < 1024) { 
415                return false; 
416            } 
417            $(this).children(".top-mega-menu-wrap").hide(); 
418            $(".third-level-menu").hide(); 
419        }); 
420 
421        // Nav 2nd level mouseenter event 
422        $(".second-level-page").mouseenter(function () { 
423            if ($(window).width() < 1024) { 
424                return false; 
425            } 
426            var thirdLevelMenu = $(this).find(".third-level-menu"); 
427            var thirdLevelMenuItems = $(this).find(".third-level-menu li"); 
428 
429            if (thirdLevelMenuItems.length > 0) { 
430                thirdLevelMenu.show(); 
431            }             
432        }); 
433 
434        // Nav 2nd level mouseleave event 
435        $(".second-level-page").mouseleave(function () { 
436            if ($(window).width() < 1024) { 
437                return false; 
438            } 
439            var thirdLevelMenu = $(this).find(".third-level-menu"); 
440            thirdLevelMenu.hide(); 
441        }); 
442 
443        // retriving top level url  
444        $(document).on('keydown', '.top-level-menu', function (e) { 
445            $('.nav.navbar-site').first().children('li').each(function () { 
446               // $(this).find('a').attr('tabindex', '0'); 
447               // $(this).find('a').addClass('First-level-menu'); 
448            }); 
449           
450            $(this).each(function () { 
451                if ( $(this).children('.page-level-1').hasClass('disableURL') ) { 
452                    if (e.which == 13) { 
453                        if ($(this).find('.top-mega-menu-wrap').is(":hidden")) { 
454                            $(".top-mega-menu-wrap").hide(); 
455                            $(this).find(".top-mega-menu-wrap").show(); 
456                            clickedTab = true; 
457                            e.preventDefault(); 
458                        } else { 
459                            $(this).find(".top-mega-menu-wrap").hide(); 
460                        } 
461                    } 
462                } 
463                 
464            }); 
465        }); 
466 
467        $(".rbi-primary-navigation a").each(function () { 
468            var getPageLevelURL = $(this).attr("href"); 
469            if (((getPageLevelURL.indexOf("javascript") > -1)) || ((getPageLevelURL.indexOf( 
470                    "Javascript") > -1))) { 
471                $(this).addClass("disableURL"); 
472            } 
473 
474            // added for collaborative events menu should not open  
475            if ((getPageLevelURL.indexOf("href") > -1))  { 
476                $(this).addClass("menu-not-open-collaborative"); 
477            } 
478 
479             
480        }); 
481          
482        /*blocked temprary need to know why shift key is desier*/ 
483        // $('.mega-menu-second-blocks .second-level-menu>li:last-child>a').on('keydown', function (e) { 
484        //     if( !e.shiftKey && e.keyCode ){ 
485        //         $('.top-mega-menu-wrap').css('display', 'none');   
486        //     }                        
487        // }); 
488 
489        var navMousedown = false; 
490        $('.mega-menu-third-blocks .third-level-menu>li:last-child>a').on('mousedown', function () { 
491            navMousedown = true; 
492        }); 
493 
494        $('.mega-menu-third-blocks .third-level-menu>li:last-child>a').on('focusout', function (event) { 
495            $(this).keydown(function (e) { 
496                if(!navMousedown) { 
497                    if( !e.shiftKey && e.keyCode ){ 
498                        if( !$(this).parent('.is-level-4-accordion').hasClass('active') ){ 
499                            $(".third-level-menu").css('display', 'none'); 
500                            $(this).parent('.second-level-page').focus();  
501                        }                         
502                    }                 
503                } 
504                navMousedown = false;   
505            });                       
506        }); 
507 
508        $('.mega-menu-second-blocks .second-level-menu li.has-level-3').on('keydown', function (event) { 
509            // on click of enter  
510            if (event.which === 13) { 
511                $(this).trigger('click').find('.third-level-menu').css('display', 'block'); 
512                 
513            } 
514        }); 
515 
516        $('.mega-menu-second-blocks .second-level-menu>li>a').on('focus', function (event) { 
517            $(".third-level-menu").css('display', 'none'); 
518        }); 
519 
520        $('.rbi-header .site-logo .custom-logo').on('focusout', function (event) { 
521            $('.rbi-primary-navigation>ul>li:nth-child(2)>a').attr('tabindex', '0'); 
522        }); 
523 
524        // On load get number of languages 
525        let rbiLanguages = []; 
526 
527        if ($(".multipleLanguae-wrapper #languageSelector option").length) { 
528            $(".multipleLanguae-wrapper #languageSelector option").each(function () { 
529                let currentItem = { 
530                    languageText: $(this).text(), 
531                    languageURL: $(this).attr('value') 
532                }; 
533                rbiLanguages.push(currentItem); 
534            }); 
535        }  
536		 
537 
538        // Add languages to mobile list items 
539        let langListItem = ''; 
540        let langListItemContainer = $(".pwa-primary-navigation-wrapper .nav>li:first-child").find( 
541            '.second-level-menu'); 
542        langListItemContainer.empty(); 
543				 
544				     if (rbiLanguages.length) { 
545            $.each(rbiLanguages, function (key, value) { 
546							 
547                if (value.languageURL == value.languageText) { 
548                    langListItem = 
549                        "<li class='second-level-page selected test' ><a href='javascript:void(0)' target='_self'>" + 
550                        value.languageText + "</a></li>"; 
551                } else { 
552                    langListItem = 
553                        "<li class='second-level-page test'><a href='" + 
554                        value.languageURL + "' target='_self'>" + value.languageText + "</a></li>"; 
555                } 
556 
557                langListItemContainer.append(langListItem); 
558            }); 
559        } 
560         
561 
562    }); 
563window.addEventListener("load", () => { 
564    setTimeout(() => { 
565        if(window.location.href.includes('lost-in-transmission-financial-markets-and-monetary-policy-duplicate-0') 
566        ){ 
567                $(".multipleLanguae-wrapper .list ul li").each(function () { 
568                        $(this).removeClass('d-none') 
569                }); 
570        } 
571    }, 2000); 
572 }); 
573 
574</script> 
575 
576 
577<script> 
578$(document).ready(function(){ 
579		setTimeout(function() {  
580        $('.rbi_home_hero_wrapper .owl-dots button').attr('aria-label', 'Slide Navigation'); 
581        $('.rbi_home_hero_wrapper .owl-dots button').attr('title', 'Slide Navigation'); 
582    }, 50); 
583}); 
584</script> 
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பின்செல் Payment System Indicators - May 2024

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Payment System Indicators - May 2024

Payment System Indicators
PART I - Payment System Indicators - Payment & Settlement System Statistics
  Volume (lakh) Value (₹ crore)
FY 2023-24 2023
May		 2024 2024 FY 2023-24 2023
May		 2024 2024
April May April May
1 2 3 4 1 2 3 4
A. Settlement Systems                
Financial Market Infrastructures (FMIs)                
1 CCIL Operated Systems 43.04 4.03 3.53 4.07 259206893 22537634 22115118 22018913
1.1 Govt. Securities Clearing 16.80 1.63 1.25 1.60 170464587 15227196 14132535 14632648
1.1.1 Outright 9.51 0.98 0.68 0.98 13463848 1326724 1023439 1363203
1.1.2 Repo 4.94 0.45 0.38 0.43 76718788 7732270 6510577 6669493
1.1.3 Tri-party Repo 2.35 0.20 0.19 0.19 80281951 6168201 6598519 6599952
1.2 Forex Clearing 24.92 2.23 2.17 2.37 80984671 6189356 7343662 6780829
1.3 Rupee Derivatives @ 1.31 0.17 0.11 0.10 7757636 1121082 638922 605436
B. Payment Systems                
I Financial Market Infrastructures (FMIs)                
1 Credit Transfers - RTGS 2700.16 220.46 235.59 249.71 170886670 12882587 14433296 15186947
1.1 Customer Transactions 2686.04 219.21 234.46 248.49 152406168 11413321 12800746 13559606
1.2 Interbank Transactions 14.12 1.25 1.12 1.22 18480503 1469266 1632550 1627340
II Retail                
2 Credit Transfers - Retail 1486106.89 107130.93 149083.29 156773.59 67542859 5196720 5845989 6279019
2.1 AePS (Fund Transfers) @ 3.92 0.34 0.29 0.31 261 23 19 18
2.2 APBS $ 25888.17 1838.94 2535.32 2295.50 390743 31424 36959 37499
2.3 IMPS 60053.35 5015.49 5503.65 5576.99 6495652 527558 592279 606167
2.4 NACH Cr $ 16227.27 1227.66 964.06 1074.61 1525104 122239 121718 132404
2.5 NEFT 72639.50 4896.66 7040.03 7467.75 39136014 3026331 3130549 3457995
2.6 UPI @ 1311294.68 94151.85 133039.94 140358.43 19995086 1489145 1964465 2044937
2.6.1 of which USSD @ 26.19 1.75 1.52 1.62 352 21 18 17
3 Debit Transfers and Direct Debits  18249.53 1457.43 1644.10 1698.67 1687658 125654 159006 167035
3.1 BHIM Aadhaar Pay @ 193.59 15.45 20.50 19.33 6112 535 563 506
3.2 NACH Dr $ 16426.49 1288.88 1494.37 1539.23 1678769 124864 158223 166305
3.3 NETC (linked to bank account) @ 1629.45 153.10 129.23 140.11 2777 256 220 225
4 Card Payments 58469.79 4974.51 4960.12 5105.17 2423563 193436 200409 208520
4.1 Credit Cards  35610.15 2734.74 3441.51 3601.36 1831134 140660 156498 164955
4.1.1 PoS based $ 18614.08 1419.98 1843.36 1906.58 651911 50811 61982 63831
4.1.2 Others $ 16996.08 1314.76 1598.15 1694.78 1179223 89849 94516 101124
4.2 Debit Cards 22859.64 2239.77 1518.61 1503.82 592429 52776 43911 43565
4.2.1 PoS based $ 16477.95 1592.87 1126.33 1114.38 393589 35589 30022 29772
4.2.2 Others $ 6381.69 646.89 392.28 389.44 198840 17187 13889 13793
5 Prepaid Payment Instruments 78775.40 7064.30 5288.79 5496.00 283048 24240 14964 16697
5.1 Wallets 63256.69 5669.85 3993.29 4204.49 234353 20339 10507 11566
5.2 Cards 15518.71 1394.45 1295.49 1291.51 48695 3901 4457 5131
5.2.1 PoS based $ 8429.87 721.63 695.13 689.94 11247 1190 962 1027
5.2.2 Others  $ 7088.84 672.82 600.37 601.57 37447 2711 3495 4104
6 Paper-based Instruments 6632.10 572.39 525.73 524.39 7212333 627772 667829 611518
6.1 CTS (NPCI Managed) 6632.10 572.39 525.73 524.39 7212333 627772 667829 611518
6.2 Others  0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Retail Payments (2+3+4+5+6) 1648233.71 121199.56 161502.02 169597.82 79149461 6167822 6888198 7282789
Total Payments (1+2+3+4+5+6) 1650933.88 121420.02 161737.61 169847.53 250036131 19050409 21321494 22469736
Total Digital Payments (1+2+3+4+5) 1644301.78 120847.63 161211.88 169323.14 242823799 18422637 20653665 21858218

PART II - Payment Modes and Channels 
  Volume (lakh) Value (₹ crore)
FY 2023-24 2023
May		 2024 2024 FY 2023-24 2023
May		 2024 2024
April May April May
1 2 3 4 1 2 3 4
A. Other Payment Channels                
1 Mobile Payments (mobile app based)  1252599.21 87100.70 128494.90 134522.21 30687088 2268479 2993601 3126317
1.1 Intra-bank $ 83000.56 6127.73 8743.81 9224.51 5676805 424314 566077 585196
1.2 Inter-bank $ 1169598.65 80972.97 119751.09 125297.71 25010283 1844165 2427524 2541120
2 Internet Payments (Netbanking / internet browser based) @ 45034.98 3598.99 3756.42 3771.12 102117736 7800962 8807528 8705212
2.1 Intra-bank @ 12033.28 916.90 964.52 1010.25 53247042 4116658 4498614 4276566
2.2 Inter-bank @ 33001.71 2682.09 2791.90 2760.86 48870694 3684304 4308914 4428645
B. ATMs                
3. Cash Withdrawal at ATMs $ 66440.72 5694.72 5240.40 5166.41 3259388 279621 265905 260240
3.1 Using Credit Cards $ 95.80 7.73 9.07 8.63 4648 366 458 441
3.2 Using Debit Cards $ 66001.01 5655.91 5207.60 5133.52 3241538 278080 264457 258785
3.3 Using Pre-paid Cards $ 343.90 31.09 23.73 24.26 13202 1175 990 1014
4. Cash Withdrawal at PoS $ 15.18 2.33 0.52 0.33 148 23 5 3
4.1 Using Debit Cards $ 15.06 2.31 0.50 0.31 147 23 5 3
4.2 Using Pre-paid Cards $ 0.12 0.02 0.02 0.02 1 0 0 0
5. Cash Withdrawal at Micro ATMs @ 11754.95 979.64 919.05 879.79 314003 27469 24502 22804
5.1 AePS @ 11754.95 979.64 919.05 879.79 314003 27469 24502 22804

PART III - Payment Infrastructures (lakh)
  As on March 2024 2023
May		 2024 2024
April May
1 2 3 4
Payment System Infrastructures        
1 Number of Cards  10667.22 10616.74 10719.55 10780.74
1.1 Credit Cards 1018.03 877.47 1025.40 1033.00
1.2 Debit Cards 9649.19 9739.26 9694.15 9747.74
2 Number of PPIs @ 16743.63 16638.55 14716.82 14829.77
2.1 Wallets @ 13381.80 13373.56 11294.83 11302.14
2.2 Cards @ 3361.82 3264.98 3421.99 3527.63
3 Number of ATMs and CRMs 2.58 2.56 2.57 2.57
3.1 Bank owned ATMs$ and CRMs# 2.23 2.20 2.23 2.22
3.2 White Label ATMs $ 0.35 0.36 0.35 0.36
4 Number of Micro ATMs @ 17.55 14.66 17.37 15.62
5 Number of PoS Terminals  89.03 79.61 88.39 88.04
6 Bharat QR @ 62.50 55.45 60.73 61.21
7 UPI QR * 3462.03 2667.57 3195.01 3300.27

PART IV - Payment Modes and Channels (International)
  Details of International transactions done using cards (credit, debit and PPI) issued in India
  Volume (lakh) Value (₹ crore)
2024 2024 2024 2024
April May April May
1. Card Payments 98.04 117.22 7915 9649
1.1 Credit Cards  62.21 76.62 5870 7276
1.1.1 PoS based  24.29 33.44 1719 2466
1.1.2 Online  37.92 43.18 4151 4809
1.2 Debit Cards 35.83 40.60 2045 2374
1.2.1 PoS based  15.82 19.40 702 928
1.2.2 Online  20.01 21.20 1343 1446
2. Prepaid Payment Instruments 27.34 37.82 1081 1585
2.1 PoS based  23.74 33.48 854 1306
2.2 Online  3.60 4.35 227 280
3. Cash Withdrawal at ATMs  6.51 7.11 1499 1662
3.1 Using Credit Cards  0.40 0.45 67 81
3.2 Using Debit Cards 4.38 4.65 854 898
3.3 Using PPIs 1.72 2.01 578 683
Total International Payments 131.89 162.16 10495 12897

PART V - Domestic Payment Frauds
  Volume (Lakh) Value (Crore) One in every X payment transaction fraudulent FTS (Fraud / Payment Value * 10000)
September 2022 1.71 249 58177.41 0.127 bps
October 2022 1.79 220 59533.35 0.127 bps
November 2022 2.06 257 50620.69 0.143 bps
December 2022 1.54 204 72426.75 0.103 bps
January 2023 1.57 195 71681.44 0.106 bps
February 2023 2.29 317 47018.00 0.177 bps
March 2023 2.25 333 53907.48 0.142 bps
April 2023 1.75 273 68927.36 0.152 bps
May 2023 2.03 285 63051.71 0.147 bps
June 2023 1.74 265 72554.96 0.128 bps
July 2023 2.24 286 59898.87 0.146 bps
August 2023 2.40 320 58391.71 0.157 bps
September 2023 2.52 366 55057.76 0.174 bps
October 2023 2.23 335 66950.05 0.164 bps
November 2023 2.57 428 57618.81 0.209 bps
December 2023 2.92 432 53327.09 0.187 bps
January 2024 2.69 435 56335.82 0.207 bps
February 2024 2.53 503 59915.32 0.239 bps
March 2024 2.57 471 67394.38 0.177 bps
April 2024 2.38 414 70681.81 0.191 bps
May 2024 2.81 545 62637.44 0.240 bps
Note : 1. Data is provisional.
2. ECS (Debit and Credit) has been merged with NACH with effect from January 31, 2020.
3. The data from November 2019 onwards for card payments (Debit/Credit cards) and Prepaid Payment Instruments (PPIs) may not be comparable with earlier months/ periods, as more granular data is being published along with revision in data definitions.
4. Only domestic financial transactions are considered. The new format captures e-commerce transactions; transactions using FASTags, digital bill payments and card-to-card transfer through ATMs, etc.. Also, failed transactions, chargebacks, reversals, expired cards/ wallets, are excluded.
5. Data on domestic payment fraud statistics as reported by Scheduled Commercial Banks (excluding RRBs), Non-bank PPI issuers and Non-bank Credit Card issuers in CPFIR (Central Payments Fraud Information Registry).
6. Data does not include attempts to perpetrate frauds.

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