Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks – March 2005 provides data on aggregate deposits and gross bank credit of scheduled commercial banks as on 31st March 2005. The data are based on Basic Statistical Return-7, received from the branches of all scheduled commercial banks (including RRBs).

The top hundred centres arranged according to the size of deposits accounted for 65.3 per cent of the total deposits and the top hundred centres arranged according to the size of bank credit accounted for 76.0 per cent of total bank credit. Aggregate deposits of top 100 centres grew at 18.7 per cent in March 2005 over March 2004 compared to 23.6 per cent growth recorded a year ago. Annual growth rate of gross bank credit of top 100 centres was appreciably higher at 31.6 per cent (including the impact of IDBI Ltd.) in March 2005 over March 2004 (Statement 2). The number of banked centres served by scheduled commercial banks according to number of reporting offices stood at 34,816. Of these centres, 29,390 were single office centres and 42 centres had 100 or more bank offices (Statement 3).

Nationalised Banks, as a group, accounted for 49.8 per cent of the aggregate deposits, while State Bank of India and its Associates accounted for 24.2 per cent. The shares of Foreign Banks, Regional Rural Banks and Other Scheduled Commercial Banks in aggregate deposits were 4.4 per cent, 3.5 per cent and 18.1 per cent, respectively. As regards gross bank credit, Nationalised Banks held the maximum share of 47.4 per cent in the total bank credit followed by State Bank of India and its Associates at 23.1 per cent and Other Scheduled Commercial Banks at 20.1 per cent. Foreign Banks and Regional Rural Banks had relatively lower shares in the total bank credit at 6.7 per cent and 2.8 per cent, respectively (Statements 4-9).