(Amount in Rs. crore)

As on March 31

State Bank of India and its Associates

Nationalised Banks

Occupation

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

(1)

(2)

(3)

(4)

(5)

(6)

I. Agriculture

4949978

23940

19532

8770035

39684

31948

1. Direct Finance

4890607

17551

14540

8447162

25784

22254

2. Indirect Finance

59371

6389

4992

322873

13900

9694

II. Industry

922642

99147

63685

1833504

139616

113990

1. Mining & Quarrying

2264

13995

6345

5321

3171

2558

2. Food Manufacturing & Processing

75429

8474

5954

115959

13305

10501

(a) Rice Mills Flour & Dal Mills

38021

2151

1586

36985

3585

2812

(b) Sugar

341

2295

1503

508

2447

2006

(c) Edible Oils & Vanaspati

4521

1287

977

21703

1275

1006

(d) Tea Processing

330

498

316

1005

1035

828

(e) Processing of Fruits & Vegetables

222

113

86

734

492

373

(f) Others

31994

2130

1486

55024

4471

3476

3. Beverage & Tobacco

753

501

332

2197

1645

1323

4. Textiles

72376

11634

8566

132559

19707

15755

(a) Cotton Textiles

9936

4682

3440

30493

7602

6271

(b) Jute Textiles

7627

162

110

5514

386

287

(c) Handloom Textiles & Khadi

8702

453

382

14826

1020

455

(d) Other Textiles

46111

6337

4634

81726

10699

8742

5. Paper Paper Products & Printing

14049

1659

1252

25005

4187

3643

6. Leather & Leather Products

7766

1251

876

18950

2090

1712

7. Rubber & Rubber Products

13675

2589

2029

21761

4143

3552

8. Chemicals & Chemical Products

20996

12018

6664

77646

13560

10837

(a) Heavy Industrial Chemicals

798

1260

669

3415

2548

2110

(b) Fertilisers

376

3115

1870

621

3176

2361

(c) Drugs & Pharmaceuticals

11013

2912

1643

33074

3829

3104

(d) Non-Edible Oils

231

239

145

392

168

109

(e) Other Chemicals & Chemical Products

8578

4492

2337

40144

3839

3153

9. Petroleum Coal Products & Nuclear Fuels

422

1751

1291

1631

7750

6675

10. Manufacture of Cement & Cement Products

4914

848

704

4775

2141

1783

11. Basic Metals & Metal Products

50391

12048

7870

66790

15707

13919

(a) Iron & Steel

4909

9641

6109

8529

10233

9244

(b) Non-Ferrous Metals

998

811

487

2403

1361

1180

(c) Other Metal Products

44484

1596

1274

55858

4113

3495

12. Engineering

35353

11908

7986

144785

14608

11270

(a) Heavy Engineering

1535

916

742

5852

3373

2409

(b) Light Engineering

12653

5402

3647

100495

3701

2993

(c) Electrical Machinery & Goods

15744

2780

1957

19717

4476

3425

(d) Electronic Machinery & Goods

5421

2810

1640

18721

3058

2443

13. Vehicles, Vehicle Parts & Transport Equipments

8801

2090

1273

31217

4114

3269

14. Other Industries

582236

9372

6728

1130267

13055

10918

15. Electricity Gas & Water

867

7611

4638

1863

9524

7441

(a) Electricity Generation & Transmission

516

7142

4370

999

8771

6868

(b) Non-Conventional Energy

117

102

92

144

150

123

(c) Gas Steam & Water Supply

234

367

176

720

603

450

16. Construction

32350

1398

1177

52778

10909

8834

III. Transport operators

137140

2201

1510

274399

5628

4531

IV. Professional and other services

172454

5548

2982

796372

13871

10691

V. Personal loans

3998619

26973

22456

6728524

43524

37012

1. Loans for Purchase of Consumer Durables

297043

1100

766

501100

1719

1389

2. Loans for Housing

600143

12661

11143

891995

17368

15464

3. Rest of the Personal Loans

3101433

13212

10547

5335429

24437

20159

VI. Trade

1248667

34090

26668

2695571

66481

60473

1. Wholesale Trade

86156

26257

20677

187694

49000

45931

2. Retail Trade

1162511

7833

5991

2507877

17481

14542

VII. Finance

26266

8446

6397

59160

22356

18851

VIII. All others

1407366

28293

20457

3062668

39979

32770

Total bank credit

12863132

228638

163687

24220233

371139

310266

of which: 1. Artisans & Village Industries

172420

4432

3520

348575

1410

1236

2. Other Small Scale Industries

459023

10504

8025

789176

22374

18289

(Amount in Rs. crore)

As on March 31

Foreign Banks

Regional Rural Banks

Occupation

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

(7)

(8)

(9)

(10)

(11)

(12)

I. Agriculture

406

225

224

6078404

10431

8741

1. Direct Finance

276

21

22

5873573

9995

8403

2. Indirect Finance

130

204

202

204831

436

338

II. Industry

32879

35900

24962

1239002

1684

1348

1. Mining & Quarrying

44

614

336

380

24

20

2. Food Manufacturing & Processing

360

992

607

17042

103

81

(a) Rice Mills Flour & Dal Mills

8

21

11

7989

54

43

(b) Sugar

21

77

58

9

1

1

(c) Edible Oils & Vanaspati

34

192

108

1630

11

10

(d) Tea Processing

43

206

88

7

1

0

(e) Processing of Fruits & Vegetables

12

14

12

48

3

2

(f) Others

242

482

329

7359

33

25

3. Beverage & Tobacco

79

766

555

106

6

4

4. Textiles

955

2557

1777

11796

34

27

(a) Cotton Textiles

486

1400

967

646

8

6

(b) Jute Textiles

4

4

4

3365

7

6

(c) Handloom Textiles & Khadi

16

0

0

5922

9

7

(d) Other Textiles

449

1153

805

1863

10

8

5. Paper Paper Products & Printing

223

614

406

1065

10

8

6. Leather & Leather Products

98

202

92

1134

2

2

7. Rubber & Rubber Products

1671

727

507

315

5

5

8. Chemicals & Chemical Products

1836

5813

3985

1920

10

8

(a) Heavy Industrial Chemicals

425

1122

802

5

0

0

(b) Fertilisers

32

436

255

6

0

0

(c) Drugs & Pharmaceuticals

543

2007

1320

1437

5

4

(d) Non-Edible Oils

7

191

191

4

0

0

(e) Other Chemicals & Chemical Products

829

2057

1417

468

5

4

9. Petroleum Coal Products & Nuclear Fuels

81

1439

1084

36

2

1

10. Manufacture of Cement & Cement Products

116

995

808

1826

6

6

11. Basic Metals & Metal Products

601

2637

1627

669

10

8

(a) Iron & Steel

260

996

745

19

3

2

(b) Non-Ferrous Metals

153

1130

557

2

0

0

(c) Other Metal Products

188

511

325

648

7

6

12. Engineering

2609

8031

5060

2360

16

13

(a) Heavy Engineering

255

1547

1051

85

3

3

(b) Light Engineering

804

3127

2069

1249

7

6

(c) Electrical Machinery & Goods

529

1784

1044

693

4

3

(d) Electronic Machinery & Goods

1021

1573

896

333

2

1

13. Vehicles, Vehicle Parts & Transport Equipments

940

4123

3089

5384

29

20

14. Other Industries

22705

3733

2947

1180797

1291

1029

15. Electricity Gas & Water

124

1186

969

29

2

1

(a) Electricity Generation & Transmission

92

817

727

7

2

0

(b) Non-Conventional Energy

2

5

1

1

0

0

(c) Gas Steam & Water Supply

30

364

241

21

0

1

16. Construction

437

1471

1112

14143

134

115

III. Transport operators

604

1037

799

204227

797

568

IV. Professional and other services

3751

4935

3522

406511

679

534

V. Personal loans

3184013

22085

11366

2055609

5367

4440

1. Loans for Purchase of Consumer Durables

16089

181

166

295114

814

622

2. Loans for Housing

38752

3656

2918

155604

1282

1128

3. Rest of the Personal Loans

3129172

18248

8282

1604891

3271

2690

VI. Trade

12847

2264

1396

1931453

2774

2217

1. Wholesale Trade

12181

1404

888

51206

167

140

2. Retail Trade

666

860

508

1880247

2607

2077

VII. Finance

917

6878

4257

7840

22

17

VIII. All others

69559

1887

1629

704014

1219

1002

Total bank credit

3304976

75211

48155

12627060

22973

18867

326

10

8

904907

894

705

1098

861

709

222253

401

327

(Amount in Rs. crore)

As on March 31

Other Scheduled Commercial Banks

All Scheduled Commercial Banks

Occupation

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

(13)

(14)

(15)

(16)

(17)

(18)

I. Agriculture

552361

4479

3564

20351184

78759

64009

1. Direct Finance

528494

2720

2212

19740112

56071

47431

2. Indirect Finance

23867

1759

1352

611072

22688

16578

II. Industry

204474

95278

67642

4232501

371625

271625

1. Mining & Quarrying

1111

3016

2396

9120

20820

11655

2. Food Manufacturing & Processing

8525

4675

3600

217315

27549

20742

(a) Rice Mills Flour & Dal Mills

3199

633

486

86202

6444

4938

(b) Sugar

208

1146

919

1087

5966

4487

(c) Edible Oils & Vanaspati

1443

744

555

29331

3509

2656

(d) Tea Processing

151

492

388

1536

2232

1620

(e) Processing of Fruits & Vegetables

213

171

129

1229

793

602

(f) Others

3311

1489

1123

97930

8605

6439

3. Beverage & Tobacco

527

873

792

3662

3791

3006

4. Textiles

18566

12948

7996

236252

46880

34120

(a) Cotton Textiles

8519

6452

4992

50080

20144

15676

(b) Jute Textiles

296

294

232

16806

853

639

(c) Handloom Textiles & Khadi

722

44

40

30188

1526

884

(d) Other Textiles

9029

6158

2732

139178

24357

16921

5. Paper Paper Products & Printing

4579

2742

2137

44921

9212

7446

6. Leather & Leather Products

1144

321

237

29092

3866

2919

7. Rubber & Rubber Products

3373

1639

1343

40795

9103

7436

8. Chemicals & Chemical Products

6762

11842

8402

109160

43243

29896

(a) Heavy Industrial Chemicals

996

3349

2589

5639

8279

6170

(b) Fertilisers

218

1859

1065

1253

8586

5551

(c) Drugs & Pharmaceuticals

1525

2196

1787

47592

10949

7858

(d) Non-Edible Oils

68

68

55

702

666

500

(e) Other Chemicals & Chemical Products

3955

4370

2906

53974

14763

9817

9. Petroleum Coal Products & Nuclear Fuels

255

3839

3372

2425

14781

12423

10. Manufacture of Cement & Cement Products

1024

2815

2383

12655

6805

5684

11. Basic Metals & Metal Products

8310

11570

9837

126761

41972

33261

(a) Iron & Steel

2224

8918

7789

15941

29791

23889

(b) Non-Ferrous Metals

414

1004

838

3970

4306

3062

(c) Other Metal Products

5672

1648

1210

106850

7875

6310

12. Engineering

8877

15269

7523

193984

49832

31852

(a) Heavy Engineering

1505

2490

1862

9232

8329

6067

(b) Light Engineering

3577

1288

978

118778

13525

9693

(c) Electrical Machinery & Goods

2415

8069

2103

39098

17113

8532

(d) Electronic Machinery & Goods

1380

3422

2580

26876

10865

7560

13. Vehicles, Vehicle Parts & Transport Equipments

3088

4561

3439

49430

14917

11090

14. Other Industries

126642

6297

4575

3042647

33748

26197

15. Electricity Gas & Water

493

8169

5774

3376

26492

18824

(a) Electricity Generation & Transmission

255

7669

5411

1869

24401

17376

(b) Non-Conventional Energy

66

228

180

330

485

397

(c) Gas Steam & Water Supply

172

272

183

1177

1606

1051

16. Construction

11198

4702

3836

110906

18614

15074

III. Transport operators

40859

2788

1915

657229

12451

9323

IV. Professional and other services

106243

11749

9972

1485331

36782

27701

V. Personal loans

1627440

9999

7245

17594205

107948

82519

1. Loans for Purchase of Consumer Durables

104496

352

271

1213842

4166

3214

2. Loans for Housing

129821

2598

2172

1816315

37565

32825

3. Rest of the Personal Loans

1393123

7049

4802

14564048

66217

46480

VI. Trade

273497

13178

10120

6162035

118787

100874

1. Wholesale Trade

33562

7884

5869

370799

84712

73505

2. Retail Trade

239935

5294

4251

5791236

34075

27369

VII. Finance

6578

12017

8091

100761

49719

37613

VIII. All others

561526

7975

6473

5805133

79353

62331

Total bank credit

3372978

157463

115022

56388379

855424

655995

of which: 1. Artisans & Village Industries

28772

159

132

1455000

6905

5601

2. Other Small Scale Industries

101248

5791

4620

1572798

39931

31970

Note :

Data reported here cover bank's branches in India and include bills rediscounted under the New Bill Market scheme as also dues from banks.

Therefore, the aggregate figure reported here may not tally with those reported in tables 2, 3, 4 and 5.

Source : Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 31, March 2002.