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83563380

5.3 : Distribution of outstanding Credit of Scheduled Commercial Banks according to Interest Rate Range : 2002 and 2003

(Amount in Rs. crore)

As on March 31

2002

2003

Interest rate range

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

(1)

(2)

(3)

(4)

(5)

(6)

Less than 6%

21902

809

717

24484

1500

827

-1

-0.1

-0.1

-0.8

-0.2

-0.1

6% and above  but less than 10%

18046

20489

15654

146830

42730

29864

-0.8

-3.3

-3.2

-5.1

-5.8

-5.3

10% and above  but less than 12%

271540

150449

118125

589745

171446

127928

-12.4

-24.2

-24.5

-20.4

-23.4

-22.9

12% and above  but less than 14%

615279

141453

108711

840103

191975

140444

-28

-22.7

-22.5

-29

-26.2

-25.1

14% and above  but less than 15%

384664

91642

68303

408675

137050

108615

-17.5

-14.7

-14.1

-14.1

-18.7

-19.4

15% and above  but less than 16%

403183

92393

74945

486139

85095

69772

-18.4

-14.8

-15.5

-16.8

-11.6

-12.5

16% and above  but less than 17%

268621

72834

60538

176417

61774

48267

-12.2

-11.7

-12.5

-6.1

-8.4

-8.6

17% and above  but less than 18%

87238

17047

14244

44398

12709

10294

-4

-2.7

-2.9

-1.5

-1.7

-1.8

18% and above  but less than 20%

70655

26806

15285

100544

20077

16814

-3.2

-4.3

-3.2

-3.5

-2.7

-3

20% and above

54603

8933

6574

77734

9192

6915

-2.5

-1.4

-1.4

-2.7

-1.3

-1.2

Total loans & advances

2195731

622855

483096

2895069

733548

559740

-100

-100

-100

-100

-100

-100

Inland & foreign bills purchased/discounted

62798

74004

47247

69499

79734

51172

Total

2258529

696859

530343

2964568

813282

610912

Notes :

     1. Data relate to accounts each with credit limit over Rs.2 lakh.

     2. Figures in bracket represent per cent share in total loans and advances.

     3. Data reported here cover banks' branches in India and include bills rediscounted under the New Bill Market Scheme as also 

         dues from banks.Therefore, the aggregate figures reported here may not tally with those reported in tables 2.1, 2.2 and 3.1.

Source : Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 32, March 2003.

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