50 (b). Stocks of Financial Assets and Liabilities of Households - Select Indicators

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50 (b). Stocks of Financial Assets and Liabilities of Households - Select Indicators

(Amount in ₹ Crore)
Item	Jun-20	Sep-20	Dec-20	Mar-21
Financial Assets (a+b+c+d+e+f+g+h)	20405824.2	21066027.8	21906338.5	22874302
Per cent of GDP	107.2	111.5	114	115.4
(a) Bank Deposits (i+ii)	9977865.6	10242430.9	10389526.9	10897246
i. Commercial Banks	9192702.5	9454736.2	9598294.8	10060984.6
ii. Co-operative Banks	785163.1	787694.7	791232.1	836261.6
(b) Non-Bank Deposits
of which:
Other Financial Institutions	180857.4	189743.6	195639.6	188953.5
i. Non-Banking Financial Companies	51463	55226.1	58740.8	62262
ii. Housing Finance Companies	129394.4	134517.6	136898.8	126691.5
(c) Life Insurance Funds	4102000.7	4274424.9	4551882	4752932.3
(d) Currency	2434693.7	2455980.6	2547436.6	2614237
(e) Mutual funds	1343752	1443784.4	1648999	1730461
(f) Public Provident Fund (PPF)	663478	671884.3	678997.2	742189.5
(g) Pension Funds	464705	494930	548913	578025
(h) Small Savings (excluding PPF) Financial Liabilities (a+b)	1238471.7	1292849.1	1344944.2	1370257.1
Per cent of GDP	7190710.8	7229335.1	7399186.1	7767405.3
Loans/Borrowings	37.8	38.3	38.5	39.2
(a) Banking Sector	5728735.3	5741948.3	5881570.2	6158150
of which:
i. Commercial Banks	5226482.2	5239696	5380210.4	5620260.7
ii. Co-operative Banks	500870.2	500865.3	499968.8	536494.1
(b) Other Financial Institutions	1461975.5	1487386.9	1517615.9	1609255.3
of which:
i. Non-Banking Financial Companies	687643.6	709270.7	725191.9	790073
ii. Housing Finance Companies	673118.3	675993.4	689041.8	714377.9
iii. Insurance Corporations	101213.7	102122.8	103382.2	104804.4
No. 50 (b): Stocks of Financial Assets and Liabilities of Households- Select Indicators (Contd.)
(Amount in ₹ Crore)
Item	Jun-21	Sep-21	Dec-21	Mar-22
Financial Assets (a+b+c+d+e+f+g+h)	23318920.4	23991428.3	24700622.2	25435684
Per cent of GDP	110.7	109.3	108.7	108.4
(a) Bank Deposits (i+ii)	10790817.3	10987922.4	11410315.3	11675198
i. Commercial Banks	9953043.9	10148485.7	10566752.7	10829078.8
ii. Co-operative Banks	837773.4	839436.7	843562.6	846119.4
(b) Non-Bank Deposits
of which:
Other Financial Institutions	205903.4	206074.1	203895.8	209855.7
i. Non-Banking Financial Companies	67234.6	66469.1	66542.3	70754.2
ii. Housing Finance Companies	138668.8	139605	137353.4	139101.6
(c) Life Insurance Funds	4929725.2	5142278.8	5213527.2	5357350.2
(d) Currency	2742897.3	2674266.1	2737059.4	2883904.4
(e) Mutual funds	1855000.1	2064363.5	2126112	2152140.5
(f) Public Provident Fund (PPF)	757397.8	762264	767287.3	834147.6
(g) Pension Funds	616517	667379	699173	736592
(h) Small Savings (excluding PPF) Financial Liabilities (a+b)	1420662.3	1486880.4	1543252.3	1586495.5
Per cent of GDP	7755119.8	7868215	8256715.7	8668329
Loans/Borrowings	36.8	35.9	36.3	36.9
(a) Banking Sector	6172863.3	6231128.1	6559106.7	6934620.2
of which:
i. Commercial Banks	5640516.1	5700327	6025626.4	6389789.3
ii. Co-operative Banks	530937.1	529376.2	532040.6	543376.3
(b) Other Financial Institutions	1582256.5	1637086.9	1697609.1	1733708.8
of which:
i. Non-Banking Financial Companies	755315.1	784191.9	813668.4	811505.2
ii. Housing Finance Companies	721510	745913.7	775408.5	812844.7
iii. Insurance Corporations	105431.4	106981.2	108532.1	109358.8
No. 50 (b): Stocks of Financial Assets and Liabilities of Households- Select Indicators (Concld.)
(Amount in ₹ Crore)
Item	Jun-22	Sep-22	Dec-22	Mar-23
Financial Assets (a+b+c+d+e+f+g+h)	25689017.4	26240728.5	27208717.9	28083947
Per cent of GDP	103.2	101.5	102.4	103.1
(a) Bank Deposits (i+ii)	11911196.2	11956360.9	12421907.5	12701761
i. Commercial Banks	11060527.2	11106712	11564354.7	11821685
ii. Co-operative Banks	850669	849648.9	857552.8	880076.4
(b) Non-Bank Deposits
of which:
Other Financial Institutions	216170.2	218246.9	224882.5	228542.9
i. Non-Banking Financial Companies	74794.4	78061.6	79862.5	85234.7
ii. Housing Finance Companies	141375.8	140185.3	145020	143308.2
(c) Life Insurance Funds	5325967.3	5559681.9	5786592.6	6038630.4
(d) Currency	2950343.2	2895763.9	2972524	3121514.2
(e) Mutual funds	2048097.3	2260209.7	2355315.8	2367792.5
(f) Public Provident Fund (PPF)	851913.4	858591.1	864730.6	939814.6
(g) Pension Funds	744459.2	799889	853412	898342
(h) Small Savings (excluding PPF) Financial Liabilities (a+b)	1640870.6	1691985.1	1729352.9	1787549.1
Per cent of GDP	8957470.6	9310471.8	9781859.9	10253472
Loans/Borrowings	36	36	36.8	37.6
(a) Banking Sector	7169465.5	7433248	7801415.3	8153970.3
of which:
i. Commercial Banks	6620073.1	6881338.5	7246643	7580935.6
ii. Co-operative Banks	547894.8	550354.8	553201.4	571339.8
(b) Other Financial Institutions	1788005.1	1877223.8	1980444.6	2099501.9
of which:
i. Non-Banking Financial Companies	840786.9	895226.5	971105.3	1051401.1
ii. Housing Finance Companies	835181.3	868212.5	893115.8	929861.7
iii. Insurance Corporations	112036.9	113784.8	116223.5	118239.1

Note : 1. Data as ratios to GDP have been calculated based on the Provisional Estimates of National Income 2022-23, released by NSO on May 31, 2023.
2. Pension funds comprises funds with the National Pension Scheme.
3. Outstanding deposits with Small Savings are sourced from the Controller General of Accounts, Government of India.
4. Non-bank deposits apart from other financial institutions, comprises state power utilities, co-operative non credit societies etc. Data for outstanding deposits are available only for other financial institutions.
5. Figures in the columns may not add up to the total due to rounding off.