SOUTHERN REGION

STATE : ANDHRA PRADESH

(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

43,01,312

21963,71

19853,52

25,43,792

16466,52

14575,66

1. Direct Finance

41,61,352

20011,13

18192,94

24,71,248

14488,32

12972,43

2. Indirect Finance

1,39,960

1952,59

1660,58

72,544

1978,20

1603,24

II.

INDUSTRY

43,178

8875,91

6314,23

66,782

8780,41

6089,36

1. Mining & Quarrying

613

87,55

72,84

1,304

288,82

236,56

2. Food Manufacturing & Processing

5,290

824,44

542,23

8,558

3816,29

2240,89

(a) Rice Mills, Flour & Dal Mills

1,391

253,95

181,50

4,338

2008,44

1322,13

(b) Sugar

26

207,83

140,14

32

460,28

110,28

(c) Edible Oils & Vanaspati

86

134,98

54,26

191

162,84

127,59

(d) Tea Processing

11

2,01

1,99

16

4,75

3,33

 (e) Processing of Fruits & Vegetables

39

9,60

8,59

75

30,45

26,51

(f) Others

3,737

216,07

155,75

3,906

1149,52

651,05

3. Beverage & Tobacco

66

132,45

122,15

188

263,37

210,93

4. Textiles

4,958

611,02

467,88

5,543

904,83

722,59

(a) Cotton Textiles

1,192

392,84

300,12

1,660

618,85

492,26

(b) Jute & Other Natural Fibre Textiles

55

13,55

9,27

112

57,19

56,33

(c) Handloom Textiles & Khadi

2,433

11,94

9,71

2,467

28,84

24,98

(d) Other Textiles & Textile Products

1,278

192,69

148,77

1,304

199,96

149,02

5. Paper, Paper Products & Printing

547

211,45

170,18

1,269

367,61

293,09

6. Woods and Wood Products

447

10,39

8,51

583

39,38

29,77

7. Leather & Leather Products

236

2,97

1,92

332

9,50

8,10

8. Gems and Jewellery

10,623

31,36

26,11

28,572

33,11

30,13

9. Rubber & Plastic Products

295

26,18

20,30

411

90,41

70,80

10. Chemicals & Chemical Products

716

944,14

657,53

939

617,71

478,60

(a) Heavy Industrial Chemicals

36

139,88

75,79

174

178,66

113,34

(b) Fertilisers

376

434,85

350,56

64

75,04

70,03

(c) Drugs & Pharmaceuticals

81

28,21

16,34

207

178,16

143,11

(d) Non-Edible Oils

21

4,56

3,96

88

42,95

35,17

(e) Other Chemicals & Chemical Products

202

336,63

210,88

406

142,91

116,94

11. Petroleum, Coal Products & Nuclear Fuels

33

8,80

7,03

28

8,54

5,09

12. Manufacture of Cement & Cement Products

1,313

503,27

232,40

874

193,50

110,98

13. Basic Metals & Metal Products

994

739,17

428,94

1,093

443,23

342,85

(a) Iron & Steel

51

669,95

369,85

174

287,21

211,60

(b) Non-Ferrous Metals

10

2,23

1,34

56

29,35

26,02

(c) Metal Products

933

67,00

57,75

863

126,67

105,23

14. Engineering

2,241

295,22

200,87

1,721

529,12

435,06

(a) Heavy Engineering

67

35,17

13,67

207

66,09

48,27

(b) Light Engineering

1,318

61,26

58,30

1,141

225,39

175,97

(c) Electrical Machinery & Goods

768

169,08

119,04

286

151,38

135,61

(d) Electronic Machinery & Goods

88

29,71

9,86

87

86,26

75,21

15. Vehicles, Vehicle Parts & Transport Equipments

1,028

206,75

178,68

848

43,52

30,86

16. Other Industries

8,891

265,56

212,38

11,197

375,77

247,08

17. Electricity, Gas & Water

137

1356,59

1244,97

301

221,21

157,84

(a) Electricity Generation & Transmission

33

1226,82

1128,18

26

107,55

78,75

(b) Non-Conventional Energy

8

95,99

85,62

13

58,48

39,27

(c) Gas, Steam & Water Supply

96

33,78

31,17

262

55,18

39,82

18. Construction

4,750

2618,62

1719,32

3,021

534,50

438,12

(a) Other than Infrastructure

2,616

814,77

555,16

1,979

258,39

209,77

(b) Infrastructure Construction

2,134

1803,85

1164,16

1,042

276,11

228,35

III.

TRANSPORT OPERATORS

15,399

607,30

346,57

8,590

299,48

220,60

IV.

PROFESSIONAL AND OTHER SERVICES

66,705

1204,76

860,66

47,689

1571,55

1183,46

1. Professional Services

15,754

271,76

184,19

11,054

254,81

203,53

2. Tourism, Hotel & Restaurants

3,571

169,72

121,10

2,214

90,22

70,17

3. Recreation services

6,903

27,95

26,04

578

42,04

32,91

4. IT and Telecommunications

34

2,96

2,39

91

9,92

7,18

5. Others

40,443

732,37

526,95

33,752

1174,56

869,67

V.

PERSONAL LOANS

6,96,943

8036,85

6331,95

9,11,015

13621,28

10703,31

1. Housing

85,333

2231,29

1847,50

1,57,452

5578,56

4577,01

2. Consumer Durables

27,736

183,14

139,45

22,315

169,49

125,37

3. Vehicles

33,479

1015,98

618,07

36,982

639,48

478,53

4. Education

45,305

1067,06

855,24

63,280

1552,35

1127,48

5. Personal Credit Cards

1,04,067

314,14

311,85

1,37,109

568,15

521,02

6. Others

4,01,023

3225,24

2559,83

4,93,877

5113,26

3873,90

VI.

TRADE

2,03,044

10395,03

2884,91

1,71,008

2765,43

2193,84

1. Wholesale Trade

9,690

8941,72

1771,56

8,248

524,03

374,78

2. Retail Trade

1,93,354

1453,31

1113,35

1,62,760

2241,40

1819,06

VII.

FINANCE

2,72,403

2198,62

1659,08

1,10,991

810,31

605,67

VIII.

ALL OTHERS

4,26,988

2536,05

2162,72

3,28,219

2538,45

2168,17

TOTAL BANK CREDIT

60,25,972

55818,22

40413,65

41,88,086

46853,46

37740,08

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

SOUTHERN REGION

STATE : ANDHRA PRADESH

(Amount in ` Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

6,48,924

11320,28

10080,21

46,527

5809,09

4689,74

1. Direct Finance

6,11,486

8465,58

7632,54

43,994

2127,32

1786,33

2. Indirect Finance

37,438

2854,70

2447,67

2,533

3681,77

2903,41

II.

INDUSTRY

52,067

33741,17

20319,98

33,885

98807,97

69514,88

1. Mining & Quarrying

1,013

565,35

420,47

456

1571,15

940,57

2. Food Manufacturing & Processing

8,195

5013,97

3195,83

2,842

4160,89

2087,52

(a) Rice Mills, Flour & Dal Mills

2,763

2226,16

1607,95

171

183,01

133,33

(b) Sugar

58

435,76

311,49

45

561,05

456,18

(c) Edible Oils & Vanaspati

325

1211,92

453,85

116

526,61

367,62

(d) Tea Processing

27

6,04

2,15

85

5,63

4,41

 (e) Processing of Fruits & Vegetables

102

109,43

83,18

20

37,14

35,18

(f) Others

4,920

1024,66

737,21

2,405

2847,45

1090,80

3. Beverage & Tobacco

397

943,99

521,93

128

408,48

314,02

4. Textiles

5,781

4175,47

2917,44

1,903

3268,78

2107,96

(a) Cotton Textiles

2,198

3094,14

2156,88

477

2112,80

1290,45

(b) Jute & Other Natural Fibre Textiles

384

155,36

138,31

29

39,41

25,22

(c) Handloom Textiles & Khadi

1,405

54,43

48,26

71

51,80

39,47

(d) Other Textiles & Textile Products

1,794

871,53

573,98

1,326

1064,77

752,82

5. Paper, Paper Products & Printing

1,854

1017,41

692,13

1,475

1932,92

1511,68

6. Woods and Wood Products

590

71,00

59,27

221

82,36

63,51

7. Leather & Leather Products

887

23,83

20,96

188

53,99

36,13

8. Gems and Jewellery

1,611

99,73

85,28

354

751,57

487,58

9. Rubber & Plastic Products

944

316,85

251,92

761

634,26

473,03

10. Chemicals & Chemical Products

2,046

3328,06

817,04

5,279

14928,74

7603,77

(a) Heavy Industrial Chemicals

146

94,17

68,71

414

907,05

651,65

(b) Fertilisers

76

288,49

108,47

50

1189,15

920,68

(c) Drugs & Pharmaceuticals

705

2523,71

345,96

2,681

10867,52

4602,92

(d) Non-Edible Oils

57

113,75

72,53

45

291,51

238,72

(e) Other Chemicals & Chemical Products

1,062

307,94

221,38

2,089

1673,51

1189,80

11. Petroleum, Coal Products & Nuclear Fuels

54

80,55

59,85

96

482,61

351,06

12. Manufacture of Cement & Cement Products

718

193,87

99,66

340

3239,05

2561,80

13. Basic Metals & Metal Products

1,702

2216,30

1452,86

3,177

5184,77

3886,00

(a) Iron & Steel

409

1445,98

1079,99

732

3615,70

2716,82

(b) Non-Ferrous Metals

138

484,15

161,93

160

359,22

256,42

(c) Metal Products

1,155

286,18

210,94

2,285

1209,85

912,75

14. Engineering

4,630

1584,23

1233,41

4,509

8891,92

5840,60

(a) Heavy Engineering

310

118,08

97,78

277

712,17

466,30

(b) Light Engineering

1,884

564,92

396,44

2,756

3816,36

2093,65

(c) Electrical Machinery & Goods

2,095

431,07

359,83

1,017

2942,34

2170,34

(d) Electronic Machinery & Goods

341

470,17

379,37

459

1421,06

1110,31

15. Vehicles, Vehicle Parts & Transport Equipments

892

503,10

272,69

416

815,49

689,42

16. Other Industries

9,889

1208,26

967,99

5,013

3022,00

2133,17

17. Electricity, Gas & Water

379

2252,66

1226,86

417

13027,91

9858,39

(a) Electricity Generation & Transmission

97

1918,94

977,06

315

12289,54

9390,70

(b) Non-Conventional Energy

31

117,07

75,28

37

675,87

420,48

(c) Gas, Steam & Water Supply

251

216,65

174,52

65

62,49

47,20

18. Construction

10,485

10146,54

6024,38

6,310

36351,10

28568,65

(a) Other than Infrastructure

7,679

3684,44

2564,16

1,911

6766,14

5087,13

(b) Infrastructure Construction

2,806

6462,10

3460,22

4,399

29584,96

23481,52

III.

TRANSPORT OPERATORS

29,006

2136,04

1356,99

11,733

2309,34

1614,95

IV.

PROFESSIONAL AND OTHER SERVICES

58,510

5639,16

4314,14

31,125

17200,04

12780,84

1. Professional Services

10,634

915,49

739,69

4,678

2853,86

2499,48

2. Tourism, Hotel & Restaurants

3,228

664,59

432,07

3,015

2668,67

1895,67

3. Recreation services

921

84,32

51,76

294

1044,16

822,73

4. IT and Telecommunications

314

67,11

39,93

263

1744,20

1020,11

5. Others

43,413

3907,66

3050,70

22,875

8889,15

6542,86

V.

PERSONAL LOANS

12,05,938

30200,56

23297,28

6,89,464

22517,90

17269,95

1. Housing

2,80,017

17156,84

13959,50

1,22,255

12982,49

10624,77

2. Consumer Durables

25,158

220,68

171,87

13,744

186,88

135,65

3. Vehicles

1,53,785

2094,33

1305,73

1,38,897

1423,78

947,36

4. Education

78,859

2245,52

1642,70

42,793

1853,68

1360,19

5. Personal Credit Cards

87,242

498,42

384,36

49,725

854,57

294,56

6. Others

5,80,877

7984,77

5833,13

3,22,050

5216,50

3907,42

VI.

TRADE

1,37,096

8023,73

6183,95

34,012

11566,58

7510,14

1. Wholesale Trade

8,108

2622,29

2049,07

5,723

4754,28

2989,90

2. Retail Trade

1,28,988

5401,43

4134,88

28,289

6812,30

4520,24

VII.

FINANCE

31,724

1381,29

890,75

7,262

8797,39

6746,33

VIII.

ALL OTHERS

2,82,183

3730,76

2831,38

2,50,218

8146,30

5882,71

TOTAL BANK CREDIT

24,45,448

96172,99

69274,68

11,04,226

175154,61

126009,55