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Appendix Table II.4: Region/State-wise Credit-Deposit Ratio and Investment plus Credit-Deposit Ratio of Scheduled Commercial Banks

                     

(Per cent)


Sr.

Region/State/

Credit-Deposit Ratio

Investment plus Credit-

No.

Union Territory

 

Deposit Ratio @


   

1999

2000

2001

2002

2000

2001


   

As per

As per

As per

As per

As per

As per

As per

As per

As per

As per

As per

   

Sanc-

Utili-

Sanc-

Utili-

Sanc-

Utili-

Sanc-

Sanc-

Utili-

Sanc-

Utili-

   

tion

sation

tion

sation

tion

sation

tion

tion

sation

tion

sation


1

2

3

4

5

6

7

8

9

10

11

12

13


1

NORTHERN REGION

51.1

49.4

51.1

49.6

54.7

52.5

66.3

56.3

54.8

59.9

57.7

 

Haryana

43.3

54.9

42.4

53.4

41.0

54.0

43.3

51.6

62.6

49.8

62.8

 

Himachal Pradesh

22.7

26.0

23.8

26.8

21.3

25.7

23.0

37.0

40.1

35.5

39.9

 

Jammu & Kashmir

39.6

37.2

33.5

30.9

34.5

33.5

35.9

40.8

38.2

42.7

41.8

 

Punjab

38.8

40.9

39.4

40.9

41.1

42.3

42.3

45.3

46.8

47.0

48.2

 

Rajasthan

46.0

49.3

46.7

50.1

46.6

49.6

48.9

65.3

68.7

65.4

68.4

 

Chandigarh

85.1

81.4

82.0

79.5

99.4

99.3

112.3

82.0

79.5

99.4

99.3

 

Delhi

60.0

52.7

60.5

53.7

66.1

57.6

88.1

60.7

53.9

66.3

57.8

2

NORTH-EASTERN REGION

28.9

33.7

28.1

30.6

27.6

32.0

26.9

46.4

48.9

44.9

49.3

 

Arunachal Pradesh

14.6

18.5

15.7

22.3

14.5

22.1

15.7

22.0

28.6

24.3

31.8

 

Assam

32.0

38.7

32.0

35.5

32.1

38.1

31.4

50.3

53.8

48.9

55.0

 

Manipur

47.8

47.8

37.4

37.9

40.1

40.7

25.5

64.9

65.3

72.2

72.8

 

Meghalaya

18.1

19.3

16.3

16.3

17.1

17.3

18.0

33.4

33.4

33.0

33.3

 

Mizoram

20.8

23.6

23.3

26.0

24.1

29.0

25.9

44.0

46.7

43.8

48.7

 

Nagaland

15.9

18.1

15.3

15.6

12.4

13.6

12.5

45.3

45.5

42.1

43.3

 

Tripura

30.3

31.1

25.7

25.7

21.7

21.7

22.3

39.2

39.2

34.2

34.2

3

EASTERN REGION

38.2

38.0

37.0

37.2

36.7

36.6

37.4

48.1

48.3

47.7

47.6

 

Bihar

25.6

27.4

22.5

23.2

20.7

20.7

21.3

33.5

34.3

37.6

37.6

 

Jharkhand

28.0

30.6

24.9

28.7

31.2

 

Orissa

43.3

44.2

41.5

42.8

40.2

41.6

42.4

67.9

69.1

65.8

67.1

 

Sikkim

20.9

18.8

15.1

15.2

14.4

14.5

16.0

34.8

35.0

31.7

31.7

 

West Bengal

44.9

43.4

45.5

44.9

44.5

43.4

45.8

53.3

52.8

52.4

51.2

 

Andaman & Nicobar Islands

16.0

22.3

16.8

27.6

16.3

27.5

18.6

16.8

27.6

16.3

27.5

4

CENTRAL REGION

33.7

36.8

33.9

36.8

32.7

36.9

33.6

45.6

48.5

43.9

48.1

 

Chhattisgarh

38.5

49.9

43.9

39.4

50.8

 

Madhya Pradesh

48.8

52.2

49.1

52.5

47.6

52.5

46.5

62.3

65.8

62.7

67.5

 

Uttar Pradesh

28.0

31.1

28.2

30.9

28.3

31.9

29.4

39.4

42.1

40.3

43.9

 

Uttaranchal

21.7

23.9

23.3

21.8

24.0

5

WESTERN REGION

68.0

67.0

75.4

74.6

75.5

74.8

89.6

79.5

78.6

79.9

79.2

 

Goa

24.0

26.3

23.8

25.4

26.1

27.3

24.9

26.6

28.1

29.5

30.7

 

Gujarat

48.8

54.2

49.0

53.5

48.5

53.6

45.1

54.9

59.4

55.1

60.2

 

Maharashtra

75.8

72.6

86.4

83.4

86.4

83.5

107.1

89.9

86.9

90.1

87.2

 

Dadra & Nagar Haveli

22.0

103.3

18.8

135.6

14.3

135.2

22.1

18.8

135.6

14.3

135.2

 

Daman & Diu

18.7

94.6

15.7

87.6

13.3

75.3

9.9

15.7

87.6

13.3

75.3

6

SOUTHERN REGION

68.2

68.7

66.2

66.8

66.6

66.8

63.7

74.9

75.5

75.2

75.3

 

Andhra Pradesh

67.9

69.1

64.2

65.5

64.5

64.9

61.6

77.2

78.4

77.2

77.6

 

Karnataka

65.4

66.7

63.3

65.5

61.0

61.8

59.8

70.0

72.1

67.6

68.5

 

Kerala

41.7

41.8

41.5

41.7

43.3

42.3

42.8

50.3

50.4

51.7

50.8

 

Tamil Nadu

90.7

90.3

88.6

87.5

90.6

90.6

84.3

95.6

94.5

97.6

97.5

 

Lakshadweep

8.0

9.6

7.4

9.1

10.4

11.8

8.4

7.4

9.1

10.4

11.8

 

Pondicherry

35.4

41.4

33.6

38.7

33.5

35.8

31.2

33.6

38.7

33.5

35.8


 

ALL INDIA

54.8

54.8

56.0

56.0

56.7

56.7

62.3

63.6

63.6

64.3

64.3


@ Banks’ State-wise investment represent their holdings of state government loan and shares, bonds, debentures etc. of Regional Rural Banks, Co-operative Institutions, State Electricity Boards, Municipal Corporation, Municipality and Port Trusts, State Financial Corporations, Housing Board, State Industrial Development Corporations, Road Transport Corporations and other Govt. and quasi-Govt. bodies.
All India investment plus credit-deposit ratio is worked out by excluding investments in Central Government and other approved securities.
— Not applicable.
Notes:
1. Deposits and Credit (as per place of sanction and utilisation) data for 1999, 2000 and 2001 are based on BSR-1 and 2 surveys as on 31st March.
2. The investment figures are based on BSR-5 survey as on 31st March.
3. CD-ratio for 2002 are based on BSR-7 survey as on 31st March 2002.

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