(As at end-March)

(Amount in Rs.crore)

Item

2002

2003

Amount

per cent

Amount

per cent

to total

to total

1

2

3

4

5

1.

Capital

3,576.15

3.16

4,497.79

3.86

2.

Reserves & Surplus

6,938.73

6.12

8,906.28

7.65

3.

Deposits

67,873.46

59.89

69,312.82

59.55

3.1

Demand Deposits

13,483.05

11.90

14,441.43

12.41

3.2

Savings Bank Deposits

7,339.47

6.48

8,969.17

7.71

3.3

Term Deposits

47,050.94

41.52

45,902.22

39.43

4.

Borrowings

26,270.81

23.18

22,904.42

19.68

5.

Other Liabilities and Provisions

8,661.77

7.64

10,779.77

9.26

Total Liabilities

1,13,320.92

100.00

1,16,401.08

100.00

1.

Cash and balances with RBI

4,046.81

3.57

4,557.40

3.92

2.

Balances with banks and

money at call and short notice

15,729.26

13.88

6,344.91

5.45

3.

Investments

35,093.56

30.97

40,795.49

35.05

3.1

In Govt. Securities (a+b)

24,161.28

21.32

30,834.10

26.49

a. In India

24,161.28

21.32

30,834.10

26.49

b. Outside India

—

—

—

—

3.2

In other approved Securities

165.26

0.15

150.76

0.13

3.3

In non-approved Securities

10,767.02

9.50

9,810.63

8.43

4.

Loans and Advances

48,478.40

42.78

52,170.87

44.82

4.1

Bills purchased & discounted

6,109.02

5.39

5,800.97

4.98

4.2

Cash Credit, Overdrafts, etc.

18,816.26

16.60

21,399.90

18.38

4.3

Term Loans

23,553.12

20.78

24,970.00

21.45

5.

Fixed Assets

2,249.88

1.99

2,185.53

1.88

6.

Other Assets

7,723.01

6.82

10,346.88

8.89

Total Assets

1,13,320.92

100.00

1,16,401.08

100.00

Source: Balance sheets of respective banks.