Appendix Table III.12 (C): Financial Performance of Nationalised Banks - ஆர்பிஐ - Reserve Bank of India
Appendix Table III.12 (C): Financial Performance of Nationalised Banks
(Amount in Rs.crore) | ||||||
Item | 2001-02 | 2002-03 | Variation of Col. (3) | |||
Absolute | Percentage | |||||
1 | 2 | 3 | 4 | 5 | ||
A. | Income | 72,489.56 | 79,597.73 | 7,108.17 | 9.81 | |
(i+ii) | (100.00) | (100.00) | ||||
i) | Interest Income | 61,964.93 | 66,324.28 | 4,359.35 | 7.04 | |
(85.48) | (83.32) | |||||
of which: Interest on Advances | 30,658.30 | 33,199.97 | 2,541.67 | 8.29 | ||
Income on Investments | 27,877.25 | 30,081.29 | 2,204.04 | 7.91 | ||
(ia) | Interest on Recapitalisation Bonds | 1,793.08 | 1,855.72 | |||
ii) | Other Income | 10,524.63 | 13,273.45 | 2,748.82 | 26.12 | |
(14.52) | (16.68) | |||||
of which: Commission & Brokerage | 3,095.82 | 3,336.17 | 240.35 | 7.76 | ||
B. | Expenditure | 67,634.20 | 71,813.79 | 4,179.59 | 6.18 | |
(i+ii+iii) | (100.00) | (100.00) | ||||
i) | Interest Expended | 42,597.86 | 42,645.95 | 48.09 | 0.11 | |
(62.98) | (59.38) | |||||
of which: Interest on Deposits | 40,464.32 | 40,556.73 | 92.41 | 0.23 | ||
ii) | Provisions and Contingencies | 8,101.50 | 10,702.19 | 2,600.69 | 32.10 | |
(11.98) | (14.90) | |||||
of which: Provisions for NPAs | 5,173.10 | 5,688.62 | 515.52 | 9.97 | ||
iii) | Operating Expenses | 16,934.84 | 18,465.65 | 1,530.81 | 9.04 | |
(25.04) | (25.71) | |||||
of which : Wage Bill | 12,316.55 | 13,062.10 | 745.55 | 6.05 | ||
C. | Profit | |||||
i) | Operating Profit | 12,956.86 | 18,486.13 | 5,529.27 | 42.67 | |
(ia) | Operating Profit (exclusive of income | |||||
from recapitalisation bonds) | 11,163.78 | 16,630.41 | 5,466.63 | 48.97 | ||
ii) | Net Profit | 4,855.36 | 7,783.94 | 2,928.58 | 60.32 | |
(iia) | Net Profit (exclusive of income | |||||
from recapitalisation bonds) | 3,062.28 | 5,928.22 | 2,865.94 | 93.59 | ||
D. | Spread (Net Interest Income) | 19,367.07 | 23,678.33 | 4,311.26 | 22.26 | |
(Interest Income - Interest Expended) | ||||||
E. | Total Assets | 7,06,109.02 | 7,91,281.43 | 85,172.41 | 12.06 | |
Note: Figures in brackets are percentage shares to the respective total. |