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83802559

Appendix Table III.3 Sectoral Deployment of Gross Bank Credit

 

           

(Amount in Rs. crore)

                   

Sector

   

Outstanding as on

 

Variation

                   
       

March 21,

March 19,

March 18,

2003-04

2004-05

       

2003

2004

2005

       

1

     

2

3

4

5

6

       

I.

Gross Bank Credit (1+2)

6,69,534

7,64,383

9,72,587

94,849

2,08,204

       
 

1.

Public Food Procurement Credit

49,479

35,961

41,121

-13,518

5,160

       
 

2.

Non-food Gross Bank Credit (A+B+C+D)

6,20,055

7,28,422

9,31,466

1,08,367

2,03,044

       

(100.0)

(100.0)

       
 

A.

Priority Sector ## (a+b+c)

2,11,609

2,63,834

3,45,627

52,225

81,793

       

(48.2)

(40.3)

       
   

a)

Agriculture

73,518

90,541

1,22,370

17,023

31,829

       

(15.7)

(15.7)

       
   

b)

Small Scale Industries

60,394

65,855

76,114

5,461

10,259

       

(5.0)

(5.1)

       
   

c)

Other Priority Sectors

77,697

1,07,438

1,47,143

29,741

39,705

       

(27.4)

(19.6)

       
 

B.

Industry (Medium and Large)

2,35,168

2,47,210

2,90,186

12,042

42,976

       

(11.1)

(21.2)

       
 

C.

Wholesale Trade (other than

22,578

24,867

33,814

2,289

8,947

   

food procurement)

(2.1)

(4.4)

       
 

D.

Other Sectors

1,50,700

1,92,511

2,61,839

41,811

69,328

       

(38.6)

(34.1)

       
   

of which :

   

a)

Housing

36,587

51,981

75,173

15,394

23,192

   

b)

Consumer Durables

7,219

8,274

8,655

1,055

381

   

c)

Non-Banking Financial Companies

14,127

16,802

18,610

2,675

1,808

   

d)

Loans to Individuals against Shares

2,001

2,020

2,390

19

370

     

and Debentures/Bonds

   

e)

Real Estate Loans

5,894

5,577

10,612

-317

5,035

   

f)

Other Non-Priority Sector Personal Loans

27,905

35,165

58,812

7,260

23,647

   

g)

Advances against Fixed Deposits

22,708

26,346

29,310

3,638

2,964

   

h)

Tourism and Tourism related Hotels

2,428

3,269

3,455

841

186

       
       

II.

Export Credit

49,202

57,687

65,914

8,485

8,227

 

[included under item I(2)]

(7.8)

(4.1)

       
       

III.

Net Bank Credit

6,68,576

7,63,855

9,71,809

95,279

2,07,954

(including inter-bank participations)
##: Data in this statement may not agree with those quoted elsewhere in the report as the data base are different.
Note: 1. Data are provisional and relate to select scheduled commercial banks which account for about 90 per cent
of bank credit of all scheduled commercial banks. Gross bank credit data include bills rediscounted with RBI, IDBI,
EXIM Bank, other approved financial institutions and inter-bank participations. Net bank credit data are exclusive of
bills rediscounted with RBI, IDBI, EXIM Bank and other approved financial institutions.
2. Figures in brackets are proportions to incremental non-food gross bank credit.

 

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