(Amount in Rs. crore)

Sector

March 2007

March 2008

March 2009@

Amount

Percentage of ANBC

Amount

Percentage of ANBC

Amount

Percentage of ANBC

1

2

3

4

5

6

7

Priority Sector Advances #

1,44,549

42.9

1,64,068

47.8

1,90,207

46.8

of which :

I.

Agriculture

52,034

12.7

58,567

15.4

76,062

15.9

II.

Small-scale industries

13,136

3.9

–

–

–

–

III.

Small Enterprises *

–

–

46,912

13.7

47,916

12.0

IV.

Other priority sectors

76,919

22.9

–

–

–

–

V.

Retail Trade

–

–

8,037

2.4

7,325

1.8

VI.

Micro Credit

–

–

2,494

0.7

4,612

1.1

VII.

Education

–

–

509

0.1

797

0.2

VIII.

Housing

–

–

47,516

13.8

53,463

13.2

@ : Data are provisional.
# : In terms of revised guidelines on lending to priority sector, broad categories of advances under priority sector include agriculture, small enterprises sector, retail trade, microcredit, education and housing.
* : The new guidelines on priority sector advances take into account the revised definition of small and micro enterprises as per the Micro, Small and Medium Enterprises Development Act ,2006.
Note : 1. Indirect agriculture is reckoned upto 4.5 per cent of ANBC for calculation of percentage for agriculture.
2. ANBC - Adjusted net bank credit or credit equivalent amount of off-balance sheet exposures, whichever is higher, with effect from April 30, 2007.
Source : Data furnished by banks.