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சொத்து வெளியீட்டாளர்

83565339

B1 : Liabilities and Assets of Scheduled Commercial Banks : 2003 and 2004 (Part 7 of 7)

(Amount in Rs. lakh)

As on March 31

Items

Karur Vysya Bank

Kotak Mahindra Bank#

Lakshmi Vilas Bank

 2003

 2004

 2003

 2004

 2003

 2004

(55)

(38)

(39)

(40)

(41)

(42)

  1. Capital

 1641

 1798

 5953

 1151

 1151

 (0.3)

 (0.3)

 (1.0)

 (0.4)

 (0.3)

  2. Reserves and Surplus

 54227

 69405

 54612

 18058

 21514

 ( 8.8)

 ( 9.8)

 ( 9.4)

 ( 5.6)

 ( 5.6)

      2.1. Statutory Reserves

 17868

 22718

 7776

 10635

 12035

      2.2. Capital Reserves

 667

 667

 101

 891

 1434

      2.3. Share Premium

 1891

 2989

 14211

 1442

 1442

      2.4. Investments Fluctuations Reserves

 3085

 7085

 1100

 2224

 3599

      2.5. Revenue and other Reserves

 30586

 35836

 13220

 2857

 2982

      2.6.  Balance of Profit

 130

 110

 18204

 9

 22

  3. Deposits

 512192

 591148

 445933

 277050

 329581

 ( 82.9)

 ( 83.2)

 ( 76.7)

 ( 86.7)

 ( 86.2)

     Type-wise

     3A.1. Demand deposits

 56989

 65331

 260712

 37772

 40999

           (i)  From banks

 1111

 1859

 0

 840

 464

           (ii) From others

 55878

 63472

 260712

 36932

 40535

     3A.2. Savings bank deposits

 52982

 69862

 4257

 34838

 43773

     3A.3. Term deposits

 402221

 455955

 180964

 204440

 244809

           (i)  From banks

 36471

 58477

 4808

 7172

 6418

           (ii) From others

 365750

 397478

 176156

 197268

 238391

     Location-Wise

     3B.1. Deposits of branches in India

 512192

 591148

 445934

 277050

 329582

     3B.2. Deposits of branches outside India

 0

 0

 0

 0

 0

  4. Borrowings

 26776

 10319

 51164

 6411

 3023

 ( 4.3)

 ( 1.5)

 ( 8.8)

 (2.0)

 (0.8)

     4.1. Borrowings in India

 25258

 2950

 44606

 6411

 3023

          (i)   From Reserve Bank of India

 1228

 0

 0

 0

 0

          (ii)  From other banks

 3714

 2

 26106

 0

 2261

          (iii) From other institutions and agencies

 20316

 2948

 18500

 6411

 762

     4.2. Borrowings outside India

 1518

 7369

 6558

 0

 0

     Secured borrowings included in 4.

 0

 0

 10300

 0

 0

  5. Other liabilities

 23043

 38074

 24032

 17003

 26866

 ( 3.7)

 ( 5.4)

 ( 4.1)

 ( 5.3)

 (7.0)

     5.1.  Bills Payable

 9644

 15165

 4635

 4844

 5299

     5.2.  Inter-office adjustments

 2579

 2362

 0

 323

 4149

     5.3.  Interest accured

 2218

 3521

 2229

 1288

 1572

     5.4.  Others (including provisions)

 8602

 17026

 17168

 10548

 15846

  Total Liabilities

 617879

 710744

 581694

 319673

 382135

 ( 100)

 ( 100)

 ( 100)

 ( 100)

 ( 100)

Note  : Figures in brackets indicate per cent share in total .

# : See 'Explanatory Notes'

Source  : Annual accounts of banks of respective years .


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND  2004

OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh)

As on March 31

Items

Karur Vysya Bank

Kotak Mahindra Bank

Lakshmi Vilas Bank

 2003

 2004

 2003

 2004

 2003

 2004

(55)

(38)

(39)

(40)

(41)

(42)

  1  Cash in hand

 4926

 4899

 1226

 3161

 3870

 (0.8)

 (0.7)

 (0.2)

 (1.0)

 (1.0)

  2. Balances with RBI

 18121

 27805

 11458

 13444

 19169

 ( 2.9)

 ( 3.9)

 (2.0)

 ( 4.2)

 (5.0)

  3. Balances with banks in india

 44318

 25594

 54404

 6405

 4401

 ( 7.2)

 ( 3.6)

 ( 9.4)

 (2.0)

 ( 1.2)

  4. Money at call and short notice

 0

 0

 0

 0

 0

 0

 0

 0

 0

 0

  5. Balances with banks outside India

 1540

 1481

 753

 286

 573

 (0.2)

 (0.2)

 (0.1)

 (0.1)

 (0.1)

  6. Investments

 185016

 217301

 288278

 103658

 133817

 ( 29.9)

 ( 30.6)

 ( 49.6)

 ( 32.4)

 ( 35)

     6.1. Investments in India

 185016

 217301

 288278

 103658

 133817

           (i)   Government securities

 132266

 168580

 227664

 72855

 108401

           (ii)  Other approved securities

 3970

 3633

 6

 3255

 2877

           (iii) Shares

 2133

 2159

 365

 639

 659

           (iv)  Debentures and Bonds

 33838

 35837

 4002

 11429

 10833

           (v)   Subsidiaries and/or joint ventures

 0

 0

 22567

 0

 0

           (vi)  Others

 12809

 7092

 33674

 15480

 11047

     6.2. Investments outside India

 0

 0

 0

 0

 0

          (i)    Government securities

 0

 0

 0

 0

 0

          (ii)   Subsidiaries and/or joint ventures

 0

 0

 0

 0

 0

          (iii)  Others

 0

 0

 0

 0

 0

  7. Advances

 334440

 402324

 209702

 176370

 203871

 ( 54.1)

 ( 56.6)

 ( 36.1)

 ( 55.2)

 ( 53.4)

     Type-wise

     7A.1. Bills purchased and discounted

 25475

 20060

 7752

 17478

 20670

     7A.2. Cash credits, overdrafts & loans

 127623

 142276

 6916

 92706

 99367

     7A.3. Term loans

 181342

 239988

 195034

 66186

 83834

     Security-wise

     7B.1. Secured by tangible assets

 272440

 300045

 164774

 151719

 174529

     7B.2. Covered by Bank/Govt. Guarantees

 35985

 44613

 0

 6886

 10392

     7B.3. Unsecured

 26015

 57666

 44929

 17765

 18949

     Sector-wise

     7C.I. Advances in India

 334440

 402324

 209702

 176370

 203871

           (i)   Priority sectors

 111221

 150887

 87733

 61089

 76545

           (ii)  Public sectors

 43207

 59178

 0

 12713

 7550

           (iii) Banks

 11

 6

 216

 4

 764

           (iv)  others

 180001

 192253

 121753

 102564

 119012

     7C.II. Advances outside India

 0

 0

 0

 0

 0

  8. Fixed Assets

 8554

 9378

 8526

 2990

 3132

 ( 1.4)

 ( 1.3)

 ( 1.5)

 (0.9)

 (0.8)

     8.1. Premises

 5290

 5680

 4855

 1618

 1585

     8.2. Fixed assets under construction

 338

 22

 0

 0

 0

     8.3. Other Fixed assets

 2926

 3676

 3671

 1372

 1547

  9. Other Assets

 20964

 21960

 7348

 13359

 13304

 ( 3.4)

 ( 3.1)

 ( 1.3)

 ( 4.2)

 ( 3.5)

     9.1  Inter - office adjustments (net)

 0

 0

 0

 0

 0

     9.2  Interest accrued

 7017

 6833

 2415

 2434

 3285

     9.3  Tax paid

 7253

 8207

 680

 3289

 8017

     9.4  Stationery and Stamps

 205

 195

 15

 68

 66

     9.5  Others

 6489

 6725

 4238

 7568

 1936

  Total Assets

 617879

 710742

 581695

 319673

 382137

 ( 100)

 ( 100)

 ( 100)

 ( 100)

 ( 100)

 

TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND  2004

OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh)

As on March 31

Items

Lord Krishna Bank

Nainital Bank

Ratnakar Bank

 2003

 2004

 2003

 2004

 2003

 2004

(55)

(44)

(45)

(46)

(47)

(48)

  1. Capital

 5669

 5669

 1500

 1500

 1165

 1840

 ( 3.1)

 ( 2.2)

 (2.0)

 ( 1.8)

 ( 1.6)

 ( 2.3)

  2. Reserves and Surplus

 6257

 8063

 4255

 5221

 2922

 3527

 ( 3.4)

 ( 3.1)

 ( 5.5)

 ( 6.1)

 ( 3.9)

 ( 4.3)

      2.1. Statutory Reserves

 2203

 2977

 1082

 1389

 1525

 1750

      2.2. Capital Reserves

 356

 985

 211

 207

 2

 13

      2.3. Share Premium

 1638

 1638

 1150

 1150

 65

 65

      2.4. Investments Fluctuations Reserves

 1100

 1500

 339

 1000

 521

 826

      2.5. Revenue and other Reserves

 890

 890

 1473

 1475

 753

 823

      2.6.  Balance of Profit

 70

 73

 0

 0

 56

 50

  3. Deposits

 166329

 231122

 66871

 75880

 64231

 71521

 ( 89.5)

 ( 88.7)

 ( 87)

 ( 88.8)

 ( 86.7)

 ( 87.7)

     Type-wise

     3A.1. Demand deposits

 8711

 11660

 4977

 6455

 6092

 7875

           (i)  From banks

 9

 23

 80

 222

 278

 380

           (ii) From others

 8702

 11637

 4897

 6233

 5814

 7495

     3A.2. Savings bank deposits

 11032

 14889

 26270

 32369

 8235

 10865

     3A.3. Term deposits

 146586

 204573

 35624

 37056

 49904

 52781

           (i)  From banks

 10915

 11917

 114

 53

 1911

 3081

           (ii) From others

 135671

 192656

 35510

 37003

 47993

 49700

     Location-Wise

     3B.1. Deposits of branches in India

 166329

 231122

 66871

 75881

 64230

 71521

     3B.2. Deposits of branches outside India

 0

 0

 0

 0

 0

 0

  4. Borrowings

 193

 63

 14

 11

 220

 99

 (0.1)

 (0.0)

 (0.0)

 (0.0)

 (0.3)

 (0.1)

     4.1. Borrowings in India

 193

 62

 14

 11

 220

 99

          (i)   From Reserve Bank of India

 0

 0

 0

 0

 0

 0

          (ii)  From other banks

 0

 8

 0

 0

 0

 0

          (iii) From other institutions and agencies

 193

 54

 14

 11

 220

 99

     4.2. Borrowings outside India

 0

 1

 0

 0

 0

 0

     Secured borrowings included in 4.

 0

 0

 0

 11

 0

 0

  5. Other liabilities

 7317

 15539

 4198

 2835

 5524

 4546

 ( 3.9)

 (6.0)

 ( 5.5)

 ( 3.3)

 ( 7.5)

 ( 5.6)

     5.1.  Bills Payable

 595

 2631

 1782

 1077

 1460

 1806

     5.2.  Inter-office adjustments

 1195

 1101

 664

 0

 0

 0

     5.3.  Interest accured

 781

 1121

 286

 286

 284

 292

     5.4.  Others (including provisions)

 4746

 10686

 1466

 1472

 3780

 2448

  Total Liabilities

 185765

 260456

 76838

 85447

 74062

 81533

 ( 100)

 ( 100)

 ( 100)

 ( 100)

 ( 100)

 ( 100)

Note  : Figures in brackets indicate per cent share in total .

Source  : Annual accounts of banks of respective years .


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND  2004

OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh)

As on March 31

Items

Lord Krishna Bank

Nainital Bank

Ratnakar Bank

 2003

 2004

 2003

 2004

 2003

 2004

(55)

(44)

(45)

(46)

(47)

(48)

  1  Cash in hand

 1449

 1254

 685

 723

 1391

 1261

 (0.8)

 (0.5)

 (0.9)

 (0.8)

 ( 1.9)

 ( 1.5)

  2. Balances with RBI

 11556

 19185

 4082

 4495

 3530

 8469

 ( 6.2)

 ( 7.4)

 ( 5.3)

 ( 5.3)

 ( 4.8)

 ( 10.4)

  3. Balances with banks in india

 7216

 8081

 16561

 12450

 4706

 5933

 ( 3.9)

 ( 3.1)

 ( 21.6)

 ( 14.6)

 ( 6.4)

 ( 7.3)

  4. Money at call and short notice

 5

 5000

 450

 0

 800

 1000

 (0.0)

 ( 1.9)

 (0.6)

 0

 ( 1.1)

 ( 1.2)

  5. Balances with banks outside India

 1198

 1373

 0

 0

 0

 0

 (0.6)

 (0.5)

 0

 0

 0

 0

  6. Investments

 66268

 104714

 34862

 41046

 27102

 25840

 ( 35.7)

 ( 40.2)

 ( 45.4)

 ( 48)

 ( 36.6)

 ( 31.7)

     6.1. Investments in India

 66268

 104714

 34862

 41046

 27102

 25840

           (i)   Government securities

 53049

 94021

 23306

 22464

 21414

 20109

           (ii)  Other approved securities

 2589

 2116

 383

 338

 165

 140

           (iii) Shares

 46

 239

 2

 0

 345

 277

           (iv)  Debentures and Bonds

 10408

 8167

 9310

 13006

 4914

 5124

           (v)   Subsidiaries and/or joint ventures

 0

 0

 0

 0

 0

 0

           (vi)  Others

 176

 171

 1861

 5238

 264

 190

     6.2. Investments outside India

 0

 0

 0

 0

 0

 0

          (i)    Government securities

 0

 0

 0

 0

 0

 0

          (ii)   Subsidiaries and/or joint ventures

 0

 0

 0

 0

 0

 0

          (iii)  Others

 0

 0

 0

 0

 0

 0

  7. Advances

 91503

 111789

 17238

 23551

 31204

 34601

 ( 49.3)

 ( 42.9)

 ( 22.4)

 ( 27.6)

 ( 42.1)

 ( 42.4)

     Type-wise

     7A.1. Bills purchased and discounted

 21889

 5398

 171

 199

 2480

 1904

     7A.2. Cash credits, overdrafts & loans

 49759

 78878

 11738

 14301

 16839

 20416

     7A.3. Term loans

 19855

 27513

 5329

 9051

 11885

 12281

     Security-wise

     7B.1. Secured by tangible assets

 65234

 98825

 17143

 22660

 26869

 26871

     7B.2. Covered by Bank/Govt. Guarantees

 16070

 892

 0

 0

 0

 1448

     7B.3. Unsecured

 10200

 12073

 95

 891

 4337

 6282

     Sector-wise

     7C.I. Advances in India

 91504

 111790

 17238

 23551

 31205

 34603

           (i)   Priority sectors

 11663

 40571

 9772

 13303

 7464

 7759

           (ii)  Public sectors

 0

 1346

 52

 0

 758

 513

           (iii) Banks

 0

 135

 0

 0

 1000

 1500

           (iv)  others

 79841

 69738

 7414

 10248

 21983

 24831

     7C.II. Advances outside India

 0

 0

 0

 0

 0

 0

  8. Fixed Assets

 1678

 2575

 502

 481

 1268

 1357

 (0.9)

 (1.0)

 (0.7)

 (0.6)

 ( 1.7)

 ( 1.7)

     8.1. Premises

 299

 346

 251

 260

 326

 314

     8.2. Fixed assets under construction

 0

 0

 0

 0

 30

 90

     8.3. Other Fixed assets

 1379

 2229

 251

 221

 912

 953

  9. Other Assets

 4895

 6484

 2460

 2700

 4058

 3071

 ( 2.6)

 ( 2.5)

 ( 3.2)

 ( 3.2)

 ( 5.5)

 ( 3.8)

     9.1  Inter - office adjustments (net)

 0

 0

 0

 372

 312

 767

     9.2  Interest accrued

 1922

 2724

 1916

 1899

 795

 708

     9.3  Tax paid

 2056

 2434

 316

 160

 2421

 1198

     9.4  Stationery and Stamps

 28

 29

 0

 0

 25

 29

     9.5  Others

 889

 1297

 228

 269

 505

 369

  Total Assets

 185768

 260455

 76840

 85446

 74059

 81532

 ( 100)

 ( 100)

 ( 100)

 ( 100)

 ( 100)

 ( 100)


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND  2004

OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh)

As on March 31

Items

Sangli Bank

SBI Comm.& Int. Bank

South Indian Bank

 2003

 2004

 2003

 2004

 2003

 2004

(55)

(50)

(51)

(52)

(53)

(54)

  1. Capital

 2041

 2225

 10000

 10000

 3577

 3578

 ( 1.1)

 ( 1.1)

 ( 17)

 ( 20.4)

 (0.5)

 (0.4)

  2. Reserves and Surplus

 6001

 6397

-1958

-161

 28521

 35912

 ( 3.3)

 ( 3.2)

(-3.3)

 0

 ( 3.7)

 ( 3.9)

      2.1. Statutory Reserves

 1760

 2065

 801

 1250

 7699

 9809

      2.2. Capital Reserves

 56

 165

 0

 0

 1799

 1766

      2.3. Share Premium

 0

 0

 0

 0

 6483

 6486

      2.4. Investments Fluctuations Reserves

 110

 310

 300

 440

 3206

 8206

      2.5. Revenue and other Reserves

 4070

 3852

 0

 0

 9303

 9643

      2.6.  Balance of Profit

 5

 5

-3059

-1851

 31

 2

  3. Deposits

 167778

 185936

 49434

 37333

 686126

 828002

 ( 92.3)

 ( 93.3)

 ( 83.9)

 ( 76.3)

 ( 89.9)

 ( 89.5)

     Type-wise

     3A.1. Demand deposits

 16496

 17271

 1301

 1204

 32801

 39762

           (i)  From banks

 246

 279

 0

 0

 5111

 268

           (ii) From others

 16250

 16992

 1301

 1204

 27690

 39494

     3A.2. Savings bank deposits

 39516

 45255

 1558

 2973

 98835

 133856

     3A.3. Term deposits

 111766

 123410

 46575

 33156

 554490

 654384

           (i)  From banks

 21142

 31205

 5072

 2758

 37291

 51315

           (ii) From others

 90624

 92205

 41503

 30398

 517199

 603069

     Location-Wise

     3B.1. Deposits of branches in India

 167778

 185936

 49435

 37333

 686127

 828003

     3B.2. Deposits of branches outside India

 0

 0

 0

 0

 0

 0

  4. Borrowings

 688

 35

 0

 800

 9489

 7945

 (0.4)

 (0.0)

 0

 ( 1.6)

 ( 1.2)

 (0.9)

     4.1. Borrowings in India

 558

 34

 0

 800

 9489

 401

          (i)   From Reserve Bank of India

 0

 0

 0

 0

 0

 0

          (ii)  From other banks

 500

 0

 0

 0

 8098

 401

          (iii) From other institutions and agencies

 58

 34

 0

 800

 1391

 0

     4.2. Borrowings outside India

 130

 1

 0

 0

 0

 7544

     Secured borrowings included in 4.

 0

 0

 0

 0

 0

 0

  5. Other liabilities

 5222

 4652

 1415

 947

 35153

 49968

 ( 2.9)

 ( 2.3)

 ( 2.4)

 ( 1.9)

 ( 4.6)

 ( 5.4)

     5.1.  Bills Payable

 1324

 1313

 160

 155

 6041

 8153

     5.2.  Inter-office adjustments

 507

 87

 0

 0

 1492

 469

     5.3.  Interest accured

 1356

 823

 597

 368

 3161

 3836

     5.4.  Others (including provisions)

 2035

 2429

 658

 424

 24459

 37510

  Total Liabilities

 181730

 199245

 58891

 48919

 762866

 925405

 ( 100)

 ( 100)

 ( 100)

 ( 100)

 ( 100)

 ( 100)

Note  : Figures in brackets indicate per cent share in total .

Source  : Annual accounts of banks of respective years .


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND  2004

OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh)

As on March 31

Items

Sangli Bank

SBI Comm.& Int. Bank

South Indian Bank

 2003

 2004

 2003

 2004

 2003

 2004

(55)

(50)

(51)

(52)

(53)

(54)

  1  Cash in hand

 2254

 2434

 66

 64

 5930

 7300

 ( 1.2)

 ( 1.2)

 (0.1)

 (0.1)

 (0.8)

 (0.8)

  2. Balances with RBI

 5516

 6810

 2809

 2133

 33707

 33162

 (3.0)

 ( 3.4)

 ( 4.8)

 ( 4.4)

 ( 4.4)

 ( 3.6)

  3. Balances with banks in india

 5785

 1385

 11942

 6827

 27434

 35936

 ( 3.2)

 (0.7)

 ( 20.3)

 ( 14)

 ( 3.6)

 ( 3.9)

  4. Money at call and short notice

 0

 290

 4311

 5609

 0

 0

 0

 (0.1)

 ( 7.3)

 ( 11.5)

 0

 0

  5. Balances with banks outside India

 1249

 873

 234

 1951

 10938

 4210

 (0.7)

 (0.4)

 (0.4)

 (4.0)

 ( 1.4)

 (0.5)

  6. Investments

 95333

 108000

 14863

 14304

 299932

 396208

 ( 52.5)

 ( 54.2)

 ( 25.2)

 ( 29.2)

 ( 39.3)

 ( 42.8)

     6.1. Investments in India

 95333

 108000

 14863

 14304

 299932

 396208

           (i)   Government securities

 73103

 83487

 13335

 13443

 261417

 357995

           (ii)  Other approved securities

 1187

 1185

 505

 505

 7094

 5554

           (iii) Shares

 152

 602

 23

 23

 1315

 960

           (iv)  Debentures and Bonds

 3034

 2609

 1000

 333

 23952

 20059

           (v)   Subsidiaries and/or joint ventures

 0

 0

 0

 0

 0

 0

           (vi)  Others

 17857

 20117

 0

 0

 6154

 11640

     6.2. Investments outside India

 0

 0

 0

 0

 0

 0

          (i)    Government securities

 0

 0

 0

 0

 0

 0

          (ii)   Subsidiaries and/or joint ventures

 0

 0

 0

 0

 0

 0

          (iii)  Others

 0

 0

 0

 0

 0

 0

  7. Advances

 56814

 64824

 17586

 12056

 361293

 419682

 ( 31.3)

 ( 32.5)

 ( 29.9)

 ( 24.6)

 ( 47.4)

 ( 45.4)

     Type-wise

     7A.1. Bills purchased and discounted

 21904

 22038

 3638

 1960

 39265

 50894

     7A.2. Cash credits, overdrafts & loans

 23806

 19988

 12793

 8934

 158828

 154553

     7A.3. Term loans

 11104

 22798

 1155

 1162

 163200

 214235

     Security-wise

     7B.1. Secured by tangible assets

 33305

 40688

 13054

 9941

 276271

 330824

     7B.2. Covered by Bank/Govt. Guarantees

 20052

 21399

 2590

 2057

 22917

 29952

     7B.3. Unsecured

 3457

 2737

 1943

 58

 62106

 58906

     Sector-wise

     7C.I. Advances in India

 56815

 64825

 17587

 12057

 361294

 419682

           (i)   Priority sectors

 13083

 9800

 1654

 1451

 100395

 129060

           (ii)  Public sectors

 0

 0

 0

 0

 29192

 46443

           (iii) Banks

 20002

 21074

 0

 0

 6815

 6597

           (iv)  others

 23730

 33951

 15933

 10606

 224892

 237582

     7C.II. Advances outside India

 0

 0

 0

 0

 0

 0

  8. Fixed Assets

 3326

 3281

 4980

 4890

 5441

 6584

 ( 1.8)

 ( 1.6)

 ( 8.5)

 ( 10)

 (0.7)

 (0.7)

     8.1. Premises

 2924

 2864

 4902

 4832

 4479

 5355

     8.2. Fixed assets under construction

 0

 0

 0

 0

 0

 0

     8.3. Other Fixed assets

 402

 417

 78

 58

 962

 1229

  9. Other Assets

 11453

 11349

 2101

 1086

 18188

 22324

 ( 6.3)

 ( 5.7)

 ( 3.6)

 ( 2.2)

 ( 2.4)

 ( 2.4)

     9.1  Inter - office adjustments (net)

 0

 0

 0

 0

 0

 0

     9.2  Interest accrued

 1899

 1534

 505

 467

 11097

 12434

     9.3  Tax paid

 2021

 1708

 407

 334

 4695

 0

     9.4  Stationery and Stamps

 73

 63

 1

 4

 110

 121

     9.5  Others

 7460

 8044

 1188

 281

 2286

 9769

  Total Assets

 181730

 199246

 58892

 48920

 762863

 925406

 ( 100)

 ( 100)

 ( 100)

 ( 100)

 ( 100)

 ( 100)


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND  2004

OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh)

As on March 31

Items

Tamilnadu Mercantile Bank

United Western Bank

UTI Bank

 2003

 2004

 2003

 2004

 2003

 2004

(55)

(56)

(57)

(58)

(59)

(60)

  1. Capital

 28

 28

 2989

 2989

 23019

 23158

 (0.0)

 (0.0)

 (0.5)

 (0.4)

 ( 1.2)

 (1.0)

  2. Reserves and Surplus

 39661

 47653

 24907

 27409

 68792

 90647

 ( 8.4)

 ( 9.4)

 ( 4.2)

 ( 3.8)

 ( 3.5)

 ( 3.8)

      2.1. Statutory Reserves

 12256

 14687

 7933

 8713

 14544

 21501

      2.2. Capital Reserves

 61

 72

 17

 20

 60

 1439

      2.3. Share Premium

 0

 0

 5473

 5473

 28231

 28623

      2.4. Investments Fluctuations Reserves

 0

 0

 2950

 4925

 12281

 19281

      2.5. Revenue and other Reserves

 27321

 32870

 8361

 8272

 1430

 1593

      2.6.  Balance of Profit

 23

 24

 173

 6

 12246

 18210

  3. Deposits

 408457

 440428

 539109

 643019

 1696472

 2095391

 ( 86.5)

 ( 86.5)

 ( 90.3)

 ( 90.1)

 ( 86.5)

 ( 86.8)

     Type-wise

     3A.1. Demand deposits

 54331

 57159

 49332

 85118

 248553

 539373

           (i)  From banks

 363

 189

 4021

 3807

 11647

 20206

           (ii) From others

 53968

 56970

 45311

 81311

 236906

 519167

     3A.2. Savings bank deposits

 44820

 54022

 87767

 106830

 142325

 258451

     3A.3. Term deposits

 309306

 329247

 402010

 451071

 1305594

 1297567

           (i)  From banks

 4468

 11515

 56745

 83470

 237894

 227852

           (ii) From others

 304838

 317732

 345265

 367601

 1067700

 1069715

     Location-Wise

     3B.1. Deposits of branches in India

 408458

 440427

 539109

 643019

 1696472

 2095390

     3B.2. Deposits of branches outside India

 0

 0

 0

 0

 0

 0

  4. Borrowings

 7277

 2847

 5174

 6003

 71931

 52775

 ( 1.5)

 (0.6)

 (0.9)

 (0.8)

 ( 3.7)

 ( 2.2)

     4.1. Borrowings in India

 7277

 2847

 4704

 4012

 65759

 40097

          (i)   From Reserve Bank of India

 0

 0

 0

 0

 0

 0

          (ii)  From other banks

 0

 0

 807

 0

 24652

 9825

          (iii) From other institutions and agencies

 7277

 2847

 3897

 4012

 41107

 30272

     4.2. Borrowings outside India

 0

 0

 470

 1991

 6172

 12678

     Secured borrowings included in 4.

 0

 0

 0

 0

 0

 0

  5. Other liabilities

 16742

 17992

 24985

 34515

 101104

 153046

 ( 3.5)

 ( 3.5)

 ( 4.2)

 ( 4.8)

 ( 5.2)

 ( 6.3)

     5.1.  Bills Payable

 9200

 9787

 1589

 4288

 23313

 43851

     5.2.  Inter-office adjustments

 0

 0

 1166

 0

 20

 15

     5.3.  Interest accured

 2196

 1490

 3962

 5152

 2067

 3143

     5.4.  Others (including provisions)

 5346

 6715

 18268

 25075

 75704

 106037

  Total Liabilities

 472165

 508948

 597164

 713935

 1961318

 2415017

 ( 100)

 ( 100)

 ( 100)

 ( 100)

 ( 100)

 ( 100)

Note  : Figures in brackets indicate per cent share in total .

Source  : Annual accounts of banks of respective years .


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND  2004

OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh)

As on March 31

Items

Tamilnadu Mercantile Bank

United Western Bank

UTI Bank

 2003

 2004

 2003

 2004

 2003

 2004

(55)

(56)

(57)

(58)

(59)

(60)

  1  Cash in hand

 5871

 5045

 6288

 7714

 11257

 15330

 ( 1.2)

 (1.0)

 ( 1.1)

 ( 1.1)

 (0.6)

 (0.6)

  2. Balances with RBI

 21197

 17331

 27934

 28004

 148746

 362364

 ( 4.5)

 ( 3.4)

 ( 4.7)

 ( 3.9)

 ( 7.6)

 ( 15)

  3. Balances with banks in india

 9693

 10741

 20951

 26302

 147494

 149769

 ( 2.1)

 ( 2.1)

 ( 3.5)

 ( 3.7)

 ( 7.5)

 ( 6.2)

  4. Money at call and short notice

 0

 4200

 2508

 0

 43425

 31392

 0

 (0.8)

 (0.4)

 0

 ( 2.2)

 ( 1.3)

  5. Balances with banks outside India

 1674

 1139

 1568

 2044

 6049

 7467

 (0.4)

 (0.2)

 (0.3)

 (0.3)

 (0.3)

 (0.3)

  6. Investments

 214211

 235371

 191505

 241313

 784102

 779275

 ( 45.4)

 ( 46.2)

 ( 32.1)

 ( 33.8)

 ( 40)

 ( 32.3)

     6.1. Investments in India

 214211

 235371

 191505

 241313

 784102

 779275

           (i)   Government securities

 103117

 133262

 139432

 193932

 463235

 505593

           (ii)  Other approved securities

 5991

 5298

 3348

 3216

 0

 0

           (iii) Shares

 79

 54

 2598

 2486

 20467

 18983

           (iv)  Debentures and Bonds

 104770

 96757

 34867

 30286

 296043

 253905

           (v)   Subsidiaries and/or joint ventures

 0

 0

 8

 8

 0

 0

           (vi)  Others

 254

 0

 11252

 11385

 4357

 794

     6.2. Investments outside India

 0

 0

 0

 0

 0

 0

          (i)    Government securities

 0

 0

 0

 0

 0

 0

          (ii)   Subsidiaries and/or joint ventures

 0

 0

 0

 0

 0

 0

          (iii)  Others

 0

 0

 0

 0

 0

 0

  7. Advances

 195998

 211398

 314545

 374447

 717992

 936295

 ( 41.5)

 ( 41.5)

 ( 52.7)

 ( 52.4)

 ( 36.6)

 ( 38.8)

     Type-wise

     7A.1. Bills purchased and discounted

 16814

 18466

 65660

 84693

 20988

 25850

     7A.2. Cash credits, overdrafts & loans

 121530

 125574

 163632

 192796

 306139

 311973

     7A.3. Term loans

 57654

 67358

 85253

 96958

 390865

 598472

     Security-wise

     7B.1. Secured by tangible assets

 184721

 198934

 239080

 276587

 631741

 823909

     7B.2. Covered by Bank/Govt. Guarantees

 1689

 2293

 43215

 57418

 5826

 8804

     7B.3. Unsecured

 9588

 10172

 32251

 40442

 80425

 103581

     Sector-wise

     7C.I. Advances in India

 195998

 211399

 314545

 374447

 717992

 936295

           (i)   Priority sectors

 79988

 95416

 126097

 127698

 163926

 245622

           (ii)  Public sectors

 0

 0

 4847

 2029

 11147

 1450

           (iii) Banks

 0

 0

 39000

 48745

 0

 25

           (iv)  others

 116010

 115983

 144601

 195975

 542919

 689198

     7C.II. Advances outside India

 0

 0

 0

 0

 0

 0

  8. Fixed Assets

 4940

 5364

 11206

 11495

 30551

 43515

 (1.0)

 ( 1.1)

 ( 1.9)

 ( 1.6)

 ( 1.6)

 ( 1.8)

     8.1. Premises

 2864

 2939

 7846

 7911

 728

 2680

     8.2. Fixed assets under construction

 0

 0

 0

 0

 2346

 2622

     8.3. Other Fixed assets

 2076

 2425

 3360

 3584

 27477

 38213

  9. Other Assets

 18581

 18359

 20659

 22618

 71702

 89609

 ( 3.9)

 ( 3.6)

 ( 3.5)

 ( 3.2)

 ( 3.7)

 ( 3.7)

     9.1  Inter - office adjustments (net)

 0

 0

 0

 2796

 0

 0

     9.2  Interest accrued

 8041

 8199

 6075

 5567

 20866

 21085

     9.3  Tax paid

 0

 0

 4998

 6156

 5485

 8241

     9.4  Stationery and Stamps

 17

 21

 270

 283

 62

 65

     9.5  Others

 10523

 10139

 9316

 7816

 45289

 60218

  Total Assets

 472165

 508948

 597164

 713937

 1961318

 2415016

 ( 100)

 ( 100)

 ( 100)

 ( 100)

 ( 100)

 ( 100)

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