(Amount in Rs. lakh)

As on March 31

Lord

Krishna

Nainital

Ratnakar

Bank

Bank

Bank

Items

2004

2005

2004

2005

2004

2005

(43)

(44)

(45)

(46)

(47)

(48)

1.

Capital

5669

9445

1500

1500

1840

1938

(2.2)

(3.8)

(1.8)

(1.4)

(2.3)

(2.2)

2.

Reserves and Surplus

8063

8746

5221

6095

3527

2583

(3.1)

(3.5)

(6.1)

(5.8)

(4.3)

(3.0)

2.1.

Statutory Reserves

2977

2978

1389

1729

1750

1750

2.2.

Capital Reserves

985

985

207

204

13

21

2.3.

Share Premium

1638

2393

1150

1150

65

65

2.4.

Investments Fluctuations Reserves

1500

1500

1000

1128

826

387

2.5.

Revenue and other Reserves

890

890

1475

1884

823

817

2.6.

Balance of Profit

73

—

—

—

50

-457

3.

Deposits

231122

217612

75880

93327

71521

78375

(88.7)

(86.9)

(88.8)

(88.9)

(87.7)

(90.1)

Type-wise

3A.1.

Demand deposits

11660

15280

6455

7935

7875

9816

(i) From banks

23

267

222

253

380

240

(ii) From others

11637

15013

6233

7682

7495

9576

3A.2.

Savings bank deposits

14889

19417

32369

38126

10865

12496

3A.3.

Term deposits

204573

182915

37056

47266

52781

56063

(i) From banks

11917

15936

53

1718

3081

4167

(ii) From others

192656

166979

37003

45548

49700

51896

Location-wise

3B.1.

Deposits of branches in India

231122

217613

75881

93327

71521

78375

3B.2.

Deposits of branches outside India

—

—

—

—

—

—

4.

Borrowings

63

68

11

28

99

83

(0.0)

(0.0)

(0.0)

(0.0)

(0.1)

(0.1)

4.1.

Borrowings in India

62

68

11

28

99

83

(i) From Reserve Bank of India

—

—

—

—

—

—

(ii) From other banks

8

—

—

20

—

—

(iii) From other institutions and agencies

54

68

11

8

99

83

4.2.

Borrowings outside India

1

—

—

—

—

—

Secured borrowing included in 4.

—

—

11

8

—

—

5.

Other liabilities

15539

14645

2835

4063

4546

4002

(6.0)

(5.8)

(3.3)

(3.9)

(5.6)

(4.6)

5.1.

Bills Payable

2631

1945

1077

1555

1806

1635

5.2.

Inter-office adjustments

1101

1769

—

—

—

—

5.3.

Interest accrued

1121

1033

286

350

292

320

5.4.

Others (including provisions)

10686

9898

1472

2158

2448

2047

Total

Liabilities

260456

250516

85447

105013

81533

86981

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note : Figures in brackets indicate per cent share in total.

Source : Annual accounts of banks of respective years .

(Amount in Rs. lakh)

As on March 31

Lord

Krishna

Nainital

Ratnakar

Bank

Bank

Bank

Items

2004

2005

2004

2005

2004

2005

(43)

(44)

(45)

(46)

(47)

(48)

1.

Cash

in hand

1254

1026

723

870

1261

1292

(0.5)

(0.4)

(0.8)

(0.8)

(1.5)

(1.5)

2.

Balances

with RBI

19185

9451

4495

4258

8469

8119

(7.4)

(3.8)

(5.3)

(4.1)

(10.4)

(9.4)

3.

Balances

with banks in India

8081

1005

12450

15373

5933

4392

(3.1)

(0.4)

(14.6)

(14.6)

(7.3)

(5.1)

4.

Money at

call and short notice

5000

—

—

2075

1000

1000

(1.9)

—

—

(2.0)

(1.2)

(1.2)

5.

Balances

with banks outside India

1373

1017

—

—

—

—

(0.5)

(0.4)

—

—

—

—

6.

Investments

104714

84703

41046

42108

25840

26464

(40.2)

(33.8)

(48.0)

(40.1)

(31.7)

(30.5)

6.1.

Investments in India

104714

84703

41046

42108

25840

26464

(i)

Government securities

94021

73046

22464

21927

20109

20385

(ii)

Other approved securities

2116

1698

338

323

140

115

(iii)

Shares

239

74

—

9

277

283

(iv)

Debentures and Bonds

8167

6135

13006

12549

5124

3350

(v)

Subsidiaries and/or joint ventures

—

—

—

—

—

—

(vi)

Others

171

3750

5238

7300

190

2331

6.2.

Investments outside India

—

—

—

—

—

—

(i)

Government securities

—

—

—

—

—

—

(ii)

Subsidiaries and/or joint ventures

—

—

—

—

—

—

(iii)

Others

—

—

—

—

—

—

7.

Advances

111789

138682

23551

36321

34601

42376

(42.9)

(55.4)

(27.6)

(34.6)

(42.4)

(48.8)

Type-wise

7A.1.

Bills

purchased and discounted

5398

14819

199

235

1904

2633

7A.2.

Cash credits, overdrafts & loans

78878

80432

14301

20296

20416

20924

7A.3.

Term loans

27513

43431

9051

15790

12281

18819

Security-wise

7B.1.

Secured by tangible assets

98825

116839

22660

34003

26871

34139

7B.2.

Covered by Bank/Government Guarantees

892

4461

—

—

1448

778

7B.3.

Unsecured

12073

17382

891

2318

6282

7459

Sector-wise

7C. I.

Advances in India

111790

138683

23551

36321

34603

42376

(i)

Priority sectors

40571

38109

13303

20262

7759

13242

(ii)

Public sectors

1346

3033

—

—

513

—

(iii)

Banks

135

—

—

—

1500

778

(iv)

Others

69738

97541

10248

16059

24831

28356

7C.II.

Advances outside India

—

—

—

—

—

—

8.

Fixed

Assets

2575

2906

481

565

1357

1316

(1.0)

(1.2)

(0.6)

(0.5)

(1.7)

(1.5)

8.1.

Premises

346

414

260

255

314

302

8.2.

Fixed assets under construction

—

—

—

—

90

82

8.3.

Other Fixed assets

2229

2492

221

310

953

932

9.

Other Assets

6484

11724

2700

3445

3071

2023

(2.5)

(4.7)

(3.2)

(3.3)

(3.8)

(2.3)

9.1.

Inter

- office adjustments (net)

—

—

372

694

767

19

9.2.

Interest accrued

2724

2063

1899

1865

708

655

9.3.

Tax

paid

2434

2760

160

199

1198

925

9.4.

Stationery and Stamps

29

26

—

—

29

27

9.5.

Others

1297

6875

269

687

369

397

Total

Assets

260455

250514

85446

105015

81532

86982

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Sangli

SBI Commercial

South

Indian

Bank #

& Intl. Bank

Bank

Items

2004

2005

2004

2005

2004

2005

(49)

(50)

(51)

(52)

(53)

(54)

1.

Capital

2225

10000

10000

3578

4768

(1.1)

(20.4)

(21.0)

(0.4)

(0.5)

2.

Reserves and Surplus

6397

-161

-1162

35912

40757

(3.2)

—

—

(3.9)

(4.3)

2.1.

Statutory Reserves

2065

1250

1251

9809

10027

2.2.

Capital Reserves

165

—

—

1766

2815

2.3.

Share Premium

—

—

—

6486

10062

2.4.

Investments Fluctuations Reserves

310

440

111

8206

8206

2.5.

Revenue and other Reserves

3852

—

—

9643

9643

2.6.

Balance of Profit

5

-1851

-2524

2

4

3.

Deposits

185936

37333

33148

828002

849232

(93.3)

(76.3)

(69.5)

(89.5)

(89.6)

Type-wise

3A.1.

Demand deposits

17271

1204

1138

39762

47872

(i) From banks

279

—

—

268

220

(ii) From others

16992

1204

1138

39494

47652

3A.2.

Savings bank deposits

45255

2973

2470

133856

162630

3A.3.

Term deposits

123410

33156

29540

654384

638730

(i) From banks

31205

2758

500

51315

54920

(ii) From others

92205

30398

29040

603069

583810

Location-wise

3B.1.

Deposits of branches in India

185936

37333

33148

828003

849231

3B.2.

Deposits of branches outside India

—

—

—

—

—

4.

Borrowings

35

800

4400

7945

373

(0.0)

(1.6)

(9.2)

(0.9)

(0.0)

4.1.

Borrowings in India

34

800

4400

401

97

(i) From Reserve Bank of India

—

—

—

—

—

(ii) From other banks

—

—

4400

401

97

(iii) From other institutions and agencies

34

800

—

—

—

4.2.

Borrowings outside India

1

—

—

7544

276

Secured borrowing included in 4.

—

—

—

—

—

5.

Other liabilities

4652

947

1309

49968

52623

(2.3)

(1.9)

(2.7)

(5.4)

(5.6)

5.1.

Bills Payable

1313

155

337

8153

9093

5.2.

Inter-office adjustments

87

—

—

469

601

5.3.

Interest accrued

823

368

339

3836

3158

5.4.

Others (including provisions)

2429

424

633

37510

39771

Total

Liabilities

199245

48919

47695

925405

947753

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Notes : Figures in brackets indicate per cent share in total.

Source :Annual accounts of banks of respective years.

(Amount in Rs. lakh)

As on March 31

Sangli

SBI Commercial

South

Indian

Bank #

& Intl. Bank

Bank

Items

2004

2005

2004

2005

2004

2005

(49)

(50)

(51)

(52)

(53)

(54)

1.

Cash

in hand

2434

64

80

7300

5987

(1.2)

(0.1)

(0.2)

(0.8)

(0.6)

2.

Balances

with RBI

6810

2133

1694

33162

37329

(3.4)

(4.4)

(3.6)

(3.6)

(4.0)

3.

Balances

with banks in India

1385

6827

3771

35936

20366

(0.7)

(14.0)

(7.9)

(3.9)

(2.2)

4.

Money at

call and short notice

290

5609

497

—

—

(0.1)

(11.5)

(1.0)

—

—

5.

Balances

with banks outside India

873

1951

2582

4210

6440

(0.4)

(4.0)

(5.4)

(0.5)

(0.7)

6.

Investments

108000

14304

10135

396208

313342

(54.2)

(29.2)

(21.3)

(42.8)

(33.3)

6.1.

Investments in India

108000

14304

10135

396208

313342

(i)

Government securities

83487

13443

9451

357995

287864

(ii)

Other approved securities

1185

505

505

5554

5101

(iii)

Shares

602

23

23

960

739

(iv)

Debentures and Bonds

2609

333

156

20059

13233

(v)

Subsidiaries and/or joint ventures

—

—

—

—

—

(vi)

Others

20117

—

—

11640

6405

6.2.

Investments outside India

—

—

—

—

—

(i)

Government securities

—

—

—

—

—

(ii)

Subsidiaries and/or joint ventures

—

—

—

—

—

(iii)

Others

—

—

—

—

—

7.

Advances

64824

12056

23074

419682

536526

(32.5)

(24.6)

(48.4)

(45.4)

(57.1)

Type-wise

7A.1.

Bills

purchased and discounted

22038

1960

7485

50894

53318

7A.2.

Cash credits, overdrafts & loans

19988

8934

10877

154553

186251

7A.3.

Term loans

22798

1162

4712

214235

296957

Security-wise

7B.1.

Secured by tangible assets

40688

9941

11521

330824

449368

7B.2.

Covered by Bank/Government Guarantees

21399

2057

7441

29952

32566

7B.3.

Unsecured

2737

58

4113

58906

54593

Sector-wise

7C. I.

Advances in India

64825

12057

23075

419682

536526

(i)

Priority sectors

9800

1451

907

129060

170973

(ii)

Public sectors

—

—

4178

46443

56967

(iii)

Banks

21074

—

—

6597

—

(iv)

Others

33951

10606

17990

237582

308586

7C.II.

Advances outside India

—

—

—

—

—

8.

Fixed

Assets

3281

4890

4825

6584

7760

(1.6)

(10.0)

(10.1)

(0.7)

(0.8)

8.1.

Premises

2864

4832

4762

5355

6385

8.2.

Fixed assets under construction

—

—

—

—

—

8.3.

Other Fixed assets

417

58

63

1229

1375

9.

Other Assets

11349

1086

1036

22324

20000

(5.7)

(2.2)

(2.2)

(2.4)

(2.1)

9.1.

Inter

- office adjustments (net)

—

—

—

—

—

9.2.

Interest accrued

1534

467

356

12434

10061

9.3.

Tax

paid

1708

334

401

—

—

9.4.

Stationery and Stamps

63

4

2

121

140

9.5.

Others

8044

281

277

9769

9799

Total

Assets

199246

48920

47694

925406

947750

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Tamilnad Mercantile

United Western

UTI

Bank

Bank

Bank

Items

2004

2005

2004

2005

2004

2005

(55)

(56)

(57)

(58)

(59)

(60)

1.

Capital

28

28

2989

2989

23158

27380

(0.0)

(0.0)

(0.4)

(0.4)

(1.0)

(0.7)

2.

Reserves and Surplus

47653

55855

27409

21406

90647

214780

(9.4)

(9.9)

(3.8)

(3.0)

(3.8)

(5.7)

2.1.

Statutory Reserves

14687

17220

8713

8713

21501

29865

2.2.

Capital Reserves

72

340

20

19

1439

6226

2.3.

Share Premium

—

—

5473

5473

28623

126895

2.4.

Investments Fluctuations Reserves

—

—

4925

4925

19281

29281

2.5.

Revenue and other Reserves

32870

38272

8272

2276

1593

2772

2.6.

Balance of Profit

24

23

6

—

18210

19741

3.

Deposits

440428

482688

643019

645287

2095391

3171199

(86.5)

(85.9)

(90.1)

(91.1)

(86.8)

(84.0)

Type-wise

3A.1.

Demand deposits

57159

67403

85118

89236

539373

715483

(i) From banks

189

308

3807

2486

20206

32200

(ii) From others

56970

67095

81311

86750

519167

683283

3A.2.

Savings bank deposits

54022

59927

106830

118438

258451

489086

3A.3.

Term deposits

329247

355358

451071

437613

1297567

1966630

(i) From banks

11515

20400

83470

63250

227852

437874

(ii) From others

317732

334958

367601

374363

1069715

1528756

Location-wise

3B.1.

Deposits of branches in India

440427

482688

643019

645288

2095390

3171200

3B.2.

Deposits of branches outside India

—

—

—

—