EASTERN REGION

STATE : BIHAR

(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS 

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,19,632

1792,58

1349,77

7,97,953

5111,77

4382,19

-

-

-

1. Direct Finance

3,13,667

1590,06

1173,88

7,83,185

4788,96

4124,06

-

-

-

2. Indirect Finance

5,965

202,51

175,88

14,768

322,81

258,13

-

-

-

II.

INDUSTRY

15,871

1645,40

962,77

26,946

1202,90

986,37

16

30,69

20,88

1. Mining & Quarrying

156

121,52

21,62

169

19,07

16,31

-

-

-

2. Food Manufacturing & Processing

4,399

494,89

378,23

6,442

183,78

151,91

-

-

-

  (a) Rice Mills, Flour & Dal Mills

2,000

240,56

177,61

4,136

61,73

55,20

-

-

-

  (b) Sugar

16

190,03

150,59

10

67,73

51,71

-

-

-

  (c) Edible Oils & Vanaspati

210

8,70

6,36

256

8,85

8,10

-

-

-

  (d) Tea Processing

2

3

3

75

32

14

-

-

-

  (e) Processing of Fruits & Vegetables

37

10,42

8,55

19

5,37

4,18

-

-

-

  (f) Others

2,134

45,15

35,09

1,946

39,77

32,58

-

-

-

3. Beverage & Tobacco

116

22,21

16,74

38

35,78

28,10

-

-

-

4. Textiles

1,143

48,28

24,52

2,945

45,41

38,72

-

-

-

  (a) Cotton Textiles

153

30,84

10,28

134

3,43

2,97

-

-

-

  (b) Jute & Other Natural Fibre Textiles

92

1,60

1,26

233

4,28

2,80

-

-

-

  (c) Handloom Textiles & Khadi

210

3,81

3,86

1,744

16,70

14,16

-

-

-

  (d) Other Textiles & Textile Products

688

12,03

9,12

834

20,99

18,78

-

-

-

5. Paper, Paper Products & Printing

293

16,09

10,73

317

50,06

34,45

-

-

-

6. Woods and Wood Products

580

9,70

8,16

2,648

16,10

13,91

-

-

-

7. Leather & Leather Products

240

2,75

2,28

656

5,40

4,85

-

-

-

8. Gems and Jewellery

50

77

75

105

2,28

1,78

-

-

-

9. Rubber & Plastic Products

132

26,71

17,28

234

13,76

10,76

2

1,31

1,31

10. Chemicals & Chemical Products

483

24,21

21,07

1,222

33,15

27,62

2

20,00

15,00

  (a) Heavy Industrial Chemicals

13

1,62

1,59

13

4,41

3,81

-

-

-

  (b) Fertilisers

31

50

43

113

58

42

-

-

-

  (c) Drugs & Pharmaceuticals

42

5,08

4,74

335

10,38

9,05

-

-

-

  (d) Non-Edible Oils

15

3,22

2,68

6

30

29

-

-

-

  (e) Other Chemicals & Chemical Products

382

13,80

11,62

755

17,49

14,05

2

20,00

15,00

11. Petroleum, Coal Products & Nuclear Fuels

33

345,13

39,49

76

21,58

14,43

-

-

-

12. Manufacture of Cement & Cement Products

209

12,35

9,96

136

18,88

17,93

-

-

-

13. Basic Metals & Metal Products

564

318,73

249,02

1,317

308,58

235,85

2

1,00

-

  (a) Iron & Steel

118

261,31

205,18

48

166,96

101,02

2

1,00

-

  (b) Non-Ferrous Metals

22

19,04

10,30

7

1,56

1,34

-

-

-

  (c) Metal Products

424

38,39

33,55

1,262

140,06

133,49

-

-

-

14. Engineering

1,232

59,90

42,66

1,494

39,31

33,12

3

2,26

1,93

  (a) Heavy Engineering

29

15,35

5,17

37

1,86

1,75

-

-

-

  (b) Light Engineering

1,003

37,05

30,95

853

26,64

21,48

3

2,26

1,93

  (c) Electrical Machinery & Goods

164

6,45

5,67

456

8,36

7,71

-

-

-

  (d) Electronic Machinery & Goods

36

1,04

87

148

2,45

2,18

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

64

16,00

15,50

342

11,73

6,25

2

5,50

2,28

16. Other Industries

2,621

20,26

17,75

7,286

155,65

131,58

5

62

36

17. Electricity, Gas & Water

14

14,59

4,54

37

12,06

11,63

-

-

-

  (a) Electricity Generation & Transmission

4

11,27

1,80

4

9,32

9,29

-

-

-

  (b) Non-Conventional Energy

3

18

17

7

52

31

-

-

-

  (c) Gas, Steam & Water Supply

7

3,13

2,57

26

2,22

2,02

-

-

-

18. Construction

3,542

91,33

82,47

1,482

230,31

207,16

-

-

-

  (a) Other than Infrastructure

265

50,01

42,31

1,093

120,02

102,85

-

-

-

  (b) Infrastructure Construction

3,277

41,31

40,16

389

110,29

104,31

-

-

-

III.

TRANSPORT OPERATORS

3,499

90,36

72,33

11,955

150,98

126,93

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

10,172

232,47

170,33

32,579

685,36

551,20

-

-

-

1. Professional Services

514

6,83

5,22

7,195

98,10

80,93

-

-

-

2. Tourism, Hotel & Restaurants

466

13,16

9,35

725

36,77

28,83

-

-

-

3. Recreation services

155

2,07

1,74

253

5,44

5,10

-

-

-

4. IT and Telecommunications

90

8,89

7,42

69

8,93

8,34

-

-

-

5. Others

8,947

201,51

146,60

24,337

536,12

427,99

-

-

-

V.

PERSONAL LOANS

3,26,007

4902,02

3608,98

2,27,324

2981,24

2372,64

95

81

37

1. Housing

21,025

747,71

625,52

39,488

1027,26

894,02

-

-

-

2. Consumer Durables

6,584

37,74

27,13

20,558

232,83

158,23

-

-

-

3. Vehicles

16,681

313,84

233,64

16,517

215,38

181,46

-

-

-

4. Education

10,795

324,15

209,72

17,462

342,51

295,45

-

-

-

5. Personal Credit Cards

-

-

-

7,246

39,22

23,48

-

-

-

6. Others

2,70,922

3478,57

2512,97

1,26,053

1124,04

819,99

95

81

37

VI.

TRADE

71,186

1179,26

1050,87

2,23,187

2348,70

1854,75

42

31,31

20,74

1. Wholesale Trade

793

315,34

283,07

14,482

371,57

316,99

26

13,12

9,45

2. Retail Trade

70,393

863,92

767,80

2,08,705

1977,13

1537,76

16

18,19

11,29

VII.

FINANCE

40

16,77

10,55

1,401

49,53

46,94

-

-

-

VIII.

ALL OTHERS

2,667

91,46

82,40

67,881

565,34

472,54

2

1

1

TOTAL BANK CREDIT

7,49,074

9950,33

7308,00

13,89,226

13095,80

10793,56

155

62,82

42,00

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

STATE : BIHAR

(Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS 

ALL SCHEDULED COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

9,91,767

3317,48

2587,37

603

21,75

19,01

21,09,955

10243,59

8338,33

1. Direct Finance

9,62,440

3193,97

2486,27

588

14,99

12,91

20,59,880

9587,99

7797,13

2. Indirect Finance

29,327

123,51

101,10

15

6,76

6,10

50,075

655,60

541,21

II.

INDUSTRY

65,350

202,80

148,06

406

140,18

105,86

1,08,589

3221,98

2223,94

1. Mining & Quarrying

16

75

63

-

-

-

341

141,34

38,56

2. Food Manufacturing & Processing

13,551

46,16

34,83

21

23,54

17,65

24,413

748,37

582,62

  (a) Rice Mills, Flour & Dal Mills

6,547

22,94

17,41

4

11,50

6,45

12,687

336,73

256,67

  (b) Sugar

-

-

-

1

49

-

27

258,25

202,30

  (c) Edible Oils & Vanaspati

655

1,65

1,47

-

-

-

1,121

19,20

15,94

  (d) Tea Processing

136

31

20

-

-

-

213

66

37

  (e) Processing of Fruits & Vegetables

4

14

9

-

-

-

60

15,93

12,82

  (f) Others

6,209

21,12

15,65

16

11,55

11,19

10,305

117,60

94,52

3. Beverage & Tobacco

7

40

43

3

1,86

1,80

164

60,25

47,07

4. Textiles

4,298

9,96

6,73

18

2,86

2,20

8,404

106,51

72,17

  (a) Cotton Textiles

1,026

3,33

2,49

-

-

-

1,313

37,60

15,74

  (b) Jute & Other Natural Fibre Textiles

701

93

48

-

-

-

1,026

6,81

4,54

  (c) Handloom Textiles & Khadi

1,082

2,32

1,63

1

19

17

3,037

23,03

19,83

  (d) Other Textiles & Textile Products

1,489

3,39

2,13

17

2,67

2,03

3,028

39,08

32,06

5. Paper, Paper Products & Printing

315

88

68

2

8

5

927

67,10

45,91

6. Woods and Wood Products

3,427

8,04

6,12

23

18

18

6,678

34,02

28,38

7. Leather & Leather Products

11,715

18,02

8,32

2

8

7

12,613

26,25

15,51

8. Gems and Jewellery

265

53

32

-

-

-

420

3,58

2,85

9. Rubber & Plastic Products

3,222

4,52

3,04

4

2,55

50

3,594

48,84

32,89

10. Chemicals & Chemical Products

5,434

15,47

12,60

9

19,92

8,18

7,150

112,76

84,47

  (a) Heavy Industrial Chemicals

-

-

-

2

52

45

28

6,55

5,85

  (b) Fertilisers

487

1,90

1,22

-

-

-

631

2,98

2,08

  (c) Drugs & Pharmaceuticals

688

1,19

69

2

1,02

1,03

1,067

17,67

15,51

  (d) Non-Edible Oils

-

-

-

-

-

-

21

3,52

2,97

  (e) Other Chemicals & Chemical Products

4,259

12,38

10,69

5

18,38

6,70

5,403

82,05

58,06

11. Petroleum, Coal Products & Nuclear Fuels

1

3

3

2

4

4

112

366,78

53,98

12. Manufacture of Cement & Cement Products

462

1,85

1,36

5

1,42

1,38

812

34,50

30,62

13. Basic Metals & Metal Products

1,404

2,71

1,73

5

63

60

3,292

631,65

487,20

  (a) Iron & Steel

1

4

6

3

17

15

172

429,48

306,41

  (b) Non-Ferrous Metals

-

-

-

-

-

-

29

20,60

11,64

  (c) Metal Products

1,403

2,67

1,66

2

46

45

3,091

181,58

169,16

14. Engineering

1,740

5,58

3,86

64

8,02

4,37

4,533

115,06

85,94

  (a) Heavy Engineering

-

-

-

2

89

95

68

18,10

7,87

  (b) Light Engineering

899

2,27

1,75

61

7,01

3,35

2,819

75,22

59,46

  (c) Electrical Machinery & Goods

447

2,25

1,45

1

12

7

1,068

17,19

14,89

  (d) Electronic Machinery & Goods

394

1,06

67

-

-

-

578

4,55

3,72

15. Vehicles, Vehicle Parts & Transport Equipments

3,341

16,41

11,93

13

41,54

38,98

3,762

91,19

74,94

16. Other Industries

14,268

31,98

21,87

57

12,56

11,18

24,237

221,07

182,75

17. Electricity, Gas & Water

4

12

5

1

63

20

56

27,39

16,42

  (a) Electricity Generation & Transmission

1

4

-

1

63

20

10

21,26

11,29

  (b) Non-Conventional Energy

-

-

-

-

-

-

10

70

48

  (c) Gas, Steam & Water Supply

3

8

5

-

-

-

36

5,43

4,64

18. Construction

1,880

39,41

33,55

177

24,26

18,48

7,081

385,31

341,65

  (a) Other than Infrastructure

213

32,85

29,35

140

20,75

15,04

1,711

223,64

189,54

  (b) Infrastructure Construction

1,667

6,56

4,20

37

3,51

3,44

5,370

161,67

152,11

III.

TRANSPORT OPERATORS

22,371

84,85

62,41

486

25,57

23,18

38,311

351,77

284,85

IV.

PROFESSIONAL AND OTHER SERVICES

38,639

124,72

91,04

1,159

65,46

41,20

82,549

1108,01

853,78

1. Professional Services

15,399

43,05

30,57

43

5,15

2,82

23,151

153,13

119,53

2. Tourism, Hotel & Restaurants

1,411

3,64

2,55

7

32

20

2,609

53,90

40,93

3. Recreation services

441

1,15

90

1

3

1

850

8,70

7,76

4. IT and Telecommunications

15

50

44

4

18

15

178

18,50

16,35

5. Others

21,373

76,37

56,58

1,104

59,77

38,03

55,761

873,77

669,20

V.

PERSONAL LOANS

1,48,981

700,84

532,82

23,108

611,33

456,49

7,25,515

9196,24

6971,30

1. Housing

17,975

162,77

132,86

4,872

298,06

252,34

83,360

2235,79

1904,74

2. Consumer Durables

7,102

43,00

29,60

477

14,99

12,64

34,721

328,56

227,61

3. Vehicles

10,577

47,78

36,61

10,962

218,10

139,92

54,737

795,10

591,63

4. Education

3,736

35,04

25,02

22

72

59

32,015

702,42

530,78

5. Personal Credit Cards

-

-

-

355

11,01

4,84

7,601

50,24

28,32

6. Others

1,09,591

412,26

308,73

6,420

68,46

46,16

5,13,081

5084,14

3688,23

VI.

TRADE

2,93,741

853,50

633,11

597

60,88

51,93

5,88,753

4473,64

3611,40

1. Wholesale Trade

15,709

76,87

59,31

151

19,65

16,73

31,161

796,55

685,56

2. Retail Trade

2,78,032

776,63

573,79

446

41,22

35,19

5,57,592

3677,10

2925,84

VII.

FINANCE

7,131

42,18

31,46

92

5,53

4,43

8,664

114,01

93,38

VIII.

ALL OTHERS

65,335

242,35

189,69

4,080

29,73

21,68

1,39,965

928,89

766,32

TOTAL BANK CREDIT

16,33,315

5568,72

4275,96

30,531

960,44

723,78

38,02,301

29638,11

23143,30