Bihar - ஆர்பிஐ - Reserve Bank of India
Bihar
EASTERN REGION |
||||||||||
STATE : BIHAR | ||||||||||
(Amount in ` Lakh) |
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND ITS ASSOCIATES |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
3,83,557 |
2320,34 |
1908,38 |
8,62,569 |
5726,78 |
5163,04 |
- |
- |
- |
1. Direct Finance |
3,71,830 |
1991,18 |
1606,64 |
8,45,127 |
4411,96 |
3926,05 |
- |
- |
- |
|
2. Indirect Finance |
11,727 |
329,16 |
301,74 |
17,442 |
1314,82 |
1236,99 |
- |
- |
- |
|
II. |
INDUSTRY |
14,786 |
1742,50 |
1098,34 |
41,480 |
2365,28 |
2001,75 |
21 |
23,31 |
21,84 |
1. Mining & Quarrying |
221 |
46,14 |
25,02 |
214 |
35,00 |
30,92 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
5,879 |
534,37 |
402,77 |
23,624 |
322,69 |
266,21 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
1,609 |
233,63 |
185,56 |
12,782 |
151,72 |
140,27 |
- |
- |
- |
|
(b) Sugar |
20 |
171,88 |
120,63 |
10 |
49,50 |
17,36 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
242 |
5,81 |
4,64 |
7,128 |
50,57 |
47,88 |
- |
- |
- |
|
(d) Tea Processing |
4 |
8 |
8 |
1,130 |
3,76 |
3,18 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
45 |
18,29 |
12,31 |
27 |
5,02 |
4,36 |
- |
- |
- |
|
(f) Others |
3,959 |
104,69 |
79,55 |
2,547 |
62,13 |
53,16 |
- |
- |
- |
|
3. Beverage & Tobacco |
106 |
23,58 |
18,81 |
48 |
41,03 |
39,37 |
- |
- |
- |
|
4. Textiles |
1,029 |
43,33 |
39,28 |
2,726 |
57,73 |
52,65 |
- |
- |
- |
|
(a) Cotton Textiles |
117 |
25,07 |
24,07 |
102 |
9,40 |
8,84 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
76 |
81 |
48 |
125 |
5,56 |
3,39 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
307 |
7,68 |
6,79 |
1,037 |
14,30 |
14,36 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
529 |
9,78 |
7,94 |
1,462 |
28,47 |
26,06 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
375 |
32,76 |
22,79 |
315 |
44,94 |
38,36 |
- |
- |
- |
|
6. Woods and Wood Products |
540 |
9,06 |
7,51 |
1,185 |
9,02 |
7,79 |
- |
- |
- |
|
7. Leather & Leather Products |
242 |
2,34 |
1,50 |
508 |
3,29 |
2,86 |
- |
- |
- |
|
8. Gems and Jewellery |
51 |
64 |
55 |
155 |
7,38 |
6,44 |
- |
- |
- |
|
9. Rubber & Plastic Products |
180 |
46,50 |
36,32 |
251 |
14,72 |
12,09 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
557 |
79,61 |
44,38 |
598 |
33,55 |
27,83 |
12 |
16,80 |
16,40 |
|
(a) Heavy Industrial Chemicals |
20 |
15,66 |
9,86 |
16 |
6,73 |
6,01 |
- |
- |
- |
|
(b) Fertilisers |
46 |
82 |
59 |
78 |
70 |
34 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
50 |
7,80 |
4,22 |
45 |
7,14 |
5,23 |
- |
- |
- |
|
(d) Non-Edible Oils |
15 |
3,20 |
2,81 |
2 |
11 |
9 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
426 |
52,14 |
26,90 |
457 |
18,88 |
16,16 |
12 |
16,80 |
16,40 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
32 |
370,83 |
65,71 |
37 |
19,88 |
17,96 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
179 |
12,01 |
11,06 |
139 |
25,37 |
23,93 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
526 |
319,91 |
260,12 |
1,417 |
142,05 |
110,52 |
1 |
1,00 |
79 |
|
(a) Iron & Steel |
112 |
299,33 |
242,94 |
47 |
86,22 |
66,35 |
1 |
1,00 |
79 |
|
(b) Non-Ferrous Metals |
19 |
6,10 |
4,48 |
8 |
1,21 |
1,02 |
- |
- |
- |
|
(c) Metal Products |
395 |
14,49 |
12,70 |
1,362 |
54,61 |
43,15 |
- |
- |
- |
|
14. Engineering |
1,219 |
84,73 |
57,04 |
3,147 |
80,99 |
68,80 |
2 |
2,56 |
2,01 |
|
(a) Heavy Engineering |
36 |
27,72 |
11,54 |
90 |
7,29 |
6,88 |
- |
- |
- |
|
(b) Light Engineering |
970 |
42,96 |
35,82 |
2,390 |
53,14 |
47,07 |
2 |
2,56 |
2,01 |
|
(c) Electrical Machinery & Goods |
155 |
8,15 |
5,91 |
547 |
18,13 |
13,29 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
58 |
5,91 |
3,76 |
120 |
2,43 |
1,55 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
65 |
12,15 |
7,38 |
605 |
33,68 |
24,69 |
2 |
2,34 |
2,34 |
|
16. Other Industries |
3,173 |
24,24 |
19,05 |
5,294 |
213,26 |
187,60 |
4 |
62 |
30 |
|
17. Electricity, Gas & Water |
18 |
34,58 |
17,21 |
36 |
128,14 |
121,02 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
8 |
31,52 |
15,17 |
11 |
120,41 |
113,58 |
- |
- |
- |
|
(b) Non-Conventional Energy |
4 |
27 |
24 |
7 |
1,73 |
1,64 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
6 |
2,79 |
1,79 |
18 |
6,01 |
5,79 |
- |
- |
- |
|
18. Construction |
394 |
65,72 |
61,87 |
1,181 |
1152,55 |
962,73 |
- |
- |
- |
|
(a) Other than Infrastructure |
13 |
4,28 |
4,00 |
616 |
98,08 |
91,42 |
- |
- |
- |
|
(b) Infrastructure Construction |
381 |
61,44 |
57,87 |
565 |
1054,47 |
871,30 |
- |
- |
- |
|
III. |
TRANSPORT OPERATORS |
3,754 |
125,61 |
100,13 |
13,630 |
236,97 |
201,35 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
10,206 |
283,71 |
217,31 |
33,928 |
1164,70 |
1013,91 |
2 |
38 |
26 |
1. Professional Services |
490 |
16,68 |
13,44 |
9,758 |
319,37 |
291,22 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
439 |
23,56 |
16,30 |
784 |
49,14 |
42,82 |
- |
- |
- |
|
3. Recreation services |
148 |
1,86 |
1,47 |
129 |
9,43 |
8,97 |
- |
- |
- |
|
4. IT and Telecommunications |
113 |
19,38 |
17,29 |
124 |
14,48 |
11,59 |
- |
- |
- |
|
5. Others |
9,016 |
222,24 |
168,81 |
23,133 |
772,28 |
659,31 |
2 |
38 |
26 |
|
V. |
PERSONAL LOANS |
3,38,725 |
6095,07 |
4500,75 |
2,04,412 |
3476,65 |
2943,97 |
59 |
78 |
78 |
1. Housing |
31,976 |
1291,60 |
1033,44 |
31,298 |
1251,80 |
1135,97 |
- |
- |
- |
|
2. Consumer Durables |
5,674 |
32,88 |
20,75 |
6,882 |
56,29 |
45,97 |
- |
- |
- |
|
3. Vehicles |
19,703 |
444,42 |
334,37 |
15,490 |
220,69 |
191,07 |
- |
- |
- |
|
4. Education |
15,881 |
497,06 |
329,98 |
24,152 |
587,03 |
532,27 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
9,758 |
114,03 |
91,49 |
- |
- |
- |
|
6. Others |
2,65,491 |
3829,12 |
2782,22 |
1,16,832 |
1246,82 |
947,21 |
59 |
78 |
78 |
|
VI. |
TRADE |
62,823 |
1360,41 |
1147,33 |
1,62,201 |
3203,26 |
2776,31 |
37 |
26,76 |
17,54 |
1. Wholesale Trade |
793 |
223,00 |
184,55 |
11,532 |
1047,69 |
987,77 |
29 |
14,36 |
9,67 |
|
2. Retail Trade |
62,030 |
1137,41 |
962,78 |
1,50,669 |
2155,58 |
1788,55 |
8 |
12,40 |
7,87 |
|
VII. |
FINANCE |
58 |
9,66 |
5,85 |
1,615 |
61,74 |
25,56 |
- |
- |
- |
VIII. |
ALL OTHERS |
3,791 |
47,80 |
41,18 |
89,868 |
668,85 |
581,54 |
- |
- |
- |
TOTAL BANK CREDIT |
8,17,700 |
11985,10 |
9019,27 |
14,09,703 |
16904,24 |
14707,43 |
119 |
51,24 |
40,42 |
TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010 |
||||||||||
EASTERN REGION |
||||||||||
STATE : BIHAR | ||||||||||
(Amount in ` Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED COMMERCIAL BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
11,58,769 |
3992,68 |
3172,08 |
981 |
42,90 |
29,23 |
24,05,876 |
12082,70 |
10272,72 |
1. Direct Finance |
11,38,375 |
3894,20 |
3094,40 |
953 |
30,45 |
21,39 |
23,56,285 |
10327,79 |
8648,48 |
|
2. Indirect Finance |
20,394 |
98,48 |
77,68 |
28 |
12,45 |
7,84 |
49,591 |
1754,91 |
1624,24 |
|
II. |
INDUSTRY |
53,685 |
223,34 |
169,17 |
448 |
130,00 |
99,04 |
1,10,420 |
4484,43 |
3390,14 |
1. Mining & Quarrying |
10 |
1,13 |
1,09 |
2 |
2,02 |
1,96 |
447 |
84,29 |
59,00 |
|
2. Food Manufacturing & Processing |
12,870 |
43,37 |
32,37 |
23 |
29,51 |
16,62 |
42,396 |
929,94 |
717,97 |
|
(a) Rice Mills, Flour & Dal Mills |
6,857 |
24,86 |
18,73 |
4 |
14,50 |
4,63 |
21,252 |
424,71 |
349,18 |
|
(b) Sugar |
- |
- |
- |
1 |
49 |
- |
31 |
221,87 |
137,99 |
|
(c) Edible Oils & Vanaspati |
327 |
1,91 |
1,50 |
- |
- |
- |
7,697 |
58,29 |
54,01 |
|
(d) Tea Processing |
5 |
3 |
1 |
- |
- |
- |
1,139 |
3,87 |
3,27 |
|
(e) Processing of Fruits & Vegetables |
2 |
22 |
20 |
- |
- |
- |
74 |
23,54 |
16,88 |
|
(f) Others |
5,679 |
16,34 |
11,93 |
18 |
14,52 |
11,98 |
12,203 |
197,67 |
156,63 |
|
3. Beverage & Tobacco |
4 |
19 |
24 |
2 |
2,54 |
2,57 |
160 |
67,34 |
61,00 |
|
4. Textiles |
2,022 |
13,24 |
9,83 |
11 |
56 |
34 |
5,788 |
114,85 |
102,09 |
|
(a) Cotton Textiles |
377 |
1,37 |
1,00 |
- |
- |
- |
596 |
35,84 |
33,91 |
|
(b) Jute & Other Natural Fibre Textiles |
257 |
35 |
23 |
- |
- |
- |
458 |
6,71 |
4,10 |
|
(c) Handloom Textiles & Khadi |
741 |
8,86 |
6,88 |
- |
- |
- |
2,085 |
30,84 |
28,02 |
|
(d) Other Textiles & Textile Products |
647 |
2,65 |
1,71 |
11 |
56 |
34 |
2,649 |
41,46 |
36,06 |
|
5. Paper, Paper Products & Printing |
140 |
5,27 |
4,24 |
3 |
37 |
11 |
833 |
83,34 |
65,50 |
|
6. Woods and Wood Products |
1,225 |
3,48 |
2,37 |
4 |
28 |
27 |
2,954 |
21,84 |
17,93 |
|
7. Leather & Leather Products |
13,351 |
23,05 |
9,83 |
3 |
1,07 |
43 |
14,104 |
29,74 |
14,61 |
|
8. Gems and Jewellery |
176 |
3,54 |
3,03 |
- |
- |
- |
382 |
11,56 |
10,01 |
|
9. Rubber & Plastic Products |
3,044 |
6,94 |
5,09 |
1 |
4 |
1 |
3,476 |
68,19 |
53,51 |
|
10. Chemicals & Chemical Products |
1,148 |
5,39 |
3,71 |
2 |
1,25 |
1,20 |
2,317 |
136,61 |
93,52 |
|
(a) Heavy Industrial Chemicals |
4 |
89 |
85 |
- |
- |
- |
40 |
23,28 |
16,72 |
|
(b) Fertilisers |
322 |
1,33 |
60 |
- |
- |
- |
446 |
2,84 |
1,53 |
|
(c) Drugs & Pharmaceuticals |
311 |
69 |
46 |
1 |
1,00 |
98 |
407 |
16,63 |
10,89 |
|
(d) Non-Edible Oils |
1 |
16 |
15 |
- |
- |
- |
18 |
3,46 |
3,04 |
|
(e) Other Chemicals & Chemical Products |
510 |
2,32 |
1,65 |
1 |
25 |
22 |
1,406 |
90,39 |
61,33 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
1 |
5 |
4 |
1 |
1,50 |
1,50 |
71 |
392,25 |
85,21 |
|
12. Manufacture of Cement & Cement Products |
429 |
2,08 |
1,89 |
4 |
1,15 |
1,12 |
751 |
40,61 |
38,00 |
|
13. Basic Metals & Metal Products |
680 |
1,87 |
1,41 |
59 |
20,01 |
19,82 |
2,683 |
484,84 |
392,66 |
|
(a) Iron & Steel |
3 |
21 |
14 |
5 |
19,57 |
19,41 |
168 |
406,33 |
329,63 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
27 |
7,31 |
5,51 |
|
(c) Metal Products |
677 |
1,66 |
1,27 |
54 |
44 |
41 |
2,488 |
71,20 |
57,53 |
|
14. Engineering |
1,557 |
8,07 |
6,49 |
7 |
1,66 |
1,00 |
5,932 |
178,01 |
135,34 |
|
(a) Heavy Engineering |
5 |
1,20 |
1,14 |
2 |
17 |
6 |
133 |
36,38 |
19,62 |
|
(b) Light Engineering |
691 |
3,09 |
2,53 |
3 |
77 |
69 |
4,056 |
102,52 |
88,13 |
|
(c) Electrical Machinery & Goods |
324 |
2,21 |
1,87 |
2 |
72 |
25 |
1,028 |
29,20 |
21,32 |
|
(d) Electronic Machinery & Goods |
537 |
1,57 |
95 |
- |
- |
- |
715 |
9,91 |
6,27 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
2,569 |
12,27 |
9,83 |
10 |
33,86 |
25,55 |
3,251 |
94,29 |
69,77 |
|
16. Other Industries |
12,700 |
35,88 |
27,12 |
93 |
9,28 |
8,29 |
21,264 |
283,29 |
242,36 |
|
17. Electricity, Gas & Water |
2 |
9 |
9 |
1 |
63 |
20 |
57 |
163,44 |
138,52 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
1 |
63 |
20 |
20 |
152,56 |
128,96 |
|
(b) Non-Conventional Energy |
2 |
9 |
9 |
- |
- |
- |
13 |
2,08 |
1,97 |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
24 |
8,79 |
7,59 |
|
18. Construction |
1,757 |
57,43 |
50,50 |
222 |
24,28 |
18,05 |
3,554 |
1299,98 |
1093,14 |
|
(a) Other than Infrastructure |
358 |
50,56 |
45,48 |
191 |
22,77 |
17,13 |
1,178 |
175,69 |
158,03 |
|
(b) Infrastructure Construction |
1,399 |
6,87 |
5,02 |
31 |
1,51 |
92 |
2,376 |
1124,29 |
935,11 |
|
III. |
TRANSPORT OPERATORS |
26,995 |
101,24 |
78,55 |
1,151 |
84,73 |
57,16 |
45,530 |
548,55 |
437,18 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
30,140 |
141,10 |
107,82 |
963 |
49,99 |
36,25 |
75,239 |
1639,88 |
1375,56 |
1. Professional Services |
12,147 |
39,96 |
26,43 |
29 |
6,55 |
3,41 |
22,424 |
382,55 |
334,50 |
|
2. Tourism, Hotel & Restaurants |
921 |
9,16 |
8,12 |
26 |
1,30 |
55 |
2,170 |
83,16 |
67,79 |
|
3. Recreation services |
171 |
5,95 |
5,59 |
2 |
6,03 |
6,00 |
450 |
23,27 |
22,04 |
|
4. IT and Telecommunications |
16 |
1,81 |
1,75 |
3 |
23 |
21 |
256 |
35,90 |
30,84 |
|
5. Others |
16,885 |
84,22 |
65,93 |
903 |
35,88 |
26,08 |
49,939 |
1115,00 |
920,39 |
|
V. |
PERSONAL LOANS |
1,40,174 |
689,38 |
525,90 |
24,572 |
625,45 |
402,91 |
7,07,942 |
10887,33 |
8374,31 |
1. Housing |
20,622 |
162,69 |
130,27 |
4,322 |
244,87 |
195,00 |
88,218 |
2950,95 |
2494,68 |
|
2. Consumer Durables |
7,522 |
40,12 |
28,04 |
93 |
99 |
78 |
20,171 |
130,28 |
95,54 |
|
3. Vehicles |
8,720 |
52,25 |
35,27 |
10,119 |
152,38 |
80,96 |
54,032 |
869,74 |
641,67 |
|
4. Education |
3,071 |
43,52 |
33,18 |
1,437 |
50,43 |
45,55 |
44,541 |
1178,04 |
940,97 |
|
5. Personal Credit Cards |
- |
- |
- |
1,846 |
59,31 |
9,63 |
11,604 |
173,34 |
101,11 |
|
6. Others |
1,00,239 |
390,79 |
299,15 |
6,755 |
117,47 |
71,00 |
4,89,376 |
5584,98 |
4100,35 |
|
VI. |
TRADE |
3,66,171 |
1322,78 |
1020,61 |
495 |
63,78 |
53,33 |
5,91,727 |
5976,99 |
5015,12 |
1. Wholesale Trade |
16,743 |
95,99 |
76,15 |
69 |
22,20 |
18,98 |
29,166 |
1403,23 |
1277,12 |
|
2. Retail Trade |
3,49,428 |
1226,79 |
944,46 |
426 |
41,58 |
34,35 |
5,62,561 |
4573,77 |
3738,00 |
|
VII. |
FINANCE |
7,879 |
37,51 |
28,11 |
133 |
10,55 |
7,91 |
9,685 |
119,46 |
67,43 |
VIII. |
ALL OTHERS |
58,179 |
228,41 |
181,45 |
23,258 |
142,64 |
116,33 |
1,75,096 |
1087,70 |
920,50 |
TOTAL BANK CREDIT |
18,41,992 |
6736,43 |
5283,69 |
52,001 |
1150,05 |
802,15 |
41,21,515 |
36827,05 |
29852,96 |