Chandigarh - ஆர்பிஐ - Reserve Bank of India
Chandigarh
Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
NORTHERN REGION |
(Amount in Rupees Lakh) |
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STATE BANK OF INDIA |
NATIONALISED BANKS |
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AND ITS ASSOCIATES |
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|
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
1 |
2 |
3 |
4 |
5 |
6 |
||||
|
|||||||||
I. |
AGRICULTURE |
947 |
54,46 |
49,49 |
1,052 |
583,89 |
491,50 |
||
1. Direct Finance |
787 |
4,45 |
3,91 |
900 |
54,87 |
58,88 |
|||
2. Indirect Finance |
160 |
50,01 |
45,58 |
152 |
529,02 |
432,62 |
|||
II. |
INDUSTRY |
4,235 |
583,07 |
518,87 |
5,251 |
1369,34 |
1085,98 |
||
1. Mining & Quarrying |
2 |
61 |
62 |
9 |
1,07 |
98 |
|||
2. Food Manufacturing & Processing |
83 |
86,66 |
78,43 |
2,135 |
108,14 |
110,16 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
21 |
6,23 |
5,42 |
1,755 |
31,16 |
30,98 |
||
(b) |
Sugar |
17 |
65,31 |
61,10 |
9 |
20,45 |
25,74 |
||
(c) |
Edible Oils & Vanaspati |
13 |
8,92 |
6,68 |
11 |
20,89 |
21,44 |
||
(d) |
Tea Processing |
2 |
25 |
22 |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
6 |
3,19 |
2,30 |
||
(f) |
Others |
30 |
5,96 |
5,00 |
354 |
32,45 |
29,70 |
||
3. Beverage & Tobacco |
3 |
4,04 |
3,85 |
8 |
9,00 |
8,07 |
|||
4. Textiles |
44 |
51,58 |
38,98 |
165 |
155,69 |
128,36 |
|||
(a) |
Cotton Textiles |
21 |
45,78 |
33,28 |
82 |
120,83 |
92,80 |
||
(b) |
Jute & Other Natural Fibre Textiles |
— |
— |
— |
7 |
3 |
3 |
||
(c) |
Handloom Textiles & Khadi |
2 |
1 |
— |
— |
— |
— |
||
(d) |
Other Textiles & Textile Products |
21 |
5,79 |
5,70 |
76 |
34,83 |
35,54 |
||
5. Paper, Paper Products & Printing |
69 |
25,68 |
17,26 |
161 |
32,38 |
30,08 |
|||
6. Leather & Leather Products |
12 |
8,32 |
6,42 |
9 |
5,26 |
6,47 |
|||
7. Rubber & Plastic Products |
52 |
49,06 |
45,84 |
68 |
5,61 |
5,33 |
|||
8. Chemicals & Chemical Products |
150 |
91,96 |
82,96 |
507 |
163,25 |
125,30 |
|||
(a) |
Heavy Industrial Chemicals |
6 |
2,45 |
2,17 |
22 |
11,09 |
10,10 |
||
(b) |
Fertilisers |
3 |
45 |
29 |
7 |
5,24 |
3,16 |
||
(c) |
Drugs & Pharmaceuticals |
116 |
83,76 |
75,51 |
405 |
119,73 |
93,81 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
||
(e) |
Other Chemicals & Chemical Products |
25 |
5,30 |
4,99 |
73 |
27,18 |
18,23 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
1 |
4 |
4 |
6 |
75 |
56 |
|||
10. Manufacture of Cement & Cement Products |
10 |
87 |
68 |
15 |
1,18 |
1,10 |
|||
11. Basic Metals & Metal Products |
204 |
43,36 |
41,27 |
286 |
202,62 |
181,46 |
|||
(a) |
Iron & Steel |
85 |
21,64 |
24,77 |
78 |
161,21 |
147,21 |
||
(b) |
Non-Ferrous Metals |
2 |
36 |
36 |
7 |
6,14 |
7,61 |
||
(c) |
Metal Products |
117 |
21,36 |
16,14 |
201 |
35,27 |
26,64 |
||
12. Engineering |
154 |
176,67 |
157,96 |
366 |
197,32 |
170,05 |
|||
(a) |
Heavy Engineering |
46 |
14,11 |
14,55 |
81 |
83,69 |
68,93 |
||
(b) |
Light Engineering |
31 |
3,34 |
2,58 |
158 |
28,56 |
25,05 |
||
(c) |
Electrical Machinery & Goods |
48 |
87,72 |
70,70 |
65 |
20,75 |
18,57 |
||
(d) |
Electronic Machinery & Goods |
29 |
71,50 |
70,14 |
62 |
64,32 |
57,50 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
53 |
11,67 |
13,11 |
101 |
21,03 |
20,64 |
|||
14. Other Industries |
3,376 |
31,40 |
30,46 |
1,233 |
195,25 |
111,17 |
|||
15. Electricity, Gas & Water |
1 |
3 |
— |
15 |
61,10 |
6,66 |
|||
(a) |
Electricity Generation &Transmission |
1 |
3 |
— |
6 |
58,97 |
4,68 |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
1 |
8 |
8 |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
8 |
2,05 |
1,90 |
||
16. Construction |
21 |
1,12 |
98 |
167 |
209,68 |
179,59 |
|||
III. |
TRANSPORT OPERATORS |
75 |
2,33 |
1,70 |
348 |
57,76 |
37,36 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
457 |
17,22 |
11,75 |
1,093 |
176,95 |
139,75 |
||
V. |
PERSONAL LOANS |
21,525 |
193,21 |
149,93 |
34,820 |
306,53 |
257,07 |
||
1. Loans for Purchase of Consumer Durables |
1,751 |
9,37 |
5,82 |
3,480 |
15,21 |
12,50 |
|||
2. Loans for Housing |
1,871 |
57,01 |
47,31 |
4,486 |
116,09 |
103,99 |
|||
3. Rest of the Personal Loans |
17,903 |
126,83 |
96,80 |
26,854 |
175,23 |
140,58 |
|||
VI. |
TRADE |
1,413 |
5944,22 |
4863,39 |
4,075 |
252,67 |
204,69 |
||
1. Wholesale Trade |
307 |
5872,79 |
4822,86 |
551 |
132,95 |
111,38 |
|||
2. Retail Trade |
1,106 |
71,43 |
40,53 |
3,524 |
119,72 |
93,31 |
|||
VII. |
FINANCE |
40 |
100,44 |
100,39 |
18 |
22,20 |
22,86 |
||
VIII. |
ALL OTHERS |
3,227 |
110,51 |
88,19 |
11,432 |
526,17 |
398,36 |
||
|
|||||||||
TOTAL BANK CREDIT |
31,919 |
7005,45 |
5783,72 |
58,089 |
3295,50 |
2637,57 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
187 |
13,42 |
10,71 |
128 |
6,11 |
9,16 |
|||
2.OtherSmallScaleIndustries |
3,545 |
54,88 |
48,11 |
1,632 |
153,79 |
139,66 |
|||
|
|
|||||||||
FOREIGN BANKS |
REGIONAL RURAL BANKS |
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|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
7 |
8 |
9 |
10 |
11 |
12 |
||||
|
|||||||||
I. |
AGRICULTURE |
— |
— |
— |
— |
— |
— |
||
1. Direct Finance |
— |
— |
— |
— |
— |
— |
|||
2. Indirect Finance |
— |
— |
— |
— |
— |
— |
|||
II. |
INDUSTRY |
70 |
43,03 |
33,75 |
— |
— |
— |
||
1. Mining & Quarrying |
— |
— |
— |
— |
— |
— |
|||
2. Food Manufacturing & Processing |
1 |
2 |
1 |
— |
— |
— |
|||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
— |
— |
— |
||
(b) |
Sugar |
— |
— |
— |
— |
— |
— |
||
(c) |
Edible Oils & Vanaspati |
— |
— |
— |
— |
— |
— |
||
(d) |
Tea Processing |
— |
— |
— |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
— |
— |
— |
||
(f) |
Others |
1 |
2 |
1 |
— |
— |
— |
||
3. Beverage & Tobacco |
— |
— |
— |
— |
— |
— |
|||
4. Textiles |
— |
— |
— |
— |
— |
— |
|||
(a) |
Cotton Textiles |
— |
— |
— |
— |
— |
— |
||
(b) |
Jute & Other Natural Fibre Textiles |
— |
— |
— |
— |
— |
— |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
— |
— |
— |
||
(d) |
Other Textiles & Textile Products |
— |
— |
— |
— |
— |
— |
||
5. Paper, Paper Products & Printing |
3 |
6 |
3 |
— |
— |
— |
|||
6. Leather & Leather Products |
— |
— |
— |
— |
— |
— |
|||
7. Rubber & Plastic Products |
— |
— |
— |
— |
— |
— |
|||
8. Chemicals & Chemical Products |
1 |
9,00 |
4,10 |
— |
— |
— |
|||
(a) |
Heavy Industrial Chemicals |
— |
— |
— |
— |
— |
— |
||
(b) |
Fertilisers |
— |
— |
— |
— |
— |
— |
||
(c) |
Drugs & Pharmaceuticals |
— |
— |
— |
— |
— |
— |
||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
||
(e) |
Other Chemicals & Chemical Products |
1 |
9,00 |
4,10 |
— |
— |
— |
||
9. Petroleum, Coal Products & Nuclear Fuels |
— |
— |
— |
— |
— |
— |
|||
10. Manufacture of Cement & Cement Products |
— |
— |
— |
— |
— |
— |
|||
11. Basic Metals & Metal Products |
1 |
5,00 |
3,78 |
— |
— |
— |
|||
(a) |
Iron & Steel |
1 |
5,00 |
3,78 |
— |
— |
— |
||
(b) |
Non-Ferrous Metals |
— |
— |
— |
— |
— |
— |
||
(c) |
Metal Products |
— |
— |
— |
— |
— |
— |
||
12. Engineering |
13 |
22,94 |
20,72 |
— |
— |
— |
|||
(a) |
Heavy Engineering |
1 |
6,29 |
6,29 |
— |
— |
— |
||
(b) |
Light Engineering |
6 |
2,90 |
69 |
— |
— |
— |
||
(c) |
Electrical Machinery & Goods |
1 |
95 |
95 |
— |
— |
— |
||
(d) |
Electronic Machinery & Goods |
5 |
12,81 |
12,80 |
— |
— |
— |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
11 |
5,00 |
4,53 |
— |
— |
— |
|||
14. Other Industries |
32 |
82 |
45 |
— |
— |
— |
|||
15. Electricity, Gas & Water |
— |
— |
— |
— |
— |
— |
|||
(a) |
Electricity Generation &Transmission |
— |
— |
— |
— |
— |
— |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
— |
— |
— |
||
16. Construction |
8 |
19 |
13 |
— |
— |
— |
|||
III. |
TRANSPORT OPERATORS |
5 |
13 |
4 |
— |
— |
— |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
24 |
62 |
32 |
— |
— |
— |
||
V. |
PERSONAL LOANS |
2,377 |
74,22 |
52,72 |
— |
— |
— |
||
1. Loans for Purchase of Consumer Durables |
343 |
3,98 |
4,00 |
— |
— |
— |
|||
2. Loans for Housing |
46 |
2,03 |
2,03 |
— |
— |
— |
|||
3. Rest of the Personal Loans |
1,988 |
68,21 |
46,69 |
— |
— |
— |
|||
VI. |
TRADE |
206 |
4,88 |
2,30 |
— |
— |
— |
||
1. Wholesale Trade |
196 |
4,66 |
2,21 |
— |
— |
— |
|||
2. Retail Trade |
10 |
22 |
9 |
— |
— |
— |
|||
VII. |
FINANCE |
2 |
5 |
4 |
— |
— |
— |
||
VIII. |
ALL OTHERS |
110 |
2,13 |
1,82 |
— |
— |
— |
||
|
|||||||||
TOTAL BANK CREDIT |
2,794 |
125,07 |
91,00 |
— |
— |
— |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
— |
— |
— |
— |
— |
— |
|||
2.OtherSmallScaleIndustries |
5 |
10,85 |
4,56 |
— |
— |
— |
|||
|
|
|||||||||
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
13 |
14 |
15 |
16 |
17 |
18 |
||||
|
|||||||||
I. |
AGRICULTURE |
80 |
32,91 |
29,83 |
2,079 |
671,26 |
570,81 |
||
1. Direct Finance |
35 |
11,90 |
11,97 |
1,722 |
71,22 |
74,77 |
|||
2. Indirect Finance |
45 |
21,02 |
17,86 |
357 |
600,04 |
496,05 |
|||
II. |
INDUSTRY |
1,379 |
293,36 |
207,25 |
10,935 |
2288,81 |
1845,85 |
||
1. Mining & Quarrying |
1 |
4 |
3 |
12 |
1,72 |
1,63 |
|||
2. Food Manufacturing & Processing |
11 |
10,36 |
9,49 |
2,230 |
205,18 |
198,10 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
1,776 |
37,40 |
36,40 |
||
(b) |
Sugar |
— |
— |
— |
26 |
85,76 |
86,84 |
||
(c) |
Edible Oils & Vanaspati |
— |
— |
— |
24 |
29,81 |
28,12 |
||
(d) |
Tea Processing |
— |
— |
— |
2 |
25 |
22 |
||
(e) |
Processing of Fruits & Vegetables |
5 |
9,51 |
8,74 |
11 |
12,70 |
11,04 |
||
(f) |
Others |
6 |
85 |
76 |
391 |
39,28 |
35,47 |
||
3. Beverage & Tobacco |
2 |
10,00 |
8,31 |
13 |
23,03 |
20,22 |
|||
4. Textiles |
17 |
6,09 |
6,00 |
226 |
213,36 |
173,35 |
|||
(a) |
Cotton Textiles |
5 |
14 |
12 |
108 |
166,75 |
126,19 |
||
(b) |
Jute & Other Natural Fibre Textiles |
7 |
3,98 |
3,87 |
14 |
4,01 |
3,89 |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
2 |
1 |
— |
||
(d) |
Other Textiles & Textile Products |
5 |
1,97 |
2,02 |
102 |
42,59 |
43,26 |
||
5. Paper, Paper Products & Printing |
20 |
4,28 |
3,46 |
253 |
62,40 |
50,83 |
|||
6. Leather & Leather Products |
2 |
13 |
13 |
23 |
13,71 |
13,02 |
|||
7. Rubber & Plastic Products |
9 |
2,20 |
2,02 |
129 |
56,88 |
53,18 |
|||
8. Chemicals & Chemical Products |
43 |
36,54 |
18,35 |
701 |
300,75 |
230,70 |
|||
(a) |
Heavy Industrial Chemicals |
1 |
8,71 |
3,91 |
29 |
22,25 |
16,17 |
||
(b) |
Fertilisers |
8 |
12,35 |
6,61 |
18 |
18,04 |
10,06 |
||
(c) |
Drugs & Pharmaceuticals |
7 |
9,39 |
2,61 |
528 |
212,88 |
171,93 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
||
(e) |
Other Chemicals & Chemical Products |
27 |
6,10 |
5,23 |
126 |
47,58 |
32,55 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
— |
— |
— |
7 |
79 |
60 |
|||
10. Manufacture of Cement & Cement Products |
1 |
— |
— |
26 |
2,04 |
1,78 |
|||
11. Basic Metals & Metal Products |
28 |
94,63 |
67,50 |
519 |
345,62 |
294,01 |
|||
(a) |
Iron & Steel |
17 |
93,37 |
66,45 |
181 |
281,23 |
242,20 |
||
(b) |
Non-Ferrous Metals |
— |
— |
— |
9 |
6,50 |
7,98 |
||
(c) |
Metal Products |
11 |
1,26 |
1,05 |
329 |
57,90 |
43,84 |
||
12. Engineering |
43 |
51,68 |
28,54 |
576 |
448,62 |
377,28 |
|||
(a) |
Heavy Engineering |
10 |
85 |
80 |
138 |
104,93 |
90,56 |
||
(b) |
Light Engineering |
17 |
14,04 |
8,49 |
212 |
48,85 |
36,82 |
||
(c) |
Electrical Machinery & Goods |
10 |
13,51 |
4,98 |
124 |
122,93 |
95,20 |
||
(d) |
Electronic Machinery & Goods |
6 |
23,28 |
14,27 |
102 |
171,92 |
154,70 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
8 |
4,46 |
4,07 |
173 |
42,16 |
42,35 |
|||
14. Other Industries |
1,160 |
4,32 |
4,27 |
5,801 |
231,79 |
146,36 |
|||
15. Electricity, Gas & Water |
3 |
12 |
9 |
19 |
61,25 |
6,75 |
|||
(a) |
Electricity Generation &Transmission |
1 |
6 |
3 |
8 |
59,06 |
4,71 |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
1 |
8 |
8 |
||
(c) |
Gas, Steam & Water Supply |
2 |
7 |
6 |
10 |
2,11 |
1,96 |
||
16. Construction |
31 |
68,50 |
55,00 |
227 |
279,50 |
235,69 |
|||
III. |
TRANSPORT OPERATORS |
108 |
3,86 |
3,11 |
536 |
64,07 |
42,21 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
470 |
28,69 |
18,92 |
2,044 |
223,48 |
170,75 |
||
V. |
PERSONAL LOANS |
10,037 |
93,30 |
73,31 |
68,759 |
667,26 |
533,03 |
||
1. Loans for Purchase of Consumer Durables |
819 |
2,13 |
1,71 |
6,393 |
30,69 |
24,05 |
|||
2. Loans for Housing |
744 |
9,21 |
7,14 |
7,147 |
184,34 |
160,46 |
|||
3. Rest of the Personal Loans |
8,474 |
81,96 |
64,46 |
55,219 |
452,22 |
348,53 |
|||
VI. |
TRADE |
486 |
103,68 |
80,71 |
6,180 |
6305,44 |
5151,09 |
||
1. Wholesale Trade |
280 |
80,73 |
62,89 |
1,334 |
6091,12 |
4999,35 |
|||
2. Retail Trade |
206 |
22,95 |
17,82 |
4,846 |
214,32 |
151,74 |
|||
VII. |
FINANCE |
18 |
75,94 |
55,04 |
78 |
198,63 |
178,33 |
||
VIII. |
ALL OTHERS |
247 |
30,77 |
28,23 |
15,016 |
669,58 |
516,61 |
||
|
|||||||||
TOTAL BANK CREDIT |
12,825 |
662,51 |
496,40 |
1,05,627 |
11088,54 |
9008,69 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
1 |
8 |
8 |
316 |
19,61 |
19,95 |
|||
2.OtherSmallScaleIndustries |
1,168 |
13,09 |
11,83 |
6,350 |
232,61 |
204,16 |
|||
|