Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

605

34

39

798

1,44

1,29

-

-

-

1.

Direct Finance

605

34

39

797

1,43

1,29

-

-

-

2.

Indirect Finance

-

-

-

1

-

-

-

-

-

II.

INDUSTRY

414

26,09

20,52

332

25,84

20,84

7

8,45

8,14

1.

Mining & Quarrying

-

-

-

1

-

-

-

-

-

2.

Food Manufacturing and Processing

2

1

-

17

85

85

-

-

-

(a)

Rice Mills, Flour and Dal Mills

-

-

-

10

78

78

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

1

-

-

-

-

-

(f)

Others

2

1

-

6

7

7

-

-

-

3.

Beverage and Tobacco

-

-

-

2

1

1

-

-

-

4.

Textiles

18

21,67

15,53

51

10,75

10,04

2

3,55

2,77

(a)

Cotton Textiles

2

3

3

4

55

38

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

1

2

1

-

-

-

(d)

Other Textiles

16

21,63

15,50

46

10,19

9,65

2

3,55

2,77

5.

Paper, Paper Products and Printing

-

-

-

23

1,08

59

-

-

-

6.

Leather and Leather Products

-

-

-

-

-

-

-

-

-

7.

Rubber and Rubber Products

1

1

-

-

-

-

-

-

-

8.

Chemicals and Chemical Products

11

2,14

3,25

30

8,23

6,32

5

4,90

5,36

(a)

Heavy Industrial Chemicals

-

-

-

7

81

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

1

5

2

2

32

31

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

10

2,09

3,23

21

7,10

6,01

5

4,90

5,36

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

1

1

-

-

-

10.

Manufacture of Cement & Cement Products

13

92

64

6

14

5

-

-

-

11.

Basic Metals & Metal Products

8

25

25

19

95

91

-

-

-

(a)

Iron and Steel

5

23

25

5

53

54

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

3

2

-

14

41

36

-

-

-

12.

Engineering

6

52

26

12

1,55

1,44

-

-

-

(a)

Heavy Engineering

-

-

-

1

1,10

99

-

-

-

(b)

Light Engineering

1

1

-

7

12

12

-

-

-

(c)

Electrical Machinery & Goods

5

51

25

3

2

2

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

1

31

31

-

-

-

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

5

4

4

-

-

-

14.

Other Industries

354

54

58

158

51

48

-

-

-

15.

Electricity, Gas & Water

-

-

-

2

1,56

1

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

2

1,56

1

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

1

5

2

5

15

9

-

-

-

III.

TRANSPORT OPERATORS

18

21

15

133

1,68

1,34

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1

-

-

266

2,07

2,07

-

-

-

V .

PERSONAL LOANS

78

31

26

532

1,91

1,76

-

-

-

1.

Loans for Purchase of Consumer Durables

-

-

-

107

18

17

-

-

-

2.

Loans for Housing

22

20

15

8

12

11

-

-

-

3.

Rest of the Personal Loans

56

11

11

417

1,61

1,48

-

-

-

VI.

TRADE

158

33

34

263

1,03

97

-

-

-

1.

Wholesale Trade

-

-

-

50

8

7

-

-

-

2.

Retail Trade

158

33

34

213

95

90

-

-

-

VII.

FINANCE

-

-

-

-

-

-

-

-

-

VIII.

ALL OTHERS

25

3

2

61

1,10

1,10

2

50

50

TOTAL BANK CREDIT

1299

27,32

21,68

2,385

35,06

29,37

9

8,95

8,64

OF WHICH :

1.

Artisans & Village Industries

281

43

46

102

14

13

-

-

-

2.

Other Small Scale Industries

95

2,70

3,81

205

12,87

10,34

5

4,90

5,36

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

-

-

-

1,403

1,78

1,68

1.

Direct Finance

-

-

-

-

-

-

1,402

1,78

1,68

2.

Indirect Finance

-

-

-

-

-

-

1

-

-

II.

INDUSTRY

-

-

-

24

17,38

16,43

777

77,76

65,93

1.

Mining & Quarrying

-

-

-

-

-

-

1

-

-

2.

Food Manufacturing and Processing

-

-

-

-

-

-

19

86

86

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

10

78

78

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

1

-

-

(f)

Others

-

-

-

-

-

-

8

8

7

3.

Beverage and Tobacco

-

-

-

-

-

-

2

1

1

4.

Textiles

-

-

-

16

6,51

6,66

87

42,48

35,01

(a)

Cotton Textiles

-

-

-

-

-

-

6

58

41

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

1

2

1

(d)

Other Textiles

-

-

-

16

6,51

6,66

80

41,88

34,58

5.

Paper, Paper Products and Printing

-

-

-

-

-

-

23

1,08

59

6.

Leather and Leather Products

-

-

-

-

-

-

-

-

-

7.

Rubber and Rubber Products

-

-

-

-

-

-

1

1

-

8.

Chemicals and Chemical Products

-

-

-

8

10,87

9,77

54

26,13

24,70

(a)

Heavy Industrial Chemicals

-

-

-

1

70

60

8

1,51

60

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

3

37

33

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

7

10,17

9,17

43

24,25

23,77

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

1

1

1

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

19

1,05

69

11.

Basic Metals & Metal Products

-

-

-

-

-

-

27

1,19

1,16

(a)

Iron and Steel

-

-

-

-

-

-

10

76

79

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

17

43

37

12.

Engineering

-

-

-

-

-

-

18

2,07

1,70

(a)

Heavy Engineering

-

-

-

-

-

-

1

1,10

99

(b)

Light Engineering

-

-

-

-

-

-

8

13

12

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

8

53

27

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

1

31

31

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

5

4

4

14.

Other Industries

-

-

-

-

-

-

512

1,05

1,06

15.

Electricity, Gas & Water

-

-

-

-

-

-

2

1,56

1

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

2

1,56

1

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

6

20

11

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

151

1,89

1,49

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

267

2,07

2,07

V .

PERSONAL LOANS

-

-

-

1

1

1

611

2,23

2,03

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

107

18

17

2.

Loans for Housing

-

-

-

1

1

1

31

33

27

3.

Rest of the Personal Loans

-

-

-

-

-

-

473

1,72

1,59

VI.

TRADE

-

-

-

1

1

-

422

1,36

1,31

1.

Wholesale Trade

-

-

-

-

-

-

50

8

7

2.

Retail Trade

-

-

-

1

1

-

372

1,28

1,24

VII.

FINANCE

-

-

-

1

1,10

87

1

1,10

87

VIII.

ALL OTHERS

-

-

-

-

-

-

88

1,63

1,62

TOTAL BANK CREDIT

-

-

-

27

18,50

17,31

3,720

89,83

77,00

OF WHICH :

1.

Artisans & Village Industries

-

-

-

-

-

-

383

56

59

2.

Other Small Scale Industries

-

-

-

1

70

60