WESTERNREGION

STATE : GUJARAT

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

5,91,502

2280,95

2048,42

2,84,066

1422,82

1227,35

1.

Direct Finance

5,85,617

1973,08

1791,64

2,78,671

1174,25

1030,54

2.

IndirectFinance

5,885

307,86

256,78

5,395

248,57

196,81

II.

INDUSTRY

35,493

3293,39

2460,45

30,996

3434,85

2576,40

1.

Mining & Quarrying

107

256,96

186,54

109

53,04

28,99

2.

Food Manufacturing & Processing

931

55,95

40,37

1,216

273,41

228,01

(a) Rice Mills, Flour & Dal Mills

498

13,52

10,39

627

41,56

35,23

(b) Sugar

2

1,21

1,18

9

9,79

7,79

(c) Edible Oils & Vanaspati

67

24,87

14,50

81

26,42

20,96

(d) Tea Processing

2

6

4

4

93

39

(e) Processing of Fruits & Vegetables

3

34

33

13

5,57

2,71

(f) Others

359

15,96

13,93

482

189,15

160,93

3.

Beverage & Tobacco

100

11,87

8,56

92

16,89

10,32

4.

Textiles

1,158

255,00

230,80

1,488

539,78

306,92

(a) Cotton Textiles

214

82,61

77,14

371

417,32

244,74

(b) Jute & Other Natural Fibre Textiles

22

37

20

27

34

27

(c) Handloom Textiles & Khadi

398

80

49

105

14,04

13,30

(d) Other Textiles & Textile Products

524

171,22

152,96

985

108,09

48,61

5.

Paper, Paper Products & Printing

145

16,30

14,98

523

272,07

218,40

6.

Leather & Leather Products

266

48

30

177

1,59

1,61

7.

Rubber & Plastic Products

226

104,36

169,83

409

70,40

59,57

8.

Chemicals & Chemical Products

725

1210,22

693,15

1,317

922,31

748,16

(a) Heavy Industrial Chemicals

87

218,96

140,87

232

145,44

135,49

(b) Fertilisers

58

56,69

39,45

14

23,90

16,89

(c) Drugs & Pharmaceuticals

134

159,35

153,80

299

301,67

273,04

(d) Non-Edible Oils

13

5,56

5,90

24

51,52

36,71

(e) Other Chemicals & Chemical Products

433

769,66

353,13

748

399,77

286,02

9.

Petroleum, Coal Products & Nuclear Fuels

17

111,41

44,95

23

11,88

6,63

10.

Manufacture of Cement & Cement Products

105

91,98

103,73

172

158,16

131,22

11.

BasicMetals & Metal Products

468

302,41

255,97

976

219,27

175,64

(a) Iron & Steel

122

252,95

217,35

311

168,72

131,81

(b) Non-Ferrous Metals

20

18,27

14,83

37

11,36

10,48

(c) Metal Products

326

31,20

23,79

628

39,19

33,35

12.

Engineering

468

117,36

110,48

974

385,87

239,12

(a) Heavy Engineering

33

17,84

15,59

91

90,84

72,26

(b) Light Engineering

146

38,89

38,52

537

71,58

50,67

(c) Electrical Machinery & Goods

218

54,62

50,26

250

35,54

26,47

(d) Electronic Machinery & Goods

71

6,01

6,11

96

187,91

89,71

13.

Vehicles, VehicleParts & Transport Equipments

353

16,02

5,37

420

42,95

41,08

14.

Other Industries

29,478

139,24

119,71

22,634

293,11

233,35

15.

Electricity, Gas & Water

27

254,36

148,05

31

105,65

93,86

(a) Electricity Generation & Transmission

18

230,29

123,86

22

104,72

93,04

(b) Non-Conventional Energy

1

6

6

—

—

—

(c) Gas, Steam & Water Supply

8

24,01

24,13

9

93

83

16.

Construction

919

349,47

327,64

435

68,46

53,53

III.

TRANSPORT OPERATORS

8,944

66,39

49,37

7,359

56,41

42,24

IV.

PROFESSIONAL AND OTHER SERVICES

19,665

102,49

76,74

20,715

308,82

273,52

V.

PERSONALLOANS

1,11,551

658,00

545,98

1,37,296

953,70

791,77

1.

Loans for Purchase of Consumer Durables

8,557

30,28

24,12

9,658

34,06

26,63

2.

Loans for Housing

11,877

229,15

216,74

25,487

383,81

343,05

3.

Rest of the Personal Loans

91,117

398,56

305,12

1,02,151

535,83

422,09

VI.

TRADE

68,635

544,60

458,94

52,771

501,08

352,66

1.

Wholesale Trade

2,805

344,44

302,29

2,751

211,70

129,50

2.

Retail Trade

65,830

200,17

156,65

50,020

289,37

223,16

VII.

FINANCE

771

12,72

9,53

1,890

88,50

53,54

VIII.

ALLOTHERS

41,929

387,54

313,70

37,397

515,39

403,18

TOTAL BANK CREDIT

8,78,490

7346,08

5963,12

5,72,490

7281,57

5720,65

OF

WHICH: 1. Artisans and Village & Tiny Industries

18,783

57,78

44,31

12,766

103,94

78,39

2. Other Small Scale Industries

11,872

242,06

206,70

12,140

527,40

445,98

WESTERNREGION

STATE : GUJARAT

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

24,287

362,92

301,79

4,320

581,80

506,78

1.

Direct Finance

23,520

189,31

159,87

3,948

70,43

56,04

2.

Indirect Finance

767

173,61

141,92

372

511,37

450,73

II.

INDUSTRY

15,635

5635,19

4722,38

45,342

17763,55

14502,93

1.

Mining & Quarrying

120

65,17

44,79

1,905

284,18

265,87

2.

Food Manufacturing & Processing

723

280,04

97,06

1,536

494,61

398,06

(a) Rice Mills, Flour & Dal Mills

56

6,88

5,80

108

26,22

21,68

(b) Sugar

3

25,67

14,49

6

2,33

52

(c) Edible Oils & Vanaspati

81

28,50

16,14

155

179,13

172,88

(d) Tea Processing

8

1,33

1,38

7

3,50

2,39

(e) Processing of Fruits & Vegetables

9

1,99

1,68

26

16,43

8,76

(f) Others

566

215,67

57,58

1,234

267,01

191,82

3.

Beverage & Tobacco

23

17,57

8,22

33

5,05

4,69

4.

Textiles

565

403,50

373,17

12,728

3432,29

2912,69

(a) Cotton Textiles

188

226,88

223,07

6,323

2147,27

1808,92

(b) Jute & Other Natural Fibre Textiles

61

69

74

249

20,80

17,96

(c) Handloom Textiles& Khadi

46

62

49

301

17,95

16,37

(d) Other Textiles & Textile Products

270

175,30

148,86

5,855

1246,26

1069,44

5.

Paper, Paper Products & Printing

177

37,46

33,83

941

471,48

433,06

6.

Leather & Leather Products

40

2,47

2,28

108

59,16

57,85

7.

Rubber & Plastic Products

397

59,50

37,64

1,097

511,65

359,05

8.

Chemicals & ChemicalProducts

538

747,37

467,55

6,258

4583,43

3548,57

(a) Heavy Industrial Chemicals

69

225,63

145,51

500

709,67

538,79

(b) Fertilisers

16

202,47

142,70

64

468,79

369,53

(c) Drugs & Pharmaceuticals

132

40,61

26,95

3,228

1638,65

1288,18

(d) Non-Edible Oils

3

31

15

24

21,27

16,39

(e) Other Chemicals&ChemicalProducts

318

278,35

152,24

2,442

1745,04

1335,69

9.

Petroleum,CoalProduct & NuclearFuels

32

1738,83

1791,51

142

425,27

406,56

10.

Manufacture of Cement & Cement Products

85

282,26

272,93

87

185,32

174,11

11.

Basic Metals & Metal Products

1,736

652,46

541,57

2,687

1335,10

1138,84

(a) Iron & Steel

284

188,01

125,93

669

1056,46

910,10

(b) Non-Ferrous Metals

116

312,97

329,80

119

42,15

36,74

(c) Metal Products

1,336

151,48

85,84

1,899

236,49

192,01

12.

Engineering

1,399

277,92

192,77

3,175

1442,41

1160,61

(a) Heavy Engineering

430

134,85

95,73

384

292,80

241,21

(b) Light Engineering

647

66,20

33,59

1,215

330,50

272,85

(c) Electrical Machinery & Goods

208

33,59

26,38

822

685,95

526,93

(d) Electronic Machinery & Goods

114

43,29

37,06

754

133,16

119,62

13.

Vehicles, Vehicle Parts & Transport Equipments

185

81,58

40,78

339

153,47

111,65

14.

Other Industries

9,041

280,00

191,31

13,246

1297,92

1011,51

15.

Electricity, Gas & Water

29

287,76

264,30

211

2289,52

1907,39

(a) Electricity Generation & Transmission

15

208,17

184,18

129

2166,66

1800,35

(b) Non-Conventional Energy

2

35

12

18

27,73

12,31

(c) Gas, Steam & Water Supply

12

79,24

80,00

64

95,14

94,72

16.

Construction

545

421,31

362,67

849

792,67

612,43

III.

TRANSPORT OPERATORS

3,211

56,76

47,79

3,517

223,38

174,91

IV.

PROFESSIONAL AND OTHER SERVICES

12,726

148,10

113,17

22,490

950,86

631,03

V.

PERSONALLOANS

1,07,195

842,75

673,54

2,17,033

2614,25

1987,24

1.

Loans for Purchase of Consumer Durables

5,164

19,90

15,14

7,799

35,75

27,78

2.

Loans for Housing

20,958

329,52

280,60

40,554

987,77

823,06

3.

Rest of the Personal Loans

81,073

493,33

377,80

1,68,680

1590,73

1136,40

VI.

TRADE

20,402

822,47

691,09

28,249

2469,54

2028,57

1.

Wholesale Trade

1,939

610,67

523,09

4,820

1567,30

1274,44

2.

Retail Trade

18,463

211,80

168,00

23,429

902,24

754,12

VII.

FINANCE

1,359

117,77

59,35

2,155

641,47

427,78

VIII.

ALLOTHERS

23,911

499,93

397,08

59,729

1767,24

1450,11

TOTAL BANK CREDIT

2,08,726

8485,88

7006,19

3,82,835

27012,10

21709,35

OF

WHICH: 1. Artisans and Village & Tiny Industries

2,543

29,79

23,18

3,444

138,63

104,78

2. Other Small Scale Industries

8,078

389,01

274,64

17,781

1744,73

1371,88