Himachal Pradesh - ஆர்பிஐ - Reserve Bank of India
Himachal Pradesh
NORTHERN REGION (Contd.) |
||||||||||
STATE : HIMACHAL PRADESH |
||||||||||
(Amount in Rupees Lakh)
|
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND ITS ASSOCIATES |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
47,791 |
479,40 |
378,96 |
1,52,051 |
1409,40 |
1199,36 |
- |
- |
- |
|
1. Direct Finance |
46,881 |
444,62 |
355,97 |
1,50,408 |
1239,31 |
1038,44 |
- |
- |
- |
|
2. Indirect Finance |
910 |
34,78 |
22,99 |
1,643 |
170,08 |
160,92 |
- |
- |
- |
II. |
INDUSTRY |
5,761 |
1043,75 |
816,46 |
10,072 |
6305,93 |
2474,98 |
23 |
107,60 |
49,44 |
|
1. Mining & Quarrying |
113 |
18,04 |
13,99 |
57 |
8,86 |
7,61 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
641 |
83,71 |
67,10 |
576 |
114,01 |
26,71 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
124 |
20,69 |
17,92 |
188 |
90,26 |
6,95 |
- |
- |
- |
|
(b) Sugar |
4 |
13 |
14 |
- |
- |
- |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
20 |
3,52 |
2,73 |
17 |
92 |
97 |
- |
- |
- |
|
(d) Tea Processing |
4 |
1,18 |
1,17 |
1 |
1,14 |
42 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
49 |
7,69 |
4,92 |
14 |
1,09 |
1,00 |
- |
- |
- |
|
(f) Others |
440 |
50,49 |
40,22 |
356 |
20,60 |
17,38 |
- |
- |
- |
|
3. Beverage & Tobacco |
70 |
18,32 |
17,28 |
16 |
2,99 |
1,61 |
- |
- |
- |
|
4. Textiles |
975 |
26,03 |
20,08 |
1,087 |
187,90 |
144,49 |
- |
- |
- |
|
(a) Cotton Textiles |
72 |
4,30 |
3,44 |
222 |
167,61 |
127,94 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
7 |
16 |
13 |
26 |
3,54 |
3,34 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
317 |
6,77 |
5,56 |
471 |
4,80 |
3,84 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
579 |
14,80 |
10,95 |
368 |
11,95 |
9,37 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
337 |
120,80 |
99,72 |
286 |
92,23 |
88,05 |
- |
- |
- |
|
6. Woods and Wood Products |
522 |
12,42 |
10,48 |
366 |
5,12 |
4,38 |
- |
- |
- |
|
7. Leather & Leather Products |
90 |
10,88 |
6,17 |
84 |
99 |
91 |
- |
- |
- |
|
8. Gems and Jewellery |
45 |
1,76 |
1,41 |
52 |
1,84 |
1,56 |
- |
- |
- |
|
9. Rubber & Plastic Products |
192 |
55,42 |
46,83 |
219 |
3108,90 |
61,90 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
377 |
243,32 |
182,17 |
1,270 |
340,83 |
262,91 |
8 |
37,87 |
22,35 |
|
(a) Heavy Industrial Chemicals |
33 |
7,24 |
6,11 |
27 |
17,00 |
14,58 |
- |
- |
- |
|
(b) Fertilisers |
6 |
20 |
15 |
12 |
1,88 |
1,87 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
134 |
129,89 |
106,93 |
1,122 |
272,74 |
211,55 |
6 |
33,33 |
20,10 |
|
(d) Non-Edible Oils |
5 |
6,16 |
5,73 |
3 |
49 |
59 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
199 |
99,84 |
63,26 |
106 |
48,72 |
34,31 |
2 |
4,54 |
2,25 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
15 |
3,74 |
2,89 |
17 |
17,63 |
16,38 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
77 |
8,72 |
7,13 |
47 |
272,31 |
200,89 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
439 |
143,57 |
113,12 |
572 |
433,75 |
307,69 |
2 |
9,00 |
4,24 |
|
(a) Iron & Steel |
170 |
113,22 |
88,38 |
51 |
298,71 |
204,60 |
- |
- |
- |
|
(b) Non-Ferrous Metals |
51 |
21,85 |
19,93 |
17 |
30,86 |
17,54 |
- |
- |
- |
|
(c) Metal Products |
218 |
8,50 |
4,80 |
504 |
104,18 |
85,55 |
2 |
9,00 |
4,24 |
|
14. Engineering |
549 |
118,62 |
89,48 |
752 |
120,19 |
96,81 |
7 |
22,00 |
13,59 |
|
(a) Heavy Engineering |
22 |
7,85 |
7,31 |
53 |
28,71 |
12,50 |
- |
- |
- |
|
(b) Light Engineering |
301 |
50,54 |
40,59 |
248 |
32,15 |
28,52 |
5 |
13,75 |
9,43 |
|
(c) Electrical Machinery & Goods |
147 |
39,95 |
26,37 |
360 |
25,58 |
22,22 |
2 |
8,25 |
4,16 |
|
(d) Electronic Machinery & Goods |
79 |
20,27 |
15,21 |
91 |
33,75 |
33,56 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
79 |
10,81 |
8,59 |
129 |
133,15 |
132,36 |
2 |
28,00 |
- |
|
16. Other Industries |
984 |
47,90 |
37,33 |
3,199 |
123,12 |
96,98 |
- |
- |
- |
|
17. Electricity, Gas & Water |
18 |
48,08 |
29,12 |
27 |
1244,48 |
936,26 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
7 |
46,95 |
28,17 |
23 |
1244,13 |
935,92 |
- |
- |
- |
|
(b) Non-Conventional Energy |
1 |
8 |
9 |
3 |
32 |
31 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
10 |
1,05 |
86 |
1 |
3 |
3 |
- |
- |
- |
|
18. Construction |
238 |
71,61 |
63,59 |
1,316 |
97,64 |
87,48 |
4 |
10,73 |
9,26 |
|
(a) Other than Infrastructure |
81 |
24,22 |
21,11 |
1,021 |
73,14 |
63,85 |
- |
- |
- |
|
(b) Infrastructure Construction |
157 |
47,39 |
42,48 |
295 |
24,50 |
23,62 |
4 |
10,73 |
9,26 |
III. |
TRANSPORT OPERATORS |
2,346 |
120,90 |
90,69 |
2,846 |
105,50 |
79,22 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
4,054 |
271,66 |
219,86 |
8,386 |
435,10 |
335,78 |
- |
- |
- |
|
1. Professional Services |
202 |
14,16 |
12,21 |
2,629 |
51,81 |
40,40 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
708 |
112,72 |
91,23 |
665 |
34,53 |
28,74 |
- |
- |
- |
|
3. Recreation services |
144 |
3,80 |
2,96 |
49 |
1,03 |
89 |
- |
- |
- |
|
4. IT and Telecommunications |
85 |
7,84 |
6,64 |
39 |
4,30 |
3,99 |
- |
- |
- |
|
5. Others |
2,915 |
133,14 |
106,83 |
5,004 |
343,43 |
261,77 |
- |
- |
- |
V. |
PERSONAL LOANS |
98,693 |
2049,31 |
1578,69 |
68,126 |
1199,14 |
1058,01 |
- |
- |
- |
|
1. Housing |
29,550 |
1191,62 |
951,38 |
20,464 |
610,42 |
566,09 |
- |
- |
- |
|
2. Consumer Durables |
1,885 |
11,61 |
8,81 |
8,277 |
97,39 |
86,79 |
- |
- |
- |
|
3. Vehicles |
10,447 |
218,07 |
160,56 |
6,083 |
89,85 |
81,82 |
- |
- |
- |
|
4. Education |
3,548 |
109,38 |
69,16 |
8,446 |
125,45 |
113,73 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
634 |
3,20 |
1,96 |
- |
- |
- |
|
6. Others |
53,263 |
518,63 |
388,78 |
24,222 |
272,83 |
207,61 |
- |
- |
- |
VI. |
TRADE |
22,129 |
715,74 |
600,79 |
36,304 |
670,42 |
467,08 |
10 |
4,95 |
3,16 |
|
1. Wholesale Trade |
623 |
133,00 |
121,49 |
454 |
75,95 |
33,84 |
1 |
18 |
- |
|
2. Retail Trade |
21,506 |
582,74 |
479,29 |
35,850 |
594,47 |
433,24 |
9 |
4,77 |
3,16 |
VII. |
FINANCE |
117 |
9,04 |
7,06 |
257 |
69,41 |
15,76 |
- |
- |
- |
VIII. |
ALL OTHERS |
2,625 |
59,07 |
51,99 |
6,938 |
318,55 |
300,94 |
- |
- |
- |
|
TOTAL BANK CREDIT |
1,83,516 |
4748,88 |
3744,49 |
2,84,980 |
10513,45 |
5931,12 |
33 |
112,55 |
52,60 |
TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009
|
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STATE : HIMACHAL PRADESH |
||||||||||
(Amount in Rupees Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED COMMERCIAL BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
31,132 |
129,44 |
98,16 |
111 |
4,54 |
4,01 |
2,31,085 |
2022,78 |
1680,49 |
|
1. Direct Finance |
30,467 |
124,25 |
94,73 |
110 |
4,52 |
3,98 |
2,27,866 |
1812,71 |
1493,12 |
|
2. Indirect Finance |
665 |
5,18 |
3,43 |
1 |
3 |
3 |
3,219 |
210,07 |
187,37 |
II. |
INDUSTRY |
2,205 |
26,67 |
20,40 |
441 |
1397,66 |
797,98 |
18,502 |
8881,61 |
4159,26 |
|
1. Mining & Quarrying |
24 |
1,25 |
1,09 |
- |
- |
- |
194 |
28,15 |
22,68 |
|
2. Food Manufacturing & Processing |
121 |
3,54 |
2,61 |
1 |
10,00 |
6,17 |
1,339 |
211,27 |
102,59 |
|
(a) Rice Mills, Flour & Dal Mills |
46 |
1,08 |
78 |
- |
- |
- |
358 |
112,03 |
25,65 |
|
(b) Sugar |
- |
- |
- |
- |
- |
- |
4 |
13 |
14 |
|
(c) Edible Oils & Vanaspati |
2 |
8 |
4 |
- |
- |
- |
39 |
4,52 |
3,74 |
|
(d) Tea Processing |
- |
- |
- |
- |
- |
- |
5 |
2,32 |
1,59 |
|
(e) Processing of Fruits & Vegetables |
3 |
13 |
12 |
- |
- |
- |
66 |
8,91 |
6,04 |
|
(f) Others |
70 |
2,26 |
1,67 |
1 |
10,00 |
6,17 |
867 |
83,35 |
65,43 |
|
3. Beverage & Tobacco |
1 |
4 |
2 |
- |
- |
- |
87 |
21,35 |
18,91 |
|
4. Textiles |
490 |
2,49 |
1,46 |
8 |
214,59 |
206,85 |
2,560 |
431,00 |
372,87 |
|
(a) Cotton Textiles |
3 |
4 |
1 |
3 |
213,52 |
206,57 |
300 |
385,47 |
337,96 |
|
(b) Jute & Other Natural Fibre Textiles |
21 |
4 |
4 |
1 |
1,00 |
24 |
55 |
4,74 |
3,75 |
|
(c) Handloom Textiles & Khadi |
391 |
1,44 |
84 |
2 |
2 |
1 |
1,181 |
13,03 |
10,25 |
|
(d) Other Textiles & Textile Products |
75 |
97 |
57 |
2 |
5 |
3 |
1,024 |
27,76 |
20,92 |
|
5. Paper, Paper Products & Printing |
11 |
39 |
29 |
12 |
7,28 |
6,31 |
646 |
220,71 |
194,37 |
|
6. Woods and Wood Products |
71 |
56 |
40 |
- |
- |
- |
959 |
18,10 |
15,26 |
|
7. Leather & Leather Products |
40 |
46 |
33 |
- |
- |
- |
214 |
12,33 |
7,40 |
|
8. Gems and Jewellery |
1 |
- |
- |
3 |
2 |
2 |
101 |
3,62 |
2,99 |
|
9. Rubber & Plastic Products |
4 |
15 |
11 |
1 |
3 |
2 |
416 |
3164,51 |
108,84 |
|
10. Chemicals & Chemical Products |
94 |
37 |
25 |
20 |
95,55 |
70,44 |
1,769 |
717,94 |
538,11 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
1 |
2 |
2 |
61 |
24,26 |
20,71 |
|
(b) Fertilisers |
- |
- |
- |
- |
- |
- |
18 |
2,08 |
2,02 |
|
(c) Drugs & Pharmaceuticals |
5 |
11 |
6 |
14 |
84,78 |
60,73 |
1,281 |
520,85 |
399,35 |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
8 |
6,65 |
6,32 |
|
(e) Other Chemicals & Chemical Products |
89 |
26 |
19 |
5 |
10,75 |
9,69 |
401 |
164,10 |
109,70 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
32 |
21,36 |
19,27 |
|
12. Manufacture of Cement & Cement Products |
2 |
13 |
8 |
4 |
32 |
9 |
130 |
281,48 |
208,19 |
|
13. Basic Metals & Metal Products |
29 |
1,31 |
91 |
- |
- |
- |
1,042 |
587,63 |
425,96 |
|
(a) Iron & Steel |
1 |
3 |
3 |
- |
- |
- |
222 |
411,97 |
293,01 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
- |
- |
- |
68 |
52,71 |
37,47 |
|
(c) Metal Products |
28 |
1,28 |
88 |
- |
- |
- |
752 |
122,95 |
95,48 |
|
14. Engineering |
25 |
55 |
42 |
175 |
32,97 |
18,20 |
1,508 |
294,33 |
218,49 |
|
(a) Heavy Engineering |
- |
- |
- |
- |
- |
- |
75 |
36,56 |
19,81 |
|
(b) Light Engineering |
11 |
23 |
16 |
167 |
12,53 |
5,03 |
732 |
109,21 |
83,72 |
|
(c) Electrical Machinery & Goods |
9 |
20 |
18 |
8 |
20,44 |
13,17 |
526 |
94,42 |
66,11 |
|
(d) Electronic Machinery & Goods |
5 |
12 |
8 |
- |
- |
- |
175 |
54,14 |
48,85 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
146 |
93 |
66 |
2 |
1,33 |
1,34 |
358 |
174,22 |
142,95 |
|
16. Other Industries |
1,048 |
8,29 |
6,47 |
145 |
3,17 |
2,80 |
5,376 |
182,48 |
143,58 |
|
17. Electricity, Gas & Water |
- |
- |
- |
2 |
84,26 |
77,70 |
47 |
1376,82 |
1043,08 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
2 |
84,26 |
77,70 |
32 |
1375,35 |
1041,79 |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
4 |
40 |
40 |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
11 |
1,08 |
89 |
|
18. Construction |
98 |
6,20 |
5,31 |
68 |
948,13 |
408,05 |
1,724 |
1134,32 |
573,70 |
|
(a) Other than Infrastructure |
68 |
3,29 |
2,69 |
64 |
8,09 |
5,56 |
1,234 |
108,75 |
93,22 |
|
(b) Infrastructure Construction |
30 |
2,91 |
2,62 |
4 |
940,05 |
402,49 |
490 |
1025,57 |
480,48 |
III. |
TRANSPORT OPERATORS |
1,362 |
38,61 |
28,46 |
421 |
25,69 |
21,12 |
6,975 |
290,70 |
219,48 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
2,876 |
25,07 |
18,95 |
253 |
26,41 |
12,45 |
15,569 |
758,24 |
587,05 |
|
1. Professional Services |
731 |
3,86 |
2,09 |
16 |
1,68 |
1,19 |
3,578 |
71,51 |
55,88 |
|
2. Tourism, Hotel & Restaurants |
169 |
4,62 |
4,12 |
20 |
7,01 |
5,21 |
1,562 |
158,89 |
129,29 |
|
3. Recreation services |
64 |
52 |
46 |
- |
- |
- |
257 |
5,35 |
4,31 |
|
4. IT and Telecommunications |
8 |
31 |
30 |
3 |
12 |
10 |
135 |
12,58 |
11,03 |
|
5. Others |
1,904 |
15,76 |
11,98 |
214 |
17,60 |
5,96 |
10,037 |
509,92 |
386,53 |
V. |
PERSONAL LOANS |
22,633 |
201,76 |
153,36 |
5,733 |
231,39 |
126,08 |
1,95,185 |
3681,60 |
2916,15 |
|
1. Housing |
3,178 |
76,76 |
62,40 |
704 |
53,61 |
44,80 |
53,896 |
1932,41 |
1624,67 |
|
2. Consumer Durables |
1,498 |
9,19 |
6,52 |
173 |
3,50 |
2,74 |
11,833 |
121,69 |
104,85 |
|
3. Vehicles |
2,550 |
29,94 |
22,33 |
3,184 |
147,06 |
66,26 |
22,264 |
484,92 |
330,98 |
|
4. Education |
349 |
4,45 |
2,83 |
12 |
29 |
24 |
12,355 |
239,57 |
185,97 |
|
5. Personal Credit Cards |
- |
- |
- |
61 |
1,93 |
56 |
695 |
5,12 |
2,52 |
|
6. Others |
15,058 |
81,42 |
59,28 |
1,599 |
25,01 |
11,48 |
94,142 |
897,90 |
667,16 |
VI. |
TRADE |
9,871 |
109,43 |
87,37 |
468 |
62,95 |
45,29 |
68,782 |
1563,49 |
1203,67 |
|
1. Wholesale Trade |
552 |
8,79 |
6,80 |
10 |
13,23 |
3,24 |
1,640 |
231,13 |
165,38 |
|
2. Retail Trade |
9,319 |
100,65 |
80,57 |
458 |
49,72 |
42,05 |
67,142 |
1332,36 |
1038,30 |
VII. |
FINANCE |
638 |
4,40 |
2,96 |
30 |
1,77 |
65 |
1,042 |
84,62 |
26,43 |
VIII. |
ALL OTHERS |
12,882 |
60,02 |
44,45 |
1,668 |
19,21 |
9,30 |
24,113 |
456,85 |
406,67 |
|
TOTAL BANK CREDIT |
83,599 |
595,39 |
454,11 |
9,125 |
1769,63 |
1016,88 |
5,61,253 |
17739,90 |
11199,20 |