NORTHERN REGION

STATE : JAMMU & KASHMIR

OCCUPATION

ANANTNAG

BADGAM

BANDIPURA

BARAMULLA

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

10,304

154,93,50

2,964

40,42,21

1,181

11,74,90

9,970

211,22,19

  1. Direct Finance

10,194

148,72,25

2,909

39,25,56

1,159

11,63,68

9,910

209,78,27

  2. Indirect Finance

110

6,21,25

55

1,16,65

22

11,22

60

1,43,92

II.

INDUSTRY

3,193

75,71,85

2,546

59,63,30

1,074

8,46,60

2,399

62,96,62

  1. Mining & Quarrying

17

1,02,09

7

99,50

11

28,09

11

1,10,94

  2. Manufacturing & Processing

3,047

62,90,99

2,459

45,18,65

1,060

8,08,97

2,319

51,45,86

  3. Electricity, Gas & Water

-

-

-

-

-

-

1

2,99

  4. Construction

129

11,78,77

80

13,45,15

3

9,54

68

10,36,83

III.

TRANSPORT OPERATORS

2,632

66,98,04

1,064

30,93,89

242

3,91,72

2,490

68,73,87

IV.

PROFESSIONAL AND OTHER SERVICES

560

28,20,26

254

31,56,01

205

1,32,22

595

25,68,47

V.

PERSONAL LOANS

21,477

198,13,74

13,691

168,52,48

5,304

35,85,74

23,425

331,08,03

  1. Loans for Housing

1,962

53,49,28

2,263

69,89,17

91

2,04,95

3,771

156,13,28

  2. Loans for Purchase of Consumer Durables

4,981

35,87,34

2,397

23,47,21

3,213

19,84,45

8,793

63,04,74

  3. Rest of the Personal Loans

14,534

108,77,12

9,031

75,16,10

2,000

13,96,34

10,861

111,90,01

VI.

TRADE

7,609

170,24,95

3,476

80,22,43

1,937

16,70,02

8,657

162,85,01

  1. Wholesale Trade

85

1,35,81

52

53,91

4

9,48

60

4,18,35

  2. Retail Trade

7,524

168,89,14

3,424

79,68,52

1,933

16,60,54

8,597

158,66,66

VII.

FINANCE

4

8,66

-

-

61

19,94

129

3,10,85

VIII.

ALL OTHERS

1,464

5,78,26

319

5,54,22

320

77,47

1,980

7,45,45

TOTAL BANK CREDIT

47,243

700,09,26

24,314

416,84,54

10,324

78,98,61

49,645

873,10,49

TABLE NO. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS
ACCORDING TO OCCUPATION - MARCH 2010

NORTHERN REGION

STATE : JAMMU & KASHMIR

OCCUPATION

DODA

GANDERBAL

JAMMU

KARGIL

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

1,270

20,81,50

1,269

13,84,70

15,318

331,51,77

86

3,75,57

  1. Direct Finance

1,237

13,62,58

1,233

12,74,11

14,804

196,07,61

80

3,71,54

  2. Indirect Finance

33

7,18,92

36

1,10,59

514

135,44,16

6

4,03

II.

INDUSTRY

262

18,29,41

1,546

18,77,07

4,810

1207,78,31

681

3,49,02

  1. Mining & Quarrying

4

70,87

14

48,40

79

30,23,24

-

-

  2. Manufacturing & Processing

188

6,98,25

1,516

17,51,14

4,365

1028,08,77

679

3,40,28

  3. Electricity, Gas & Water

33

8,81,60

-

-

8

73,73,98

-

-

  4. Construction

37

1,78,69

16

77,53

358

75,72,32

2

8,74

III.

TRANSPORT OPERATORS

357

10,91,40

422

10,50,29

4,458

160,59,09

165

3,79,66

IV.

PROFESSIONAL AND OTHER SERVICES

118

2,27,48

752

10,97,16

3,688

269,52,47

75

1,10,27

V.

PERSONAL LOANS

6,004

62,80,82

5,804

65,88,34

71,361

1157,55,22

2,495

17,90,87

  1. Loans for Housing

596

16,46,68

932

27,67,28

15,127

517,29,02

141

2,45,34

  2. Loans for Purchase of Consumer Durables

1,426

14,16,39

1,500

13,61,33

6,631

50,32,49

20

9,53

  3. Rest of the Personal Loans

3,982

32,17,75

3,372

24,59,73

49,603

589,93,71

2,334

15,36,00

VI.

TRADE

1,780

27,46,70

1,841

32,44,63

13,852

615,63,35

1,764

12,82,40

  1. Wholesale Trade

-

-

12

41,72

1,022

82,01,38

-

-

  2. Retail Trade

1,780

27,46,70

1,829

32,02,91

12,830

533,61,97

1,764

12,82,40

VII.

FINANCE

6

27,36

19

10,71

294

8,40,33

1

20

VIII.

ALL OTHERS

288

2,86,82

273

80,75

8,686

57,10,87

16

30,19

TOTAL BANK CREDIT

10,085

145,71,49

11,926

153,33,65

1,22,467

3808,11,41

5,283

43,18,18

TABLE NO. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS
ACCORDING TO OCCUPATION - MARCH 2010

NORTHERN REGION

STATE : JAMMU & KASHMIR

OCCUPATION

KATHUA

KISHTWAR

KULGAM

KUPWARA

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

17

18

19

20

21

22

23

24

I.

AGRICULTURE

6,725

52,10,85

433

4,64,08

5,157

46,89,83

3,922

62,57,27

  1. Direct Finance

6,689

50,48,80

432

4,62,89

5,106

46,49,72

3,865

61,64,44

  2. Indirect Finance

36

1,62,05

1

1,19

51

40,11

57

92,83

II.

INDUSTRY

1,238

176,79,86

171

1,10,13

999

7,56,98

686

12,98,24

  1. Mining & Quarrying

19

3,02,23

-

-

-

-

4

54,68

  2. Manufacturing & Processing

1,163

166,86,97

171

1,10,13

983

6,90,99

652

10,26,19

  3. Electricity, Gas & Water

10

2,61,70

-

-

-

-

-

-

  4. Construction

46

4,28,96

-

-

16

65,99

30

2,17,37

III.

TRANSPORT OPERATORS

725

21,58,37

133

2,96,03

513

8,84,91

2,762

35,00,20

IV.

PROFESSIONAL AND OTHER SERVICES

494

29,15,33

20

19,59

102

1,16,99

270

4,82,95

V.

PERSONAL LOANS

8,525

117,86,88

5,233

26,09,13

4,677

36,65,74

10,642

97,62,99

  1. Loans for Housing

1,978

53,65,77

354

5,86,82

294

7,74,09

623

17,71,81

  2. Loans for Purchase of Consumer Durables

1,415

9,78,84

259

2,11,28

880

6,92,33

5,463

40,23,88

  3. Rest of the Personal Loans

5,132

54,42,27

4,620

18,11,03

3,503

21,99,32

4,556

39,67,30

VI.

TRADE

3,637

57,87,67

1,119

8,76,04

2,503

36,30,04

4,529

63,74,42

  1. Wholesale Trade

268

3,95,92

-

-

102

28,57

4

38,86

  2. Retail Trade

3,369

53,91,75

1,119

8,76,04

2,401

36,01,47

4,525

63,35,56

VII.

FINANCE

15

24,23

-

-

-

-

93

39,57

VIII.

ALL OTHERS

734

4,84,73

400

1,20,51

269

1,54,06

864

1,58,30

TOTAL BANK CREDIT

22,093

460,47,92

7,509

44,95,51

14,220

138,98,55

23,768

278,73,94

TABLE NO. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS
ACCORDING TO OCCUPATION - MARCH 2010

NORTHERN REGION

STATE : JAMMU & KASHMIR

OCCUPATION

LEH LADAKH

POONCH

PULWAMA

RAJOURI

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
Standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

25

26

27

28

29

30

31

32

I.

AGRICULTURE

345

5,96,03

1,785

23,42,23

4,390

64,92,10

3,879

38,45,61

  1. Direct Finance

320

4,15,06

1,782

23,41,59

4,300

62,07,17

3,866

38,25,25

  2. Indirect Finance

25

1,80,97

3

64

90

2,84,93

13

20,36

II.

INDUSTRY

624

8,81,91

441

8,91,51

1,128

46,80,67

655

16,86,08

  1. Mining & Quarrying

6

33,17

4

58,56

41

2,34,77

3

56,57

  2. Manufacturing & Processing

589

6,08,45

409

2,05,09

1,009

34,52,80

429

9,64,46

  3. Electricity, Gas & Water

1

4,05

19

4,84,96

-

-

-

-

  4. Construction

28

2,36,24

9

1,42,90

78

9,93,10

223

6,65,05

III.

TRANSPORT OPERATORS

517

12,62,24

1,005

11,68,11

1,498

46,34,46

745

22,69,58

IV.

PROFESSIONAL AND OTHER SERVICES

280

17,76,37

191

3,14,90

199

16,02,68

180

8,60,91

V.

PERSONAL LOANS

4,382

53,44,37

11,030

82,16,16

12,281

120,73,70

12,182

126,84,78

  1. Loans for Housing

358

10,07,10

504

10,27,98

1,182

32,55,75

1,214

36,94,65

  2. Loans for Purchase of Consumer Durables

355

7,11,39

1,052

7,40,93

3,042

25,38,44

1,616

21,91,83

  3. Rest of the Personal Loans

3,669

36,25,88

9,474

64,47,25

8,057

62,79,51

9,352

67,98,30

VI.

TRADE

1,902

31,39,51

2,211

17,80,57

3,977

82,89,96

2,949

35,21,81

  1. Wholesale Trade

4

15,58

62

20,22

100

1,64,91

18

19,62

  2. Retail Trade

1,898

31,23,93

2,149

17,60,35

3,877

81,25,05

2,931

35,02,19

VII.

FINANCE

-

-

12

9,84

2

37,19

5

66

VIII.

ALL OTHERS

254

12,91,10

403

1,99,49

626

2,61,82

927

4,18,87

TOTAL BANK CREDIT

8,304

142,91,53

17,078

149,22,81

24,101

380,72,58

21,522

252,88,30

TABLE NO. 5.9 - DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS
ACCORDING TO OCCUPATION - MARCH 2010 

NORTHERN REGION

STATE : JAMMU & KASHMIR

OCCUPATION

RAMBAN

REASI

SAMBA

SHOPIAN

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

33

34

35

36

37

38

39

40

I.

AGRICULTURE

913

9,68,86

1,265

4,41,53

2,268

8,10,16

2,848

57,27,49

  1. Direct Finance

910

9,66,37

1,260

4,37,94

2,242

8,00,76

2,816

56,80,69

  2. Indirect Finance

3

2,49

5

3,59

26

9,40

32

46,80

II.

INDUSTRY

110

2,73,21

109

4,61,31

242

2,30,86

213

2,94,09

  1. Mining & Quarrying

-

-

7

63,42

1

3,30

-

-

  2. Manufacturing & Processing

107

2,50,59

90

2,55,44

241

2,27,56

212

2,90,20

  3. Electricity, Gas & Water

-

-

-

-

-

-

-

-

  4. Construction

3

22,62

12

1,42,45

-

-

1

3,89

III.

TRANSPORT OPERATORS

270

7,90,17

332

4,95,30

208

1,69,49

405

7,93,30

IV.

PROFESSIONAL AND OTHER SERVICES

123

2,91,01

298

13,26,65

342

2,95,47

18

32,82

V.

PERSONAL LOANS

3,051

26,03,54

5,905

52,98,10

4,906

28,81,93

5,160

44,34,25

  1. Loans for Housing

233

6,61,95

527

12,76,22

236

2,42,50

238

6,03,06

  2. Loans for Purchase of Consumer Durables

787

5,58,08

281

4,13,36

571

2,00,12

1,573

11,80,35

  3. Rest of the Personal Loans

2,031

13,83,51

5,097

36,08,52

4,099

24,39,31

3,349

26,50,84

VI.

TRADE

1,007

7,56,21

1,597

20,41,15

1,429

11,52,68

1,384

24,21,68

  1. Wholesale Trade

-

-

6

71,24

2

7,08

2

73,61

  2. Retail Trade

1,007

7,56,21

1,591

19,69,91

1,427

11,45,60

1,382

23,48,07

VII.

FINANCE

-

-

15

8,35

21

3,66

-

-

VIII.

ALL OTHERS

8

24,93

128

1,16,96

543

3,37,02

18

6,77

TOTAL BANK CREDIT

5,482

57,07,93

9,649

101,89,35

9,959

58,81,27

10,046

137,10,40

TABLE NO. 5.9 -  DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED
COMMERCIAL BANKS ACCORDING TO OCCUPATION
MARCH 2010

NORTHERN REGION 

STATE : JAMMU & KASHMIR

OCCUPATION

SRINAGAR

UDHAMPUR

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

41

42

43

44

I.

AGRICULTURE

3,051

74,43,89

4,298

26,51,10

  1. Direct Finance

2,980

53,07,52

4,192

24,40,09

  2. Indirect Finance

71

21,36,37

106

2,11,01

II.

INDUSTRY

6,708

1445,61,10

608

45,58,03

  1. Mining & Quarrying

38

3,38,68

6

62,73

  2. Manufacturing & Processing

6,368

834,94,98

490

20,40,42

  3. Electricity, Gas & Water

2

74,78

73

20,83,00

  4. Construction

300

606,52,66

39

3,71,88

III.

TRANSPORT OPERATORS

3,816

127,98,60

943

26,00,67

IV.

PROFESSIONAL AND OTHER SERVICES

5,213

3401,57,32

590

25,34,15

V.

PERSONAL LOANS

85,041

1203,43,21

10,668

138,03,71

  1. Loans for Housing

16,059

540,79,62

2,028

56,87,98

  2. Loans for Purchase of Consumer Durables

18,295

135,59,66

1,301

12,31,61

  3. Rest of the Personal Loans

50,687

527,03,93

7,339

68,84,12

VI.

TRADE

23,056

1218,91,42

3,244

61,01,45

  1. Wholesale Trade

485

535,94,77

43

4,50,65

  2. Retail Trade

22,571

682,96,65

3,201

56,50,80

VII.

FINANCE

32

82,36

69

6,01,21

VIII.

ALL OTHERS

1,488

8,88,58

2,238

4,41,91

TOTAL BANK CREDIT

1,28,405

7481,66,48

22,658

332,92,23