Kerala - ஆர்பிஐ - Reserve Bank of India
Kerala
SOUTHERN REGION | |||||||
STATE : KERALA |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
2,95,525 |
2090,24 |
1929,89 |
18,09,943 |
12754,45 |
10941,71 |
1. Direct Finance |
2,89,971 |
1942,18 |
1799,17 |
17,13,569 |
10066,62 |
8934,27 |
|
2. Indirect Finance |
5,554 |
148,06 |
130,72 |
96,374 |
2687,83 |
2007,44 |
|
II. |
INDUSTRY |
14,341 |
1207,15 |
744,80 |
91,158 |
5865,15 |
4465,08 |
1. Mining & Quarrying |
91 |
21,15 |
15,88 |
341 |
121,64 |
95,47 |
|
2. Food Manufacturing & Processing |
1,699 |
329,29 |
144,54 |
12,887 |
868,76 |
595,62 |
|
(a) Rice Mills, Flour & Dal Mills |
193 |
14,35 |
11,94 |
1,141 |
164,27 |
136,41 |
|
(b) Sugar |
1 |
4 |
2 |
5 |
25 |
22 |
|
(c) Edible Oils & Vanaspati |
54 |
2,30 |
1,97 |
798 |
75,04 |
59,14 |
|
(d) Tea Processing |
10 |
64,62 |
50,45 |
77 |
30,64 |
22,29 |
|
(e) Processing of Fruits & Vegetables |
19 |
1,08 |
99 |
181 |
22,10 |
14,89 |
|
(f) Others |
1,422 |
246,90 |
79,16 |
10,685 |
576,46 |
362,67 |
|
3. Beverage & Tobacco |
23 |
1,12 |
96 |
185 |
107,71 |
83,47 |
|
4. Textiles |
2,039 |
122,30 |
76,29 |
17,112 |
464,21 |
355,34 |
|
(a) Cotton Textiles |
94 |
83,12 |
42,41 |
794 |
178,26 |
136,27 |
|
(b) Jute & Other Natural Fibre Textiles |
48 |
65 |
55 |
351 |
15,69 |
6,60 |
|
(c) Handloom Textiles & Khadi |
97 |
91 |
85 |
1,248 |
60,40 |
51,87 |
|
(d) Other Textiles & Textile Products |
1,800 |
37,61 |
32,48 |
14,719 |
209,86 |
160,61 |
|
5. Paper, Paper Products & Printing |
274 |
15,43 |
13,02 |
2,641 |
189,51 |
146,49 |
|
6. Woods and Wood Products |
913 |
55,53 |
47,09 |
6,404 |
253,95 |
200,44 |
|
7. Leather & Leather Products |
94 |
3,84 |
3,24 |
770 |
21,80 |
18,91 |
|
8. Gems and Jewellery |
218 |
6,03 |
4,75 |
1,503 |
81,02 |
71,33 |
|
9. Rubber & Plastic Products |
295 |
62,20 |
46,01 |
2,655 |
621,64 |
493,65 |
|
10. Chemicals & Chemical Products |
366 |
36,80 |
26,51 |
2,789 |
454,85 |
358,99 |
|
(a) Heavy Industrial Chemicals |
11 |
2,04 |
1,59 |
58 |
41,04 |
28,84 |
|
(b) Fertilisers |
14 |
2,30 |
1,81 |
73 |
184,22 |
159,61 |
|
(c) Drugs & Pharmaceuticals |
106 |
18,01 |
11,31 |
579 |
88,86 |
68,37 |
|
(d) Non-Edible Oils |
3 |
17 |
9 |
41 |
9,91 |
8,55 |
|
(e) Other Chemicals & Chemical Products |
232 |
14,29 |
11,71 |
2,038 |
130,82 |
93,61 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
9 |
1,16 |
97 |
48 |
9,19 |
7,16 |
|
12. Manufacture of Cement & Cement Products |
335 |
19,57 |
15,79 |
2,312 |
84,37 |
64,62 |
|
13. Basic Metals & Metal Products |
870 |
71,42 |
55,44 |
2,670 |
224,20 |
187,43 |
|
(a) Iron & Steel |
26 |
11,58 |
8,73 |
140 |
91,47 |
77,75 |
|
(b) Non-Ferrous Metals |
21 |
41,64 |
30,93 |
116 |
17,03 |
15,06 |
|
(c) Metal Products |
823 |
18,21 |
15,78 |
2,414 |
115,69 |
94,62 |
|
14. Engineering |
472 |
32,57 |
18,67 |
3,462 |
197,02 |
151,57 |
|
(a) Heavy Engineering |
20 |
1,22 |
78 |
186 |
18,96 |
14,31 |
|
(b) Light Engineering |
262 |
9,55 |
6,95 |
1,876 |
84,37 |
64,06 |
|
(c) Electrical Machinery & Goods |
85 |
7,38 |
6,93 |
901 |
74,00 |
57,48 |
|
(d) Electronic Machinery & Goods |
105 |
14,41 |
4,02 |
499 |
19,69 |
15,73 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
181 |
11,09 |
6,88 |
642 |
45,75 |
38,41 |
|
16. Other Industries |
4,052 |
89,68 |
58,62 |
24,738 |
488,55 |
385,73 |
|
17. Electricity, Gas & Water |
27 |
7,12 |
5,49 |
104 |
206,02 |
139,53 |
|
(a) Electricity Generation & Transmission |
7 |
3,70 |
3,40 |
46 |
197,79 |
134,12 |
|
(b) Non-Conventional Energy |
8 |
31 |
25 |
21 |
3,70 |
2,05 |
|
(c) Gas, Steam & Water Supply |
12 |
3,11 |
1,84 |
37 |
4,53 |
3,36 |
|
18. Construction |
2,383 |
320,86 |
204,64 |
9,895 |
1424,96 |
1070,90 |
|
(a) Other than Infrastructure |
1,699 |
231,50 |
137,95 |
5,194 |
876,01 |
672,01 |
|
(b) Infrastructure Construction |
684 |
89,36 |
66,69 |
4,701 |
548,95 |
398,89 |
|
III. |
TRANSPORT OPERATORS |
9,177 |
475,22 |
227,89 |
30,115 |
892,59 |
618,65 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
16,936 |
449,65 |
321,65 |
1,05,826 |
3029,57 |
2314,84 |
|
1. Professional Services |
1,671 |
99,85 |
69,52 |
16,714 |
508,62 |
384,12 |
|
2. Tourism, Hotel & Restaurants |
1,368 |
49,58 |
28,36 |
8,453 |
446,54 |
352,82 |
|
3. Recreation services |
150 |
6,95 |
5,95 |
2,460 |
79,86 |
67,47 |
|
4. IT and Telecommunications |
39 |
18,45 |
13,22 |
229 |
28,02 |
19,86 |
|
5. Others |
13,708 |
274,83 |
204,61 |
77,970 |
1966,53 |
1490,57 |
V. |
PERSONAL LOANS |
2,37,259 |
5189,49 |
3769,69 |
15,76,938 |
27474,07 |
21698,16 |
1. Housing |
51,468 |
2509,20 |
1996,60 |
3,47,844 |
14074,24 |
11343,59 |
|
2. Consumer Durables |
3,018 |
72,75 |
48,38 |
21,155 |
330,84 |
229,35 |
|
3. Vehicles |
25,244 |
828,34 |
479,75 |
1,21,742 |
2681,05 |
1944,21 |
|
4. Education |
24,755 |
599,94 |
482,74 |
1,75,144 |
3812,94 |
2996,64 |
|
5. Personal Credit Cards |
2,053 |
52,63 |
11,34 |
5,192 |
37,39 |
18,33 |
|
6. Others |
1,30,721 |
1126,64 |
750,88 |
9,05,861 |
6537,61 |
5166,03 |
|
VI. |
TRADE |
45,539 |
1044,12 |
911,86 |
2,87,520 |
7473,90 |
5935,05 |
1. Wholesale Trade |
1,814 |
436,21 |
403,47 |
8,493 |
2111,16 |
1673,34 |
|
2. Retail Trade |
43,725 |
607,91 |
508,39 |
2,79,027 |
5362,75 |
4261,70 |
|
VII. |
FINANCE |
1,364 |
292,32 |
218,61 |
9,941 |
1402,35 |
649,79 |
VIII. |
ALL OTHERS |
14,417 |
245,11 |
183,58 |
1,66,405 |
1627,63 |
1452,17 |
|
TOTAL BANK CREDIT |
6,34,558 |
10993,30 |
8307,97 |
40,77,846 |
60519,71 |
48075,44 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED |
|||||||
SOUTHERN REGION | |||||||
STATE : KERALA |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
2,77,731 |
5214,74 |
4132,69 |
- |
- |
- |
1. Direct Finance |
2,60,538 |
3224,34 |
2631,67 |
- |
- |
- |
|
2. Indirect Finance |
17,193 |
1990,40 |
1501,02 |
- |
- |
- |
|
II. |
INDUSTRY |
50,398 |
13332,40 |
8454,58 |
- |
- |
- |
1. Mining & Quarrying |
154 |
102,24 |
71,79 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
6,287 |
3693,79 |
1754,62 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
236 |
66,51 |
45,33 |
- |
- |
- |
|
(b) Sugar |
5 |
28,30 |
28,22 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
231 |
88,91 |
67,91 |
- |
- |
- |
|
(d) Tea Processing |
141 |
85,16 |
52,56 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
73 |
65,55 |
44,05 |
- |
- |
- |
|
(f) Others |
5,601 |
3359,37 |
1516,54 |
- |
- |
- |
|
3. Beverage & Tobacco |
81 |
45,64 |
37,44 |
- |
- |
- |
|
4. Textiles |
6,503 |
1221,30 |
826,08 |
- |
- |
- |
|
(a) Cotton Textiles |
656 |
416,33 |
242,36 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
189 |
50,72 |
37,98 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
107 |
13,38 |
12,64 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
5,551 |
740,86 |
533,09 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
2,039 |
517,92 |
321,22 |
- |
- |
- |
|
6. Woods and Wood Products |
1,909 |
123,15 |
99,28 |
- |
- |
- |
|
7. Leather & Leather Products |
300 |
19,83 |
17,61 |
- |
- |
- |
|
8. Gems and Jewellery |
560 |
248,90 |
234,26 |
- |
- |
- |
|
9. Rubber & Plastic Products |
1,984 |
1119,63 |
780,92 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
6,533 |
702,58 |
564,86 |
- |
- |
- |
|
(a) Heavy Industrial Chemicals |
62 |
56,15 |
35,51 |
- |
- |
- |
|
(b) Fertilisers |
26 |
204,68 |
164,50 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
376 |
60,69 |
47,78 |
- |
- |
- |
|
(d) Non-Edible Oils |
13 |
2,07 |
1,71 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
6,056 |
379,00 |
315,36 |
- |
- |
- |
|
11. Petroleum, Coal Products & Nuclear Fuels |
23 |
104,67 |
44,28 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
3,541 |
110,86 |
96,65 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
1,656 |
524,28 |
453,58 |
- |
- |
- |
|
(a) Iron & Steel |
167 |
387,37 |
344,57 |
- |
- |
- |
|
(b) Non-Ferrous Metals |
75 |
49,60 |
37,82 |
- |
- |
- |
|
(c) Metal Products |
1,414 |
87,31 |
71,20 |
- |
- |
- |
|
14. Engineering |
5,932 |
677,87 |
509,12 |
- |
- |
- |
|
(a) Heavy Engineering |
266 |
53,48 |
34,98 |
- |
- |
- |
|
(b) Light Engineering |
4,547 |
304,06 |
235,33 |
- |
- |
- |
|
(c) Electrical Machinery & Goods |
758 |
235,78 |
171,84 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
361 |
84,55 |
66,97 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
296 |
102,77 |
88,15 |
- |
- |
- |
|
16. Other Industries |
7,851 |
597,39 |
437,32 |
- |
- |
- |
|
17. Electricity, Gas & Water |
94 |
446,84 |
260,52 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
36 |
366,71 |
183,99 |
- |
- |
- |
|
(b) Non-Conventional Energy |
18 |
61,67 |
60,71 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
40 |
18,47 |
15,82 |
- |
- |
- |
|
18. Construction |
4,655 |
2972,73 |
1856,89 |
- |
- |
- |
|
(a) Other than Infrastructure |
2,974 |
1165,20 |
730,32 |
- |
- |
- |
|
(b) Infrastructure Construction |
1,681 |
1807,53 |
1126,57 |
- |
- |
- |
|
III. |
TRANSPORT OPERATORS |
12,629 |
695,07 |
493,20 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
39,987 |
4864,37 |
3376,02 |
- |
- |
- |
|
1. Professional Services |
6,830 |
583,69 |
447,60 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
3,249 |
1339,33 |
960,03 |
- |
- |
- |
|
3. Recreation services |
835 |
273,84 |
160,55 |
- |
- |
- |
|
4. IT and Telecommunications |
193 |
37,41 |
25,37 |
- |
- |
- |
|
5. Others |
28,880 |
2630,09 |
1782,47 |
- |
- |
- |
V. |
PERSONAL LOANS |
7,46,325 |
17592,81 |
13801,32 |
- |
- |
- |
1. Housing |
1,64,888 |
10123,29 |
8157,76 |
- |
- |
- |
|
2. Consumer Durables |
11,066 |
116,43 |
85,44 |
- |
- |
- |
|
3. Vehicles |
1,99,822 |
2041,12 |
1390,62 |
- |
- |
- |
|
4. Education |
54,429 |
1521,15 |
1193,52 |
- |
- |
- |
|
5. Personal Credit Cards |
5,009 |
74,61 |
24,14 |
- |
- |
- |
|
6. Others |
3,11,111 |
3716,20 |
2949,84 |
- |
- |
- |
|
VI. |
TRADE |
85,958 |
7649,88 |
5775,86 |
- |
- |
- |
1. Wholesale Trade |
7,614 |
2570,74 |
1841,68 |
- |
- |
- |
|
2. Retail Trade |
78,344 |
5079,14 |
3934,18 |
- |
- |
- |
|
VII. |
FINANCE |
2,520 |
5621,62 |
4475,14 |
- |
- |
- |
VIII. |
ALL OTHERS |
1,32,636 |
1619,76 |
1245,63 |
- |
- |
- |
|
TOTAL BANK CREDIT |
13,48,184 |
56590,64 |
41754,44 |
- |
- |
- |