Kerala - ஆர்பிஐ - Reserve Bank of India
Kerala
Table No.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
SOUTHERN REGION |
(Amount in Rupees Lakh) |
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|
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STATE BANK OF INDIA |
NATIONALISED BANKS |
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AND ITS ASSOCIATES |
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|
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||||||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||||||||
standing |
standing |
|||||||||||||
|
||||||||||||||
1 |
2 |
3 |
4 |
5 |
6 |
|||||||||
|
||||||||||||||
I. |
AGRICULTURE |
3,21,896 |
823,99 |
762,93 |
4,27,920 |
1040,14 |
888,02 |
|||||||
1. Direct Finance |
3,16,495 |
769,18 |
713,55 |
4,15,097 |
873,15 |
759,49 |
||||||||
2. Indirect Finance |
5,401 |
54,81 |
49,38 |
12,823 |
166,99 |
128,53 |
||||||||
II. |
INDUSTRY |
67,961 |
1943,88 |
1472,04 |
59,919 |
2167,03 |
1707,35 |
|||||||
1. Mining & Quarrying |
81 |
68,62 |
55,97 |
69 |
10,71 |
10,30 |
||||||||
2. Food Manufacturing & Processing |
3,657 |
397,80 |
288,45 |
3,002 |
655,70 |
439,47 |
||||||||
(a) |
Rice Mills, Flour & Dal Mills |
1,078 |
32,22 |
29,93 |
1,327 |
21,75 |
21,53 |
|||||||
(b) |
Sugar |
1 |
4 |
2 |
1 |
65 |
25 |
|||||||
(c) |
Edible Oils & Vanaspati |
474 |
28,23 |
18,71 |
310 |
39,26 |
22,89 |
|||||||
(d) |
Tea Processing |
30 |
82,65 |
30,27 |
40 |
43,41 |
27,03 |
|||||||
(e) |
Processing of Fruits & Vegetables |
24 |
2,21 |
2,21 |
44 |
10,51 |
10,56 |
|||||||
(f) |
Others |
2,050 |
252,46 |
207,31 |
1,280 |
540,11 |
357,22 |
|||||||
3. Beverage & Tobacco |
49 |
11,90 |
10,26 |
44 |
14,63 |
12,01 |
||||||||
4. Textiles |
3,406 |
170,84 |
132,18 |
1,970 |
242,44 |
168,13 |
||||||||
(a) |
Cotton Textiles |
126 |
58,79 |
43,88 |
182 |
101,35 |
44,81 |
|||||||
(b) |
Jute & Other Natural Fibre Textiles |
80 |
81 |
73 |
32 |
55 |
50 |
|||||||
(c) |
Handloom Textiles & Khadi |
187 |
7,12 |
6,60 |
105 |
19,98 |
17,71 |
|||||||
(d) |
Other Textiles & Textile Products |
3,013 |
104,12 |
80,97 |
1,651 |
120,55 |
105,11 |
|||||||
5. Paper, Paper Products & Printing |
1,548 |
96,80 |
66,37 |
737 |
49,27 |
41,67 |
||||||||
6. Leather & Leather Products |
375 |
6,91 |
5,94 |
367 |
5,67 |
5,30 |
||||||||
7. Rubber & Plastic Products |
1,537 |
136,98 |
131,48 |
1,363 |
110,76 |
92,22 |
||||||||
8. Chemicals & Chemical Products |
849 |
172,80 |
130,86 |
795 |
150,77 |
127,84 |
||||||||
(a) |
Heavy Industrial Chemicals |
32 |
10,93 |
7,10 |
34 |
15,18 |
11,70 |
|||||||
(b) |
Fertilisers |
25 |
74,55 |
51,07 |
15 |
76,93 |
61,17 |
|||||||
(c) |
Drugs & Pharmaceuticals |
337 |
18,57 |
16,32 |
247 |
22,43 |
21,57 |
|||||||
(d) |
Non-Edible Oils |
15 |
10,85 |
11,55 |
10 |
3,89 |
3,78 |
|||||||
(e) |
Other Chemicals & Chemical Products |
440 |
57,89 |
44,82 |
489 |
32,34 |
29,62 |
|||||||
9. Petroleum, Coal Products & Nuclear Fuels |
28 |
75,85 |
21,97 |
14 |
100,80 |
100,13 |
||||||||
10. Manufacture of Cement & Cement Products |
393 |
6,13 |
4,70 |
178 |
3,28 |
2,49 |
||||||||
11. Basic Metals & Metal Products |
689 |
60,25 |
52,36 |
1,143 |
41,26 |
34,08 |
||||||||
(a) |
Iron & Steel |
68 |
34,98 |
30,73 |
58 |
13,91 |
11,34 |
|||||||
(b) |
Non-Ferrous Metals |
13 |
1,73 |
1,14 |
31 |
7,78 |
6,15 |
|||||||
(c) |
Metal Products |
608 |
23,55 |
20,49 |
1,054 |
19,57 |
16,60 |
|||||||
12. Engineering |
1,525 |
280,47 |
203,69 |
1,411 |
105,89 |
88,60 |
||||||||
(a) |
Heavy Engineering |
28 |
12,20 |
8,35 |
43 |
3,28 |
2,82 |
|||||||
(b) |
Light Engineering |
670 |
61,16 |
44,09 |
690 |
14,87 |
12,32 |
|||||||
(c) |
Electrical Machinery & Goods |
504 |
140,88 |
89,95 |
354 |
20,76 |
16,30 |
|||||||
(d) |
Electronic Machinery & Goods |
323 |
66,23 |
61,30 |
324 |
66,98 |
57,15 |
|||||||
13. Vehicles, Vehicle Parts & Transport Equipments |
612 |
13,48 |
8,65 |
840 |
16,38 |
13,73 |
||||||||
14. Other Industries |
51,493 |
298,40 |
245,80 |
44,464 |
266,75 |
231,02 |
||||||||
15. Electricity, Gas & Water |
48 |
74,80 |
50,04 |
72 |
260,63 |
230,43 |
||||||||
(a) |
Electricity Generation &Transmission |
12 |
71,85 |
47,54 |
50 |
258,91 |
228,96 |
|||||||
(b) |
Non-Conventional Energy |
11 |
1,05 |
87 |
2 |
18 |
17 |
|||||||
(c) |
Gas, Steam & Water Supply |
25 |
1,91 |
1,62 |
20 |
1,54 |
1,29 |
|||||||
16. Construction |
1,671 |
71,84 |
63,33 |
3,450 |
132,10 |
109,92 |
||||||||
III. |
TRANSPORT OPERATORS |
14,676 |
178,13 |
126,31 |
14,559 |
106,89 |
88,93 |
|||||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
8,515 |
331,21 |
275,09 |
52,827 |
397,06 |
329,58 |
|||||||
V. |
PERSONAL LOANS |
3,37,403 |
2547,41 |
2084,68 |
2,75,755 |
1879,80 |
1652,59 |
|||||||
1. Loans for Purchase of Consumer Durables |
27,495 |
93,47 |
69,48 |
24,116 |
72,72 |
57,28 |
||||||||
2. Loans for Housing |
62,844 |
1228,88 |
1062,56 |
63,492 |
851,71 |
767,43 |
||||||||
3. Rest of the Personal Loans |
2,47,064 |
1225,06 |
952,64 |
1,88,147 |
955,37 |
827,88 |
||||||||
VI. |
TRADE |
89,788 |
1838,90 |
1606,65 |
86,193 |
1412,13 |
1264,85 |
|||||||
1. Wholesale Trade |
4,598 |
1078,64 |
965,31 |
4,681 |
668,73 |
644,90 |
||||||||
2. Retail Trade |
85,190 |
760,27 |
641,34 |
81,512 |
743,39 |
619,95 |
||||||||
VII. |
FINANCE |
1,591 |
17,40 |
13,63 |
1,326 |
69,92 |
58,78 |
|||||||
VIII. |
ALL OTHERS |
1,58,709 |
1319,89 |
1163,17 |
1,30,117 |
1103,82 |
925,56 |
|||||||
|
||||||||||||||
TOTAL BANK CREDIT |
10,00,539 |
9000,83 |
7504,51 |
10,48,616 |
8176,79 |
6915,67 |
||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries |
19,011 |
155,45 |
129,03 |
12,769 |
48,48 |
41,86 |
||||||||
2.OtherSmallScaleIndustries |
35,739 |
439,66 |
365,15 |
32,935 |
638,28 |
457,04 |
||||||||
|
|
||||||||||||||
FOREIGN BANKS |
REGIONAL RURAL BANKS |
|||||||||||||
|
||||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||||||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||||||||
standing |
standing |
|||||||||||||
|
||||||||||||||
7 |
8 |
9 |
10 |
11 |
12 |
|||||||||
|
||||||||||||||
I. |
AGRICULTURE |
— |
— |
— |
4,62,539 |
555,41 |
535,02 |
|||||||
1. Direct Finance |
— |
— |
— |
4,58,413 |
551,31 |
531,09 |
||||||||
2. Indirect Finance |
— |
— |
— |
4,126 |
4,10 |
3,93 |
||||||||
II. |
INDUSTRY |
39 |
33,92 |
17,16 |
42,051 |
92,33 |
82,60 |
|||||||
1. Mining & Quarrying |
— |
— |
— |
21 |
1,04 |
86 |
||||||||
2. Food Manufacturing & Processing |
13 |
30,21 |
16,08 |
435 |
4,05 |
3,53 |
||||||||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
117 |
1,12 |
97 |
|||||||
(b) |
Sugar |
— |
— |
— |
— |
— |
— |
|||||||
(c) |
Edible Oils & Vanaspati |
1 |
75 |
52 |
60 |
1,12 |
99 |
|||||||
(d) |
Tea Processing |
8 |
11,80 |
14 |
— |
— |
— |
|||||||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
2 |
6 |
3 |
|||||||
(f) |
Others |
4 |
17,66 |
15,42 |
256 |
1,74 |
1,55 |
|||||||
3. Beverage & Tobacco |
— |
— |
— |
4 |
18 |
16 |
||||||||
4. Textiles |
1 |
3,00 |
66 |
375 |
1,01 |
90 |
||||||||
(a) |
Cotton Textiles |
1 |
3,00 |
66 |
1 |
1 |
1 |
|||||||
(b) |
Jute & Other Natural Fibre Textiles |
— |
— |
— |
2 |
4 |
4 |
|||||||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
66 |
7 |
7 |
|||||||
(d) |
Other Textiles & Textile Products |
— |
— |
— |
306 |
89 |
79 |
|||||||
5. Paper, Paper Products & Printing |
— |
— |
— |
59 |
83 |
73 |
||||||||
6. Leather & Leather Products |
— |
— |
— |
16 |
9 |
8 |
||||||||
7. Rubber & Plastic Products |
— |
— |
— |
81 |
59 |
51 |
||||||||
8. Chemicals & Chemical Products |
5 |
19 |
18 |
31 |
51 |
46 |
||||||||
(a) |
Heavy Industrial Chemicals |
— |
— |
— |
1 |
5 |
5 |
|||||||
(b) |
Fertilisers |
— |
— |
— |
— |
— |
— |
|||||||
(c) |
Drugs & Pharmaceuticals |
— |
— |
— |
18 |
14 |
13 |
|||||||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
|||||||
(e) |
Other Chemicals & Chemical Products |
5 |
19 |
18 |
12 |
32 |
28 |
|||||||
9. Petroleum, Coal Products & Nuclear Fuels |
— |
— |
— |
— |
— |
— |
||||||||
10. Manufacture of Cement & Cement Products |
— |
— |
— |
44 |
33 |
30 |
||||||||
11. Basic Metals & Metal Products |
— |
— |
— |
65 |
48 |
45 |
||||||||
(a) |
Iron & Steel |
— |
— |
— |
1 |
10 |
10 |
|||||||
(b) |
Non-Ferrous Metals |
— |
— |
— |
— |
— |
— |
|||||||
(c) |
Metal Products |
— |
— |
— |
64 |
38 |
35 |
|||||||
12. Engineering |
— |
— |
— |
133 |
50 |
43 |
||||||||
(a) |
Heavy Engineering |
— |
— |
— |
— |
— |
— |
|||||||
(b) |
Light Engineering |
— |
— |
— |
10 |
10 |
9 |
|||||||
(c) |
Electrical Machinery & Goods |
— |
— |
— |
89 |
12 |
11 |
|||||||
(d) |
Electronic Machinery & Goods |
— |
— |
— |
34 |
27 |
23 |
|||||||
13. Vehicles, Vehicle Parts & Transport Equipments |
— |
— |
— |
38 |
57 |
41 |
||||||||
14. Other Industries |
18 |
48 |
23 |
40,228 |
64,03 |
57,70 |
||||||||
15. Electricity, Gas & Water |
— |
— |
— |
1 |
4 |
4 |
||||||||
(a) |
Electricity Generation &Transmission |
— |
— |
— |
— |
— |
— |
|||||||
(b) |
Non-Conventional Energy |
— |
— |
— |
— |
— |
— |
|||||||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
1 |
4 |
4 |
|||||||
16. Construction |
2 |
4 |
2 |
520 |
18,09 |
16,03 |
||||||||
III. |
TRANSPORT OPERATORS |
10 |
27 |
16 |
2,326 |
16,06 |
11,66 |
|||||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
34 |
5,11 |
4,88 |
26,022 |
48,63 |
42,64 |
|||||||
V. |
PERSONAL LOANS |
4,173 |
102,10 |
89,55 |
42,606 |
149,75 |
134,13 |
|||||||
1. Loans for Purchase of Consumer Durables |
963 |
10,00 |
10,00 |
3,603 |
7,27 |
6,21 |
||||||||
2. Loans for Housing |
261 |
19,24 |
18,87 |
4,549 |
59,03 |
52,45 |
||||||||
3. Rest of the Personal Loans |
2,949 |
72,87 |
60,68 |
34,454 |
83,45 |
75,48 |
||||||||
VI. |
TRADE |
137 |
26,97 |
4,50 |
1,78,381 |
261,24 |
242,93 |
|||||||
1. Wholesale Trade |
117 |
25,80 |
3,30 |
2,171 |
7,60 |
7,04 |
||||||||
2. Retail Trade |
20 |
1,18 |
1,20 |
1,76,210 |
253,64 |
235,89 |
||||||||
VII. |
FINANCE |
— |
— |
— |
878 |
2,78 |
2,17 |
|||||||
VIII. |
ALL OTHERS |
1,181 |
27,19 |
19,24 |
13,880 |
36,74 |
33,20 |
|||||||
|
||||||||||||||
TOTAL BANK CREDIT |
5,574 |
195,56 |
135,49 |
7,68,683 |
1162,94 |
1084,34 |
||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries |
— |
— |
— |
20,166 |
31,99 |
28,55 |
||||||||
2.OtherSmallScaleIndustries |
1 |
18 |
18 |
19,294 |
33,91 |
30,60 |
||||||||
|
|
||||||||||||||
OTHER SCHEDULED |
ALL SCHEDULED |
|||||||||||||
COMMERCIAL BANKS |
COMMERCIAL BANKS |
|||||||||||||
|
||||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||||||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||||||||
Standing |
standing |
|||||||||||||
|
||||||||||||||
13 |
14 |
15 |
16 |
17 |
18 |
|||||||||
|
||||||||||||||
I. |
AGRICULTURE |
97,786 |
532,59 |
499,45 |
13,10,141 |
2952,14 |
2685,43 |
|||||||
1. Direct Finance |
94,090 |
459,16 |
435,00 |
12,84,095 |
2652,81 |
2439,13 |
||||||||
2. Indirect Finance |
3,696 |
73,43 |
64,45 |
26,046 |
299,33 |
246,30 |
||||||||
II. |
INDUSTRY |
44,203 |
2169,24 |
1744,59 |
2,14,173 |
6406,40 |
5023,74 |
|||||||
1. Mining & Quarrying |
89 |
35,63 |
56,34 |
260 |
116,01 |
123,46 |
||||||||
2. Food Manufacturing & Processing |
1,826 |
506,36 |
373,40 |
8,933 |
1594,11 |
1120,94 |
||||||||
(a) |
Rice Mills, Flour & Dal Mills |
456 |
49,51 |
44,48 |
2,978 |
104,61 |
96,91 |
|||||||
(b) |
Sugar |
1 |
10 |
10 |
3 |
79 |
37 |
|||||||
(c) |
Edible Oils & Vanaspati |
334 |
29,70 |
32,77 |
1,179 |
99,06 |
75,88 |
|||||||
(d) |
Tea Processing |
29 |
45,13 |
43,14 |
107 |
182,99 |
100,58 |
|||||||
(e) |
Processing of Fruits & Vegetables |
21 |
1,74 |
1,62 |
91 |
14,51 |
14,42 |
|||||||
(f) |
Others |
985 |
380,17 |
251,29 |
4,575 |
1192,14 |
832,78 |
|||||||
3. Beverage & Tobacco |
73 |
53,47 |
58,08 |
170 |
80,18 |
80,52 |
||||||||
4. Textiles |
1,482 |
253,66 |
198,73 |
7,234 |
670,94 |
500,60 |
||||||||
(a) |
Cotton Textiles |
228 |
151,47 |
111,75 |
538 |
314,61 |
201,10 |
|||||||
(b) |
Jute & Other Natural Fibre Textiles |
22 |
7,83 |
3,93 |
136 |
9,23 |
5,20 |
|||||||
(c) |
Handloom Textiles & Khadi |
66 |
1,38 |
1,26 |
424 |
28,54 |
25,64 |
|||||||
(d) |
Other Textiles & Textile Products |
1,166 |
92,99 |
81,79 |
6,136 |
318,56 |
268,66 |
|||||||
5. Paper, Paper Products & Printing |
558 |
77,30 |
64,34 |
2,902 |
224,21 |
173,12 |
||||||||
6. Leather & Leather Products |
112 |
11,18 |
10,60 |
870 |
23,84 |
21,92 |
||||||||
7. Rubber & Plastic Products |
810 |
119,10 |
106,96 |
3,791 |
367,44 |
331,17 |
||||||||
8. Chemicals & Chemical Products |
910 |
64,77 |
59,02 |
2,590 |
389,03 |
318,35 |
||||||||
(a) |
Heavy Industrial Chemicals |
16 |
4,79 |
2,56 |
83 |
30,95 |
21,41 |
|||||||
(b) |
Fertilisers |
15 |
1,44 |
1,30 |
55 |
152,92 |
113,54 |
|||||||
(c) |
Drugs & Pharmaceuticals |
383 |
24,47 |
27,81 |
985 |
65,61 |
65,83 |
|||||||
(d) |
Non-Edible Oils |
3 |
22 |
31 |
28 |
14,97 |
15,64 |
|||||||
(e) |
Other Chemicals & Chemical Products |
493 |
33,85 |
27,03 |
1,439 |
124,59 |
101,93 |
|||||||
9. Petroleum, Coal Products & Nuclear Fuels |
10 |
47,01 |
37,85 |
52 |
223,66 |
159,95 |
||||||||
10. Manufacture of Cement & Cement Products |
183 |
23,03 |
18,16 |
798 |
32,77 |
25,65 |
||||||||
11. Basic Metals & Metal Products |
600 |
47,69 |
43,88 |
2,497 |
149,68 |
130,77 |
||||||||
(a) |
Iron & Steel |
77 |
8,57 |
8,76 |
204 |
57,56 |
50,93 |
|||||||
(b) |
Non-Ferrous Metals |
13 |
20,88 |
20,73 |
57 |
30,39 |
28,01 |
|||||||
(c) |
Metal Products |
510 |
18,24 |
14,38 |
2,236 |
61,73 |
51,83 |
|||||||
12. Engineering |
970 |
116,50 |
68,88 |
4,039 |
503,36 |
361,60 |
||||||||
(a) |
Heavy Engineering |
22 |
1,91 |
1,08 |
93 |
17,39 |
12,26 |
|||||||
(b) |
Light Engineering |
554 |
9,88 |
9,49 |
1,924 |
86,01 |
65,99 |
|||||||
(c) |
Electrical Machinery & Goods |
171 |
72,41 |
42,10 |
1,118 |
234,17 |
148,46 |
|||||||
(d) |
Electronic Machinery & Goods |
223 |
32,30 |
16,21 |
904 |
165,78 |
134,89 |
|||||||
13. Vehicles, Vehicle Parts & Transport Equipments |
212 |
50,64 |
25,70 |
1,702 |
81,07 |
48,49 |
||||||||
14. Other Industries |
32,794 |
414,36 |
318,60 |
1,68,997 |
1044,02 |
853,34 |
||||||||
15. Electricity, Gas & Water |
41 |
33,24 |
24,56 |
162 |
368,71 |
305,06 |
||||||||
(a) |
Electricity Generation &Transmission |
16 |
31,16 |
22,83 |
78 |
361,92 |
299,33 |
|||||||
(b) |
Non-Conventional Energy |
3 |
18 |
19 |
16 |
1,40 |
1,24 |
|||||||
(c) |
Gas, Steam & Water Supply |
22 |
1,90 |
1,54 |
68 |
5,39 |
4,49 |
|||||||
16. Construction |
3,533 |
315,31 |
279,50 |
9,176 |
537,38 |
468,80 |
||||||||
III. |
TRANSPORT OPERATORS |
10,313 |
183,02 |
155,38 |
41,884 |
484,39 |
382,43 |
|||||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
25,111 |
562,58 |
452,36 |
1,12,509 |
1344,59 |
1104,55 |
|||||||
V. |
PERSONAL LOANS |
3,53,594 |
1737,09 |
1511,08 |
10,13,531 |
6416,14 |
5472,03 |
|||||||
1. Loans for Purchase of Consumer Durables |
8,211 |
22,75 |
18,70 |
64,388 |
206,21 |
161,66 |
||||||||
2. Loans for Housing |
42,179 |
641,74 |
571,68 |
1,73,325 |
2800,60 |
2473,00 |
||||||||
3. Rest of the Personal Loans |
3,03,204 |
1072,59 |
920,70 |
7,75,818 |
3409,34 |
2837,37 |
||||||||
VI. |
TRADE |
64,298 |
1652,74 |
1494,78 |
4,18,797 |
5191,98 |
4613,71 |
|||||||
1. Wholesale Trade |
3,871 |
754,45 |
667,61 |
15,438 |
2535,21 |
2288,15 |
||||||||
2. Retail Trade |
60,427 |
898,30 |
827,18 |
4,03,359 |
2656,77 |
2325,56 |
||||||||
VII. |
FINANCE |
559 |
95,33 |
83,23 |
4,354 |
185,44 |
157,81 |
|||||||
VIII. |
ALL OTHERS |
3,30,596 |
1209,15 |
994,04 |
6,34,483 |
3696,79 |
3135,21 |
|||||||
|
||||||||||||||
TOTAL BANK CREDIT |
9,26,460 |
8141,74 |
6934,91 |
37,49,872 |
26677,86 |
22574,92 |
||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries |
4,962 |
25,44 |
24,24 |
56,908 |
261,35 |
223,67 |
||||||||
2.OtherSmallScaleIndustries |
28,896 |
607,48 |
482,02 |
1,16,865 |
1719,51 |
1334,99 |
||||||||
|