SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

SOUTHERN REGION STATE: KERALA

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

2,87,770

798,83

705,08

14,53,425

4503,58

3954,83

1.

Direct Finance

2,85,324

760,32

676,55

14,37,722

4254,47

3747,02

2.

Indirect Finance

2,446

38,51

28,52

15,703

249,12

207,80

II.

INDUSTRY

41,034

860,96

680,57

1,96,193

3948,21

2904,44

1.

Mining & Quarrying

95

5,33

4,46

1,117

84,39

67,04

2.

Food Manufacturing & Processing

1,690

106,09

80,31

15,512

510,98

399,78

(a)

Rice Mills, Flour & Dal Mills

249

20,96

18,50

2,906

94,45

76,76

(b)

Sugar

2

59

58

19

1,33

1,10

(c)

Edible Oils & Vanaspati

110

3,31

1,86

1,298

51,40

43,43

(d)

Tea Processing

7

9,83

9,58

88

101,41

83,42

(e)

Processing of Fruits & Vegetables

9

28

24

79

14,09

10,62

(f)

Others

1,313

71,12

49,54

11,122

248,31

184,46

3.

Beverage & Tobacco

18

75

65

140

48,86

45,25

4.

Textiles

767

15,57

12,48

10,006

334,30

269,92

(a)

Cotton Textiles

101

3,71

2,99

2,647

146,05

120,43

(b)

Jute & Other Natural Fibre Textiles

13

7

7

316

3,62

3,14

(c)

Handloom Textiles & Khadi

27

1,15

99

898

69,93

52,08

(d)

Other Textiles & Textile Products

626

10,63

8,44

6,145

114,69

94,27

5.

Paper, Paper Products & Printing

459

77,98

68,20

5,138

173,70

125,31

6.

Leather & Leather Products

127

1,03

79

1,262

10,26

7,82

7.

Rubber & Plastic Products

377

82,60

72,37

8,456

464,08

277,46

8.

Chemicals & Chemical Products

267

43,42

31,40

3,879

182,35

132,52

(a)

Heavy Industrial Chemicals

6

10,91

10,64

52

4,95

4,18

(b)

Fertilisers

5

84

30

53

29,77

28,10

(c)

Drugs & Pharmaceuticals

122

12,58

2,29

1,966

64,56

40,13

(d)

Non-Edible Oils

6

96

91

20

3,41

2,83

(e)

Other Chemicals & Chemical Products

128

18,14

17,26

1,788

79,66

57,28

9.

Petroleum, Coal Products & Nuclear Fuels

34

4,38

4,19

271

15,53

11,62

10.

Manufacture of Cement & Cement Products

161

16,17

11,05

1,527

35,23

24,45

11.

Basic Metals & Metal Products

423

65,93

34,42

3,038

111,15

94,63

(a)

Iron & Steel

45

5,63

5,45

460

43,52

38,71

(b)

Non-Ferrous Metals

14

40,22

13,31

52

5,27

4,35

(c)

Metal Products

364

20,07

15,66

2,526

62,36

51,57

12.

Engineering

716

22,86

18,39

13,035

242,46

139,30

(a)

Heavy Engineering

24

3,16

1,14

102

8,07

7,00

(b)

Light Engineering

390

12,27

10,65

3,208

51,48

41,84

(c)

Electrical Machinery & Goods

188

6,00

5,40

8,560

164,56

74,87

(d)

Electronic Machinery & Goods

114

1,42

1,20

1,165

18,35

15,58

13.

Vehicles, Vehicle Parts & Transport Equipments

292

3,22

2,67

4,601

61,35

32,37

14.

Other Industries

33,308

175,34

131,39

1,15,888

748,93

614,01

15.

Electricity, Gas & Water

24

12,01

10,12

373

66,89

23,74

(a)

Electricity Generation & Transmission

9

10,83

9,03

305

23,01

19,25

(b)

Non-Conventional Energy

6

49

46

26

40,30

1,29

(c)

Gas, Steam & Water Supply

9

69

63

42

3,58

3,21

16.

Construction

2,276

228,29

197,67

11,950

857,74

639,23

III.

TRANSPORT OPERATORS

5,218

113,54

105,27

25,468

346,06

285,77

IV.

PROFESSIONAL AND OTHER SERVICES

13,116

160,41

126,66

1,04,174

1465,62

1136,09

V.

PERSONAL LOANS

1,15,991

1481,50

1222,41

8,43,504

11680,66

9621,14

1.

Loans for Purchase of Consumer Durables

7,992

46,15

35,84

54,159

378,21

303,88

2.

Loans for Housing

32,178

887,34

747,57

2,38,241

6573,34

5531,66

3.

Rest of the Personal Loans

75,821

548,01

439,00

5,51,104

4729,11

3785,60

VI.

TRADE

33,688

575,42

503,00

2,14,194

4623,03

2878,12

1.

Wholesale Trade

1,598

254,42

237,66

9,792

1022,78

764,07

2.

Retail Trade

32,090

321,00

265,33

2,04,402

3600,25

2114,05

VII.

FINANCE

1,324

18,42

14,44

3,206

84,78

66,99

VIII.

ALL OTHERS

1,98,251

674,90

507,37

14,05,028

4990,75

3899,74

TOTAL BANK CREDIT

6,96,392

4683,99

3864,80

42,45,192

31642,69

24747,10

OF WHICH : 1.

Artisans and Village & Tiny Industries

7,997

45,87

37,81

43,817

325,11

262,68

2.

Other Small Scale Industries

22,549

165,41

133,98

1,03,560

1187,96

953,77

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

SOUTHERN REGION STATE: KERALA

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,69,117

1311,98

1148,82

–

–

–

1.

Direct Finance

1,65,576

974,08

849,75

–

–

–

2.

Indirect Finance

3,541

337,90

299,07

–

–

–

II.

INDUSTRY

82,740

15962,35

5550,46

–

–

–

1.

Mining & Quarrying

528

97,34

86,11

–

–

–

2.

Food Manufacturing & Processing

19,447

4724,24

1109,36

–

–

–

(a)

Rice Mills, Flour & Dal Mills

1,022

57,16

50,84

–

–

–

(b)

Sugar

10

48

45

–

–

–

(c)

Edible Oils & Vanaspati

234

59,19

45,14

–

–

–

(d)

Tea Processing

84

87,41

54,36

–

–

–

(e)

Processing of Fruits & Vegetables

47

32,03

23,95

–

–

–

(f)

Others

18,050

4487,97

934,62

–

–

–

3.

Beverage & Tobacco

93

86,71

84,26

–

–

–

4.

Textiles

9,435

5904,74

547,54

–

–

–

(a)

Cotton Textiles

847

209,17

166,00

–

–

–

(b)

Jute & Other Natural Fibre Textiles

5,470

29,90

25,63

–

–

–

(c)

Handloom Textiles & Khadi

78

5,85

5,48

–

–

–

(d)

Other Textiles & Textile Products

3,040

5659,82

350,43

–

–

–

5.

Paper, Paper Products & Printing

2,165

163,43

134,93

–

–

–

6.

Leather & Leather Products

414

13,54

10,88

–

–

–

7.

Rubber & Plastic Products

1,452

694,46

540,33

–

–

–

8.

Chemicals & Chemical Products

1,453

484,21

359,15

–

–

–

(a)

Heavy Industrial Chemicals

73

109,55

78,31

–

–

–

(b)

Fertilisers

22

67,94

60,45

–

–

–

(c)

Drugs & Pharmaceuticals

600

78,25

55,77

–

–

–

(d)

Non-Edible Oils

15

14,17

8,90

–

–

–

(e)

Other Chemicals & Chemical Products

743

214,30

155,73

–

–

–

9.

Petroleum, Coal Products & Nuclear Fuels

25

49,79

48,85

–

–

–

10.

Manufacture of Cement & Cement Products

369

14,57

11,19

–

–

–

11.

Basic Metals & Metal Products

1,434

150,05

112,04

–

–

–

(a)

Iron & Steel

226

74,42

58,50

–

–

–

(b)

Non-Ferrous Metals

35

27,34

18,72

–

–

–

(c)

Metal Products

1,173

48,28

34,83

–

–

–

12.

Engineering

6,283

263,64

210,88

–

–

–

(a)

Heavy Engineering

136

17,43

15,96

–

–

–

(b)

Light Engineering

1,492

94,07

72,64

–

–

–

(c)

Electrical Machinery & Goods

3,881

55,19

45,35

–

–

–

(d)

Electronic Machinery & Goods

774

96,95

76,93

–

–

–

13.

Vehicles, Vehicle Parts & Transport Equipments

2,231

206,17

188,86

–

–

–

14.

Other Industries

32,156

551,97

434,97

–

–

–

15.

Electricity, Gas & Water

405

1413,35

751,08

–

–

–

(a)

Electricity Generation & Transmission

335

1221,33

566,17

–

–

–

(b)

Non-Conventional Energy

19

2,39

2,11

–

–

–

(c)

Gas, Steam & Water Supply

51

189,62

182,80

–

–

–

16.

Construction

4,850

1144,15

920,05

–

–

–

III.

TRANSPORT OPERATORS

14,627

366,54

301,38

–

–

–

IV.

PROFESSIONAL AND OTHER SERVICES

31,991

2044,92

1556,94

–

–

–

V.

PERSONAL LOANS

5,84,626

10393,49

8512,23

–

–

–

1.

Loans for Purchase of Consumer Durables

27,658

207,48

168,58

–

–

–

2.

Loans for Housing

1,21,908

5645,69

4831,79

–

–

–

3.

Rest of the Personal Loans

4,35,060

4540,33

3511,86

–

–

–

VI.

TRADE

68,223

8366,79

3627,31

–

–

–

1.

Wholesale Trade

14,818

6148,86

2028,30

–

–

–

2.

Retail Trade

53,405

2217,93

1599,01

–

–

–

VII.

FINANCE

1,598

768,72

524,20

–

–

–

VIII.

ALL OTHERS

3,70,948

2502,02

1896,89

–

–

–

TOTAL BANK CREDIT

13,23,870

41716,81

23118,23

–

–

–

OF WHICH : 1.

Artisans and Village & Tiny Industries

6,016

58,73

47,51

–

–

–

2.

Other Small Scale Industries

49,746

1098,10

830,95

–

–

–