Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

CENTRAL REGION

STATE : MADHYA PRADESH

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

8,15,428

1528,97

1292,45

3,23,937

818,53

694,41

1.

Direct Finance

8,04,052

1480,26

1258,99

3,18,668

763,39

647,77

2.

Indirect Finance

11,376

48,70

33,46

5,269

55,14

46,64

II.

INDUSTRY

1,25,381

1164,69

984,28

63,183

1000,27

806,22

1.

Mining & Quarrying

146

5,06

3,69

435

43,18

35,48

2.

Food Manufacturing & Processing

2,484

137,45

107,16

3,083

230,37

176,05

(a) Rice Mills, Flour & Dal Mills

1,077

20,86

17,09

1,288

54,16

44,00

(b) Sugar

11

12,80

11,90

16

7,47

5,65

(c) Edible Oils & Vanaspati

344

83,63

65,59

491

144,65

110,19

(d) Tea Processing

4

2

2

9

7

6

(e) Processing of Fruits & Vegetables

11

8

6

22

1,41

87

(f) Others

1,037

20,07

12,51

1,257

22,61

15,28

3.

Beverage & Tobacco

20

14,04

14,11

78

8,91

7,51

4.

Textiles

602

260,35

200,72

1,151

181,81

138,93

(a) Cotton Textiles

131

190,80

138,44

228

57,38

44,79

(b) Jute Textiles

16

3,98

86

33

35

26

(c) Handloom Textiles & Khadi

28

27

30

22

35

42

(d) Other Textiles

427

65,30

61,12

868

123,74

93,46

5.

Paper, Paper Products & Printing

246

41,69

37,42

751

28,16

21,37

6.

Leather & Leather Products

90

55

45

308

32,55

24,26

7.

Rubber & Rubber Products

45

1,77

1,32

138

8,17

7,24

8.

Chemicals & Chemical Products

231

61,28

54,19

603

88,53

87,10

(a) Heavy Industrial Chemicals

12

11,77

12,56

42

7,00

6,48

(b) Fertilisers

9

26,33

21,55

18

97

1,33

(c) Drugs & Pharmaceuticals

23

29

22

79

2,84

2,37

(d) Non-Edible Oils

4

7

3

21

79

74

(e) Other Chemicals & Chemical Products

183

22,82

19,82

443

76,93

76,19

9.

Petroleum, Coal Products & Nuclear Fuels

42

85,04

83,41

60

3,25

1,64

10.

Manufacture of Cement & Cement Products

147

46,12

41,74

230

33,40

29,03

11.

Basic Metals & Metal Products

661

250,85

221,11

1,064

138,01

113,57

(a) Iron & Steel

98

107,53

85,35

191

49,74

39,85

(b) Non-Ferrous Metals

52

55,92

51,93

37

17,69

14,40

(c) Other Metal Products

511

87,40

83,83

836

70,58

59,31

12.

Engineering

644

38,55

32,57

1,071

49,40

32,00

(a) Heavy Engineering

140

6,09

5,54

123

9,42

9,31

(b) Light Engineering

201

2,46

2,16

481

10,17

9,29

(c) Electrical Machinery & Goods

183

17,97

13,93

261

27,07

11,15

(d) Electronic Machinery & Goods

120

12,03

10,94

206

2,74

2,24

13.

Vehicles, Vehicle Parts & Transport Equipments

322

52,92

35,62

342

19,92

14,66

14.

Other Industries

1,19,556

120,98

104,37

53,473

122,53

107,33

15.

Electricity, Gas & Water

32

39,01

38,05

72

3,91

2,82

(a) Electricity Generation & Transmission

24

38,99

38,02

55

3,36

2,44

(b) Non-Conventional Energy

2

1

1

2

2

1

(c) Gas, Steam & Water Supply

6

2

3

15

53

37

16.

Construction

113

9,02

8,35

324

8,17

7,23

III.

TRANSPORT OPERATORS

27,238

107,54

82,55

19,079

123,24

96,18

IV.

PROFESSIONAL AND OTHER SERVICES

54,213

120,22

111,66

31,714

75,53

65,78

V.

PERSONAL LOANS

1,27,295

308,34

272,24

1,31,067

394,60

345,05

1.

Loans for Purchase of Consumer Durables

9,352

16,50

13,41

16,277

24,98

20,67

2.

Loans for Housing

6,859

37,88

35,50

13,031

82,23

75,51

3.

Rest of the Personal Loans

1,11,084

253,95

223,33

1,01,759

287,39

248,87

VI.

TRADE

2,97,106

414,08

356,76

1,62,133

500,98

410,56

1.

Wholesale Trade

10,113

43,18

35,74

10,886

127,23

96,57

2.

Retail Trade

2,86,993

370,90

321,03

1,51,247

373,74

313,99

VII.

FINANCE

31

33

30

108

8,99

5,28

VIII.

ALL OTHERS

34,189

69,43

55,80

30,268

127,31

110,05

TOTAL BANK CREDIT

14,80,881

3713,59

3156,04

7,61,489

3049,44

2533,52

OF WHICH:

1. Artisans & Village Industries

91,917

67,42

56,99

26,356

33,17

28,59

2. Other Small Scale Industries

25,240

96,02

80,72

27,368

270,47

223,67

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

51,119

250,34

181,56

20,788

326,03

297,01

1.

Direct Finance

49,144

164,63

137,18

18,319

101,58

92,71

2.

Indirect Finance

1,975

85,70

44,38

2,469

224,45

204,31

II.

INDUSTRY

39,912

2154,40

1825,97

29,957

1960,00

1709,62

1.

Mining & Quarrying

280

22,04

20,65

45

48,69

47,89

2.

Food Manufacturing & Processing

2,884

247,70

185,87

970

398,59

312,06

(a) Rice Mills, Flour & Dal Mills

615

45,35

35,83

269

38,99

23,21

(b) Sugar

7

16,20

4,19

22

9,93

9,33

(c) Edible Oils & Vanaspati

195

153,20

120,97

167

308,26

248,64

(d) Tea Processing

10

38

35

5

1,22

56

(e) Processing of Fruits & Vegetables

32

6,40

4,28

14

2,89

2,58

(f) Others

2,025

26,16

20,26

493

37,31

27,73

3.

Beverage & Tobacco

101

46,49

37,90

78

25,35

25,39

4.

Textiles

1,853

237,95

212,70

1,287

251,89

226,50

(a) Cotton Textiles

719

78,84

59,84

205

154,29

142,33

(b) Jute Textiles

22

2,69

2,41

11

46

37

(c) Handloom Textiles & Khadi

40

1,38

1,61

14

1,41

3,41

(d) Other Textiles

1,072

155,04

148,85

1,057

95,73

80,39

5.

Paper, Paper Products & Printing

753

18,88

16,15

810

75,80

64,96

6.

Leather & Leather Products

184

8,60

7,77

128

28,68

28,56

7.

Rubber & Rubber Products

111

21,36

17,51

116

35,78

35,67

8.

Chemicals & Chemical Products

1,133

125,73

108,75

1,040

202,35

178,61

(a) Heavy Industrial Chemicals

70

30,16

23,54

62

17,60

14,63

(b) Fertilisers

11

67

35

21

12,15

14,68

(c) Drugs & Pharmaceuticals

173

17,88

14,30

309

104,55

85,48

(d) Non-Edible Oils

16

72

56

11

5,28

5,19

(e) Other Chemicals & Chemical Products

863

76,29

69,99

637

62,78

58,64

9.

Petroleum, Coal Products & Nuclear Fuels

96

9,27

5,37

55

15,12

13,86

10.

Manufacture of Cement & Cement Products

166

50,16

44,31

68

13,60

13,42

11.

Basic Metals & Metal Products

2,189

626,38

548,28

1,203

332,29

302,90

(a) Iron & Steel

706

527,27

465,02

358

256,92

233,32

(b) Non-Ferrous Metals

106

18,40

12,29

30

7,46

12,89

(c) Other Metal Products

1,377

80,71

70,97

815

67,92

56,69

12.

Engineering

1,201

281,31

247,96

1,256

155,60

135,85

(a) Heavy Engineering

112

38,08

26,73

139

29,05

24,03

(b) Light Engineering

449

43,76

44,34

389

16,79

16,74

(c) Electrical Machinery & Goods

426

160,91

148,56

462

90,68

78,42

(d) Electronic Machinery & Goods

214

38,56

28,32

266

19,08

16,66

13.

Vehicles, Vehicle Parts & Transport Equipments

319

47,93

43,53

244

29,27

22,91

14.

Other Industries

28,033

284,55

242,72

22,258

280,87

238,90

15.

Electricity, Gas & Water

152

89,85

54,67

54

32,48

23,64

(a) Electricity Generation & Transmission

124

80,45

50,54

31

31,29

22,75

(b) Non-Conventional Energy

5

26

22

9

40

23

(c) Gas, Steam & Water Supply

23

9,14

3,91

14

78

66

16.

Construction

457

36,21

31,83

345

33,63

38,49

III.

TRANSPORT OPERATORS

11,062

81,12

66,90

3,819

128,34

119,15

IV.

PROFESSIONAL AND OTHER SERVICES

22,048

125,18

105,93

18,076

120,52

108,05

V.

PERSONAL LOANS

1,31,323

494,12

424,38

84,344

383,72

337,68

1.

Loans for Purchase of Consumer Durables

14,343

31,31

26,35

7,163

15,49

13,23

2.

Loans for Housing

15,245

141,61

127,40

12,929

135,71

121,50

3.

Rest of the Personal Loans

1,01,735

321,20

270,63

64,252

232,51

202,95

VI.

TRADE

86,337

556,10

450,36

33,069

647,55

525,40

1. Wholesale Trade

5,152

236,65

183,17

3,702

472,55

379,82

2. Retail Trade

81,185

319,45

267,19

29,367

175,00

145,58

VII.

FINANCE

99

26,65

22,74

128

79,81

69,66

VIII.

ALL OTHERS

42,664

517,75

411,51

22,201

275,53

251,56

TOTAL BANK CREDIT

3,84,564

4205,64

3489,35

2,12,382

3921,50

3418,12

OF WHICH:

1. Artisans & Village Industries

6,090

13,10

12,17

1,931

8,32

7,82

2. Other Small Scale Industries

22,183

551,39

458,82

17,658

520,00

411,21