Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

CENTRAL REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,47,682

770,28

569,72

5,44,103

1020,06

887,10

-

-

-

1.

Direct Finance

3,45,218

706,05

522,20

5,40,553

897,50

806,83

-

-

-

2.

Indirect Finance

2,464

64,23

47,52

3,550

122,56

80,27

-

-

-

II.

INDUSTRY

46,363

2371,82

1974,43

96,778

2139,41

1813,56

16

47,17

38,31

1.

Mining & Quarrying

341

38,29

13,09

479

36,93

35,98

-

-

-

2.

Food Manufacturing and Processing

2,623

433,25

376,11

3,910

322,46

262,00

4

8,00

2,00

(a)

Rice Mills, Flour and Dal Mills

1,170

68,93

103,37

1,752

57,61

47,86

-

-

-

(b)

Sugar

21

29,15

27,79

18

6,13

8,01

-

-

-

(c)

Edible Oils and Vanaspati

483

273,39

206,40

528

219,37

173,66

4

8,00

2,00

(d)

Tea Processing

9

1,72

1,23

5

7

5

-

-

-

(e)

Processing of Fruits & Vegetables

13

91

76

62

7,48

5,26

-

-

-

(f)

Others

927

59,15

36,56

1,545

31,79

27,16

-

-

-

3.

Beverage and Tobacco

89

38,70

33,67

210

62,55

53,72

-

-

-

4.

Textiles

1,794

263,51

239,75

2,276

343,23

275,28

2

9,35

6,52

(a)

Cotton Textiles

581

149,71

134,63

415

138,90

109,49

-

-

-

(b)

Jute Textiles

25

1,54

1,58

37

2,61

83

-

-

-

(c)

Handloom Textiles & Khadi

16

98

97

71

1,76

2,47

-

-

-

(d)

Other Textiles

1,172

111,29

102,56

1,753

199,97

162,49

2

9,35

6,52

5.

Paper, Paper Products and Printing

934

42,43

37,96

1,434

63,52

56,15

2

20,61

20,61

6.

Leather and Leather Products

386

14,48

10,76

263

4,19

4,40

-

-

-

7.

Rubber and Rubber Products

138

8,02

7,46

252

20,55

23,56

-

-

-

8.

Chemicals and Chemical Products

1,348

261,55

237,47

1,849

193,59

177,25

4

1,36

1,83

(a)

Heavy Industrial Chemicals

156

77,83

74,80

229

42,88

36,78

-

-

-

(b)

Fertilizers

43

38,34

32,14

70

26,28

23,59

2

75

28

(c)

Drugs and Pharmaceuticals

247

46,03

37,95

336

65,80

64,68

2

61

1,54

(d)

Non-Edible Oils

72

4,63

4,44

24

8,12

4,77

-

-

-

(e)

Other Chemicals & Chemical Products

830

94,72

88,14

1,190

50,52

47,43

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

74

6,63

4,87

175

12,16

10,23

-

-

-

10.

Manufacture of Cement & Cement Products

298

58,02

41,61

316

40,50

38,90

-

-

-

11.

Basic Metals & Metal Products

1,904

579,47

491,08

2,682

464,48

390,93

1

3,00

3,00

(a)

Iron and Steel

644

393,13

331,99

803

405,60

336,26

1

3,00

3,00

(b)

Non-Ferrous Metals

124

101,10

86,99

92

6,51

5,04

-

-

-

(c)

Other Metal Products

1,136

85,24

72,09

1,787

52,37

49,64

-

-

-

12.

Engineering

1,494

288,19

207,79

2,060

179,97

152,82

2

4,35

3,87

(a)

Heavy Engineering

186

18,55

14,01

234

65,03

52,24

-

-

-

(b)

Light Engineering

493

27,62

27,15

736

33,66

31,46

-

-

-

(c)

Electrical Machinery & Goods

521

207,99

135,68

739

62,25

49,47

2

4,35

3,87

(d)

Electronic Machinery & Goods

294

34,02

30,95

351

19,03

19,65

-

-

-

Vehicles, Vehicle Parts & Transport Equipments

386

87,84

70,88

687

38,88

34,39

-

-

-

14.

Other Industries

34,047

201,49

172,34

79,149

247,61

212,73

1

49

49

15.

Electricity, Gas & Water

133

31,79

12,05

125

53,96

32,89

-

-

-

(a)

Electricity Generation & Transmission

120

31,49

11,85

93

52,24

31,24

-

-

-

(b)

Non-Conventional Energy

4

22

14

4

5

4

-

-

-

(c)

Gas, Steam & Water Supply

9

9

6

28

1,68

1,61

-

-

-

16.

Construction

374

18,16

17,55

911

54,82

52,35

-

-

-

III.

TRANSPORT OPERATORS

17,044

144,50

113,43

23,088

136,26

122,17

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

13,832

80,27

67,72

1,17,931

351,72

306,54

-

-

-

V .

PERSONAL LOANS

1,62,545

458,02

396,58

1,56,463

491,36

426,26

1

5

5

1.

Loans for Purchase of Consumer Durables

12,222

18,78

15,61

11,614

16,96

13,92

-

-

-

2.

Loans for Housing

16,075

129,61

118,68

15,559

136,21

124,98

1

5

5

3.

Rest of the Personal Loans

1,34,248

309,64

262,29

1,29,290

338,19

287,37

-

-

-

VI.

TRADE

1,28,098

644,80

529,96

3,07,016

652,96

553,39

1

2,50

1,84

1.

Wholesale Trade

9,368

373,72

318,11

12,155

223,24

180,58

1

2,50

1,84

2.

Retail Trade

1,18,730

271,08

211,85

2,94,861

429,72

372,81

-

-

-

VII.

FINANCE

116

37,62

28,90

337

49,29

35,09

-

-

-

VIII.

ALL OTHERS

71,976

923,67

725,07

1,19,115

346,63

308,33

-

-

-

TOTAL BANK CREDIT

7,87,656

5430,98

4405,81

13,64,831

5187,68

4452,45

18

49,72

40,20

OF WHICH :

1.

Artisans & Village Industries

15,309

21,64

16,86

27,485

28,83

24,87

-

-

-

2.

Other Small Scale Industries

22,733

442,43

370,29

54,837

624,88

541,30

2

75

28

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

5,04,002

367,01

283,55

1,174

4,23

3,54

13,96,961

2161,58

1743,90

1.

Direct Finance

4,96,742

358,39

277,26

1,162

3,37

3,08

13,83,675

1965,31

1609,37

2.

Indirect Finance

7,260

8,63

6,29

12

86

46

13,286

196,27

134,54

II.

INDUSTRY

1,23,705

57,94

44,88

1,229

120,19

96,74

2,68,091

4736,53

3967,91

1.

Mining & Quarrying

18

27

23

4

7

6

842

75,56

49,36

2.

Food Manufacturing and Processing

483

1,95

1,25

53

15,76

11,71

7,073

781,42

653,07

(a)

Rice Mills, Flour and Dal Mills

73

1,54

83

22

32

27

3,017

128,40

152,34

(b)

Sugar

-

-

-

-

-

-

39

35,28

35,81

(c)

Edible Oils and Vanaspati

8

5

11

13

15,02

11,23

1,036

515,82

393,40

(d)

Tea Processing

-

-

-

-

-

-

14

1,78

1,28

(e)

Processing of Fruits & Vegetables

-

-

-

1

3

2

76

8,41

6,04

(f)

Others

402

37

31

17

39

19

2,891

91,71

64,21

3.

Beverage and Tobacco

-

-

-

3

8

5

302

101,33

87,44

4.

Textiles

7

7

6

123

27,96

22,07

4,202

644,13

543,67

(a)

Cotton Textiles

1

1

1

69

9,30

7,08

1,066

297,92

251,21

(b)

Jute Textiles

-

-

-

-

-

-

62

4,15

2,41

(c)

Handloom Textiles & Khadi

1

1

1

-

-

-

88

2,74

3,45

(d)

Other Textiles

5

5

5

54

18,66

14,99

2,986

339,32

286,61

5.

Paper, Paper Products and Printing

19

18

17

30

9,17

4,35

2,419

135,92

119,23

6.

Leather and Leather Products

-

-

-

6

5

6

655

18,71

15,22

7.

Rubber and Rubber Products

3

3

2

7

16

17

400

28,77

31,21

8.

Chemicals and Chemical Products

10

18

17

57

11,85

9,59

3,268

468,53

426,31

(a)

Heavy Industrial Chemicals

-

-

-

5

86

44

390

121,57

112,03

(b)

Fertilizers

-

-

-

1

40

1

116

65,76

56,01

(c)

Drugs and Pharmaceuticals

3

3

3

19

3,25

2,28

607

115,72

106,48

(d)

Non-Edible Oils

1

-

1

-

-

-

97

12,75

9,22

(e)

Other Chemicals & Chemical Products

6

15

13

32

7,34

6,86

2,058

152,73

142,56

9.

Petroleum, Coal Products & Nuclear Fuels

2

1

2

1

10

-

252

18,90

15,12

10.

Manufacture of Cement & Cement Products

6

8

8

3

1

1

623

98,62

80,60

11.

Basic Metals & Metal Products

60

77

84

70

31,99

28,10

4,717

1079,70

913,95

(a)

Iron and Steel

3

1

1

42

25,20

23,43

1,493

826,94

694,69

(b)

Non-Ferrous Metals

-

-

-

2

3,60

1,53

218

111,21

93,57

(c)

Other Metal Products

57

76

83

26

3,19

3,14

3,006

141,55

125,69

12.

Engineering

51

61

42

44

4,85

4,50

3,651

477,97

369,39

(a)

Heavy Engineering

13

14

12

14

1,66

1,39

447

85,38

67,75

(b)

Light Engineering

28

40

25

6

74

62

1,263

62,43

59,47

(c)

Electrical Machinery & Goods

2

1

1

13

2,27

1,97

1,277

276,88

190,99

(d)

Electronic Machinery & Goods

8

6

5

11

17

53

664

53,29

51,18

Vehicles, Vehicle Parts & Transport Equipments

71

1,17

97

8

33

3

1,152

128,22

106,27

14.

Other Industries

1,22,967

52,57

40,51

758

15,28

14,11

2,36,922

517,43

440,18

15.

Electricity, Gas & Water

1

-

-

1

1

-

260

85,77

44,94

(a)

Electricity Generation & Transmission

1

-

-

1

1

-

215

83,74

43,09

(b)

Non-Conventional Energy

-

-

-

-

-

-

8

27

18

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

37

1,77

1,67

16.

Construction

7

5

14

61

2,53

1,92

1,353

75,56

71,96

III.

TRANSPORT OPERATORS

19,037

31,81

26,38

159

2,07

1,79

59,328

314,63

263,77

IV.

PROFESSIONAL AND OTHER SERVICES

40,596

19,01

16,94

652

4,28

3,46

1,73,011

455,28

394,66

V .

PERSONAL LOANS

40,542

60,29

51,08

3,009

13,08

12,00

3,62,560

1022,81

885,97

1.

Loans for Purchase of Consumer Durables

2,929

3,79

2,91

162

31

28

26,927

39,84

32,72

2.

Loans for Housing

2,257

13,44

13,12

335

3,09

2,99

34,227

282,40

259,83

3.

Rest of the Personal Loans

35,356

43,06

35,04

2,512

9,68

8,73

3,01,406

700,57

593,43

VI.

TRADE

2,52,887

128,39

107,90

2,757

33,01

24,52

6,90,759

1461,66

1217,61

1.

Wholesale Trade

2,222

3,09

2,49

381

16,83

13,18

24,127

619,37

516,20

2.

Retail Trade

2,50,665

125,30

105,41

2,376

16,19

11,35

6,66,632

842,29

701,41

VII.

FINANCE

7

8

8

19

65

77

479

87,63

64,85

VIII.

ALL OTHERS

14,231

17,07

13,02

1,251

5,67

5,31

2,06,573

1293,03

1051,73

TOTAL BANK CREDIT

9,95,007

681,60

543,82

10,250

183,17

148,11

31,57,762

11533,15

9590,40

OF WHICH :

1.

Artisans & Village Industries

1,07,577

44,05

33,49