WESTERN REGION |
STATE : GUJARAT |
(Amount in Rupees Lakh) |
OCCUPATION |
RURAL |
SEMI-URBAN |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
7,18,268 |
5375,88 |
4851,13 |
3,87,787 |
4023,93 |
3455,70 |
|
1. |
Direct Finance |
7,12,971 |
4788,25 |
4409,88 |
3,82,470 |
3463,99 |
3017,63 |
|
2. |
Indirect Finance |
5,297 |
587,62 |
441,25 |
5,317 |
559,94 |
438,07 |
II. |
INDUSTRY |
26,552 |
10036,23 |
8232,09 |
27,716 |
6208,67 |
4440,99 |
|
1. |
Mining & Quarrying |
342 |
2194,99 |
2136,85 |
749 |
189,33 |
149,60 |
|
2. |
Food Manufacturing & Processing |
1,326 |
320,39 |
261,45 |
4,286 |
1064,82 |
800,05 |
|
|
(a) Rice Mills, Flour & Dal Mills |
399 |
68,57 |
53,28 |
1,500 |
475,92 |
343,88 |
|
|
(b) Sugar |
8 |
28,87 |
27,85 |
12 |
63,12 |
57,62 |
|
|
(c) Edible Oils & Vanaspati |
332 |
23,71 |
20,92 |
1,656 |
145,62 |
109,96 |
|
|
(d) Tea Processing |
1 |
6 |
5 |
6 |
1,98 |
1,78 |
|
|
(e) Processing of Fruits & Vegetables |
22 |
10,66 |
8,59 |
55 |
14,74 |
9,73 |
|
|
(f) Others |
564 |
188,52 |
150,75 |
1,057 |
363,45 |
277,07 |
|
3. |
Beverage & Tobacco |
125 |
26,16 |
19,01 |
137 |
29,82 |
23,43 |
|
4. |
Textiles |
1,730 |
1082,97 |
839,61 |
1,638 |
753,35 |
615,67 |
|
|
(a) Cotton Textiles |
198 |
760,49 |
593,91 |
517 |
656,82 |
538,46 |
|
|
(b) Jute & Other Natural Fibre Textiles |
165 |
20,21 |
15,52 |
125 |
6,36 |
4,21 |
|
|
(c) Handloom Textiles & Khadi |
660 |
1,48 |
1,10 |
181 |
15,79 |
13,25 |
|
|
(d) Other Textiles & Textile Products |
707 |
300,79 |
229,08 |
815 |
74,37 |
59,75 |
|
5. |
Paper, Paper Products & Printing |
225 |
155,30 |
101,94 |
521 |
397,20 |
293,26 |
|
6. |
Leather & Leather Products |
314 |
5,59 |
4,74 |
111 |
2,98 |
2,59 |
|
7. |
Rubber & Plastic Products |
331 |
131,44 |
102,96 |
495 |
131,29 |
99,35 |
|
8. |
Chemicals & Chemical Products |
873 |
1793,99 |
1354,51 |
1,480 |
919,79 |
568,61 |
|
|
(a) Heavy Industrial Chemicals |
67 |
548,55 |
387,90 |
284 |
132,32 |
90,20 |
|
|
(b) Fertilisers |
274 |
253,99 |
166,32 |
17 |
265,48 |
129,70 |
|
|
(c) Drugs & Pharmaceuticals |
122 |
293,05 |
198,72 |
279 |
128,49 |
104,77 |
|
|
(d) Non-Edible Oils |
21 |
131,29 |
109,61 |
47 |
57,32 |
27,75 |
|
|
(e) Other Chemicals & Chemical Products |
389 |
567,11 |
491,96 |
853 |
336,18 |
216,19 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
49 |
61,59 |
42,43 |
32 |
188,68 |
145,93 |
|
10. |
Manufacture of Cement & Cement Products |
128 |
158,08 |
133,57 |
267 |
27,46 |
19,42 |
|
11. |
Basic Metals & Metal Products |
502 |
1092,92 |
760,51 |
912 |
485,15 |
296,35 |
|
|
(a) Iron & Steel |
163 |
861,87 |
637,54 |
317 |
399,47 |
236,16 |
|
|
(b) Non-Ferrous Metals |
81 |
201,47 |
98,58 |
58 |
27,15 |
22,61 |
|
|
(c) Metal Products |
258 |
29,58 |
24,39 |
537 |
58,53 |
37,58 |
|
12. |
Engineering |
662 |
437,54 |
285,52 |
1,029 |
455,44 |
326,02 |
|
|
(a) Heavy Engineering |
107 |
78,44 |
66,05 |
129 |
61,34 |
39,38 |
|
|
(b) Light Engineering |
329 |
284,99 |
160,10 |
572 |
280,42 |
189,76 |
|
|
(c) Electrical Machinery & Goods |
152 |
32,60 |
27,59 |
253 |
73,79 |
62,67 |
|
|
(d) Electronic Machinery & Goods |
74 |
41,51 |
31,78 |
75 |
39,89 |
34,22 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
192 |
340,69 |
326,41 |
230 |
81,00 |
67,99 |
|
14. |
Other Industries |
17,464 |
271,04 |
195,60 |
13,959 |
919,49 |
700,12 |
|
15. |
Electricity, Gas & Water |
61 |
528,90 |
409,30 |
173 |
162,89 |
128,34 |
|
|
(a) Electricity Generation & Transmission |
36 |
224,29 |
124,68 |
116 |
79,26 |
53,63 |
|
|
(b) Non-Conventional Energy |
3 |
22,74 |
23,10 |
9 |
7,42 |
7,37 |
|
|
(c) Gas, Steam & Water Supply |
22 |
281,87 |
261,52 |
48 |
76,21 |
67,35 |
|
16. |
Construction |
2,228 |
1434,63 |
1257,70 |
1,697 |
399,98 |
204,26 |
III. |
TRANSPORT OPERATORS |
6,925 |
97,71 |
83,73 |
5,013 |
80,52 |
66,36 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
27,064 |
533,63 |
354,15 |
38,274 |
527,39 |
387,06 |
V. |
PERSONAL LOANS |
1,56,559 |
3487,21 |
2769,55 |
2,38,187 |
5081,67 |
4075,59 |
|
1. |
Loans for Purchase of Consumer Durables |
4,949 |
24,92 |
20,89 |
6,889 |
41,82 |
33,69 |
|
2. |
Loans for Housing |
34,347 |
1496,62 |
1268,31 |
62,056 |
2316,24 |
1998,79 |
|
3. |
Rest of the Personal Loans |
1,17,263 |
1965,68 |
1480,35 |
1,69,242 |
2723,61 |
2043,11 |
VI. |
TRADE |
68,075 |
1394,05 |
1079,92 |
65,137 |
1765,90 |
1254,41 |
|
1. |
Wholesale Trade |
3,377 |
808,56 |
636,92 |
5,400 |
443,50 |
347,51 |
|
2. |
Retail Trade |
64,698 |
585,49 |
443,00 |
59,737 |
1322,39 |
906,91 |
VII. |
FINANCE |
360 |
54,21 |
23,09 |
354 |
92,36 |
49,76 |
VIII. |
ALL OTHERS |
21,956 |
372,48 |
286,29 |
40,627 |
792,60 |
558,42 |
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
10,25,759 |
21351,39 |
17679,96 |
8,03,095 |
18573,05 |
14288,30 |
OF WHICH : 1. Artisans and Village & Tiny Industries |
12,406 |
121,06 |
91,23 |
10,838 |
606,07 |
455,84 |
|
|
2. Other Small Scale Industries |
7,436 |
591,75 |
455,30 |
7,696 |
1525,53 |
1178,24 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2007 |
WESTERN REGION |
STATE : GUJARAT |
(Amount in Rupees Lakh) |
OCCUPATION |
URBAN |
METROPOLITAN |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
52,381 |
2015,07 |
1761,54 |
29,829 |
2525,62 |
2121,00 |
|
1. |
Direct Finance |
50,473 |
908,75 |
764,60 |
27,401 |
839,89 |
738,84 |
|
2. |
Indirect Finance |
1,908 |
1106,32 |
996,94 |
2,428 |
1685,73 |
1382,15 |
II. |
INDUSTRY |
22,809 |
13426,83 |
10935,69 |
48,758 |
48667,32 |
30217,90 |
|
1. |
Mining & Quarrying |
795 |
251,23 |
182,26 |
182 |
1417,31 |
428,32 |
|
2. |
Food Manufacturing & Processing |
1,588 |
781,95 |
547,52 |
1,058 |
1679,77 |
1029,32 |
|
|
(a) Rice Mills, Flour & Dal Mills |
867 |
420,71 |
300,27 |
163 |
69,03 |
55,09 |
|
|
(b) Sugar |
4 |
28,92 |
19,27 |
6 |
3,72 |
13 |
|
|
(c) Edible Oils & Vanaspati |
119 |
60,66 |
42,82 |
201 |
739,64 |
469,56 |
|
|
(d) Tea Processing |
13 |
3,71 |
2,89 |
14 |
20,38 |
18,14 |
|
|
(e) Processing of Fruits & Vegetables |
28 |
31,21 |
13,83 |
60 |
59,86 |
40,94 |
|
|
(f) Others |
557 |
236,74 |
168,44 |
614 |
787,14 |
445,46 |
|
3. |
Beverage & Tobacco |
103 |
48,87 |
38,44 |
66 |
74,65 |
34,11 |
|
4. |
Textiles |
2,533 |
1084,41 |
863,45 |
15,733 |
9040,89 |
5485,61 |
|
|
(a) Cotton Textiles |
891 |
797,35 |
637,87 |
2,472 |
4158,59 |
2912,51 |
|
|
(b) Jute & Other Natural Fibre Textiles |
844 |
14,80 |
13,56 |
299 |
63,75 |
64,70 |
|
|
(c) Handloom Textiles & Khadi |
82 |
14,02 |
15,02 |
365 |
56,16 |
47,33 |
|
|
(d) Other Textiles & Textile Products |
716 |
258,24 |
197,00 |
12,597 |
4762,38 |
2461,07 |
|
5. |
Paper, Paper Products & Printing |
371 |
96,01 |
69,47 |
1,036 |
1309,98 |
713,87 |
|
6. |
Leather & Leather Products |
67 |
4,15 |
3,32 |
210 |
218,70 |
186,37 |
|
7. |
Rubber & Plastic Products |
553 |
198,99 |
124,71 |
1,489 |
1366,62 |
882,60 |
|
8. |
Chemicals & Chemical Products |
717 |
739,18 |
449,38 |
6,599 |
9202,03 |
4360,54 |
|
|
(a) Heavy Industrial Chemicals |
84 |
342,66 |
217,24 |
706 |
3361,39 |
1282,86 |
|
|
(b) Fertilisers |
20 |
69,65 |
21,44 |
99 |
417,02 |
166,40 |
|
|
(c) Drugs & Pharmaceuticals |
266 |
46,63 |
34,83 |
3,373 |
2699,05 |
1432,90 |
|
|
(d) Non-Edible Oils |
16 |
26,67 |
18,15 |
9 |
7,31 |
4,76 |
|
|
(e) Other Chemicals & Chemical Products |
331 |
253,57 |
157,71 |
2,412 |
2717,26 |
1473,62 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
67 |
3860,06 |
3684,33 |
145 |
475,29 |
352,01 |
|
10. |
Manufacture of Cement & Cement Products |
199 |
75,63 |
62,60 |
265 |
354,90 |
179,78 |
|
11. |
Basic Metals & Metal Products |
1,379 |
1070,04 |
892,29 |
2,825 |
5611,64 |
3819,13 |
|
|
(a) Iron & Steel |
405 |
462,41 |
373,44 |
1,067 |
4303,85 |
2939,69 |
|
|
(b) Non-Ferrous Metals |
234 |
433,72 |
390,06 |
331 |
367,69 |
253,37 |
|
|
(c) Metal Products |
740 |
173,90 |
128,78 |
1,427 |
940,10 |
626,07 |
|
12. |
Engineering |
1,163 |
659,76 |
502,76 |
5,127 |
3527,23 |
2346,88 |
|
|
(a) Heavy Engineering |
232 |
167,30 |
149,46 |
909 |
1051,18 |
713,93 |
|
|
(b) Light Engineering |
660 |
309,14 |
214,95 |
2,581 |
1392,98 |
998,87 |
|
|
(c) Electrical Machinery & Goods |
197 |
115,52 |
73,09 |
1,123 |
823,32 |
469,43 |
|
|
(d) Electronic Machinery & Goods |
74 |
67,80 |
65,26 |
514 |
259,75 |
164,66 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
206 |
278,41 |
192,47 |
521 |
1240,86 |
1081,79 |
|
14. |
Other Industries |
11,267 |
2138,91 |
1547,72 |
9,783 |
3106,32 |
2382,15 |
|
15. |
Electricity, Gas & Water |
84 |
481,39 |
355,70 |
749 |
5767,27 |
4101,42 |
|
|
(a) Electricity Generation & Transmission |
25 |
213,98 |
91,42 |
679 |
4837,62 |
3255,58 |
|
|
(b) Non-Conventional Energy |
11 |
6,90 |
6,63 |
22 |
691,52 |
611,92 |
|
|
(c) Gas, Steam & Water Supply |
48 |
260,52 |
257,65 |
48 |
238,13 |
233,92 |
|
16. |
Construction |
1,717 |
1657,83 |
1419,26 |
2,970 |
4273,85 |
2834,02 |
III. |
TRANSPORT OPERATORS |
4,718 |
990,31 |
1007,40 |
15,828 |
612,94 |
489,60 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
35,389 |
1148,08 |
680,83 |
1,10,988 |
4017,77 |
2831,38 |
V. |
PERSONAL LOANS |
2,22,276 |
6191,31 |
4926,81 |
5,44,776 |
10723,16 |
8162,23 |
|
1. |
Loans for Purchase of Consumer Durables |
6,413 |
42,72 |
32,74 |
24,254 |
224,16 |
162,10 |
|
2. |
Loans for Housing |
68,099 |
3229,65 |
2732,24 |
91,790 |
4768,16 |
4067,07 |
|
3. |
Rest of the Personal Loans |
1,47,764 |
2918,94 |
2161,83 |
4,28,732 |
5730,83 |
3933,06 |
VI. |
TRADE |
29,301 |
2367,61 |
1906,43 |
45,544 |
8810,49 |
5101,54 |
|
1. |
Wholesale Trade |
2,995 |
1057,14 |
870,59 |
10,715 |
4311,37 |
2712,61 |
|
2. |
Retail Trade |
26,306 |
1310,48 |
1035,84 |
34,829 |
4499,12 |
2388,93 |
VII. |
FINANCE |
543 |
117,31 |
71,66 |
1,403 |
3124,87 |
1566,55 |
VIII. |
ALL OTHERS |
30,056 |
1051,23 |
733,85 |
96,917 |
2377,07 |
1548,67 |
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
3,97,473 |
27307,77 |
22024,20 |
8,94,043 |
80859,25 |
52038,87 |
OF WHICH : 1. Artisans and Village & Tiny Industries |
2,050 |
21,70 |
16,39 |
2,270 |
90,58 |
70,37 |
|
|
2. Other Small Scale Industries |
6,948 |
1259,78 |
960,25 |
20,740 |
3393,81 |
2587,98 |
|