WESTERN REGION

STATE : MAHARASHTRA

(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

11,60,959

12339,59

10920,68

8,12,734

9009,71

7679,17

1. Direct Finance

11,48,197

10067,79

9018,15

8,02,167

7660,89

6579,56

2. Indirect Finance

12,762

2271,81

1902,52

10,567

1348,82

1099,62

II.

INDUSTRY

26,978

20914,24

16539,07

23,108

8262,43

6719,99

1. Mining & Quarrying

464

101,46

61,98

482

109,83

92,32

2. Food Manufacturing & Processing

4,714

650,37

516,08

4,010

986,89

713,98

(a) Rice Mills, Flour & Dal Mills

1,155

98,77

68,49

932

207,44

156,45

(b) Sugar

39

121,75

110,51

38

188,83

179,43

(c) Edible Oils & Vanaspati

122

18,03

14,35

250

118,05

88,99

(d) Tea Processing

17

53

23

15

2,30

1,98

(e) Processing of Fruits & Vegetables

189

17,51

9,65

124

28,93

20,25

(f) Others

3,192

393,79

312,85

2,651

441,35

266,88

3. Beverage & Tobacco

80

65,86

61,58

202

231,56

107,58

4. Textiles

1,968

1151,90

928,54

2,012

818,48

691,25

(a) Cotton Textiles

574

603,85

468,79

885

693,73

586,25

(b) Jute & Other Natural Fibre Textiles

58

23,05

18,50

70

6,40

3,95

(c) Handloom Textiles & Khadi

96

9,52

3,13

144

5,31

4,51

(d) Other Textiles & Textile Products

1,240

515,48

438,12

913

113,04

96,54

5. Paper, Paper Products & Printing

459

337,83

184,03

774

139,41

120,06

6. Woods and Wood Products

1,321

12,52

10,06

667

15,16

11,51

7. Leather & Leather Products

581

16,14

11,38

593

13,42

10,70

8. Gems and Jewellery

597

42,90

42,43

318

14,03

12,30

9. Rubber & Plastic Products

356

148,77

110,27

552

100,47

60,00

10. Chemicals & Chemical Products

602

294,08

205,05

786

278,18

204,28

(a) Heavy Industrial Chemicals

63

43,68

38,90

108

102,19

59,28

(b) Fertilisers

43

8,75

3,87

25

1,75

1,33

(c) Drugs & Pharmaceuticals

90

61,54

50,71

104

41,86

41,59

(d) Non-Edible Oils

20

6,39

5,31

62

36,62

21,58

(e) Other Chemicals & Chemical Products

386

173,71

106,26

487

95,76

80,51

11. Petroleum, Coal Products & Nuclear Fuels

28

391,67

311,52

41

221,20

163,14

12. Manufacture of Cement & Cement Products

359

44,29

14,87

458

23,25

18,08

13. Basic Metals & Metal Products

1,371

6754,54

5155,18

1,401

1751,63

1370,15

(a) Iron & Steel

202

4822,94

3566,13

219

1611,31

1260,15

(b) Non-Ferrous Metals

97

1153,86

956,16

111

38,35

27,44

(c) Metal Products

1,072

777,74

632,89

1,071

101,97

82,56

14. Engineering

1,627

2187,67

1480,34

1,902

346,37

274,51

(a) Heavy Engineering

194

397,05

260,71

217

66,92

56,54

(b) Light Engineering

1,023

1179,18

659,25

1,197

158,94

115,35

(c) Electrical Machinery & Goods

303

115,03

90,63

362

99,96

86,70

(d) Electronic Machinery & Goods

107

496,40

469,74

126

20,56

15,93

15. Vehicles, Vehicle Parts & Transport Equipments

611

196,23

108,39

382

187,47

173,23

16. Other Industries

7,325

421,34

332,81

5,971

260,44

171,44

17. Electricity, Gas & Water

82

3962,78

3648,67

92

2027,02

2002,47

(a) Electricity Generation & Transmission

34

3617,64

3307,54

20

1950,55

1928,58

(b) Non-Conventional Energy

17

50,56

47,23

24

68,82

67,75

(c) Gas, Steam & Water Supply

31

294,59

293,90

48

7,65

6,14

18. Construction

4,433

4133,89

3355,87

2,465

737,63

522,99

(a) Other than Infrastructure

2,891

920,29

589,12

1,593

262,69

193,47

(b) Infrastructure Construction

1,542

3213,60

2766,75

872

474,94

329,51

III.

TRANSPORT OPERATORS

16,159

1563,97

1222,72

7,813

288,11

194,03

IV.

PROFESSIONAL AND OTHER SERVICES

53,001

3471,85

2925,71

41,147

1537,17

1210,20

1. Professional Services

14,596

372,34

287,06

9,778

219,75

194,38

2. Tourism, Hotel & Restaurants

3,725

150,89

131,53

3,225

236,65

185,70

3. Recreation services

471

39,61

26,26

477

15,23

12,99

4. IT and Telecommunications

82

69,44

50,06

159

22,09

16,47

5. Others

34,127

2839,58

2430,79

27,508

1043,45

800,67

V.

PERSONAL LOANS

3,49,695

7696,01

5983,44

4,51,961

9074,88

7158,76

1. Housing

94,962

3377,72

2803,28

1,30,901

5285,97

4348,04

2. Consumer Durables

15,200

106,39

85,06

15,377

110,08

87,04

3. Vehicles

46,908

1183,12

765,57

42,719

884,20

659,76

4. Education

33,517

899,07

731,39

35,993

808,08

601,73

5. Personal Credit Cards

16,085

71,80

47,79

13,354

61,78

40,27

6. Others

1,43,023

2057,91

1550,35

2,13,617

1924,76

1421,92

VI.

TRADE

1,09,149

4491,64

4002,32

1,13,474

4170,00

3676,69

1. Wholesale Trade

3,844

2897,07

2802,71

2,566

2381,61

2278,72

2. Retail Trade

1,05,305

1594,56

1199,61

1,10,908

1788,39

1397,97

VII.

FINANCE

9,917

1612,50

1087,39

6,581

295,52

166,26

VIII.

ALL OTHERS

29,027

361,18

294,87

46,721

282,92

228,70

TOTAL BANK CREDIT

17,54,885

52450,97

42976,21

15,03,539

32920,75

27033,80

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED
COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

WESTERN REGION

STATE : MAHARASHTRA

(Amount in ` Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,63,178

4919,11

4107,84

2,26,261

20432,16

12635,53

1. Direct Finance

1,59,436

3466,03

2937,50

2,20,457

14018,16

7734,15

2. Indirect Finance

3,742

1453,08

1170,34

5,804

6413,99

4901,37

II.

INDUSTRY

27,621

14811,95

10485,23

4,08,301

614674,45

379743,87

1. Mining & Quarrying

282

103,91

75,22

1,116

17042,17

12505,52

2. Food Manufacturing & Processing

2,800

1947,10

1533,11

16,434

10764,18

6238,86

(a) Rice Mills, Flour & Dal Mills

644

360,25

283,69

524

606,41

392,68

(b) Sugar

60

423,25

387,11

114

1959,94

1742,35

(c) Edible Oils & Vanaspati

329

477,43

370,84

2,614

3085,58

1153,85

(d) Tea Processing

38

30,54

21,81

353

459,80

333,82

(e) Processing of Fruits & Vegetables

92

94,00

55,57

123

496,18

369,54

(f) Others

1,637

561,63

414,09

12,706

4156,27

2246,62

3. Beverage & Tobacco

150

234,03

122,74

379

1915,40

1597,07

4. Textiles

5,314

2183,30

1779,32

43,867

51053,80

33913,33

(a) Cotton Textiles

3,418

1609,28

1318,01

18,091

23303,30

15083,13

(b) Jute & Other Natural Fibre Textiles

104

23,38

11,95

220

499,04

106,97

(c) Handloom Textiles & Khadi

203

26,50

22,46

1,478

788,67

586,31

(d) Other Textiles & Textile Products

1,589

524,13

426,89

24,078

26462,80

18136,92

5. Paper, Paper Products & Printing

982

259,40

157,40

7,425

7861,16

5582,89

6. Woods and Wood Products

424

43,06

31,28

1,034

776,20

488,79

7. Leather & Leather Products

330

9,48

7,92

1,259

723,44

452,72

8. Gems and Jewellery

188

311,09

277,41

33,275

40319,87

17243,29

9. Rubber & Plastic Products

970

418,22

320,24

5,344

9696,90

5406,50

10. Chemicals & Chemical Products

1,203

1467,85

1046,54

27,747

53445,68

26870,47

(a) Heavy Industrial Chemicals

191

142,02

102,49

2,140

9844,34

4325,77

(b) Fertilisers

59

74,46

44,96

263

2117,09

1485,44

(c) Drugs & Pharmaceuticals

256

842,53

596,57

11,597

24901,87

12577,65

(d) Non-Edible Oils

72

77,33

60,25

70

467,81

322,34

(e) Other Chemicals & Chemical Products

625

331,51

242,27

13,677

16114,57

8159,29

11. Petroleum, Coal Products & Nuclear Fuels

54

15,33

12,14

638

61051,38

40856,16

12. Manufacture of Cement & Cement Products

303

83,65

69,70

2,598

5683,18

3565,06

13. Basic Metals & Metal Products

3,269

1884,65

1163,06

22,284

96731,68

52296,98

(a) Iron & Steel

627

1037,11

561,70

2,798

57219,83

34818,21

(b) Non-Ferrous Metals

194

191,30

126,20

1,219

16064,79

8351,85

(c) Metal Products

2,448

656,24

475,16

18,267

23447,06

9126,92

14. Engineering

3,168

1728,41

1249,68

48,709

45221,38

27268,01

(a) Heavy Engineering

359

388,76

293,74

1,755

6976,44

4567,87

(b) Light Engineering

2,076

868,10

578,03

25,907

17046,38

9834,10

(c) Electrical Machinery & Goods

529

278,82

207,41

6,896

10510,52

5196,98

(d) Electronic Machinery & Goods

204

192,74

170,50

14,151

10688,04

7669,05

15. Vehicles, Vehicle Parts & Transport Equipments

594

806,74

606,37

9,551

38286,64

27314,86

16. Other Industries

4,331

1302,83

485,03

1,45,187

19442,18

8791,61

17. Electricity, Gas & Water

118

299,27

246,61

805

29349,75

19131,16

(a) Electricity Generation & Transmission

46

227,94

184,92

441

27194,13

18084,20

(b) Non-Conventional Energy

30

47,47

43,75

117

872,31

541,85

(c) Gas, Steam & Water Supply

42

23,86

17,94

247

1283,31

505,11

18. Construction

3,141

1713,62

1301,47

40,649

125309,50

90220,58

(a) Other than Infrastructure

1,937

839,50

667,67

7,106

24286,94

17838,73

(b) Infrastructure Construction

1,204

874,12

633,80

33,543

101022,55

72381,86

III.

TRANSPORT OPERATORS

9,326

582,99

388,85

1,06,870

49989,76

40772,84

IV.

PROFESSIONAL AND OTHER SERVICES

33,563

2535,26

1889,73

20,23,888

134851,11

90927,28

1. Professional Services

7,036

353,62

290,66

84,837

11620,36

9469,17

2. Tourism, Hotel & Restaurants

1,881

175,91

137,21

12,622

7781,59

5242,71

3. Recreation services

315

19,70

14,60

1,361

6514,68

5002,93

4. IT and Telecommunications

169

16,69

12,47

1,169

30527,62

22578,09

5. Others

24,162

1969,34

1434,79

19,23,899

78406,86

48634,36

V.

PERSONAL LOANS

5,52,553

15029,09

11739,33

150,61,112

126300,05

71422,77

1. Housing

1,74,340

10401,94

8535,96

5,61,147

57090,20

45751,63

2. Consumer Durables

13,400

99,35

78,23

19,420

171,50

122,96

3. Vehicles

1,26,431

1321,04

871,82

3,22,702

5845,91

3289,36

4. Education

29,084

687,99

528,87

1,04,785

3181,42

2462,11

5. Personal Credit Cards

16,233

198,50

68,35

105,25,242

39043,35

8208,55

6. Others

1,93,065

2320,28

1656,10

35,27,816

20967,68

11588,15

VI.

TRADE

78,781

3670,75

2726,98

2,01,200

108637,90

65244,88

1. Wholesale Trade

4,076

923,10

683,37

57,426

69094,59

41770,80

2. Retail Trade

74,705

2747,65

2043,61

1,43,774

39543,31

23474,08

VII.

FINANCE

2,308

211,89

145,52

23,424

165205,73

133786,58

VIII.

ALL OTHERS

1,10,946

1251,90

930,08

18,46,245

34562,84

14214,95

TOTAL BANK CREDIT

9,78,276

43012,94

32413,56

198,97,301

1254654,01

808748,70