NORTH-EASTERN REGION

STATE : MEGHALAYA

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

36,465

122,44

97,69

7,146

29,23

23,78

1. Direct Finance

35,848

102,55

84,05

6,929

24,72

19,90

2. Indirect Finance

617

19,88

13,64

217

4,50

3,87

II.

INDUSTRY

2,713

302,09

225,85

857

106,37

60,97

1. Mining & Quarrying

65

6,48

5,05

5

43

41

2. Food Manufacturing & Processing

578

12,52

11,03

199

6,90

5,26

(a) Rice Mills, Flour & Dal Mills

28

60

54

6

4,45

3,35

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

2

2,60

2,35

1

10

5

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

13

58

46

-

-

-

(f) Others

535

8,74

7,68

192

2,36

1,86

3. Beverage & Tobacco

3

1,93

81

2

31

30

4. Textiles

254

7,83

5,84

48

42

36

(a) Cotton Textiles

33

56

42

16

4

1

(b) Jute & Other Natural Fibre Textiles

5

3

3

-

-

-

(c) Handloom Textiles & Khadi

117

2,60

1,35

5

10

10

(d) Other Textiles & Textile Products

99

4,64

4,05

27

28

24

5. Paper, Paper Products & Printing

45

14,25

12,82

8

29

26

6. Leather & Leather Products

21

85

68

28

26

19

7. Rubber & Plastic Products

24

17,91

16,19

10

17

13

8. Chemicals & Chemical Products

20

3,96

3,54

-

-

-

(a) Heavy Industrial Chemicals

1

6

5

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

-

-

-

-

-

-

(d) Non-Edible Oils

3

87

81

-

-

-

(e) Other Chemicals & Chemical Products

16

3,03

2,68

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

9

6,44

5,02

1

45

44

10. Manufacture of Cement & Cement Products

18

135,00

79,05

9

86,66

45,82

11. Basic Metals & Metal Products

38

20,71

16,54

23

3,80

2,70

(a) Iron & Steel

14

17,27

15,11

1

3,30

2,21

(b) Non-Ferrous Metals

1

2,40

54

1

8

9

(c) Metal Products

23

1,04

89

21

42

40

12. Engineering

75

9,33

8,00

23

18

13

(a) Heavy Engineering

3

77

72

-

-

-

(b) Light Engineering

39

2,32

1,95

16

13

9

(c) Electrical Machinery & Goods

26

2,06

1,47

7

5

4

(d) Electronic Machinery & Goods

7

4,18

3,86

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

13

2,94

1,45

2

4

4

14. Other Industries

1,466

17,52

17,12

395

3,11

2,78

15. Electricity, Gas & Water

2

24,25

24,20

-

-

-

(a) Electricity Generation & Transmission

1

24,05

24,05

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

1

20

15

-

-

-

16. Construction

82

20,18

18,51

104

3,34

2,15

III.

TRANSPORT OPERATORS

747

18,49

13,70

314

6,00

4,15

IV.

PROFESSIONAL AND OTHER SERVICES

706

29,34

18,44

279

5,47

4,71

V.

PERSONAL LOANS

21,197

263,62

204,04

13,376

185,30

148,26

1. Loans for Purchase of Consumer Durables

1,038

4,19

3,06

457

4,87

4,36

2. Loans for Housing

1,540

58,41

51,32

1,379

39,90

34,92

3. Rest of the Personal Loans

18,619

201,02

149,67

11,540

140,52

108,99

VI.

TRADE

4,466

156,21

134,68

1,548

25,04

21,90

1. Wholesale Trade

220

35,21

33,48

30

2,19

1,91

2. Retail Trade

4,246

121,00

101,20

1,518

22,85

19,99

VII.

FINANCE

199

1,03

74

35

14

5

VIII.

ALL OTHERS

1,210

27,93

22,42

291

4,80

4,32

TOTAL BANK CREDIT

67,703

921,15

717,56

23,846

362,35

268,13

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION  'MARCH 2008

NORTH-EASTERN REGION

STATE : MEGHALAYA

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,092

30,36

18,78

-

-

-

1. Direct Finance

934

10,70

8,41

-

-

-

2. Indirect Finance

158

19,66

10,37

-

-

-

II.

INDUSTRY

936

393,71

270,66

-

-

-

1. Mining & Quarrying

73

14,71

12,73

-

-

-

2. Food Manufacturing & Processing

85

5,59

4,18

-

-

-

(a) Rice Mills, Flour & Dal Mills

1

1

1

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

2

55

58

-

-

-

(d) Tea Processing

2

15

14

-

-

-

(e) Processing of Fruits & Vegetables

4

64

38

-

-

-

(f) Others

76

4,24

3,08

-

-

-

3. Beverage & Tobacco

4

1,75

1,59

-

-

-

4. Textiles

36

3,20

2,46

-

-

-

(a) Cotton Textiles

8

1,87

1,79

-

-

-

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

2

3

3

-

-

-

(d) Other Textiles & Textile Products

26

1,30

64

-

-

-

5. Paper, Paper Products & Printing

32

2,47

2,04

-

-

-

6. Leather & Leather Products

7

38

39

-

-

-

7. Rubber & Plastic Products

6

21

18

-

-

-

8. Chemicals & Chemical Products

11

1,22

99

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

1

24

8

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

10

98

91

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

2

3,26

3,29

-

-

-

10. Manufacture of Cement & Cement Products

17

74,63

47,85

-

-

-

11. Basic Metals & Metal Products

18

1,36

1,20

-

-

-

(a) Iron & Steel

-

-

-

-

-

-

(b) Non-Ferrous Metals

1

1,00

85

-

-

-

(c) Metal Products

17

36

35

-

-

-

12. Engineering

47

1,87

1,41

-

-

-

(a) Heavy Engineering

9

65

52

-

-

-

(b) Light Engineering

26

84

66

-

-

-

(c) Electrical Machinery & Goods

6

35

21

-

-

-

(d) Electronic Machinery & Goods

6

3

3

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

6

1,65

1,67

-

-

-

14. Other Industries

351

12,13

10,43

-

-

-

15. Electricity, Gas & Water

9

168,78

110,64

-

-

-

(a) Electricity Generation & Transmission

8

168,58

110,47

-

-

-

(b) Non-Conventional Energy

1

20

17

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16. Construction

232

100,50

69,60

-

-

-

III.

TRANSPORT OPERATORS

736

14,23

10,32

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

782

54,35

37,87

-

-

-

V.

PERSONAL LOANS

28,531

473,69

354,37

-

-

-

1. Loans for Purchase of Consumer Durables

780

18,15

2,70

-

-

-

2. Loans for Housing

3,287

138,70

113,96

-

-

-

3. Rest of the Personal Loans

24,464

316,84

237,71

-

-

-

VI.

TRADE

3,508

183,08

155,56

-

-

-

1. Wholesale Trade

541

77,73

62,26

-

-

-

2. Retail Trade

2,967

105,35

93,30

-

-

-

VII.

FINANCE

16

3,32

51

-

-

-

VIII.

ALL OTHERS

2,092

26,98

20,65

-

-

-

TOTAL BANK CREDIT

37,693

1179,72

868,73