Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

NORTH-EASTERN REGION

STATE :NAGALAND

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

17,113

17,59

17,97

3,921

4,05

4,63

-

-

-

1.

Direct Finance

17,060

16,59

17,70

3,906

4,01

4,58

-

-

-

2.

Indirect Finance

53

99

27

15

4

5

-

-

-

II.

INDUSTRY

2,669

16,48

13,59

801

21,61

22,02

-

-

-

1.

Mining & Quarrying

5

3

2

8

28

24

-

-

-

2.

Food Manufacturing & Processing

245

5,52

2,48

44

1,09

1,16

-

-

-

(a)

Rice Mills, Flour & Dal Mills

103

1,61

1,41

16

70

72

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

3

1

1

2

3

3

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

3

2

2

1

1

1

-

-

-

(f)

Others

136

3,88

1,04

25

34

40

-

-

-

3.

Beverage & Tobacco

1

1

1

1

10

8

-

-

-

4.

Textiles

116

71

70

31

25

26

-

-

-

(a)

Cotton Textiles

24

13

12

2

11

10

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

4

3

3

7

5

5

-

-

-

(d)

Other Textiles

88

54

55

22

9

11

-

-

-

5.

Paper, Paper Products & Printing

27

30

26

4

5

7

-

-

-

6.

Leather & Leather Products

6

8

8

6

5

6

-

-

-

7.

Rubber & Rubber Products

2

2

1

1

1

1

-

-

-

8.

Chemicals & Chemical Products

7

15

17

13

10,55

9,46

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

1

27

16

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

3

10

10

1

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

2

1

1

-

-

-

(e)

Other Chemicals & Chemical Products

4

5

6

9

10,26

9,29

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

1

1

1

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

2

9

7

-

-

-

-

-

-

11.

Basic Metals & Metal Products

114

1,06

1,02

4

29

36

-

-

-

(a)

Iron & Steel

5

17

14

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

109

89

88

4

29

36

-

-

-

12.

Engineering

34

1,06

98

11

13

15

-

-

-

(a)

Heavy Engineering

2

2

2

-

-

-

-

-

-

(b)

Light Engineering

7

5

3

4

9

10

-

-

-

(c)

Electrical Machinery & Goods

6

49

60

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

19

51

33

7

4

5

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

28

63

32

5

5

4

-

-

-

14.

Other Industries

2,078

6,77

7,41

648

6,26

8,03

-

-

-

15.

Electricity, Gas & Water

3

3

5

9

31

31

-

-

-

(a)

Electricity Generation & Transmission

2

3

4

4

27

28

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

1

1

1

5

4

3

-

-

-

16.

Construction

-

-

-

16

2,21

1,78

-

-

-

III.

TRANSPORT OPERATORS

451

2,89

2,68

229

3,08

2,69

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

373

2,34

2,33

296

1,57

1,49

-

-

-

V.

PERSONAL LOANS

6,483

10,28

10,49

1,365

6,88

5,77

-

-

-

1.

Loans for Purchase of Consumer Durables

575

97

1,09

169

23

19

-

-

-

2.

Loans for Housing

79

91

84

111

1,08

91

-

-

-

3.

Rest of the Personal Loans

5,829

8,40

8,56

1,085

5,57

4,67

-

-

-

VI.

TRADE

5,309

14,36

13,33

1,548

7,69

7,64

-

-

-

1.

Wholesale Trade

133

1,21

99

49

1,19

77

-

-

-

2.

Retail Trade

5,176

13,15

12,34

1,499

6,49

6,87

-

-

-

VII.

FINANCE

-

-

-

1

1

-

-

-

-

VIII.

ALL OTHERS

573

2,05

2,27

3,100

7,36

7,81

-

-

-

TOTAL BANK CREDIT

32,971

65,97

62,66

11,261

52,23

52,05

-

-

-

OF WHICH:

1. Artisans & Village Industries

703

1,02

98

168

43

52

-

-

-

2. Other Small Scale Industries

1,490

6,76

6,99

480

4,25

5,30

-

-

-

NORTH-EASTERN REGION

STATE :NAGALAND

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

350

20

17

259

19

22

21,643

22,03

23,00

1.

Direct Finance

350

20

17

259

19

22

21,575

21,00

22,68

2.

Indirect Finance

-

-

-

-

-

-

68

1,03

32

II.

INDUSTRY

56

4

5

10

6

7

3,536

38,18

35,73

1.

Mining & Quarrying

-

-

-

-

-

-

13

31

26

2.

Food Manufacturing & Processing

-

-

-

-

-

-

289

6,60

3,64

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

119

2,31

2,13

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

5

5

5

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

4

3

3

(f)

Others

-

-

-

-

-

-

161

4,22

1,44

3.

Beverage & Tobacco

-

-

-

-

-

-

2

11

9

4.

Textiles

-

-

-

2

1

2

149

97

98

(a)

Cotton Textiles

-

-

-

-

-

-

26

25

22

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

11

8

8

(d)

Other Textiles

-

-

-

2

1

2

112

64

68

5.

Paper, Paper Products & Printing

-

-

-

-

-

-

31

35

33

6.

Leather & Leather Products

-

-

-

-

-

-

12

12

14

7.

Rubber & Rubber Products

-

-

-

-

-

-

3

4

3

8.

Chemicals & Chemical Products

-

-

-

-

-

-

20

10,69

9,63

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

1

27

16

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

4

10

11

(d)

Non-Edible Oils

-

-

-

-

-

-

2

1

1

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

13

10,31

9,35

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

1

1

1

10.

Manufacture of Cement & Cement Products

-

-

-

1

-

1

3

9

8

11.

Basic Metals & Metal Products

-

-

-

2

3

3

120

1,37

1,40

(a)

Iron & Steel

-

-

-

-

-

-

5

17

14

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

2

3

3

115

1,21

1,26

12.

Engineering

-

-

-

1

-

-

46

1,20

1,13

(a)

Heavy Engineering

-

-

-

-

-

-

2

2

2

(b)

Light Engineering

-

-

-

-

-

-

11

14

13

(c)

Electrical Machinery & Goods

-

-

-

1

-

-

7

49

61

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

26

55

38

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

33

68

37

14.

Other Industries

56

4

5

4

1

1

2,786

13,08

15,50

15.

Electricity, Gas & Water

-

-

-

-

-

-

12

34

36

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

6

30

32

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

6

5

3

16.

Construction

-

-

-

-

-

-

16

2,21

1,78

III.

TRANSPORT OPERATORS

10

21

13

8

13

13

698

6,31

5,63

IV.

PROFESSIONAL AND OTHER SERVICES

12

-

1

19

1,08

1,07

700

4,99

4,88

V.

PERSONAL LOANS

883

68

58

208

59

44

8,939

18,42

17,27

1.

Loans for Purchase of Consumer Durables

630

33

28

21

3

2

1,395

1,56

1,57

2.

Loans for Housing

-

-

-

2

3

1

192

2,02

1,76

3.

Rest of the Personal Loans

253

35

30

185

53

41

7,352

14,84

13,94

VI.

TRADE

123

12

14

25

14

9

7,005

22,31

21,20

1.

Wholesale Trade

-

-

-

-

-

-

182

2,41

1,76

2.

Retail Trade

123

12

14

25

14

9

6,823

19,91

19,44

VII.

FINANCE

-

-

-

-

-

-

1

1

-

VIII.

ALL OTHERS

103

7

7

68

5

5

3,844

9,53

10,21

TOTAL BANK CREDIT

1,537

1,33

1,15

597

2,25

2,06

46,366

121,78

117,92

OF WHICH:

1. Artisans & Village Industries

18

2

2

2

-

-

891

1,47

1,53

2. Other Small Scale Industries

28

2

2

7

5

6

2,005

11,09

12,38