SOUTHERN REGION

PUDUCHERRY

(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

46,526

215,28

184,12

20,554

111,73

101,85

1. Direct Finance

36,307

174,91

147,76

19,925

107,50

98,13

2. Indirect Finance

10,219

40,37

36,35

629

4,23

3,72

II.

INDUSTRY

731

204,35

161,93

722

174,19

151,77

1. Mining & Quarrying

8

2,91

1,75

1

10

6

2. Food Manufacturing & Processing

94

40,56

33,98

119

38,59

27,42

(a) Rice Mills, Flour & Dal Mills

34

17,94

14,74

8

5,94

5,83

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

1

7

2

(d) Tea Processing

1

-

-

-

-

-

(e) Processing of Fruits & Vegetables

2

1,13

61

-

-

-

(f) Others

57

21,48

18,63

110

32,58

21,57

3. Beverage & Tobacco

7

12,32

11,50

2

15

15

4. Textiles

53

9,87

9,14

35

3,96

3,33

(a) Cotton Textiles

7

84

78

3

1,40

1,24

(b) Jute & Other Natural Fibre Textiles

3

86

84

-

-

-

(c) Handloom Textiles & Khadi

7

3

3

10

1,45

1,19

(d) Other Textiles & Textile Products

36

8,14

7,49

22

1,11

90

5. Paper, Paper Products & Printing

22

8,56

7,50

34

4,02

3,41

6. Woods and Wood Products

15

3,38

2,86

17

33

18

7. Leather & Leather Products

8

73

71

3

8

8

8. Gems and Jewellery

-

-

-

8

44

36

9. Rubber & Plastic Products

23

34,49

30,19

44

8,94

4,67

10. Chemicals & Chemical Products

34

13,90

11,65

61

5,33

4,98

(a) Heavy Industrial Chemicals

2

25

16

-

-

-

(b) Fertilisers

1

-

-

-

-

-

(c) Drugs & Pharmaceuticals

3

1,27

1,06

8

22

22

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

28

12,38

10,43

53

5,11

4,76

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

12. Manufacture of Cement & Cement Products

2

2

2

13

1,82

1,73

13. Basic Metals & Metal Products

24

14,70

12,98

12

1,69

1,30

(a) Iron & Steel

1

7,00

7,03

4

1,28

98

(b) Non-Ferrous Metals

5

6,06

4,65

1

13

11

(c) Metal Products

18

1,64

1,31

7

27

21

14. Engineering

66

14,03

10,70

45

9,23

7,44

(a) Heavy Engineering

3

40

23

6

1,11

97

(b) Light Engineering

38

13,18

10,09

18

7,69

6,11

(c) Electrical Machinery & Goods

18

21

13

15

28

22

(d) Electronic Machinery & Goods

7

25

24

6

15

14

15. Vehicles, Vehicle Parts & Transport Equipments

20

8,49

3,22

6

19

17

16. Other Industries

310

10,99

10,43

247

5,28

4,06

17. Electricity, Gas & Water

3

11,70

6,36

1

4

4

(a) Electricity Generation & Transmission

2

8,20

3,63

-

-

-

(b) Non-Conventional Energy

1

3,50

2,73

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

1

4

4

18. Construction

42

17,69

8,96

74

94,01

92,39

(a) Other than Infrastructure

16

1,81

1,26

44

3,39

2,72

(b) Infrastructure Construction

26

15,88

7,70

30

90,62

89,68

III.

TRANSPORT OPERATORS

182

14,18

6,41

140

10,45

7,46

IV.

PROFESSIONAL AND OTHER SERVICES

2,760

46,88

34,41

2,102

125,15

110,56

1. Professional Services

1,004

5,79

4,71

255

3,25

2,51

2. Tourism, Hotel & Restaurants

49

10,66

7,11

123

16,61

14,53

3. Recreation services

45

77

49

27

1,23

83

4. IT and Telecommunications

3

30

12

4

21

19

5. Others

1,659

29,36

21,98

1,693

103,86

92,50

V.

PERSONAL LOANS

13,253

197,40

142,87

17,480

307,90

245,67

1. Housing

987

48,47

39,16

2,575

144,06

117,62

2. Consumer Durables

130

74

46

335

1,44

1,10

3. Vehicles

939

30,04

17,25

973

22,37

15,98

4. Education

2,890

46,87

32,91

2,294

36,38

26,22

5. Personal Credit Cards

80

36

21

1,298

2,95

1,97

6. Others

8,227

70,91

52,89

10,005

100,70

82,78

VI.

TRADE

3,453

74,73

56,82

3,795

64,31

54,83

1. Wholesale Trade

1,145

33,06

24,64

82

12,09

9,94

2. Retail Trade

2,308

41,68

32,19

3,713

52,22

44,90

VII.

FINANCE

259

2,92

2,10

93

69

51

VIII.

ALL OTHERS

1,475

5,53

4,23

2,888

32,30

28,07

TOTAL BANK CREDIT

68,639

761,27

592,88

47,774

826,73

700,72

TABLE No. 5.7 – STATE AND POPULATION GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

(Amount in ` Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

22,385

246,99

204,78

-

-

-

1. Direct Finance

22,049

230,72

189,82

-

-

-

2. Indirect Finance

336

16,27

14,95

-

-

-

II.

INDUSTRY

2,751

640,11

412,19

-

-

-

1. Mining & Quarrying

-

-

-

-

-

-

2. Food Manufacturing & Processing

256

77,88

70,89

-

-

-

(a) Rice Mills, Flour & Dal Mills

74

40,25

37,63

-

-

-

(b) Sugar

1

30

4

-

-

-

(c) Edible Oils & Vanaspati

18

18,30

17,13

-

-

-

(d) Tea Processing

5

11

11

-

-

-

(e) Processing of Fruits & Vegetables

1

5

5

-

-

-

(f) Others

157

18,87

15,93

-

-

-

3. Beverage & Tobacco

8

21,40

19,51

-

-

-

4. Textiles

158

65,81

27,12

-

-

-

(a) Cotton Textiles

13

9,56

8,62

-

-

-

(b) Jute & Other Natural Fibre Textiles

9

47

44

-

-

-

(c) Handloom Textiles & Khadi

12

2,48

2,45

-

-

-

(d) Other Textiles & Textile Products

124

53,30

15,61

-

-

-

5. Paper, Paper Products & Printing

317

38,35

29,91

-

-

-

6. Woods and Wood Products

41

13,36

9,10

-

-

-

7. Leather & Leather Products

33

4,58

3,37

-

-

-

8. Gems and Jewellery

4

3,56

3,55

-

-

-

9. Rubber & Plastic Products

113

48,98

19,80

-

-

-

10. Chemicals & Chemical Products

108

55,42

32,46

-

-

-

(a) Heavy Industrial Chemicals

13

11,43

10,10

-

-

-

(b) Fertilisers

1

30

25

-

-

-

(c) Drugs & Pharmaceuticals

5

5,14

2,73

-

-

-

(d) Non-Edible Oils

5

55

46

-

-

-

(e) Other Chemicals & Chemical Products

84

38,00

18,92

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

2

18

19

-

-

-

12. Manufacture of Cement & Cement Products

1

10

9

-

-

-

13. Basic Metals & Metal Products

110

45,30

34,07

-

-

-

(a) Iron & Steel

17

10,20

9,13

-

-

-

(b) Non-Ferrous Metals

7

95

69

-

-

-

(c) Metal Products

86

34,15

24,25

-

-

-

14. Engineering

161

84,69

43,96

-

-

-

(a) Heavy Engineering

25

11,12

7,65

-

-

-

(b) Light Engineering

75

4,40

3,28

-

-

-

(c) Electrical Machinery & Goods

47

20,00

15,63

-

-

-

(d) Electronic Machinery & Goods

14

49,17

17,40

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

105

66,10

27,23

-

-

-

16. Other Industries

643

37,77

32,06

-

-

-

17. Electricity, Gas & Water

5

2,83

2,73

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

3

2,59

2,60

-

-

-

(c) Gas, Steam & Water Supply

2

24

13

-

-

-

18. Construction

686

73,79

56,15

-

-

-

(a) Other than Infrastructure

516

54,97

43,37

-

-

-

(b) Infrastructure Construction

170

18,82

12,78

-

-

-

III.

TRANSPORT OPERATORS

785

41,62

29,38

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

3,325

600,76

396,80

-

-

-

1. Professional Services

730

47,76

36,43

-

-

-

2. Tourism, Hotel & Restaurants

265

78,10

64,08

-

-

-

3. Recreation services

28

1,87

1,73

-

-

-

4. IT and Telecommunications

19

4,01

3,89

-

-

-

5. Others

2,283

469,03

290,66

-

-

-

V.

PERSONAL LOANS

73,072

1179,32

919,60

-

-

-

1. Housing

6,918

518,86

428,09

-

-

-

2. Consumer Durables

731

5,33

4,23

-

-

-

3. Vehicles

23,416

113,02

64,10

-

-

-

4. Education

5,342

106,87

80,24

-

-

-

5. Personal Credit Cards

768

11,05

4,19

-

-

-

6. Others

35,897

424,20

338,76

-

-

-

VI.

TRADE

5,820

303,86

258,45

-

-

-

1. Wholesale Trade

620

101,38

84,95

-

-

-

2. Retail Trade

5,200

202,48

173,50

-

-

-

VII.

FINANCE

751

53,45

26,80

-

-

-

VIII.

ALL OTHERS

19,735

95,70

79,59

-

-

-

TOTAL BANK CREDIT

1,28,624

3161,81

2327,59

-

-

-