Table No. 5. 9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTHERN REGION

(Amount in Rupees Thousand)

AMRITSAR

BATHINDA

FARIDKOT

FATEHGARH

FEROZPUR

SAHIB

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

standing

1

2

3

4

5

6

7

8

9

10

I.

AGRICULTURE

47,574

129,25,85

39,178

138,76,43

26,947

149,97,02

15,459

30,63,41

59,909

171,00,41

1.

Direct Finance

46,477

119,87,80

38,743

129,52,30

26,198

135,49,29

14,652

28,94,70

58,917

166,32,55

2.

Indirect Finance

1,097

9,38,05

435

9,24,13

749

14,47,73

807

1,68,71

992

4,67,86

II.

INDUSTRY

14,270

503,92,13

5,310

82,31,14

2,538

48,11,37

1,904

65,70,32

4,215

78,84,23

1.

Mining & Quarrying

28

29,63

5

23,59

27

92,75

59

44,45

6

8,20

2.

Manufacturing & Processing

14,148

500,87,19

5,282

81,50,51

2,489

46,89,30

1,836

63,95,63

4,175

78,36,88

3.

Electricity, Gas & Water

43

92,67

12

10,04

15

20,89

7

1,29,73

29

27,28

4.

Construction

51

1,82,64

11

47,00

7

8,43

2

51

5

11,87

III.

TRANSPORT OPERATORS

5,697

12,80,05

1,956

10,83,92

1,324

9,75,30

744

1,45,30

2,714

6,32,77

IV.

PROFESSIONAL AND OTHER SERVICES

3,931

21,59,40

1,740

7,04,89

705

5,69,79

570

1,35,64

2,502

6,55,47

V.

PERSONAL LOANS

36,728

121,71,83

12,462

68,17,61

9,700

55,35,26

7,094

11,99,16

14,942

53,49,02

1.

Loans for Purchase of Consumer Durables

1,359

2,81,13

326

52,22

272

66,18

175

28,04

721

88,13

2.

Loans for Housing

5,726

35,81,61

4,208

46,01,13

4,173

33,27,70

1,086

3,77,00

3,532

28,86,93

3.

Rest of the Personal Loans

29,643

83,09,09

7,928

21,64,26

5,255

21,41,38

5,833

7,94,12

10,689

23,73,96

VI.

TRADE

29,536

121,49,20

9,206

54,45,49

6,323

39,46,71

3,994

20,11,08

14,674

45,64,42

1.

Wholesale Trade

2,863

70,04,86

1,107

23,92,98

687

6,64,33

476

11,53,17

748

16,33,21

2.

Retail Trade

26,673

51,44,34

8,099

30,52,51

5,636

32,82,38

3,518

8,57,91

13,926

29,31,21

VII.

FINANCE

114

16,72,17

4

2,25

8

20,05

4

94,83

11

40,26

VIII.

ALL OTHERS

24,651

67,50,13

5,512

17,04,41

3,176

12,37,03

1,868

5,87,64

9,073

18,04,56

TOTAL BANK CREDIT

1,62,501

995,00,76

75,368

378,66,14

50,721

320,92,53

31,637

138,07,38

1,08,040

380,31,14

OF WHICH:

1. Artisans & Village Industries

2,472

9,68,52

2,145

4,58,38

206

1,16,72

658

49,31

1,733

2,31,49

2. Other Small Scale Industries

9,034

211,32,74

2,286

21,13,94

1,544

27,90,48

634

6,02,54

1,703

23,32,70

GURDASPUR

HOSHIARPUR

JALANDHAR

KAPURTHALA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

11

12

13

14

15

16

17

18

I.

AGRICULTURE

34,851

81,26,08

27,509

68,99,68

36,965

151,76,35

17,315

53,74,89

1.

Direct Finance

34,036

77,21,77

27,193

65,17,39

36,410

121,64,74

17,071

39,71,06

2.

Indirect Finance

815

4,04,31

316

3,82,29

555

30,11,61

244

14,03,83

II.

INDUSTRY

7,172

87,93,77

9,161

190,38,38

14,553

474,37,80

2,813

113,75,72

1.

Mining & Quarrying

48

51,29

7

4,97

40

99,38

4

3,21

2.

Manufacturing & Processing

7,094

86,57,88

9,125

189,53,25

14,439

471,49,92

2,804

113,71,26

3.

Electricity, Gas & Water

21

71,83

23

71,95

53

1,23,84

5

1,25

4.

Construction

9

12,77

6

8,21

21

64,66

-

-

III.

TRANSPORT OPERATORS

4,016

11,82,08

1,760

9,30,04

2,103

22,73,94

711

3,28,10

IV.

PROFESSIONAL AND OTHER SERVICES

1,654

4,35,26

1,162

2,83,29

3,981

25,88,04

833

7,67,74

V.

PERSONAL LOANS

16,227

48,26,10

13,380

43,18,32

40,014

157,27,26

10,686

36,97,49

1.

Loans for Purchase of Consumer Durables

447

1,51,28

495

72,40

1,074

2,29,32

252

38,42

2.

Loans for Housing

2,318

14,58,99

1,951

14,21,56

5,048

51,78,14

1,477

9,52,78

3.

Rest of the Personal Loans

13,462

32,15,83

10,934

28,24,36

33,892

103,19,80

8,957

27,06,29

VI.

TRADE

18,441

33,36,11

13,157

51,59,02

15,074

150,65,60

6,450

29,51,65

1.

Wholesale Trade

1,322

7,14,51

350

32,72,44

1,543

87,25,30

180

15,07,06

2.

Retail Trade

17,119

26,21,60

12,807

18,86,58

13,531

63,40,30

6,270

14,44,59

VII.

FINANCE

27

86,33

58

72,98

82

3,61,81

37

12,02,15

VIII.

ALL OTHERS

5,847

17,77,19

8,291

16,97,59

25,468

85,03,60

3,612

10,09,47

TOTAL BANK CREDIT

88,235

285,62,92

74,478

383,99,30

1,38,240

1071,34,40

42,457

267,07,21

OF WHICH:

1. Artisans & Village Industries

2,038

3,66,28

5,042

4,11,91

1,031

3,19,66

465

43,47

2. Other Small Scale Industries

3,636

52,31,81

3,208

15,93,25

10,012

270,27,59

1,509

25,26,02

LUDHIANA

MANSA

MOGA

MUKTSAR

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

19

20

21

22

23

24

25

26

I.

AGRICULTURE

58,856

172,48,56

23,065

50,98,60

17,551

26,44,78

15,286

25,34,06

1.

Direct Finance

58,342

159,01,19

22,985

50,01,31

17,448

23,37,23

15,084

22,90,32

2.

Indirect Finance

514

13,47,37

80

97,29

103

3,07,55

202

2,43,74

II.

INDUSTRY

32,035

1992,22,38

2,303

6,59,36

831

5,63,88

1,252

10,35,18

1.

Mining & Quarrying

17

46,65

1

38

-

-

1

64

2.

Manufacturing & Processing

31,951

1988,23,23

2,301

6,58,72

817

4,91,52

1,249

10,31,48

3.

Electricity, Gas & Water

47

1,26,44

-

-

4

15,38

2

3,06

4.

Construction

20

2,26,06

1

26

10

56,98

-

-

III.

TRANSPORT OPERATORS

3,047

20,27,71

731

66,63

658

3,20,01

860

1,14,72

IV.

PROFESSIONAL AND OTHER SERVICES

4,636

155,41,89

683

76,82

611

1,15,18

267

2,53,72

V.

PERSONAL LOANS

45,784

205,53,07

2,883

5,71,14

5,181

6,60,97

3,837

5,58,97

1.

Loans for Purchase of Consumer Durables

3,387

8,13,80

84

13,29

381

30,34

154

29,12

2.

Loans for Housing

7,788

77,38,50

298

2,02,85

154

1,19,61

556

1,26,39

3.

Rest of the Personal Loans

34,609

120,00,77

2,501

3,55,00

4,646

5,11,02

3,127

4,03,46

VI.

TRADE

18,955

826,25,21

3,978

11,29,27

4,378

8,32,40

3,444

9,19,06

1.

Wholesale Trade

2,718

748,84,15

190

1,26,56

152

1,24,30

421

3,22,03

2.

Retail Trade

16,237

77,41,06

3,788

10,02,71

4,226

7,08,10

3,023

5,97,03

VII.

FINANCE

34

2,71,99

2

1,04

1

1,49

1

28

VIII.

ALL OTHERS

22,591

90,95,56

1,555

3,66,62

1,702

7,82,54

4,036

7,36,22

TOTAL BANK CREDIT

1,85,938

3465,86,37

35,200

79,69,48

30,913

59,21,25

28,983

61,52,21

OF WHICH:

1. Artisans & Village Industries

1,656

12,13,43

1,585

1,18,41

210

24,38

478

65,35

2. Other Small Scale Industries

21,374

954,16,60

562

3,50,66

464

2,56,56

442

6,67,58

NAWANSHAHAR

PATIALA

RUPNAGAR

SANGRUR

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

27

28

29

30

31

32

33

34

I.

AGRICULTURE

8,519

9,26,08

62,832

253,64,53

23,390

60,54,38

80,933

251,14,77

1.

Direct Finance

8,352

8,77,80

59,458

209,90,26

23,164

51,37,77

79,283

233,33,89

2.

Indirect Finance

167

48,28

3,374

43,74,27

226

9,16,61

1,650

17,80,88

II.

INDUSTRY

2,012

5,13,11

8,446

401,85,99

4,701

132,22,52

7,575

79,99,59

1.

Mining & Quarrying

3

1,57,40

39

34,16

10

25,82

94

75,95

2.

Manufacturing & Processing

2,008

3,55,54

8,353

397,90,44

4,665

131,32,51

7,458

78,85,28

3.

Electricity, Gas & Water

1

17

37

2,37,72

11

12,59

20

36,69

4.

Construction

-

-

17

1,23,67

15

51,60

3

1,67

III.

TRANSPORT OPERATORS

411

78,03

2,535

21,87,43

1,947

8,70,14

2,599

6,90,90

IV.

PROFESSIONAL AND OTHER SERVICES

624

1,25,37

3,009

17,67,39

1,157

4,05,49

1,696

3,78,55

V.

PERSONAL LOANS

4,300

7,78,87

33,020

138,16,41

13,450

36,03,82

16,433

59,51,45

1.

Loans for Purchase of Consumer Durables

149

31,13

895

1,09,92

720

1,45,37

368

53,72

2.

Loans for Housing

242

1,12,03

7,073

74,10,62

2,027

9,33,29

3,606

31,23,43

3.

Rest of the Personal Loans

3,909

6,35,71

25,052

62,95,87

10,703

25,25,16

12,459

27,74,30

VI.

TRADE

2,870

3,48,62

17,920

97,03,95

9,104

23,43,70

11,236

47,17,94

1.

Wholesale Trade

148

84,44

2,151

39,78,81

367

3,39,76

685

20,85,94

2.

Retail Trade

2,722

2,64,18

15,769

57,25,14

8,737

20,03,94

10,551

26,32,00

VII.

FINANCE

3

2,51

65

2,10,78

4

5,01

31

38,97

VIII.

ALL OTHERS

1,990

4,70,22

12,356

40,76,73

4,275

14,70,18

6,299

22,31,55

TOTAL BANK CREDIT

20,729

32,42,81

1,40,183

973,13,21

58,028

279,75,24

1,26,802

471,23,72

OF WHICH:

1. Artisans & Village Industries

1,349

80,97

1,481

2,89,20

2,117

7,80,05

3,499

3,36,79

2. Other Small Scale Industries

595

1,20,13

4,718

129,95,39

1,849

38,47,23

2,923

31,57,05