15. Deployment of Gross Bank Credit by Major Sectors

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வெளியிடப்பட்ட தேதி செப்டம்பர் 11, 2020

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15. Deployment of Gross Bank Credit by Major Sectors

(₹ Crore)
Item	Outstanding as on				Growth (%)
	Mar. 27, 2020	2019	2020		Financial year so far	Y-o-Y
	Mar. 27, 2020	Jul. 19	Jun. 19	Jul. 31	2020-21	2020
	1	2	3	4	5	6
1 Gross Bank Credit	9263134	8561546	9136004	9148074	-1.2	6.9
1.1 Food Credit	51590	65787	88990	79023	53.2	20.1
1.2 Non-food Credit	9211544	8495759	9047014	9069051	–1.5	6.7
1.2.1 Agriculture & Allied Activities	1157796	1108988	1152934	1169273	1.0	5.4
1.2.2 Industry	2905151	2798360	2875210	2821316	–2.9	0.8
1.2.2.1 Micro & Small	381825	361608	352696	354728	–7.1	-1.9
1.2.2.2 Medium	105598	105214	95670	101994	–3.4	-3.1
1.2.2.3 Large	2417728	2331538	2426844	2364594	–2.2	1.4
1.2.3 Services	2594945	2312871	2528489	2547228	–1.8	10.1
1.2.3.1 Transport Operators	144466	140948	146715	148727	2.9	5.5
1.2.3.2 Computer Software	20051	18213	20592	21167	5.6	16.2
1.2.3.3 Tourism, Hotels & Restaurants	45977	39899	46253	47383	3.1	18.8
1.2.3.4 Shipping	6557	5879	5155	5178	–21.0	-11.9
1.2.3.5 Professional Services	177085	166562	173914	176815	–0.2	6.2
1.2.3.6 Trade	552392	513452	543012	560579	1.5	9.2
1.2.3.6.1 Wholesale Trade	263397	229764	255206	267712	1.6	16.5
1.2.3.6.2 Retail Trade	288995	283688	287806	292867	1.3	3.2
1.2.3.7 Commercial Real Estate	229770	208627	229263	233200	1.5	11.8
1.2.3.8 Non-Banking Financial Companies (NBFCs)	807383	636733	798514	793451	–1.7	24.6
1.2.3.9 Other Services	611264	582558	565071	560728	–8.3	-3.7
1.2.4 Personal Loans	2553652	2275540	2490381	2531234	–0.9	11.2
1.2.4.1 Consumer Durables	9298	5623	8847	9127	–1.8	62.3
1.2.4.2 Housing	1338964	1199806	1335902	1347565	0.6	12.3
1.2.4.3 Advances against Fixed Deposits	79496	64901	61457	62317	–21.6	-4.0
1.2.4.4 Advances to Individuals against share & bond	5334	5396	5803	6392	19.8	18.5
1.2.4.5 Credit Card Outstanding	108094	93974	97586	101391	–6.2	7.9
1.2.4.6 Education	65745	67665	65017	65100	–1.0	-3.8
1.2.4.7 Vehicle Loans	220609	201318	214602	217697	–1.3	8.1
1.2.4.8 Other Personal Loans	726112	636857	701167	721645	–0.6	13.3
1.2A Priority Sector	2897461	2716953	2803776	2828526	–2.4	4.1
1.2A.1 Agriculture & Allied Activities	1146624	1102240	1144499	1155451	0.8	4.8
1.2A.2 Micro & Small Enterprises	1149394	1047483	1132391	1100578	–4.2	5.1
1.2A.2.1 Manufacturing	381826	361608	352696	354728	–7.1	-1.9
1.2A.2.2 Services	767568	685875	779695	745850	–2.8	8.7
1.2A.3 Housing	449945	441976	463729	464437	3.2	5.1
1.2A.4 Micro-Credit	38237	31593	35826	32817	–14.2	3.9
1.2A.5 Education Loans	51906	53659	52035	51434	–0.9	-4.1
1.2A.6 State-Sponsored Orgs. for SC/ST	388	385	399	410	5.7	6.5
1.2A.7 Weaker Sections	731409	678242	740428	742426	1.5	9.5
1.2A.8 Export Credit	16114	14155	16719	15237	–5.4	7.6
Note: Data are provisional and relate to select 41 scheduled commercial banks, accounting for about 90 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015). Export credit under priority sector relates to foreign banks only. Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector. Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector. Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.