1 RTGS

55.05

6.03

6.29

5.82

1,079,790.59

68,729.93

70,454.74

63,890.48

1.1 Customer Transactions

51.02

5.65

5.88

5.46

395,244.50

44,120.23

43,713.66

40,716.72

1.2 Interbank Transactions

4.00

0.38

0.40

0.36

144,062.98

13,157.67

14,288.39

12,165.99

1.3 Interbank Clearing

0.012

0.001

0.001

0.001

540,483.14

11,452.02

12,452.69

11,007.77

2 CCIL Operated Systems

1.88

0.18

0.26

0.19

406,071.18

39,703.59

49,811.24

41,639.11

2.1 CBLO

0.13

0.01

0.01

0.01

111,554.28

9,956.70

11,391.76

9,906.50

2.2 Govt. Securities Clearing

0.43

0.05

0.11

0.07

72,520.79

8,308.66

15,746.23

12,896.52

2.2.1 Outright

0.41

0.04

0.10

0.07

34,882.04

4,638.12

10,950.05

7,249.47

2.2.2 Repo

0.028

0.003

0.003

0.004

37,638.75

3,670.54

4,796.18

5,647.05

2.3 Forex Clearing

1.29

0.12

0.14

0.11

221,996.11

21,438.23

22,673.25

18,836.09

3 Paper Clearing

1,341.88

108.48

99.17

110.92

99,012.15

7,836.75

7,960.32

8,030.12

3.1 Cheque Truncation System (CTS)

180.04

25.03

25.02

26.10

15,103.74

1,913.13

1,913.13

2,001.27

3.2 MICR Clearing

934.89

64.71

60.13

66.95

65,093.25

4,475.09

4,166.23

4,020.30

3.2.1 RBI Centres

605.01

40.16

35.49

34.38

44,225.00

2,852.80

2,577.99

2,435.61

3.2.2 Other Centres

329.89

24.55

24.35

32.57

20,868.24

1,622.29

1,629.61

1,584.68

3.3 Non-MICR Clearing

226.96

18.74

14.03

17.86

18,815.16

1,448.53

1,880.96

2,008.56

4 Retail Electronic Clearing

512.45

57.54

59.83

62.21

20,575.61

2,887.24

3,032.71

2,785.01

4.1 ECS DR

164.74

15.00

13.99

14.99

833.84

90.10

132.20

92.73

4.2 ECS CR (includes NECS)

121.50

6.89

7.33

8.70

1,837.84

129.06

85.00

131.06

4.3 EFT/NEFT

226.10

35.54

38.36

38.29

17,903.49

2,667.68

2,814.88

2,560.35

4.4 Interbank Mobile Payment Service (IMPS)

0.07

0.11

0.15

0.22

0.32

0.39

0.63

0.87

5 Cards

5,731.59

553.46

557.38

528.36

15,510.78

1,642.90

1,686.70

1,531.37

5.1 Credit Cards

322.15

36.32

37.21

33.03

978.73

112.56

114.80

102.22

5.1.1 Usage at ATMs

1.84

0.22

0.21

0.20

10.64

1.24

1.22

1.17

5.1.2 Usage at POS

319.96

36.10

37.00

32.83

966.14

111.32

113.59

101.05

5.2 Debit Cards

5,409.45

517.14

520.17

495.34

14,532.04

1,530.34

1,571.90

1,429.15

5.2.1 Usage at ATMs

5,081.91

473.75

476.64

454.31

13,997.73

1,461.25

1,491.84

1,367.67

5.2.2 Usage at POS

327.52

43.39

43.53

41.03

534.33

69.09

80.06

61.49

6 Prepaid Payment Instruments (PPIs)

30.60

7.18

6.68

7.33

62.01

8.18

4.91

4.73

6.1 m-Wallet

–

4.17

4.66

5.41

–

1.52

1.31

1.47

6.2 PPI Cards

–

2.96

1.98

1.89

–

4.58

1.93

1.88

6.3 Paper Vouchers

–

0.05

0.04

0.03

–

2.08

1.67

1.38

7 Mobile Banking

25.56

5.22

5.55

5.44

18.20

5.98

6.25

8.07

8 Cards Outstanding

295.94

333.31

339.01

344.89

–

–

–

–

8.1 Credit Card

17.65

18.87

19.04

19.24

–

–

–

–

8.2 Debit Card

278.28

314.44

319.97

325.65

–

–

–

–

9 Number of ATMs (in actuals)

95686

105784

107813

109629

–

–

–

–

10 Number of POS (in actuals)

660920

799702

812686

819688

–

–

–

–

11 Grand Total (1.1+1.2+2+3+4+5+6)

7,673.40

732.87

729.60

714.83

1,080,539.17

109,356.56

120,497.93

106,873.05