List of Abbreviations - ஆர்பிஐ - Reserve Bank of India
List of Abbreviations
ACP |
Annual Credit Plan |
ACP (Ch VI) |
Autorité de Contrôle Prudentiel |
ADF |
Automated Data Flow |
ADR |
American Depository Receipt |
ADWDRS |
Agricultural Debt Waiver and Debt Relief Scheme |
AEs |
Advanced Economies |
AFA |
Additional Factor of Authentication |
AGL |
Aggregate Gap Limit |
AIFI |
All India Financial Institutions |
AIRB |
Advanced Internal Rating – Based |
ASA |
Alternative Standardised Approach |
ASBA |
Applications Supported by Blocked Amount |
AMA |
Advanced Measurement Approach |
AMC |
Asset Management Company |
AML |
Anti Money Laundering |
ANBC |
Adjusted Net Bank Credit |
APMC |
Agricultural Produce Marketing Committee |
ARCH |
Autoregressive Conditional Heteroskedasticity |
ARMS |
Auditing and Risk Management Sub-Committee |
ATBs |
Auction Treasury Bills |
ATM |
Automated Teller Machine |
BC |
Business Correspondent |
BCBS |
Basel Committee on Banking Supervision |
BCM |
Bank for Currency Management |
BCPs |
Basel Core Principles |
BCSBI |
Banking Codes and Standards Board of India |
BE |
Budget Estimates |
BFS |
Board for Financial Supervision |
BIC |
Bayesian Information Criteria |
BKC |
Bandra Kurla Complex |
BIA |
Basic Indicator Approach |
BO |
Banking Ombudsman |
BoJ |
Bank of Japan |
BoP |
Balance of Payments |
BPM6 |
Balance of Payments Manual 6 |
BPO |
Business Process Outsourcing |
BSBDA |
Basic Savings Bank Deposit Account |
BSE |
Bombay Stock Exchange |
CAB |
College of Agricultural Banking |
CAD |
Current Account Deficit |
CAFRAL |
Centre for Advanced Financial Research and Learning |
CBLO |
Collateralised Borrowing and Lending Obligation |
CBS |
Core Banking Solution |
CCB |
Central Cooperative Bank |
CCI |
Cabinet Committee on Investments |
CCIL |
Clearing Corporation of India Ltd. |
CCP |
Cheque Collection Policies |
CD |
Certificate of Deposit |
CDS |
Credit Default Swaps |
CDS |
Centre for Development Studies |
CERC |
Central Electricity Regulatory Commission |
CERSAI |
Central Registry of Securitisation Asset Reconstruction and Security Interest of India |
CEO |
Chief Executive Officer |
CFSA |
Committee on Financial Sector Assessment |
CFT |
Combating Financing of Terrorism |
CFM |
Carbon Footprint Mapping |
CIC |
Central Information Commission |
CIC |
Core Investment Company |
CISO |
Chief Information Security Officer |
CIT |
Cash in Transit |
CNP |
Card Not Present |
CNX |
CRISIL NSE Index |
CoR |
Certificate of Registration |
CP |
Commercial Paper |
CP (Ch IX) |
Card Present |
CPGRAMS |
Centralised Public Grievances Redressal and Monitoring System |
CPI |
Consumer Price Index |
CPSS |
Committee on Payments and Settlements System |
CRAR |
Capital to Risk Weighted Assets Ratio |
CROMS |
Clearcorp Repo Order Matching System |
CRR |
Cash Reserve Ratio |
CSD |
Customer Service Department |
CSF |
Consolidated Sinking Fund |
CSO |
Central Statistics Office |
CTS |
Cheque Truncation System |
CVA |
Credit Valuation Adjustment |
CWC |
Central Warehousing Corporation |
DARPG |
Department of Administration Reforms and Public Greviences |
DBT |
Direct Benefit Transfer |
DCC |
District Consultative Committee |
DCCB |
District Central Cooperative Bank |
DCCO |
Date of Commencement of Commercial Operations |
DFC |
Dedicated Freight Corridor |
DGCA |
Director General of Civil Aviation |
DICGC |
Deposit Insurance and Credit Guarantee Corporation |
DIF |
Deposit Insurance Fund |
DLRC |
District Level Review Committee |
DMIC |
Delhi Mumbai Industrial Corridor |
DOTS |
Direction of Trade Statistics |
DP |
Dynamic Provisions |
DR |
Disaster Recovery |
DRG |
Development Research Group |
DTA |
Domestic Tariff Area |
DTC |
Direct Tax Code |
DTL |
Demand and Time Liabilities |
DvP |
Delivery versus Payment |
EBT |
Electronic Benefit Transfer |
ECB |
European Central Bank |
ECBs |
External Commercial Borrowings |
ECCS |
Express Cheque Clearing System |
ECM |
Error Correction Model |
ECS |
Electronic Clearing Service |
EEFC |
Exchange Earners Foreign Currency |
EGARCH |
Exponential Generalised Autoregressive Conditional Heteroskedasticity |
EKP |
Enterprise Knowledge Portal |
EMDEs |
Emerging Market and Developing Economies |
EL |
Expected Loss |
EOI |
Expression of Interest |
EOU |
Export Oriented Unit |
EPC |
Engineering, Procurement and Construction |
EPZ |
Export Processing Zone |
ERM |
Enterprise-wise Risk Management |
ETC |
Electronic Toll Collection |
ETF |
Exchange Traded Fund |
EWG |
Early Warning Group |
EU |
European Union |
F & O |
Future & Options |
FAO |
Food and Agriculture Organisation |
FASB |
Financial Accounting Standards Board |
FCCB |
Foreign Currency Convertible Bonds |
FCNR(B) |
Foreign Currency Non-Resident(B) |
FC-XIII |
Thirteenth Finance Commission |
FCs |
Financial Conglomerates |
FCI |
Food Corporation of India |
FDI |
Foreign Direct Investment |
FED |
Foreign Exchange Department |
FEMA |
Foreign Exchange Management Act |
FETERS |
Foreign Exchange Transactions Electronic Reporting System |
FIAC |
Financial Inclusion Advisory Committee |
FII |
Foreign Institutional Investor |
FIMMDA |
Fixed Income Money Market and Derivatives Association |
FIP |
Financial Inclusion Plan |
FIRB |
Foundation Internal Rating-Based |
FLC |
Financial Literacy Centre |
FMCG |
Fast Moving Consumer Goods |
FRA |
Forward Rate Agreement |
FSA |
Fuel Supply Agreement |
FSAP |
Financial Sector Assessment Programme |
FSB |
Financial Stability Board |
FSDC |
Financial Stability and Development Council |
FSI |
Financial Soundness Indicator |
FSLRC |
Financial Sector Legislative Reforms Commission |
FSR |
Financial Stability Report |
G20 |
Group of 20 |
GAAR |
General Anti-Avoidance Rule |
GARCH |
Generalised Autoregressive Conditional Heteroskedasticity |
GDCF |
Gross Domestic Capital Formation |
GRF |
Guarantee Redemption Fund |
GDP |
Gross Domestic Product |
GDR |
Global Depository Receipt |
GDS |
Gold Deposit Scheme |
GFCE |
Government Final Consumption Expenditure |
GFCF |
Gross Fixed Capital Formation |
GFD |
Gross Fiscal Deficit |
GHG |
Green House Gas |
GoI |
Government of India |
GSDP |
Gross State Domestic Product |
G-sec |
Government Securities |
GST |
Goods and Services Tax |
GVA |
Gross Value Added |
HCL |
Hindustan Copper Ltd. |
HLFC |
High Level Steering Committee |
HP |
Hodrick Prescott |
HTM |
Held to Maturity |
IASB |
International Accounting Standards Board |
IBAN |
International Bank Account Number |
IBPS |
India Bill Payment System |
ICCL |
Indian Clearing Corporation Ltd. |
ICERT |
Indian Computer Emergency Response Team |
ICT |
Information and Communication Technology |
IDRBT |
Institute for Development and Research in Banking Technology |
IFC |
Indian Financial Code |
IFRS |
International Financial Reporting Standards |
IFSC |
Indian Financial System Code |
IGIDR |
Indira Gandhi Institute of Development Research |
IIB |
Inflation Indexed Bond |
IIBM |
Indian Institute of Bank Management |
IIM |
Indian Institute of Management |
IIP |
Index of Industrial Production |
IMA |
Internal Models Approach |
IMF |
International Monetary Fund |
INR |
Indian Rupee |
Ind AS |
Indian Accounting Standards |
IOSCO |
International Organisation of Securities Commissions |
IP |
Internet Protocol |
IPA |
Issuing and Paying Agent |
IPO |
Initial Public Offering |
IRAC |
Income Recognition and Asset Classification |
IRB |
Internal Ratings-Based |
IRDA |
Insurance Regulatory and Development Authority |
IRF |
Impulse Response Function |
IRF |
Interest Rate Futures |
IRF |
Inter Regulatory Forum |
IRS |
Interest Rate Swaps |
IS |
Information Systems |
ISACA |
Information Systems Audit and Control Association |
ISO |
International Organisation for Standardisation |
iSOC |
Information Security Operations Centre |
IT |
Information Technology |
ITBs |
Intermediate Treasury Bills |
ITEs |
Inter-group Transactions and Exposures |
ITP |
India-IMF Training Programme |
ITSC |
Information Technology Sub-Committee |
IVRS |
Interactive Voice Response System |
JV/WOS |
Joint Venture/Wholly Owned Subsidiary |
KAs |
Key Attributes |
KCC |
Kisan Credit Card |
KYC |
Know Your Customer |
LAB |
Local Area Bank |
LAF |
Liquidity Adjustment Facility |
LBS |
Lead Bank Scheme |
LCR |
Liquidity Coverage Ratio |
LGD |
Loss Given Default |
LIC |
Life Insurance Corporation of India |
LPA |
Long Period Average |
LPG |
Liquefied Petroleum Gas |
LRM |
Liquidity Risk Management |
LSAP |
Large Scale Asset Purchase |
LTV |
Loan to Value |
MA & ST |
Management Audit & System Inspection |
MCA |
Ministry of Corporate Affairs |
MCX-SX-CCL | MCX-SX Clearing Corporation Limited |
MDR |
Merchant Discount Rate |
MF |
Mutual Fund |
MIBOR |
Mumbai Interbank Offer Rate |
MICR |
Magnetic Ink Character Recognition |
MoU |
Memorandum of Understanding |
MMoU |
Multilateral Memorandum of Understanding |
MSCI |
Morgan Stanley Capital International |
MSE |
Micro and Small Enterprises |
MSF |
Marginal Standing Facility |
MSME |
Micro, Small and Medium Enterprises |
MTSS |
Money Transfer Service Scheme |
NABARD |
National Bank for Agriculture and Rural Development |
NACH |
National Automated Clearing House |
NALCO |
National Aluminium Company Ltd. |
NBCC |
National Buildings Construction Corporation Ltd. |
NBFC-IFC |
Non-Banking Financial Companies-Infrastructure Finance Companies |
NBFC-MFI |
Non-Banking Financial Companies-Microfinance Institutions |
NBFCs |
Non-Banking Financial Companies |
NCD |
Non-Convertible Debenture |
NCFE |
National Centre for Financial Education |
NDF |
Non-Deliverable Forward |
NDS-OM |
Negotiated Dealing System- Order Matching System |
NECS |
National Electronic Clearing Service |
NEER |
Nominal Effective Exchange Rate |
NEFT |
National Electronic Fund Transfer |
NGO |
Non-Governmental Organisation |
NG-RTGS |
Next Generation RTGS |
NHAI |
National Highway Authority of India |
NHB |
National Housing Bank |
NIBM |
National Institute of Bank Management |
NIM |
Net Interest Margin |
NIMZ |
National Investment and Manufacturing Zone |
NMDC |
National Mineral Development Corporation |
NMP |
National Manufacturing Policy |
NOC |
No Objection Certificate |
NOF |
Net Owned Funds |
NOFHC |
Non-Operative Financial Holding Company |
NOOP |
Net Overnight Open Position |
NOOPL |
Net Overnight Open Position Limited |
NPA |
Non Performing Asset |
NPCI |
National Payments Corporation of India |
NPV |
Net Present Value |
NR(E)RA |
Non-Resident (External) Rupee Account |
NRE |
Non Resident External |
NREGA |
National Rural Employment Guarantee Act |
NRI |
Non Resident Indian |
NRO |
Non Resident Ordinary |
NSCCL |
National Securities Clearing Corporation Ltd. |
NSE |
National Stock Exchange |
NSFE |
National Strategy for Financial Education |
NSM |
Note Sorting Machine |
NSSO |
National Sample Survey Organisation |
NTPC |
National Thermal Power Corporation |
OBC |
Other Backward Class |
OBE |
Off-Balance Sheet Exposure |
OBO |
Offices of the Banking Ombudsman |
OD |
Overdraft |
OEA |
Office of Economic Adviser |
OECD |
Organisation for Economic Cooperation and Development |
OIL |
Oil India Ltd. |
OIS |
Overnight Index Swap |
OMC |
Oil Marketing Companies |
OMO |
Open Market Operation |
OPEC |
Organisation of Petroleum Exporting Countries |
OFRS |
Online Return Filing System |
OTC |
Over the Counter |
OVL |
Oil and Natural Gas Corporation Videsh Ltd. |
PACS |
Primary Agricultural Credit Societies |
PAN |
Permanent Account Number |
PB |
Price to Book |
PDO-NDS |
Public Debt Office-Negotiated Dealing System |
PD |
Primary Dealer |
PE |
Price Earnings |
PFCE |
Private Final Consumption Expenditure |
PFMIs |
Principles for Financial Market Infrastructures |
PPRDA |
Pension Fund Regulatory and Developmental Authority |
PIO |
Persons of Indian Origin |
PLF |
Plant Load Factor |
PMLA |
Prevention of Money Laundering Act |
PMO |
Prime Minister’s Office |
POL |
Petroleum, Oil and Lubricants |
POS |
Point of Sale |
PPI |
Producer Price Index |
PPI |
Prepaid Payment Instrument |
PPP |
Public Private Partnership |
PSB |
Public Sector Bank |
PSS |
Perimeter Security Solution |
PSU |
Public Sector Undertaking |
QE |
Quantitative Easing |
QARC |
Qualified Audit Report Review Committee |
QIP |
Qualified Institutional Placement |
QRB |
Quality Review Board |
R&D |
Research and Development |
RBI |
Reserve Bank of India |
RBIA |
Risk Based Internal Audit |
RBIQ |
RBI Inter-school Quiz |
RBI WPS |
RBI Working Paper Series |
RBS |
Risk Based Supervision |
RBSC |
Reserve Bank Staff College |
RCF |
Rashtriya Chemicals and Fertilisers Ltd. |
RD |
Revenue Deficit |
RE |
Revised Estimates |
RECS |
Regional Electronic Clearing Service |
REER |
Real Effective Exchange Rate |
RFP |
Request for Proposal |
RIDF |
Rural Infrastructure Development Fund |
RMA |
Royal Monetary Authority |
RoA |
Return on Asset |
RoE |
Return on Equity |
RRB |
Regional Rural Bank |
RTGS |
Real Time Gross Settlement System |
RTI |
Right to Information |
S&P |
Standard and Poor's |
SAARC |
South Asian association for Regional Cooperation |
SAIL |
Steel Authority of India Ltd. |
SBC |
Schwarz Bayesian Criterion |
SBS |
Shredding and Briquetting System |
SCB |
Scheduled Commercial Bank |
SDL |
State Development Loans |
SEACEN |
South East Asian Central Banks |
SEBI |
Securities and Exchange Board of India |
SEZ |
Special Economic Zone |
SHG |
Self Help Group |
SIDBI |
Small Industries Development Bank of India |
SIFI |
Systemically Important Financial Institution |
SLBC |
State Level Bankers' Committee |
SLR |
Statutory Liquidity Ratio |
SME |
Small and Medium Enterprise |
SMM |
Standardised Measurement Method |
SOFTEX |
Software Export Declaration |
SP |
Specific Provisions |
StCB |
State Cooperative Bank |
STCCS |
Short Term Cooperative Credit Structure |
STCRC |
Short Term Cooperative Rural Credit |
STPI |
Software Technology Parks of India |
SWC |
State Warehousing Corporation |
SWIFT |
Society for Worldwide Interbank Financial Telecommunication |
T-bill |
Treasury Bill |
TERI |
The Energy and Resources Institute |
TFYP |
Twelfth Five Year Plan |
TSA |
The Standardised Approach |
UAE |
United Arab Emirates |
UCBs |
Urban Cooperative Banks |
UCIC |
Unique Customer Identification Code |
UID |
Unique Identification Number |
UNCTAD |
United Nations Conference on Trade and Development |
US |
United States |
UVI |
Unit Value Indices |
VA-PT |
Vulnerability Assessment-Penetration Testing |
VAR |
Vector Autoregression |
VaR |
Value at Risk |
VC |
Video Conferencing |
VECM |
Vector Error Correction Model |
WADR |
Weighted Average Discount Rate |
WAEIR |
Weighted Average Effective Interest Rate |
WDRA |
Warehousing Development and Regulatory Authority |
WEF |
World Economic Forum |
WLAs |
White Label ATMs |
WMA |
Ways and Means advances |
WPI |
Wholesale Price Index |
XBRL |
eXtensible Business Reporting Language |
XML |
Extreme Markup Language |
YTM |
Yield to Maturity |
ZTC |
Zonal Training Centre |