AP

–

Ashoka Pillar

ACE

–

Asset Care Enterprise Ltd.

ACU

–

Asian Clearing Union

ADs

–

Authorised Dealers

AFS

–

Available for Sale

AIBP

–

Accelerated Irrigation Benefit Programme

ALM

–

Asset-Liability Management

AMS

–

Aggregate Measure of Support

AoA

–

Agreement on Agriculture

APDRP

–

Accelerated Power Development and Reform Programme

APL

–

Above Poverty Line

APM

–

Administered Price Mechanism

ASCI

–

Administrative Staff College of India

ATMs

–

Automated Teller Machines

BCP

–

Business Continuity Plans

BE

–

Budget Estimates

BFS

–

Board for Financial Supervision

BFSI

–

Banking, Financial Services and Insurance

BIS

–

Bank for International Settlements

BPL

–

Below Poverty Line

BPO

–

Business Process Outsourcing

BRBNMPL

–

Bharatiya Reserve Bank Note Mudran Private Limited

BTC

–

Bankers Training College

CA

–

Certification Authority

CAB

–

College of Agricultural Banking

CACs

–

Collective Action Clauses

CAG

–

Comptroller and Auditor General

CBLO

–

Collateralised Borrowing and Lending Obligation

CBoT

–

Chicago Board of Trade

CBS

–

Consolidated Banking Statistics

CC

–

Cash Credit

CCA

–

Controller of Certifying Authorities

CCIL

–

Clearing Corporation of India Limited

CCP

–

Central Counter Party

CCTV

–

Closed Circuit Television Surveillance Systems

CD

–

Certificates of Deposit

CDBMS

–

Central Database Management System

CDR

–

Corporate Debt Restructuring

CEO

–

Chief Executive Officer

CFMS

–

Centralised Funds Management System

CFS

–

Consolidated Financial Statement

CFTS

–

Centralised Funds Transfer System

CGRA

–

Currency and Gold Revaluation Account

CIBIL

–

Credit Information Bureau of India Limited

CIP

–

Covered Interest Parity

CIS

–

Commonwealth of Independent States

CLA

–

Central Listing Authority

CLF

–

Collateralised Lending Facility

CoR

–

Certificate of Registration

COSMOS

–

Centralised-OSMOS

CPI–IW

–

Consumer Price Index for Industrial Workers

CPR

–

Consolidated Prudential Report

CP

–

Commercial Paper

CPSS

–

Committee on Payment and Settlement Systems

CPSUs

–

Central Power Sector Undertakings

CRAR

–

Capital to Risk-weighted Assets Ratio

CRM

–

Country Risk Management

CRR

–

Cash Reserve Ratio

CSGL

–

Constituents’ Subsidiary General Ledger Account

CVPSs

–

Currency Verification and Processing Systems

DAD

–

Deposit Accounts Department

DAPM

–

Department of Administration and Personnel Management

DBOD

–

Department of Banking Operations and Development

DBS

–

Department of Banking Supervision

DCA

–

Debtor-Creditor Agreement

DCCBs

–

District Central Co-operative Banks

DCM

–

Department of Currency Management

DEAP

–

Department of Economic Analysis and Policy

DEBC

–

Department of Expenditure and Budgetary Control

DEIO

–

Department of External Investments and Operations

DESACS

–

Department of Statistical Analysis and Computer Services

DGBA

–

Department of Government and Bank Accounts

DICGC

–

Deposit Insurance and Credit Guarantee Corporation

DIT

–

Department of Information Technology

DNBS

–

Department of Non-Banking Supervision

DRDAs

–

District Rural Development Agencies

DRG

–

Development Research Group

DRI

–

Differential Rate of Interest

DRS

–

Disaster Recovery System

DRTs

–

Debt Recovery Tribunals

DTA

–

Domestic Tariff Area

DTL

–

Demand and Time Liabilities

DvP

–

Delivery versus Payment

DWCRA

–

Development of Women and Children in Rural Areas

ECBs

–

External Commercial Borrowings

ECD

–

Exchange Control Department

ECNs

–

Electronic Communication Networks

ECR

–

Export Credit Refinance

ECS

–

Electronic Clearing Services

EDI

–

Electronic Data Interchange

EDIFAR

–

Electronic Data Information Filing and Retrieval

EEFC

–

Exchange Earners’ Foreign Currency

EFC

–

Eleventh Finance Commission

EFT

–

Electronic Funds Transfer

EKMS

–

Enterprise Knowledge Management System

EMU

–

European Monetary Union

EOUs

–

Export Oriented Units

ESCAP

–

Economic and Social Commission for Asia and the Pacific

EU

–

European Union

EXIM

–

Export Import

EXIM BANK

–

Export Import Bank of India

FCI

–

Food Corporation of India

FCNR(B)

–

Foreign Currency Non-Resident(Banks)

FCRA

–

Forward Contract Regulation Act

FDI

–

Foreign Direct Investment

FET–ERS

–

Foreign Exchange Transactions- Electronic Reporting System

FIs

–

Financial Institutions

FIIs

–

Foreign Institutional Investors

FIMMDA

–

Fixed Income Money Market and Derivatives Association of India

FMCG

–

Fast Moving Consumer Goods

FRAs

–

Forward Rate Agreements

FRBs

–

Floating Rate Bonds

FRBM

–

Fiscal Responsibility and Budget Management

FSSA

–

Financial System Stability Assessments

FT

–

Futures Trading

FTP

–

Financial Transaction Plan

G–20

–

Group of Twenty

GAAP

–

Generally Accepted Accounting Principles

GATS

–

General Agreement on Trade in Services

GB

–

Giga-bytes

GCF

–

Gross Capital Formation

GDCF

–

Gross Domestic Capital Formation

GDP

–

Gross Domestic Product

GDS

–

Gross Domestic Saving

GFCF

–

Gross Fixed Capital Formation

GFD

–

Gross Fiscal Deficit

GIC

–

General Insurance Corporation of India

GoI

–

Government of India

GRF

–

Guarantee Redemption Fund

HACCP

–

Hazard Analysis and Critical Control Points

HFCs

–

Housing Finance Companies

HFT

–

Held for Trading

HRDD

–

Human Resources Development Department

HTM

–

Held to Maturity

IAS

–

Integrated Accounting System

IASC

–

Inspection and Audit Sub-Committee

IBA

–

Indian Bank’s Association

IBS

–

International Banking Statistics

ICA

–

Inter-Creditor Agreement

ICC

–

International Credit Card

ICDs

–

Inter-Corporate Deposits

ID

–

Inspection Department

IDBI

–

Industrial Development Bank of India

IDFC

–

Infrastructure Development Finance Company

IDMD

–

Internal Debt Management Department

IECD

–

Industrial and Export Credit Department

IFCI

–

Industrial Finance Corporation of India

IFIs

–

International Financial Institutions

IFRs

–

Investment Fluctuation Reserves

IFSC

–

Indian Financial System Code

IIBI

–

Industrial Investment Bank of India

IIP

–

Index of Industrial production

ILAF

–

Interim Liquidity Adjustment Facility

IMF

–

International Monetary Fund

IMFC

–

International Monetary and Financial Committee

INFINET

–

Indian Financial Network

IOSCO

–

International Organisation of Securities Commissions

IRs

–

Inflation Reports

IRS

–

Interest Rate Swaps

IS

–

Information System

IT

–

Information Technology

JCI

–

Jute Corporation of India

JPC

–

Joint Parliamentary Committee

KCCs

–

Kisan Credit Cards

KVIC

–

Khadi and Village Industries Commission

KYC

–

Know Your Customer

LAB

–

Local Area Bank

LAF

–

Liquidity Adjustment Facility

LAN

–

Local Area Network

LaR

–

Liquidity at Risk

LBS

–

Locational Banking Statistics

LCs

–

Letters of Credit

LD

–

Legal Department

LIC

–

Life Insurance Corporation of India

LIFFE

–

London Inter-Bank Financial Futures Exchange

LPA

–

Long Period Average

LPG

–

Liquefied Petroleum Gas

LVPS

–

Large Value Payment Systems

M&As

–

Mergers and Acquisitions

M₃

–

Broad Money

MA

–

Management Audit

MBs

–

Mega-bytes

MBS

–

Mortgage-Backed Securities

MG

–

Mahatma Gandhi

MICR

–

Magnetic Ink Character Recognition

MIFOR

–

Mumbai Inter-Bank Forward Offer Rate

MIS

–

Management Information System

MoU

–

Memorandum of Understanding

MPBF

–

Maximum Permissible Bank Finance

MPIs

–

Macro-Prudential Indicators

MRTP

–

Monopolies and Restrictive Trade Practices Act, 1969

MSP

–

Minimum Support Price

MTFRP

–

Medium-Term Fiscal Reforms Programme

NABARD

–

National Bank for Agriculture and Rural Development

NAFED

–

National Agricultural Co-operative Marketing Federation

NHB

–

National Housing Bank

NBFCs

–

Non-Banking Financial Companies

NCAER

–

National Council of Applied Economic Research

NCDs

–

Non-Convertible Debentures

NDA

–

Net Domestic Assets

NDS

–

Negotiated Dealing System

NDTL

–

Net Demand and Time Liabilities

NEER

–

Nominal Effective Exchange Rate

NEFT

–

National Electronic Funds Transfer

NFBS

–

National Family Benefit Scheme

NGOs

–

Non-Government Organisations

NHAI

–

National Highway Authority of India

NHB

–

National Housing Bank

NMBS

–

National Maternity Benefit Scheme

NOAPS

–

National Old Age Pension Scheme

NOF

–

Net Owned Funds

NPAs

–

Non-Performing Assets

NPL

–

Non-Performing Loans

NRB

–

Nepal Rastra Bank

NRIs

–

Non-Resident Indians

NRO

–

Non-Resident Ordinary Accounts

NSAP

–

National Social Assistance Programme

NSC

–

National Statistical Commission

NSE

–

National Stock Exchange

NSE–MIBOR

–

National Stock Exchange-Mumbai Inter-Bank Offer Rate

NSS

–

National Settlement System

O&M

–

Operation and Maintenance

OBCs

–

Other Backward Classes

OBUs

–

Offshore Banking Units

OCBs

–

Overseas Corporate Bodies

OD

–

Overdraft

OMO

–

Open Market Operations

OMS

–

Open Market Sales

OPAC

–

Online Public Access Catalogue

OSMOS

–

Off-Site Monitoring and Surveillance

OTCEI

–

Over-the-Counter Exchange of India

OTS

–

One-Time Settlement

OWS

–

Other Welfare Schemes

PAS

–

Performance Appraisal System

PCA

–

Prompt Corrective Action

PCDs

–

Partial Convertible Debentures

PD

–

Premises Department

PDs

–

Primary Dealers

PDO

–

Public Debt Office

PDS

–

Public Distribution System

PIOs

–

Persons of Indian Origin

PKI

–

Public Key Infrastructure

PLR

–

Prime Lending Rate

PMGSY

–

Pradhan Mantri Gram Sadak Yojana

PMGY

–

Pradhan Mantri Gramodaya Yojana

PMRY

–

Prime Minister’s Rozgar Yojana

PMS

–

Portfolio Management Services

PRD

–

Press Relations Division

PSBs

–

Public Sector Banks

PSRS

–

Prudential Supervisory Reporting System

PSUs

–

Public Sector Undertakings

QIS

–

Quantitative Impact Study

RBS

–

Risk-Based Supervision

RBSB

–

Reserve Bank Services Board

RBSC

–

Reserve Bank Staff College

RC

–

Reconstruction Companies

RDBMS

–

Relational Data Base Management System

RE

–

Revised Estimates

REER

–

Real Effective Exchange Rate

Repo

–

Repurchase Agreements

RIDF

–

Rural Infrastructure Development Fund

RNBCs

–

Residuary Non-Banking Companies

RPCD

–

Rural Planning and Credit Department

RPT

–

Risk Profile Template

RRBs

–

Regional Rural Banks

RTGS

–

Real Time Gross Settlement

RTP

–

Reserve Tranche Position

SAARC

–

South Asian Association for Regional Cooperation

SACP

–

Special Agricultural Credit Plans

SAFE

–

South Asian Federation of Stock Exchanges

SARFAESI Act

–

Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002

SARS

–

Severe Acute Respiratory Syndrome

SBSs

–

Shredding and Briquetting Systems

SC

–

Securitisation Company

SCB

–

Standard Chartered Bank

SCBs

–

Scheduled Commercial Banks

SCGB

–

Standard Chartered Grindlays Bank Ltd.

SCs

–

Scheduled Castes

SDDS

–

Special Data Dissemination Standard

SDRM

–

Sovereign Debt Restructuring Mechanism

SDRs

–

Special Drawing Rights

SEBI

–

Securities and Exchange Board of India

SEB

–

State Electricity Board

SEFT

–

Special Electronic Funds Transfer

SERC

–

State Electricity Regulatory Commission

SEZ

–

Special Economic Zone

SFMS

–

Structured Financial Messaging Solution

SGSY

–

Swarnajayanti Gram Swarozgar Yojana

SHGs

–

Self-Help Groups

SHPI

–

Self-Help Promoting Institutions

SIDBI

–

Small Industrial Development Bank of India

SIPS

–

Systemically Important Payment Systems

SJSRY

–

Swarna Jayanthi Shahari Rozgar Yojana

SLR

–

Statutory Liquidity Ratio

SLRS

–

Scheme of Liberation and Rehabilitation of Scavengers

SMEs

–

Small and Medium-sized Enterprises

SMP

–

Statutory Minimum Price

SOR

–

States’ Own Revenue

SPS

–

Sanitary and Phyto-Sanitary Standard

SPVs

–

Special Purpose Vehicles

SSIs

–

Small-Scale Industries

SSSs

–

Securities Settlement Systems

STP

–

Straight Through Processing

STRIPS

–

Separate Trading for Registered Interest and Principal of Securities

STs

–

Scheduled Tribes

SWIFT

–

Society for Worldwide Inter-bank Financial Telecommunications

TBT

–

Technical Barriers to Trade

TFCI

–

Tourism Finance Corporation of India

TFPG

–

Total Factor Productivity Growth

ToR

–

Terms of Reference

TPA

–

Tri-Partite Agreements

TPDS

–

Targeted Public Distribution System

UBD

–

Urban Banks Department

UCBs

–

Urban Co-operative Banks

UIP

–

Uncovered Interest Parity

UR

–

Uruguay Round

URIF

–

Urban Reforms Incentive Fund

VaR

–

Value at Risk

VAR

–

Vector Auto Regression

VAT

–

Value Added Tax

VECM

–

Vector Error Correction Model

VRS

–

Voluntary Retirement Scheme

VSNL

–

Videsh Sanchar Nigam Limited

WADR

–

Weighted Average Discount Rate

WAN

–

Wide Area Network

WCDL

–

Working Capital Demand Loan

WHO

–

World Health Organisation

WMA

–

Ways and Means Advance

WSS

–

Weekly Statistical Supplement

WTO

–

World Trade Organisation

ZTCs

–

Zonal Training Centres