State : Bihar - ஆர்பிஐ - Reserve Bank of India
State : Bihar
Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 2000 |
EASTERN REGION | (Amount in Rupees Lakh) | |||||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | ||||||||||
AND ITS ASSOCIATES | ||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | standing | ||||||||||
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | ||||
I. | AGRICULTURE | 2,47,176 | 520,45 | 470,49 | 4,28,757 | 724,09 | 650,05 | - | - | - | ||
1. Direct Finance | 2,44,453 | 498,33 | 454,41 | 4,20,349 | 679,17 | 611,97 | - | - | - | |||
2. Indirect Finance | 2,723 | 22,11 | 16,08 | 8,408 | 44,92 | 38,08 | - | - | - | |||
II. | INDUSTRY | 68,053 | 866,27 | 749,31 | 1,34,464 | 2103,17 | 1780,07 | - | - | - | ||
1. Mining & Quarrying | 188 | 42,32 | 11,38 | 120 | 62,67 | 55,40 | - | - | - | |||
2. Food Manufacturing & Processing | 1,783 | 132,85 | 94,14 | 5,500 | 98,24 | 80,04 | - | - | - | |||
(a) | Rice Mills, Flour & Dal Mills | 977 | 21,09 | 19,39 | 3,119 | 30,80 | 23,83 | - | - | - | ||
(b) | Sugar | 15 | 90,67 | 56,46 | 14 | 37,65 | 34,33 | - | - | - | ||
(c) | Edible Oils & Vanaspati | 299 | 7,58 | 6,52 | 686 | 4,11 | 4,25 | - | - | - | ||
(d) | Tea Processing | 1 | 4 | 4 | 1 | 72 | 74 | - | - | - | ||
(e) | Processing of Fruits & Vegetables | 22 | 1,51 | 1,14 | 7 | 59 | 63 | - | - | - | ||
(f) | Others | 469 | 11,97 | 10,59 | 1,673 | 24,37 | 16,27 | - | - | - | ||
3. Beverage & Tobacco | 22 | 1,95 | 1,94 | 26 | 5,64 | 5,17 | - | - | - | |||
4. Textiles | 741 | 19,35 | 16,73 | 2,110 | 31,57 | 30,42 | - | - | - | |||
(a) | Cotton Textiles | 112 | 56 | 47 | 104 | 6,42 | 5,43 | - | - | - | ||
(b) | Jute Textiles | 4 | 35 | 34 | 11 | 3,03 | 2,79 | - | - | - | ||
(c) | Handloom Textiles & Khadi | 86 | 3,36 | 3,26 | 284 | 2,53 | 2,64 | - | - | - | ||
(d) | Other Textiles | 539 | 15,08 | 12,66 | 1,711 | 19,58 | 19,56 | - | - | - | ||
5. Paper, Paper Products & Printing | 213 | 11,20 | 7,82 | 747 | 27,33 | 22,79 | - | - | - | |||
6. Leather & Leather Products | 204 | 7,12 | 6,91 | 454 | 2,53 | 3,06 | - | - | - | |||
7. Rubber & Rubber Products | 38 | 2,45 | 2,28 | 174 | 11,19 | 9,20 | - | - | - | |||
8. Chemicals & Chemical Products | 615 | 46,61 | 41,91 | 1,076 | 50,14 | 44,10 | - | - | - | |||
(a) | Heavy Industrial Chemicals | 25 | 2,03 | 2,32 | 32 | 14,54 | 11,82 | - | - | - | ||
(b) | Fertilisers | 11 | 2,82 | 2,53 | 8 | 2,85 | 2,83 | - | - | - | ||
(c) | Drugs & Pharmaceuticals | 221 | 10,65 | 8,34 | 336 | 13,90 | 12,96 | - | - | - | ||
(d) | Non-Edible Oils | 5 | 14 | 10 | 8 | 1,13 | 66 | - | - | - | ||
(e) | Other Chemicals & Chemical Products | 353 | 30,98 | 28,62 | 692 | 17,73 | 15,83 | - | - | - | ||
9. Petroleum, Coal Products & Nuclear Fuels | 43 | 8,13 | 7,14 | 139 | 30,84 | 27,00 | - | - | - | |||
10. Manufacture of Cement & Cement Products | 137 | 12,11 | 10,41 | 245 | 146,61 | 89,10 | - | - | - | |||
11. Basic Metals & Metal Products | 534 | 156,03 | 142,58 | 1,474 | 933,08 | 789,75 | - | - | - | |||
(a) | Iron & Steel | 125 | 109,24 | 98,20 | 257 | 902,49 | 760,04 | - | - | - | ||
(b) | Non-Ferrous Metals | 11 | 6,38 | 5,48 | 33 | 4,60 | 4,28 | - | - | - | ||
(c) | Other Metal Products | 398 | 40,41 | 38,90 | 1,184 | 25,99 | 25,43 | - | - | - | ||
12. Engineering | 654 | 147,55 | 149,78 | 1,985 | 148,58 | 127,63 | - | - | - | |||
(a) | Heavy Engineering | 86 | 130,51 | 133,33 | 49 | 59,32 | 44,59 | - | - | - | ||
(b) | Light Engineering | 366 | 3,92 | 4,14 | 1,039 | 58,39 | 52,36 | - | - | - | ||
(c) | Electrical Machinery & Goods | 162 | 9,61 | 9,03 | 846 | 21,40 | 21,96 | - | - | - | ||
(d) | Electronic Machinery & Goods | 40 | 3,51 | 3,28 | 51 | 9,48 | 8,73 | - | - | - | ||
13. Vehicles, Vehicle Parts & Transport Equipments | 766 | 38,15 | 30,78 | 956 | 154,02 | 123,96 | - | - | - | |||
14. Other Industries | 61,924 | 223,33 | 209,16 | 1,17,883 | 346,83 | 332,02 | - | - | - | |||
15. Electricity, Gas & Water | 51 | 4,83 | 3,98 | 15 | 10,77 | 82 | - | - | - | |||
(a) | Electricity Generation & Transmission | 4 | 28 | 19 | 9 | 10,57 | 60 | - | - | - | ||
(b) | Non-Conventional Energy | - | - | - | 1 | 3 | 2 | - | - | - | ||
(c) | Gas, Steam & Water Supply | 47 | 4,55 | 3,78 | 5 | 17 | 20 | - | - | - | ||
16. Construction | 140 | 12,28 | 12,37 | 1,560 | 43,11 | 39,63 | - | - | - | |||
III. | TRANSPORT OPERATORS | 14,707 | 118,12 | 94,35 | 46,034 | 247,51 | 203,48 | - | - | - | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 8,356 | 54,34 | 44,20 | 60,066 | 188,67 | 159,62 | - | - | - | ||
V. | PERSONAL LOANS | 2,15,777 | 717,98 | 619,23 | 2,97,701 | 981,72 | 863,07 | - | - | - | ||
1. Loans for Purchase of Consumer Durables | 24,160 | 71,72 | 57,73 | 23,648 | 65,42 | 56,15 | - | - | - | |||
2. Loans for Housing | 25,667 | 206,84 | 189,13 | 53,767 | 310,14 | 277,92 | - | - | - | |||
3. Rest of the Personal Loans | 1,65,950 | 439,42 | 372,37 | 2,20,286 | 606,16 | 529,00 | - | - | - | |||
VI. | TRADE | 1,45,599 | 623,64 | 580,65 | 2,64,096 | 869,58 | 789,56 | - | - | - | ||
1. Wholesale Trade | 13,357 | 124,41 | 115,02 | 15,795 | 156,46 | 133,74 | - | - | - | |||
2. Retail Trade | 1,32,242 | 499,23 | 465,64 | 2,48,301 | 713,12 | 655,82 | - | - | - | |||
VII. | FINANCE | 1,704 | 17,45 | 15,08 | 1,487 | 45,89 | 43,62 | - | - | - | ||
VIII. ALL OTHERS | 49,068 | 286,60 | 265,12 | 94,705 | 427,45 | 379,90 | - | - | - | |||
TOTAL BANK CREDIT | 7,50,440 | 3204,84 | 2838,43 | 13,27,310 | 5588,08 | 4869,37 | - | - | - | |||
OF WHICH: | 1. Artisans & Village Industries | 25,864 | 44,38 | 42,53 | 48,624 | 86,31 | 83,27 | - | - | - | ||
2. Other Small Scale Industries | 31,245 | 271,31 | 250,53 | 59,604 | 360,17 | 334,99 | - | - | - | |||
REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | ||||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | |||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | standing | ||||||||||
10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | ||||
I. | AGRICULTURE | 5,55,506 | 399,79 | 302,16 | 6 | 7 | 5 | 12,31,445 | 1644,40 | 1422,75 | ||
1. Direct Finance | 5,39,292 | 388,69 | 293,33 | 6 | 7 | 5 | 12,04,100 | 1566,27 | 1359,77 | |||
2. Indirect Finance | 16,214 | 11,10 | 8,83 | - | - | - | 27,345 | 78,13 | 62,99 | |||
II. | INDUSTRY | 1,45,450 | 94,92 | 76,93 | 271 | 61,21 | 50,09 | 3,48,238 | 3125,57 | 2656,40 | ||
1. Mining & Quarrying | 1 | 4 | 2 | - | - | - | 309 | 105,02 | 66,80 | |||
2. Food Manufacturing & Processing | 2,501 | 4,30 | 3,50 | 15 | 66 | 32 | 9,799 | 236,05 | 178,00 | |||
(a) | Rice Mills, Flour & Dal Mills | 105 | 1,69 | 1,62 | 15 | 66 | 32 | 4,216 | 54,25 | 45,16 | ||
(b) | Sugar | - | - | - | - | - | - | 29 | 128,32 | 90,79 | ||
(c) | Edible Oils & Vanaspati | 30 | 13 | 12 | - | - | - | 1,015 | 11,81 | 10,88 | ||
(d) | Tea Processing | - | - | - | - | - | - | 2 | 76 | 78 | ||
(e) | Processing of Fruits & Vegetables | - | - | - | - | - | - | 29 | 2,09 | 1,77 | ||
(f) | Others | 2,366 | 2,48 | 1,76 | - | - | - | 4,508 | 38,82 | 28,62 | ||
3. Beverage & Tobacco | 1 | 8 | - | - | - | - | 49 | 7,67 | 7,11 | |||
4. Textiles | 35 | 19 | 18 | 1 | 3 | 3 | 2,887 | 51,14 | 47,36 | |||
(a) | Cotton Textiles | - | - | - | 1 | 3 | 3 | 217 | 7,01 | 5,93 | ||
(b) | Jute Textiles | - | - | - | - | - | - | 15 | 3,39 | 3,14 | ||
(c) | Handloom Textiles & Khadi | 1 | 1 | 1 | - | - | - | 371 | 5,90 | 5,90 | ||
(d) | Other Textiles | 34 | 19 | 17 | - | - | - | 2,284 | 34,85 | 32,40 | ||
5. Paper, Paper Products & Printing | 23 | 10 | 9 | 5 | 8 | 4 | 988 | 38,70 | 30,73 | |||
6. Leather & Leather Products | 1 | - | - | 5 | 2 | 2 | 664 | 9,68 | 9,99 | |||
7. Rubber & Rubber Products | 5 | 2 | 2 | - | - | - | 217 | 13,66 | 11,50 | |||
8. Chemicals & Chemical Products | 18 | 14 | 8 | 10 | 3,46 | 3,43 | 1,719 | 100,36 | 89,53 | |||
(a) | Heavy Industrial Chemicals | - | - | - | - | - | - | 57 | 16,57 | 14,14 | ||
(b) | Fertilisers | - | - | - | - | - | - | 19 | 5,67 | 5,37 | ||
(c) | Drugs & Pharmaceuticals | 5 | 2 | 2 | - | - | - | 562 | 24,57 | 21,32 | ||
(d) | Non-Edible Oils | 1 | 5 | - | - | - | - | 14 | 1,32 | 76 | ||
(e) | Other Chemicals & Chemical Products | 12 | 7 | 6 | 10 | 3,46 | 3,43 | 1,067 | 52,24 | 47,94 | ||
9. Petroleum, Coal Products & Nuclear Fuels | 2 | 8 | 6 | 2 | 7 | 7 | 186 | 39,12 | 34,27 | |||
10. Manufacture of Cement & Cement Products | 1 | 1 | - | - | - | - | 383 | 158,72 | 99,52 | |||
11. Basic Metals & Metal Products | 8 | 4 | 3 | 6 | 1,90 | 1,50 | 2,022 | 1091,05 | 933,86 | |||
(a) | Iron & Steel | - | - | - | 6 | 1,90 | 1,50 | 388 | 1013,63 | 859,73 | ||
(b) | Non-Ferrous Metals | - | - | - | - | - | - | 44 | 10,98 | 9,76 | ||
(c) | Other Metal Products | 8 | 4 | 3 | - | - | - | 1,590 | 66,43 | 64,37 | ||
12. Engineering | 28 | 16 | 13 | 22 | 28,24 | 21,39 | 2,689 | 324,53 | 298,94 | |||
(a) | Heavy Engineering | 2 | 5 | 5 | 4 | 19,98 | 13,42 | 141 | 209,86 | 191,38 | ||
(b) | Light Engineering | 7 | 3 | 1 | 14 | 21 | 12 | 1,426 | 62,55 | 56,63 | ||
(c) | Electrical Machinery & Goods | 19 | 8 | 7 | 3 | 8,00 | 7,81 | 1,030 | 39,08 | 38,87 | ||
(d) | Electronic Machinery & Goods | - | - | - | 1 | 5 | 5 | 92 | 13,04 | 12,06 | ||
13. Vehicles, Vehicle Parts & Transport Equipments | 22 | 11 | 8 | 11 | 25,17 | 22,06 | 1,755 | 217,45 | 176,89 | |||
14. Other Industries | 1,42,792 | 89,57 | 72,65 | 181 | 68 | 61 | 3,22,780 | 660,42 | 614,44 | |||
15. Electricity, Gas & Water | - | - | - | - | - | - | 66 | 15,60 | 4,79 | |||
(a) | Electricity Generation & Transmission | - | - | - | - | - | - | 13 | 10,85 | 79 | ||
(b) | Non-Conventional Energy | - | - | - | - | - | - | 1 | 3 | 2 | ||
(c) | Gas, Steam & Water Supply | - | - | - | - | - | - | 52 | 4,72 | 3,98 | ||
16. Construction | 12 | 9 | 7 | 13 | 91 | 62 | 1,725 | 56,39 | 52,68 | |||
III. | TRANSPORT OPERATORS | 60,739 | 104,16 | 82,10 | 56 | 62 | 53 | 1,21,536 | 470,42 | 380,47 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 33,281 | 27,26 | 21,34 | 84 | 1,26 | 1,11 | 1,01,787 | 271,54 | 226,27 | ||
V. | PERSONAL LOANS | 1,38,880 | 231,85 | 186,32 | 899 | 4,13 | 3,36 | 6,53,257 | 1935,68 | 1671,98 | ||
1. Loans for Purchase of Consumer Durables | 7,454 | 16,25 | 13,05 | 42 | 24 | 17 | 55,304 | 153,63 | 127,11 | |||
2. Loans for Housing | 7,000 | 44,40 | 41,78 | 66 | 51 | 48 | 86,500 | 561,89 | 509,30 | |||
3. Rest of the Personal Loans | 1,24,426 | 171,21 | 131,49 | 791 | 3,38 | 2,72 | 5,11,453 | 1220,16 | 1035,57 | |||
VI. | TRADE | 3,56,054 | 272,53 | 224,61 | 247 | 5,24 | 4,54 | 7,65,996 | 1770,99 | 1599,37 | ||
1. Wholesale Trade | 7,272 | 9,85 | 7,85 | 66 | 3,08 | 2,81 | 36,490 | 293,81 | 259,42 | |||
2. Retail Trade | 3,48,782 | 262,67 | 216,76 | 181 | 2,16 | 1,74 | 7,29,506 | 1477,18 | 1339,95 | |||
VII. | FINANCE | - | - | - | 3 | 1,12 | 1,12 | 3,194 | 64,46 | 59,82 | ||
VIII. ALL OTHERS | 40,437 | 32,90 | 25,70 | 298 | 1,89 | 1,79 | 1,84,508 | 748,84 | 672,51 | |||
TOTAL BANK CREDIT | 13,30,347 | 1163,41 | 919,16 | 1,864 | 75,55 | 62,60 | 34,09,961 | 10031,89 | 8689,56 | |||
OF WHICH: | 1. Artisans & Village Industries | 1,20,340 | 71,42 | 57,26 | 101 | 13 | 13 | 1,94,929 | 202,24 | 183,19 | ||
2. Other Small Scale Industries | 19,005 | 15,49 | 13,44 | 116 | 6,41 | 3,01 | 1,09,970 | 653,39 | 601,97 | |||