State : Bihar (Part 1 of 2)

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வெளியிடப்பட்ட தேதி மார்ச் 01, 2000

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Table No. 5.9 – District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

			(Amount in Rupees Thousand)
	EASTERN REGION		STATE : BIHAR
			ARARIA		AURANGABAD		BANKA		BEGUSARAI		BHABUA
			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
	OCCUPATION		Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing		standing
			1	2	3	4	5	6	7	8	9	10
I.	AGRICULTURE		22,068	34,61,58	19,959	28,67,34	21,423	20,96,03	18,711	30,67,99	20,002	34,75,65
	1. Direct Finance		21,790	33,96,37	19,674	26,87,78	21,200	20,43,51	18,103	27,43,73	19,744	34,13,54
	2. Indirect Finance		278	65,21	285	1,79,56	223	52,52	608	3,24,26	258	62,11
II.	INDUSTRY		3,650	8,79,42	12,133	12,91,10	3,301	4,44,24	4,026	28,88,46	10,777	13,38,34
	1. Mining & Quarrying				1	1,86			1	3,10
	2. Manufacturing & Processing		3,650	8,79,42	12,123	12,79,59	3,301	4,44,24	4,012	28,79,65	10,776	13,37,07
	3. Electricity, Gas & Water
	4. Construction				9	9,65			13	5,71	1	1,27
III.	TRANSPORT OPERATORS		672	1,60,05	1,664	4,82,53	977	1,71,01	2,200	3,84,80	1,338	3,37,95
IV.	PROFESSIONAL AND OTHER SERVICES		585	88,85	2,026	1,48,06	3,470	2,85,17	2,918	3,53,87	1,192	85,18
V.	PERSONAL LOANS		5,682	12,70,61	10,311	15,21,42	4,643	8,52,56	10,808	25,83,61	4,015	7,96,61
	1. Loans for Purchase of Consumer Durables		538	1,26,11	257	66,27	212	32,34	423	1,23,80	89	21,60
	2. Loans for Housing		720	4,08,39	683	3,09,85	621	2,61,05	1,431	6,59,99	198	74,96
	3. Rest of the Personal Loans		4,424	7,36,11	9,371	11,45,30	3,810	5,59,17	8,954	17,99,82	3,728	7,00,05
VI.	TRADE		11,548	19,10,65	16,122	17,37,91	10,973	11,71,35	14,757	43,96,87	13,636	14,18,50
	1. Wholesale Trade		1,332	5,93,29	1,120	1,34,90	282	67,22	905	11,12,81	313	1,26,33
	2. Retail Trade		10,216	13,17,36	15,002	16,03,01	10,691	11,04,13	13,852	32,84,06	13,323	12,92,17
VII.	FINANCE		22	52,96					6	6,25
VIII.	ALL OTHERS		1,889	3,25,75	1,747	3,87,64	3,051	6,17,34	3,379	10,30,56	1,864	4,28,39
	TOTAL BANK CREDIT		46,116	81,49,87	63,962	84,36,00	47,838	56,37,70	56,805	147,12,41	52,824	78,80,62
OF WHICH:		1. Artisans & Village Industries	2,127	1,97,91	7,557	5,10,56	2,272	2,09,65	964	2,09,59	8,281	7,63,48
		2. Other Small Scale Industries	855	5,27,95	2,815	5,69,80	861	1,71,93	2,609	13,26,34	2,134	4,45,69

			STATE : BIHAR
			BHAGALPUR		BHOJPUR		BOKARO		BUXAR
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			11	12	13	14	15	16	17	18
I.	AGRICULTURE		29,077	38,88,96	29,547	42,18,52	11,290	12,28,22	19,340	25,58,20
	1. Direct Finance		28,792	36,96,61	29,093	40,97,98	10,442	10,24,24	19,174	25,15,83
	2. Indirect Finance		285	1,92,35	454	1,20,54	848	2,03,98	166	42,37
II.	INDUSTRY		7,943	27,54,24	9,803	14,06,73	7,130	569,60,04	10,958	14,59,36
	1. Mining & Quarrying		2	5,92	1	3,62	4	91,48
	2. Manufacturing & Processing		7,937	27,46,72	9,663	13,51,10	6,616	557,25,01	10,939	14,41,70
	3. Electricity, Gas & Water						15	86,55	2	5,78
	4. Construction		4	1,60	139	52,01	495	10,57,00	17	11,88
III.	TRANSPORT OPERATORS		2,046	6,13,17	4,087	10,56,61	3,515	22,58,64	3,844	5,45,29
IV.	PROFESSIONAL AND OTHER SERVICES		5,402	7,33,21	1,120	2,28,73	2,355	4,12,16	792	2,68,46
V.	PERSONAL LOANS		17,650	43,84,82	13,861	31,12,41	20,934	54,44,28	8,058	14,91,54
	1. Loans for Purchase of Consumer Durables		1,085	2,58,45	301	71,48	1,761	4,79,70	737	86,73
	2. Loans for Housing		2,648	14,21,20	1,357	10,97,04	1,606	7,48,60	1,247	4,51,19
	3. Rest of the Personal Loans		13,917	27,05,17	12,203	19,43,89	17,567	42,15,98	6,074	9,53,62
VI.	TRADE		17,273	37,11,83	26,375	30,54,95	12,182	34,92,04	21,786	20,47,64
	1. Wholesale Trade		802	7,53,32	352	3,11,08	3,001	6,34,42	176	44,95
	2. Retail Trade		16,471	29,58,51	26,023	27,43,87	9,181	28,57,62	21,610	20,02,69
VII.	FINANCE		5	1,31	554	64,47	357	3,51,21
VIII.	ALL OTHERS		8,309	24,62,99	2,405	9,62,62	6,586	35,14,88	2,430	6,39,92
TOTAL BANK CREDIT			87,705	185,50,53	87,752	141,05,04	64,349	736,61,47	67,208	90,10,41
OF WHICH:		1. Artisans & Village Industries	4,036	5,42,89	7,747	5,29,10	3,274	5,31,68	8,630	5,30,85
		2. Other Small Scale Industries	3,112	14,85,25	1,475	6,05,71	2,178	16,26,66	908	3,52,42

			STATE : BIHAR
			CHATRA		DARBHANGA		DEOGHAR		DHANBAD
			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
OCCUPATION			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			19	20	21	22	23	24	25	26
I.	AGRICULTURE		10,294	9,06,26	15,523	23,57,39	25,894	22,95,32	7,559	14,50,70
	1. Direct Finance		10,236	8,83,27	15,360	22,98,21	25,113	17,26,30	7,337	13,41,63
	2. Indirect Finance		58	22,99	163	59,18	781	5,69,02	222	1,09,07
II.	INDUSTRY		1,068	1,19,63	6,468	14,95,05	6,763	21,94,89	6,740	277,18,26
	1. Mining & Quarrying				4	15,15			70	9,57,35
	2. Manufacturing & Processing		1,068	1,19,63	6,461	14,79,75	6,761	21,93,93	6,597	264,72,52
	3. Electricity, Gas & Water								3	17,82
	4. Construction				3	15	2	96	70	2,70,57
III.	TRANSPORT OPERATORS		508	2,24,55	1,659	2,92,00	2,290	6,06,72	2,817	19,00,49
IV.	PROFESSIONAL AND OTHER SERVICES		860	63,87	4,298	7,23,15	1,276	2,22,05	2,434	6,94,66
V.	PERSONAL LOANS		2,735	5,31,96	18,447	49,25,94	9,784	20,00,07	20,716	59,03,10
	1. Loans for Purchase of Consumer Durables		230	30,98	952	2,23,83	570	1,17,62	3,015	7,78,89
	2. Loans for Housing		246	83,07	3,142	20,40,10	1,311	7,68,18	2,024	12,50,33
	3. Rest of the Personal Loans		2,259	4,17,91	14,353	26,62,01	7,903	11,14,27	15,677	38,73,88
VI.	TRADE		4,172	4,28,34	13,500	26,92,98	8,899	18,51,57	7,771	72,02,16
	1. Wholesale Trade		524	59,20	445	3,34,30	251	3,68,27	291	12,20,16
	2. Retail Trade		3,648	3,69,14	13,055	23,58,68	8,648	14,83,30	7,480	59,82,00
VII.	FINANCE				19	12,14			93	2,32,42
VIII.	ALL OTHERS		675	1,89,15	3,859	12,06,13	5,171	9,80,95	7,228	51,01,30
TOTAL BANK CREDIT			20,312	24,63,76	63,773	137,04,78	60,077	101,51,57	55,358	502,03,09
OF WHICH:		1. Artisans & Village Industries	359	33,49	3,721	4,33,47	4,374	2,22,06	2,642	3,81,35
		2. Other Small Scale Industries	455	60,36	2,201	7,42,84	1,597	7,18,01	2,814	34,57,33

			STATE : BIHAR
			DUMKA		GARHWA		GAYA		GIRIDIH
			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
OCCUPATION			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			27	28	29	30	31	32	33	34
I.	AGRICULTURE		51,943	27,63,33	26,800	18,17,56	43,657	35,54,96	16,204	17,70,30
	1. Direct Finance		49,424	26,25,99	26,649	18,00,68	42,445	33,84,12	15,840	17,07,28
	2. Indirect Finance		2,519	1,37,34	151	16,88	1,212	1,70,84	364	63,02
II.	INDUSTRY		6,690	4,33,76	1,975	2,77,19	15,780	34,76,95	6,845	36,80,88
	1. Mining & Quarrying				2	38,62	4	13,37	1	4,12
	2. Manufacturing & Processing		6,690	4,33,76	1,973	2,38,57	15,756	34,42,66	6,843	36,70,14
	3. Electricity, Gas & Water
	4. Construction						20	20,92	1	6,62
III.	TRANSPORT OPERATORS		2,253	5,24,47	743	4,20,67	6,068	15,95,36	1,865	7,69,49
IV.	PROFESSIONAL AND OTHER SERVICES		788	82,79	120	15,63	4,120	7,19,34	2,630	3,16,35
V.	PERSONAL LOANS		10,101	17,87,09	2,808	4,52,39	24,499	45,14,18	13,421	26,90,34
	1. Loans for Purchase of Consumer Durables		1,044	2,18,37	96	26,77	2,125	3,62,52	1,278	2,10,02
	2. Loans for Housing		709	2,40,11	169	85,98	2,241	13,84,11	1,182	5,62,77
	3. Rest of the Personal Loans		8,348	13,28,61	2,543	3,39,64	20,133	27,67,55	10,961	19,17,55
VI.	TRADE		8,398	12,02,45	6,573	11,49,17	31,329	40,99,19	10,383	20,31,73
	1. Wholesale Trade		91	1,15,14	94	42,11	1,824	5,31,51	339	3,88,66
	2. Retail Trade		8,307	10,87,31	6,479	11,07,06	29,505	35,67,68	10,044	16,43,07
VII.	FINANCE		3	47,53			135	1,02,14	101	48,01
VIII.	ALL OTHERS		6,661	9,97,87	2,415	2,45,63	6,705	17,39,03	3,430	9,52,16
TOTAL BANK CREDIT			86,837	78,39,29	41,434	43,78,24	1,32,293	198,01,15	54,879	122,59,26
OF WHICH:		1. Artisans & Village Industries	5,853	2,32,04	1,282	1,39,63	9,125	6,48,00	2,587	2,72,10
		2. Other Small Scale Industries	633	1,29,61	630	60,84	4,500	11,37,20	3,382	15,84,60

			STATE : BIHAR
			GODDA		GOPALGANJ		GUMLA		HAZARIBAGH
			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
OCCUPATION			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			35	36	37	38	39	40	41	42
I.	AGRICULTURE		18,020	11,53,78	13,636	15,13,62	27,566	18,46,27	17,921	24,97,75
	1. Direct Finance		15,276	10,96,80	12,863	14,29,79	26,973	17,52,75	17,739	23,65,89
	2. Indirect Finance		2,744	56,98	773	83,83	593	93,52	182	1,31,86
II.	INDUSTRY		2,813	10,52,87	6,534	22,87,99	3,520	2,73,20	3,935	25,85,57
	1. Mining & Quarrying								10	1,94,91
	2. Manufacturing & Processing		2,804	9,71,83	6,532	22,81,57	3,517	2,72,17	3,914	23,81,47
	3. Electricity, Gas & Water		8	71,98
	4. Construction		1	9,06	2	6,42	3	1,03	11	9,19
III.	TRANSPORT OPERATORS		1,359	2,61,93	1,158	3,10,79	893	5,04,76	2,689	16,67,01
IV.	PROFESSIONAL AND OTHER SERVICES		759	1,27,72	3,227	2,76,37	2,972	2,65,91	1,820	3,52,87
V.	PERSONAL LOANS		5,141	7,60,86	7,995	16,29,54	4,357	9,53,20	18,849	49,10,45
	1. Loans for Purchase of Consumer Durables		573	92,62	646	1,31,59	133	21,69	3,489	7,88,92
	2. Loans for Housing		67	65,23	761	2,81,81	478	2,84,98	2,030	9,80,64
	3. Rest of the Personal Loans		4,501	6,03,01	6,588	12,16,14	3,746	6,46,53	13,330	31,40,89
VI.	TRADE		5,279	9,05,29	10,072	15,71,39	12,146	11,54,86	6,972	25,23,55
	1. Wholesale Trade		136	35,33	755	2,77,48	661	1,02,74	332	6,05,74
	2. Retail Trade		5,143	8,69,96	9,317	12,93,91	11,485	10,52,12	6,640	19,17,81
VII.	FINANCE								67	1,14,03
VIII.	ALL OTHERS		6,679	7,86,07	2,692	3,83,04	1,609	2,89,53	3,507	13,56,74
TOTAL BANK CREDIT			40,050	50,48,52	45,314	79,72,74	53,063	52,87,73	55,760	160,07,97
OF WHICH:		1. Artisans & Village Industries	1,737	1,63,37	4,390	2,82,46	2,317	90,74	1,415	2,45,23
		2. Other Small Scale Industries	949	5,81,81	1,810	16,13,50	730	1,20,26	1,482	14,40,54

			STATE : BIHAR
			JAMUI		JEHANABAD		KATIHAR		KHAGARIA
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			43	44	45	46	47	48	49	50
I.	AGRICULTURE		15,159	17,79,93	21,478	15,62,05	33,817	50,67,71	16,502	19,95,72
	1. Direct Finance		15,099	17,70,67	21,170	14,69,01	33,444	49,89,49	16,420	19,74,26
	2. Indirect Finance		60	9,26	308	93,04	373	78,22	82	21,46
II.	INDUSTRY		2,891	3,98,75	6,728	12,00,08	5,003	14,23,55	2,979	4,17,34
	1. Mining & Quarrying						12	41,79
	2. Manufacturing & Processing		2,891	3,98,75	6,728	12,00,08	4,974	13,80,99	2,978	4,17,25
	3. Electricity, Gas & Water
	4. Construction						17	77	1	9
III.	TRANSPORT OPERATORS		1,646	3,21,16	1,826	6,00,74	1,752	2,60,38	2,216	1,89,60
IV.	PROFESSIONAL AND OTHER SERVICES		1,718	1,78,92	831	2,13,47	578	59,60	474	56,56
V.	PERSONAL LOANS		4,612	8,07,11	7,571	8,64,85	12,296	23,22,63	3,550	7,18,75
	1. Loans for Purchase of Consumer Durables		777	1,05,84	137	35,05	845	1,22,49	253	72,65
	2. Loans for Housing		735	2,17,35	659	2,49,20	1,972	7,59,41	395	1,32,77
	3. Rest of the Personal Loans		3,100	4,83,92	6,775	5,80,60	9,479	14,40,73	2,902	5,13,33
VI.	TRADE		11,171	13,67,23	11,980	13,39,44	10,263	22,27,52	9,515	16,13,57
	1. Wholesale Trade		623	93,42	120	56,28	995	3,99,80	53	74,78
	2. Retail Trade		10,548	12,73,81	11,860	12,83,16	9,268	18,27,72	9,462	15,38,79
VII.	FINANCE				5	2,28	68	21,59
VIII.	ALL OTHERS		1,902	5,29,65	2,238	4,15,91	2,510	5,82,44	625	1,10,77
TOTAL BANK CREDIT			39,099	53,82,75	52,657	61,98,82	66,287	119,65,42	35,861	51,02,31
OF WHICH:		1. Artisans & Village Industries	2,258	2,26,66	3,228	2,95,83	2,214	2,29,39	1,936	1,47,98
		2. Other Small Scale Industries	544	1,48,47	3,214	7,36,15	1,952	6,10,76	811	2,35,83

			STATE : BIHAR
			KISHANGANJ		KODERMA		LAKHISARAI		LOHARDAGGA
OCCUPATION			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			51	52	53	54	55	56	57	58
I.	AGRICULTURE		16,686	18,76,69	4,215	4,65,63	6,991	10,19,45	11,933	7,36,10
	1. Direct Finance		16,506	18,66,32	4,215	4,65,63	6,942	10,10,38	11,867	6,95,18
	2. Indirect Finance		180	10,37			49	9,07	66	40,92
II.	INDUSTRY		4,162	4,21,67	897	3,17,65	1,584	4,65,03	948	2,05,23
	1. Mining & Quarrying				7	22,63
	2. Manufacturing & Processing		4,152	4,17,76	887	2,94,40	1,584	4,65,03	944	2,05,00
	3. Electricity, Gas & Water
	4. Construction		10	3,91	3	62			4	23
III.	TRANSPORT OPERATORS		582	82,19	397	2,25,65	1,146	1,24,82	367	3,08,36
IV.	PROFESSIONAL AND OTHER SERVICES		1,039	90,65	598	74,26	459	95,20	338	1,04,14
V.	PERSONAL LOANS		4,360	6,91,32	3,175	7,64,04	2,381	4,45,56	1,818	4,67,64
	1. Loans for Purchase of Consumer Durables		493	82,50	116	31,64	115	19,76	507	1,41,41
	2. Loans for Housing		878	2,91,19	397	1,83,70	184	80,82	117	1,06,60
	3. Rest of the Personal Loans		2,989	3,17,63	2,662	5,48,70	2,082	3,44,98	1,194	2,19,63
VI.	TRADE		7,363	10,57,17	1,496	4,39,52	4,956	8,21,07	3,292	3,54,72
	1. Wholesale Trade		958	2,05,12	55	34,23	96	1,02,03	79	33,04
	2. Retail Trade		6,405	8,52,05	1,441	4,05,29	4,860	7,19,04	3,213	3,21,68
VII.	FINANCE				1	88			1	3,54
VIII.	ALL OTHERS		929	94,83	1,500	2,82,74	1,806	5,39,87	1,105	1,86,45
TOTAL BANK CREDIT			35,121	43,14,52	12,279	25,70,37	19,323	35,11,00	19,802	23,66,18
OF WHICH:		1. Artisans & Village Industries	2,498	1,64,94	375	72,38	762	91,77	509	58,63
		2. Other Small Scale Industries	1,013	1,44,17	450	1,57,61	722	2,27,41	345	1,04,87

			STATE : BIHAR
			MADHEPURA		MADHUBANI		MUNGER		MUZAFFARPUR
			No. of	Amount	No. of	Amount	No. of	Amount	No. of	Amount
OCCUPATION			Accounts	Out-	Accounts	Out-	Accounts	Out-	Accounts	Out-
				standing		standing		standing		standing
			59	60	61	62	63	64	65	66
I.	AGRICULTURE		15,359	28,45,74	30,358	35,34,29	13,189	14,35,41	22,874	43,92,40
	1. Direct Finance		15,288	28,26,08	29,513	34,29,16	13,134	14,24,23	22,427	41,25,16
	2. Indirect Finance		71	19,66	845	1,05,13	55	11,18	447	2,67,24
II.	INDUSTRY		3,978	7,84,00	8,451	9,95,97	3,596	7,97,19	10,944	36,26,74
	1. Mining & Quarrying		1	3,94	1	3,47			4	14,56
	2. Manufacturing & Processing		3,977	7,80,06	8,290	9,80,15	3,573	7,68,52	10,917	35,68,69
	3. Electricity, Gas & Water						1	1,63	1	5,49
	4. Construction				160	12,35	22	27,04	22	38,00
III.	TRANSPORT OPERATORS		1,545	4,50,01	4,087	3,78,34	2,685	5,08,27	5,312	10,12,11
IV.	PROFESSIONAL AND OTHER SERVICES		798	1,23,79	4,189	3,49,67	1,049	2,21,66	2,785	7,59,03
V.	PERSONAL LOANS		5,038	9,91,44	16,412	27,51,33	8,191	18,88,78	30,019	88,27,10
	1. Loans for Purchase of Consumer Durables		646	1,17,96	489	1,05,30	341	87,30	2,613	5,95,42
	2. Loans for Housing		251	1,49,34	2,305	9,87,11	1,241	6,67,71	5,172	36,92,44
	3. Rest of the Personal Loans		4,141	7,24,14	13,618	16,58,92	6,609	11,33,77	22,234	45,39,24
VI.	TRADE		9,756	21,59,26	14,748	21,87,37	12,616	20,59,00	33,887	76,75,84
	1. Wholesale Trade		1,766	4,67,03	1,421	3,59,51	221	1,35,22	1,290	15,98,67
	2. Retail Trade		7,990	16,92,23	13,327	18,27,86	12,395	19,23,78	32,597	60,77,17
VII.	FINANCE		1	2,53	5	7,05			2	8,13
VIII.	ALL OTHERS		280	77,56	4,414	5,40,63	2,711	9,24,75	5,462	17,10,63
TOTAL BANK CREDIT			36,755	74,34,33	82,664	107,44,65	44,037	78,35,06	1,11,285	280,11,98
OF WHICH:		1. Artisans & Village Industries	1,489	1,50,40	5,473	3,26,67	2,056	2,75,54	6,438	6,26,35
		2. Other Small Scale Industries	1,520	4,08,02	2,433	5,11,77	1,112	2,98,84	3,345	17,84,67