Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. Of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

4,561

10,30

10,36

3,313

5,90

6,10

1. Direct Finance

4,553

10,27

10,33

3,262

5,81

5,99

2. Indirect Finance

8

3

3

51

9

11

II.

INDUSTRY

3,050

13,44

13,74

1,914

9,07

9,33

1. Mining & Quarrying

2

16

13

—

—

—

2. Food Manufacturing & Processing

25

57

55

19

15

16

(a) Rice Mills, Flour & Dal Mills

9

43

42

2

2

2

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

—

—

—

1

1

—

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

—

—

—

(f) Others

16

15

13

16

13

13

3. Beverage & Tobacco

—

—

—

—

—

—

4. Textiles

84

64

67

82

53

55

(a) Cotton Textiles

3

4

4

17

7

6

(b) Jute Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

11

9

9

25

20

21

(d) Other Textiles

70

50

54

40

26

27

5. Paper, Paper Products & Printing

2

3

3

3

3

4

6. Leather & Leather Products

1

1

1

3

4

4

7. Rubber & Rubber Products

—

—

—

—

—

—

8. Chemicals & Chemical Products

1

2

1

3

4

4

(a) Heavy Industrial Chemicals

—

—

—

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

1

2

1

3

4

4

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

—

—

—

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

1

—

—

—

—

—

11. Basic Metals & Metal Products

8

14

11

2

2

2

(a) Iron & Steel

—

—

—

—

—

—

(b) Non-Ferrous Metals

1

9

5

—

—

—

(c) Other Metal Products

7

6

6

2

2

2

12. Engineering

3

6

7

9

8

8

(a) Heavy Engineering

—

—

—

—

—

—

(b) Light Engineering

1

4

4

7

5

4

(c) Electrical Machinery & Goods

2

2

2

2

4

4

(d) Electronic Machinery & Goods

—

—

—

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

3

2

2

1

—

—

14. Other Industries

2,880

11,54

11,93

1,338

5,04

5,21

15. Electricity, Gas & Water

—

—

—

1

22

22

(a) Electricity Generation & Transmission

—

—

—

1

22

22

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

40

25

22

453

2,92

2,99

III.

TRANSPORT OPERATORS

282

2,99

2,61

41

68

60

IV.

PROFESSIONAL AND OTHER SERVICES

517

2,56

2,61

286

1,20

1,28

V.

PERSONAL LOANS

2,068

6,91

6,45

1,406

7,25

6,22

1. Loans for Purchase of Consumer Durables

220

62

59

37

27

19

2. Loans for Housing

136

1,69

1,61

443

2,83

2,55

3. Rest of the Personal Loans

1,712

4,61

4,25

926

4,15

3,48

VI.

TRADE

2,272

14,04

13,24

1,188

4,19

4,20

1. Wholesale Trade

31

2,11

1,97

4

9

9

2. Retail Trade

2,241

11,93

11,27

1,184

4,09

4,11

VII.

FINANCE

—

—

—

—

—

—

VIII.

ALL OTHERS

2,025

11,11

10,83

3,009

14,07

14,83

TOTAL BANK CREDIT

14,775

61,35

59,84

11,157

42,36

42,56

OF WHICH: 1. Artisans & Village Industries

1,596

6,36

6,44

513

2,96

3,03

2. Other Small Scale Industries

1,036

4,99

5,14

454

1,31

1,41

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,321

8,90

8,14

—

—

—

1. Direct Finance

1,299

3,64

3,79

—

—

—

2. Indirect Finance

22

5,26

4,35

—

—

—

II.

INDUSTRY

2,171

13,78

13,51

—

—

—

1. Mining & Quarrying

—

—

—

—

—

—

2. Food Manufacturing & Processing

35

1,06

1,37

—

—

—

(a) Rice Mills, Flour & Dal Mills

15

15

16

—

—

—

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

1

45

49

—

—

—

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

1

9

10

—

—

—

(f) Others

18

37

62

—

—

—

3. Beverage & Tobacco

—

—

—

—

—

—

4. Textiles

364

2,07

2,46

—

—

—

(a) Cotton Textiles

3

9

9

—

—

—

(b) Jute Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

275

1,50

1,78

—

—

—

(d) Other Textiles

86

48

60

—

—

—

5. Paper, Paper Products & Printing

9

44

43

—

—

—

6. Leather & Leather Products

3

3

4

—

—

—

7. Rubber & Rubber Products

1

3

8

—

—

—

8. Chemicals & Chemical Products

6

1,46

1,14

—

—

—

(a) Heavy Industrial Chemicals

—

—

—

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

2

1,32

1,02

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

4

14

12

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

1

—

—

—

11. Basic Metals & Metal Products

17

45

47

—

—

—

(a) Iron & Steel

2

6

7

—

—

—

(b) Non-Ferrous Metals

—

—

—

—

—

—

(c) Other Metal Products

15

39

40

—

—

—

12. Engineering

8

77

54

—

—

—

(a) Heavy Engineering

1

50

26

—

—

—

(b) Light Engineering

3

5

5

—

—

—

(c) Electrical Machinery & Goods

4

22

22

—

—

—

(d) Electronic Machinery & Goods

—

—

—

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

10

6

7

—

—

—

14. Other Industries

1,716

7,41

6,91

—

—

—

15. Electricity, Gas & Water

—

—

—

—

—

—

(a) Electricity Generation & Transmission

—

—

—

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

1

—

1

—

—

—

III.

TRANSPORT OPERATORS

174

2,26

2,06

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

380

2,20

2,13

—

—

—

V.

PERSONAL LOANS

5,739

30,67

26,23

—

—

—

1. Loans for Purchase of Consumer Durables

678

2,33

1,84

—

—

—

2. Loans for Housing

862

9,34

7,98

—

—

—

3. Rest of the Personal Loans

4,199

19,00

16,41

—

—

—

VI.

TRADE

1,460

11,52

10,70

—

—

—

1. Wholesale Trade

43

2,05

2,02

—

—

—

2. Retail Trade

1,417

9,47

8,68

—

—

—

VII.

FINANCE

3

26

15

—

—

—

VIII.

ALL OTHERS

1,389

10,30

10,43

—

—

—

TOTAL BANK CREDIT

12,637

79,89

73,35

—

—

—

OF WHICH : 1. Artisans & Village Industries

495

2,13

2,26

—

—

—

2. Other Small Scale Industries

912

5,30

4,71

—

—

—