Indicators

March
2003

March
2004

March
2005

March
2006

March
2007

March
2008

March
2009

March
2010

March
2011

Number of Commercial Banks

293

291

288

222

182

173

170

167

167

(a) Scheduled Commercial Banks

288

286

284

218

178

169

166

163

163

of which: Regional Rural Banks

196

196

196

133

96

90

86

82

82

(b) Non-Scheduled Commercial Banks

5

5

4

4

4

4

4

4

4

Number of Bank Offices in India

68500

69170

70373

72072

74653

78787

82897

88203

93080

(a) Rural

32283

32227

30790

30251

30409

30927

31598

32529

33602

(b) Semi-Urban

15135

15288

15325

15991

16770

18027

19337

21022

23048

(c) Urban

11566

11806

12419

13232

14202

15566

16726

18288

19156

(d) Metropolitan

9516

9750

11839

12598

13272

14267

15236

16364

17274

Population per Office (in thousands)

16

16

16

16

15

15

15

14

13

Aggregate deposits of Scheduled Commercial Banks in India (Rs. crore)

1311761

1504416

1700198

2109049

2611934

3196940

3834110

4492826

5207969

(a) Demand deposits

187837

225022

248028

364640

429731

524310

523085

645610

641705

(b) Time deposits

1123924

1279394

1452171

1744409

2182203

2672630

3311025

3847216

4566264

Bank credit of Scheduled Commercial Banks in India (Rs. crore)

746432

840785

1100428

1507077

1931190

2361913

2775549

3244788

3942082

SLR investments of Scheduled Commercial
Banks in India (Rs. crore)

547546

677588

739154

717454

791516

971714

1166410

1384753

1501619

Deposits of Scheduled Commercial Banks per office (Rs. lakh)

1925

2265

2574

3047

3675

4344

4980

5479

6090

Credit of Scheduled Commercial Banks per office (Rs. lakh)

1143

1330

1700

2209

2757

3222

3615

3983

4575

Per capita Deposit of Scheduled Commercial Banks (Rs.)

12253

14089

16281

19130

23382

28610

33919

39107

46321

Per capita Credit of Scheduled Commercial Banks (Rs.)

7275

8273

10752

13869

17541

21218

24617

28431

34800

Deposits of Scheduled Commercial
Banksas percentage to Gross National
Productat factor cost (at current prices)

58.8

59.4

60.0

65.4

70.1

74.4

78.0

73.7

71.9

Scheduled Commercial Banks’Advances to
Priority Sectors (Rs. crore)

218251

276621

370603

512790

655317

781476

908929

1091510

1315861

Share of Priority Sector Advances in Total Advances of Scheduled Commercial Banks (per cent)

29.5

32.0

32.2

33.8

33.1

31.6

30.3

31.2

30.6

Credit-Deposit Ratio (per cent)

56.9

55.9

62.6

70.1

73.5

74.6

73.8

73.7

76.5

Investment-Deposit Ratio (per cent)

41.3

45.0

47.3

40.0

35.3

35.5

35.7

36.4

34.1

Cash-Deposit Ratio (per cent)

6.3

7.2

6.4

6.7

7.2

9.7

7.3

7.7

8.2

Notes : 1) Number of bank offices includes Administrative Offices.
2) Classification of bank offices according to population, for years upto March 2004 it is based on 1991 census. For March 2005 to March 2011, classification of bank offices are based on 2001 census.
3) Population per office, per capita deposits and per capita credit are based on the estimated population figures as on March 01, supplied by the Office of the Registrar General, India.
4) Aggregate deposits, bank credit and SLR investments of Scheduled Commercial Banks in India are as per “Form-A” return under Section 42(2) of the Reserve Bank of India Act, 1934 and relate to the last Friday of the reference period.
5) Scheduled Commercial Banks’ advances to priority sectors and the related ratios are exclusive of Regional Rural Banks.
6) For working out cash-deposit ratio, cash is taken as the total of ‘cash in hand’ and ‘balances with the Reserve Bank of India’.
7) Investments of Scheduled Commercial Banks in India include only investments in government securities and other approved securities.