Indicators |
June
1969 |
March
1999 |
March
2000 |
March
2001 |
March
2002 |
March
2003 |
March
2004 |
March
2005 |
March
2006 |
Number of Commercial Banks |
89 |
301 |
298 |
300 |
297 |
292 |
290 |
289 |
222 |
(a) Scheduled Commercial Banks |
73 |
301 |
297 |
296 |
293 |
288 |
286 |
285 |
218 |
of which: Regional Rural Banks |
— |
196 |
196 |
196 |
196 |
196 |
196 |
196 |
133 |
(b) Non-Scheduled Commercial Banks |
16 |
— |
2 |
5 |
4 |
4 |
5 |
4 |
4 |
Number of Bank Offices in India |
8262 |
67157 |
67868 |
67937 |
68195 |
68500 |
69170 |
70373 |
71177 |
(a) Rural |
1833 |
32859 |
32852 |
32585 |
32503 |
32283 |
32227 |
30790 |
30769 |
(b) Semi-Urban |
3342 |
14462 |
14841 |
14843 |
14962 |
15135 |
15288 |
15325 |
15503 |
(c) Urban |
1584 |
10841 |
10994 |
11193 |
11328 |
11566 |
11806 |
12419 |
12747 |
(d) Metropolitan |
1503 |
8995 |
9181 |
9316 |
9402 |
9516 |
9750 |
11839 |
12158 |
Population per Office (in thousands) |
64 |
15 |
15 |
15 |
15 |
16 |
16 |
16 |
16 |
Aggregate deposits of Scheduled |
4646 |
722203 |
851593 |
989141 |
1131188 |
1311761 |
1504416 |
1700198 |
2109049 |
Commercial Banks in India (Rs. crore) |
|
|
|
|
|
|
|
|
|
(a) Demand deposits |
2104 |
117423 |
145283 |
159407 |
169103 |
187837 |
225022 |
248028 |
364640 |
(b) Time deposits |
2542 |
604780 |
706310 |
829734 |
962085 |
1123924 |
1279394 |
1452171 |
1744409 |
Credit of Scheduled Commercial |
3599 |
368837 |
454069 |
529271 |
609053 |
746432 |
840785 |
1100428 |
1507077 |
Banks in India (Rs. crore) |
|
|
|
|
|
|
|
|
|
Investments of Scheduled Commercial |
1361 |
254594 |
311697 |
367184 |
437482 |
547546 |
677588 |
739154 |
717454 |
Banks in India (Rs. crore) |
|
|
|
|
|
|
|
|
|
Deposits of Scheduled Commercial |
56 |
1075 |
1255 |
1456 |
1659 |
1925 |
2265 |
2574 |
3047 |
Banks per office (Rs. lakh) |
|
|
|
|
|
|
|
|
|
Credit of Scheduled Commercial |
44 |
549 |
669 |
779 |
893 |
1143 |
1330 |
1700 |
2209 |
Banks per office (Rs. lakh) |
|
|
|
|
|
|
|
|
|
Per capita Deposit of Scheduled |
88 |
7359 |
8542 |
9770 |
11008 |
12253 |
14089 |
16281 |
19130 |
Commercial Banks (Rs.) |
|
|
|
|
|
|
|
|
|
Per capita Credit of Scheduled |
68 |
3759 |
4555 |
5228 |
5927 |
7275 |
8273 |
10752 |
13869 |
Commercial Banks (Rs.) |
|
|
|
|
|
|
|
|
|
Deposits of Scheduled Commercial Banks |
15.5 |
50.3 |
53.5 |
56.0 |
54.4 |
58.8 |
60.0 |
60.2 |
66.3 |
as percentage to Gross National Product |
|
|
|
|
|
|
|
|
|
at factor cost (at current prices) |
|
|
|
|
|
|
|
|
|
Scheduled Commercial Banks’ Advances |
504 |
126309 |
155779 |
182255 |
205606 |
254648 |
263834 |
381476 |
509910 |
to Priority Sectors (Rs. crore) |
|
|
|
|
|
|
|
|
|
Share of Priority Sector Advances in total |
14.0 |
35.3 |
35.4 |
31.0 |
34.8 |
35.1 |
34.5 |
36.7 |
35.3 |
credit of Scheduled Commercial Banks |
|
|
|
|
|
|
|
|
|
(per cent) |
|
|
|
|
|
|
|
|
|
Credit-Deposit Ratio (per cent) |
77.5 |
51.1 |
53.3 |
53.5 |
53.8 |
56.9 |
55.9 |
62.6 |
70.1 |
Investment-Deposit Ratio (per cent) |
29.3 |
35.3 |
36.6 |
37.1 |
38.7 |
41.3 |
45.0 |
47.3 |
40.1 |
Cash-Deposit Ratio (per cent) |
8.2 |
9.4 |
9.8 |
8.4 |
7.1 |
6.3 |
7.2 |
6.4 |
6.7 |
Notes :
1. Number of bank offices includes Administrative Offices.
2. Classification of bank offices according to population for the year 1969 is based on 1961 census and for the subsequent
years up to March 2004, it is based on 1991 census. For March 2005 and March 2006, classification of bank offices were
based on 2001 census.
3. Population per office, per capita deposits and per capita credit are based on the estimated mid-year population
figures, supplied by the Office of the Registrar General, India.
4. Deposits, credit and investments of Scheduled Commercial Banks in India are as per “Form-A” return under Section 42(2)
of the Reserve Bank of India Act, 1934 and relate to the last Friday of the reference period.
5. The ratio of bank deposits to national income for the years 1996 to 2003 is based on the new series of national income
with 1993-94 as the base year. For the year 1969, the base is 1970-71.
6. Scheduled Commercial Banks’ advances to priority sectors and the related ratios are exclusive of Regional Rural Banks.
7. For working out cash-deposit ratio, cash is taken as the total of ‘cash in hand’ and ‘balances with the Reserve Bank of
India’. The data for ‘cash in hand’ are taken from “Form-A” return as per Section 42(2) of the Reserve Bank of India Act, 1934 and ‘balances with the Reserve Bank of India’ are taken from the “Weekly Statement of Affairs of the Reserve Bank of India”.
8. Investments of Scheduled Commercial Banks in India include only investments in government securities and other
approved securities. |
